Community Bank

Community Bank as of March 31, 2012

Portfolio Holdings for Community Bank

Community Bank holds 0 positions in its portfolio as reported in the March 2012 quarterly 13F filing

                TITLE OF               VALUE       SHARES/        INVESTMENT DESCRETION         VOTING AUTHORITY
NAME OF ISSUER                  CLASS       CUSIP     (X$1000)     PRN AMT       SOLE    SHARED  OTHER       SOLE    SHARED     NONE
------------------------------------------------------------------------------------------------------------------------------------
{S}                             {C}       {C}         {C}       {C}          {C}       {C}       {C}         {C}       {C}     {C}

AER Energy Res Inc New           Equity    000944207           0         50         50         0  0             50     0         0
AGL Res Inc                      Equity    001204106       9,844        251        251         0  0            251     0         0
AT^T Inc                         Equity    00206R102   3,665,559    117,373     90,819    26,554  0        112,273     0     5,100
Abbott Laboