Hoxton Planning & Management
Latest statistics and disclosures from Hoxton Planning & Management's latest quarterly 13F-HR filing:
- Top 5 stock holdings are IVV, IUSB, IWR, ISTB, NVDA, and represent 31.07% of Hoxton Planning & Management's stock portfolio.
- Added to shares of these 10 stocks: SPY, SCHZ, SCHP, SPYG, VOOV, VXUS, IVE, TLH, IAU, DGRW.
- Started 22 new stock positions in BMY, DOW, SWKS, EMGF, HON, MTUM, SHBI, LRCX, CME, WFC. PAYX, IAU, MMC, BLK, QQQ, WIT, SPYG, BSX, HEFA, HYDB, BBUS, ILCV.
- Reduced shares in these 10 stocks: IVV, IUSB, EFG, , EFV, DFCF, FCOR, ELS, BAB, IFRA.
- Sold out of its positions in AZN, Avangrid, BlackRock, CMCSA, IIPR, PDBC, BAB, IJT, CMBS, IGEB. IFRA, Lam Research Corporation, ZROZ, TROW, XLI, XLC, TSM, TGT, VWOB, VWO, VDE, VBK, ETN, ASML.
- Hoxton Planning & Management was a net buyer of stock by $15M.
- Hoxton Planning & Management has $262M in assets under management (AUM), dropping by 1.52%.
- Central Index Key (CIK): 0001954782
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Portfolio Holdings for Hoxton Planning & Management
Hoxton Planning & Management holds 199 positions in its portfolio as reported in the March 2025 quarterly 13F filing
Company (Ticker) | Portfolio Weight | Valued At | Change in Shares | Share Count | Share Price | |
---|---|---|---|---|---|---|
Ishares Tr Core S&p500 Etf (IVV) | 16.8 | $44M | -4% | 79k | 561.90 |
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Ishares Tr Core Total Usd (IUSB) | 5.9 | $16M | -9% | 336k | 46.08 |
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Ishares Tr Rus Mid Cap Etf (IWR) | 2.9 | $7.7M | -6% | 90k | 85.07 |
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Ishares Tr Core 1 5 Yr Usd (ISTB) | 2.8 | $7.2M | +11% | 150k | 48.35 |
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NVIDIA Corporation (NVDA) | 2.7 | $7.0M | 64k | 108.38 |
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Apple (AAPL) | 2.3 | $6.1M | 28k | 222.13 |
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Vanguard Index Fds S&p 500 Etf Shs (VOO) | 2.1 | $5.6M | 11k | 513.90 |
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Schwab Strategic Tr Us Tips Etf (SCHP) | 2.0 | $5.2M | +128% | 194k | 26.89 |
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Ishares Tr Msci Usa Qlt Fct (QUAL) | 1.9 | $5.0M | +9% | 29k | 170.89 |
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Ishares Tr S&p 500 Grwt Etf (IVW) | 1.9 | $4.9M | -8% | 53k | 92.83 |
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Ishares Tr S&p 500 Val Etf (IVE) | 1.8 | $4.6M | +43% | 24k | 190.58 |
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Blackrock Etf Trust Ishares Us Equit (DYNF) | 1.6 | $4.3M | -3% | 88k | 48.76 |
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Schwab Strategic Tr Us Aggregate B (SCHZ) | 1.6 | $4.3M | +298% | 185k | 23.16 |
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Spdr S&p 500 Etf Tr Tr Unit (SPY) | 1.6 | $4.2M | +474% | 7.5k | 559.37 |
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Microsoft Corporation (MSFT) | 1.6 | $4.2M | 11k | 375.39 |
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Ishares Tr Eafe Grwth Etf (EFG) | 1.5 | $4.0M | -21% | 40k | 100.00 |
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Ishares Tr Core Us Aggbd Et (AGG) | 1.2 | $3.0M | +3% | 31k | 98.92 |
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Ishares Tr Core S&p Ttl Stk (ITOT) | 1.1 | $3.0M | +54% | 25k | 122.01 |
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Ishares Tr Eafe Value Etf (EFV) | 1.1 | $2.9M | -21% | 49k | 58.94 |
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Spdr Ser Tr Prtflo S&p500 Gw (SPYG) | 1.1 | $2.8M | NEW | 35k | 80.37 |
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Ishares Tr Mbs Etf (MBB) | 0.9 | $2.4M | -11% | 26k | 93.78 |
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Ishares Tr Msci Emg Mkt Etf (EEM) | 0.9 | $2.3M | 53k | 43.70 |
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Ishares Tr Rus 1000 Etf (IWB) | 0.9 | $2.2M | +9% | 7.3k | 306.74 |
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Amazon (AMZN) | 0.9 | $2.2M | +4% | 12k | 190.26 |
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Vanguard Admiral Fds 500 Val Idx Fd (VOOV) | 0.8 | $2.2M | +296% | 12k | 184.20 |
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Ishares Tr S&p 100 Etf (OEF) | 0.8 | $2.0M | +108% | 7.6k | 270.84 |
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Ishares Core Msci Emkt (IEMG) | 0.8 | $2.0M | +21% | 38k | 53.97 |
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Vanguard Star Fds Vg Tl Intl Stk F (VXUS) | 0.7 | $1.9M | +286% | 31k | 62.10 |
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Meta Platforms Cl A (META) | 0.7 | $1.9M | 3.3k | 576.36 |
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Blackrock Etf Trust Ii Ishares Flexible (BINC) | 0.7 | $1.8M | +8% | 35k | 52.38 |
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Ishares Tr 10-20 Yr Trs Etf (TLH) | 0.7 | $1.8M | +364% | 17k | 103.75 |
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Ishares Tr U.s. Tech Etf (IYW) | 0.7 | $1.7M | -10% | 13k | 140.44 |
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Dimensional Etf Trust Core Fixed Incom (DFCF) | 0.6 | $1.7M | -32% | 40k | 42.06 |
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Ishares Tr Core Msci Eafe (IEFA) | 0.6 | $1.6M | -19% | 21k | 75.65 |
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Vanguard Bd Index Fds Intermed Term (BIV) | 0.6 | $1.5M | +134% | 20k | 76.57 |
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Wisdomtree Tr Us Qtly Div Grt (DGRW) | 0.6 | $1.5M | +306% | 19k | 79.86 |
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Equity Lifestyle Properties (ELS) | 0.6 | $1.5M | -32% | 23k | 66.70 |
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Ishares Tr 20 Yr Tr Bd Etf (TLT) | 0.6 | $1.5M | -20% | 17k | 91.03 |
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Costco Wholesale Corporation (COST) | 0.5 | $1.4M | -4% | 1.5k | 945.78 |
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Ishares Tr Core S&p Us Vlu (IUSV) | 0.5 | $1.4M | +129% | 15k | 92.29 |
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Vanguard Index Fds Value Etf (VTV) | 0.5 | $1.3M | 7.7k | 172.74 |
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Alphabet Cap Stk Cl A (GOOGL) | 0.5 | $1.3M | -5% | 8.4k | 154.64 |
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Ishares Msci Emrg Chn (EMXC) | 0.5 | $1.3M | -28% | 24k | 55.09 |
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International Business Machines (IBM) | 0.5 | $1.3M | 5.2k | 248.66 |
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Ishares Gold Tr Ishares New (IAU) | 0.5 | $1.2M | NEW | 21k | 58.96 |
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Vanguard Index Fds Growth Etf (VUG) | 0.4 | $1.1M | -7% | 3.0k | 370.77 |
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Invesco Qqq Tr Unit Ser 1 (QQQ) | 0.4 | $1.1M | NEW | 2.4k | 468.96 |
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Eli Lilly & Co. (LLY) | 0.4 | $1.1M | -2% | 1.3k | 825.83 |
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Broadcom (AVGO) | 0.4 | $1.0M | +5% | 6.3k | 167.43 |
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Berkshire Hathaway Inc Del Cl B New (BRK.B) | 0.4 | $1.0M | 2.0k | 532.58 |
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Verizon Communications (VZ) | 0.4 | $1.0M | -10% | 22k | 45.36 |
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Netflix (NFLX) | 0.4 | $1.0M | +2% | 1.1k | 932.53 |
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Ishares Tr Us Treas Bd Etf (GOVT) | 0.4 | $1.0M | +10% | 44k | 22.98 |
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Fidelity Merrimack Str Tr Total Bd Etf (FBND) | 0.4 | $982k | +28% | 22k | 45.65 |
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Vanguard World Inf Tech Etf (VGT) | 0.4 | $979k | -30% | 1.8k | 542.38 |
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Ishares Tr Msci Usa Mmentm (MTUM) | 0.4 | $966k | NEW | 4.8k | 202.12 |
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Exxon Mobil Corporation (XOM) | 0.4 | $959k | 8.1k | 118.93 |
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JPMorgan Chase & Co. (JPM) | 0.4 | $951k | +6% | 3.9k | 245.33 |
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Ishares Tr Esg Awr Msci Usa (ESGU) | 0.4 | $949k | +22% | 7.8k | 121.91 |
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Mastercard Incorporated Cl A (MA) | 0.4 | $948k | +4% | 1.7k | 548.12 |
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Automatic Data Processing (ADP) | 0.4 | $945k | 3.1k | 305.55 |
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Pimco Etf Tr 0-5 High Yield (HYS) | 0.3 | $886k | -6% | 9.5k | 93.66 |
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Shore Bancshares (SHBI) | 0.3 | $882k | NEW | 65k | 13.54 |
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Tesla Motors (TSLA) | 0.3 | $851k | -2% | 3.3k | 259.19 |
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Vanguard Index Fds Total Stk Mkt (VTI) | 0.3 | $847k | +6% | 3.1k | 274.88 |
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Blackrock (BLK) | 0.3 | $830k | NEW | 877.00 | 946.85 |
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American Centy Etf Tr Avantis Emgmkt (AVEM) | 0.3 | $821k | 14k | 60.17 |
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Dimensional Etf Trust Intl Core Equity (DFIC) | 0.3 | $808k | -36% | 29k | 27.77 |
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Intuit (INTU) | 0.3 | $800k | 1.3k | 614.05 |
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S&p Global (SPGI) | 0.3 | $796k | 1.6k | 508.10 |
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Ishares Tr Hdg Msci Eafe (HEFA) | 0.3 | $776k | NEW | 21k | 36.29 |
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Stryker Corporation (SYK) | 0.3 | $734k | 2.0k | 372.25 |
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Ishares Tr Core S&p Mcp Etf (IJH) | 0.3 | $721k | -2% | 12k | 58.35 |
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Ishares Tr Jpmorgan Usd Emg (EMB) | 0.3 | $703k | +20% | 7.8k | 90.59 |
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Home Depot (HD) | 0.3 | $688k | 1.9k | 366.40 |
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Alphabet Cap Stk Cl C (GOOG) | 0.3 | $671k | +12% | 4.3k | 156.23 |
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Ishares Tr Rus 2000 Val Etf (IWN) | 0.3 | $668k | -4% | 4.4k | 150.98 |
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Republic Services (RSG) | 0.3 | $665k | 2.7k | 242.16 |
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Ishares Tr Core S&p Us Gwt (IUSG) | 0.2 | $654k | +4% | 5.1k | 127.08 |
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Visa Com Cl A (V) | 0.2 | $652k | +6% | 1.9k | 350.46 |
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Ishares Tr Ishs 5-10yr Invt (IGIB) | 0.2 | $647k | +2% | 12k | 52.52 |
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UnitedHealth (UNH) | 0.2 | $638k | -19% | 1.2k | 523.55 |
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Pfizer (PFE) | 0.2 | $627k | -9% | 25k | 25.34 |
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Blackrock Etf Trust Us Carbon Trans (LCTU) | 0.2 | $601k | +67% | 9.9k | 60.60 |
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Ishares Tr Rus 2000 Grw Etf (IWO) | 0.2 | $592k | -30% | 2.3k | 255.53 |
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Vanguard Mun Bd Fds Tax Exempt Bd (VTEB) | 0.2 | $582k | +60% | 12k | 49.62 |
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Vanguard World Health Car Etf (VHT) | 0.2 | $574k | -31% | 2.2k | 264.73 |
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Vanguard Index Fds Sm Cp Val Etf (VBR) | 0.2 | $571k | 3.1k | 186.27 |
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Ishares Tr Core S&p Scp Etf (IJR) | 0.2 | $563k | 5.4k | 104.57 |
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Tractor Supply Company (TSCO) | 0.2 | $562k | +394% | 10k | 55.10 |
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Norfolk Southern (NSC) | 0.2 | $561k | 2.4k | 236.85 |
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Union Pacific Corporation (UNP) | 0.2 | $560k | -2% | 2.4k | 236.24 |
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Truist Financial Corp equities (TFC) | 0.2 | $559k | -3% | 14k | 41.15 |
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Spdr Dow Jones Indl Average Ut Ser 1 (DIA) | 0.2 | $546k | 1.3k | 419.88 |
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Ishares Tr Esg Awr Us Agrgt (EAGG) | 0.2 | $543k | +111% | 11k | 47.48 |
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Johnson & Johnson (JNJ) | 0.2 | $543k | -5% | 3.3k | 165.82 |
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Qualcomm (QCOM) | 0.2 | $541k | -2% | 3.5k | 153.61 |
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Ishares Tr 0-5yr Invt Gr Cp (SLQD) | 0.2 | $538k | -2% | 11k | 50.28 |
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Arthur J. Gallagher & Co. (AJG) | 0.2 | $538k | 1.6k | 345.24 |
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Ishares Tr High Yld Systm B (HYDB) | 0.2 | $537k | NEW | 11k | 47.09 |
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Fidelity Covington Trust Vlu Factor Etf (FVAL) | 0.2 | $526k | 8.8k | 59.59 |
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Cisco Systems (CSCO) | 0.2 | $516k | -2% | 8.4k | 61.71 |
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Fidelity Covington Trust Momentum Factr (FDMO) | 0.2 | $513k | -5% | 7.9k | 65.06 |
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Ishares Tr Msci Intl Vlu Ft (IVLU) | 0.2 | $501k | +5% | 17k | 30.31 |
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Ishares Tr Russell 2000 Etf (IWM) | 0.2 | $498k | -20% | 2.5k | 199.47 |
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Select Sector Spdr Tr Technology (XLK) | 0.2 | $496k | -7% | 2.4k | 206.48 |
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Ishares Tr Esg Msci Usa Etf (USXF) | 0.2 | $492k | +96% | 11k | 46.67 |
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Ishares Tr Esg Awre Usd Etf (SUSC) | 0.2 | $484k | +52% | 21k | 23.06 |
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Ishares Tr Core Msci Total (IXUS) | 0.2 | $475k | +17% | 6.8k | 69.81 |
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Accenture Plc Ireland Shs Class A (ACN) | 0.2 | $472k | -19% | 1.5k | 312.04 |
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Kinder Morgan (KMI) | 0.2 | $470k | -4% | 17k | 28.53 |
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Ishares Tr Europe Etf (IEV) | 0.2 | $467k | -31% | 8.0k | 58.20 |
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Nasdaq Omx (NDAQ) | 0.2 | $464k | -2% | 6.1k | 75.86 |
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Oneok (OKE) | 0.2 | $451k | 4.5k | 99.22 |
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Abbvie (ABBV) | 0.2 | $446k | +16% | 2.1k | 209.52 |
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Oracle Corporation (ORCL) | 0.2 | $438k | 3.1k | 139.81 |
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Ishares Tr Glb Infrastr Etf (IGF) | 0.2 | $438k | +26% | 8.0k | 54.67 |
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Procter & Gamble Company (PG) | 0.2 | $436k | +12% | 2.6k | 170.42 |
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Wal-Mart Stores (WMT) | 0.2 | $432k | -8% | 4.9k | 87.79 |
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Ishares Tr Esg Msci Kld 400 (DSI) | 0.2 | $431k | +65% | 4.2k | 102.41 |
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Gilead Sciences (GILD) | 0.2 | $427k | 3.8k | 112.04 |
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Linde SHS (LIN) | 0.2 | $423k | -7% | 909.00 | 465.64 |
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Vanguard Bd Index Fds Total Bnd Mrkt (BND) | 0.2 | $423k | -25% | 5.8k | 73.45 |
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Fidelity Covington Trust Qlty Fctor Etf (FQAL) | 0.2 | $422k | -2% | 6.6k | 64.16 |
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Vanguard World Industrial Etf (VIS) | 0.2 | $415k | -30% | 1.7k | 247.55 |
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Dbx Etf Tr Xtrack Msci Eafe (DBEF) | 0.2 | $412k | 9.5k | 43.30 |
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Chevron Corporation (CVX) | 0.2 | $394k | +10% | 2.4k | 167.32 |
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Ishares Tr Gnma Bond Etf (GNMA) | 0.2 | $394k | +8% | 9.0k | 43.90 |
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General Dynamics Corporation (GD) | 0.1 | $366k | -3% | 1.3k | 272.61 |
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Ishares Tr Core Msci Euro (IEUR) | 0.1 | $362k | +14% | 6.0k | 60.15 |
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Steris Shs Usd (STE) | 0.1 | $357k | 1.6k | 226.65 |
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Ishares Tr Msci Acwi Etf (ACWI) | 0.1 | $350k | -7% | 3.0k | 116.40 |
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Coca-Cola Company (KO) | 0.1 | $339k | -6% | 4.7k | 71.62 |
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Lyondellbasell Industries N Shs - A - (LYB) | 0.1 | $338k | +49% | 4.8k | 70.40 |
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Vanguard World Comm Srvc Etf (VOX) | 0.1 | $336k | -30% | 2.3k | 148.39 |
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Lam Research Corp Com New (LRCX) | 0.1 | $335k | NEW | 4.6k | 72.70 |
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Vanguard World Financials Etf (VFH) | 0.1 | $335k | -29% | 2.8k | 119.47 |
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Nextera Energy (NEE) | 0.1 | $335k | 4.7k | 70.90 |
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American Express Company (AXP) | 0.1 | $325k | 1.2k | 269.05 |
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Cal Maine Foods Com New (CALM) | 0.1 | $324k | +3% | 3.6k | 90.90 |
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Lowe's Companies (LOW) | 0.1 | $321k | -7% | 1.4k | 233.23 |
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Sap Se Spon Adr (SAP) | 0.1 | $319k | -4% | 1.2k | 268.44 |
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CVS Caremark Corporation (CVS) | 0.1 | $318k | +14% | 4.7k | 67.75 |
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McDonald's Corporation (MCD) | 0.1 | $316k | +3% | 1.0k | 312.23 |
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Garmin SHS (GRMN) | 0.1 | $316k | -4% | 1.5k | 217.13 |
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Realty Income (O) | 0.1 | $312k | +37% | 5.4k | 58.01 |
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Advanced Micro Devices (AMD) | 0.1 | $307k | -3% | 3.0k | 102.74 |
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Ishares Tr Ishs 1-5yr Invs (IGSB) | 0.1 | $305k | 5.8k | 52.37 |
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Amgen (AMGN) | 0.1 | $302k | -3% | 968.00 | 311.65 |
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Applied Materials (AMAT) | 0.1 | $298k | 2.1k | 145.12 |
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Bank of America Corporation (BAC) | 0.1 | $293k | +9% | 7.0k | 41.73 |
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Merck & Co (MRK) | 0.1 | $291k | -29% | 3.2k | 89.75 |
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Best Buy (BBY) | 0.1 | $289k | +12% | 3.9k | 73.61 |
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Intuitive Surgical Com New (ISRG) | 0.1 | $286k | +9% | 578.00 | 495.27 |
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Us Bancorp Del Com New (USB) | 0.1 | $286k | +2% | 6.8k | 42.22 |
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Vanguard Index Fds Mid Cap Etf (VO) | 0.1 | $284k | +5% | 1.1k | 258.62 |
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Raytheon Technologies Corp (RTX) | 0.1 | $282k | -8% | 2.1k | 132.46 |
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Vanguard Charlotte Fds Total Int Bd Etf (BNDX) | 0.1 | $274k | -38% | 5.6k | 48.82 |
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Ishares Tr Core Intl Aggr (IAGG) | 0.1 | $273k | +4% | 5.5k | 49.99 |
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Spdr Ser Tr Bloomberg High Y (JNK) | 0.1 | $273k | -23% | 2.9k | 95.30 |
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Vanguard Index Fds Real Estate Etf (VNQ) | 0.1 | $269k | +3% | 3.0k | 90.53 |
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Fidelity Merrimack Str Tr Corp Bond Etf (FCOR) | 0.1 | $268k | -74% | 5.7k | 46.96 |
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Cme (CME) | 0.1 | $263k | NEW | 991.00 | 265.29 |
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Ishares Tr Morningstar Valu (ILCV) | 0.1 | $261k | NEW | 3.2k | 81.45 |
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Novo-nordisk A S Adr (NVO) | 0.1 | $257k | 3.7k | 69.44 |
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At&t (T) | 0.1 | $257k | -42% | 9.1k | 28.28 |
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Abbott Laboratories (ABT) | 0.1 | $255k | -2% | 1.9k | 132.65 |
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Ishares Tr Esg Eafe Etf (DMXF) | 0.1 | $244k | +6% | 3.6k | 67.34 |
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salesforce (CRM) | 0.1 | $241k | +10% | 896.00 | 268.36 |
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Ishares Emng Mkts Eqt (EMGF) | 0.1 | $238k | NEW | 5.1k | 46.78 |
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Ge Aerospace Com New (GE) | 0.1 | $234k | +6% | 1.2k | 200.15 |
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Dow (DOW) | 0.1 | $232k | NEW | 6.6k | 34.92 |
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Wells Fargo & Company (WFC) | 0.1 | $232k | NEW | 3.2k | 71.79 |
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J P Morgan Exchange Traded F Betabuildrs Us (BBUS) | 0.1 | $230k | NEW | 2.3k | 100.89 |
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Ishares Tr Iboxx Inv Cp Etf (LQD) | 0.1 | $229k | +3% | 2.1k | 108.69 |
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Dimensional Etf Trust Us Core Equity 2 (DFAC) | 0.1 | $229k | -36% | 6.9k | 32.99 |
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Paychex (PAYX) | 0.1 | $228k | NEW | 1.5k | 154.28 |
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Dimensional Etf Trust Emerging Mkts Co (DFEM) | 0.1 | $225k | -53% | 8.5k | 26.46 |
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Bristol Myers Squibb (BMY) | 0.1 | $224k | NEW | 3.7k | 60.99 |
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Nike CL B (NKE) | 0.1 | $223k | -18% | 3.5k | 63.48 |
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Blackstone Group Inc Com Cl A (BX) | 0.1 | $222k | -8% | 1.6k | 139.78 |
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Boston Scientific Corporation (BSX) | 0.1 | $220k | NEW | 2.2k | 100.88 |
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Vanguard World Consum Dis Etf (VCR) | 0.1 | $220k | -30% | 677.00 | 325.51 |
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Vanguard Tax-managed Fds Van Ftse Dev Mkt (VEA) | 0.1 | $220k | -8% | 4.3k | 50.83 |
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Chubb (CB) | 0.1 | $218k | -5% | 723.00 | 301.99 |
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Vanguard World Consum Stp Etf (VDC) | 0.1 | $218k | -31% | 997.00 | 218.82 |
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Fidelity Covington Trust Low Volity Etf (FDLO) | 0.1 | $216k | +3% | 3.6k | 60.62 |
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John Hancock Exchange Traded Multifactor Mi (JHMM) | 0.1 | $215k | -13% | 3.7k | 57.30 |
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Pepsi (PEP) | 0.1 | $209k | -27% | 1.4k | 149.94 |
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Honeywell International (HON) | 0.1 | $205k | NEW | 967.00 | 211.75 |
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Morgan Stanley Com New (MS) | 0.1 | $203k | -12% | 1.7k | 116.67 |
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Marsh & McLennan Companies (MMC) | 0.1 | $202k | NEW | 829.00 | 244.05 |
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United Parcel Service CL B (UPS) | 0.1 | $202k | -2% | 1.8k | 110.01 |
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Skyworks Solutions (SWKS) | 0.1 | $201k | NEW | 3.1k | 64.63 |
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Amcor Ord (AMCR) | 0.1 | $173k | +23% | 18k | 9.70 |
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Lloyds Banking Group Sponsored Adr (LYG) | 0.1 | $157k | +5% | 41k | 3.82 |
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Medical Properties Trust (MPW) | 0.0 | $108k | -43% | 18k | 6.03 |
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Banco Santander Adr (SAN) | 0.0 | $84k | 13k | 6.70 |
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Wipro Spon Adr 1 Sh (WIT) | 0.0 | $48k | NEW | 16k | 3.06 |
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Past Filings by Hoxton Planning & Management
SEC 13F filings are viewable for Hoxton Planning & Management going back to 2022
- Hoxton Planning & Management 2025 Q1 filed May 8, 2025
- Hoxton Planning & Management 2024 Q3 filed Oct. 8, 2024
- Hoxton Planning & Management 2024 Q2 filed July 19, 2024
- Hoxton Planning & Management 2024 Q1 filed April 12, 2024
- Hoxton Planning & Management 2023 Q4 filed Jan. 30, 2024
- Hoxton Planning & Management 2023 Q3 filed Oct. 27, 2023
- Hoxton Planning & Management 2023 Q2 filed July 20, 2023
- Hoxton Planning & Management 2023 Q1 filed May 15, 2023
- Hoxton Planning & Management 2022 Q4 filed Jan. 25, 2023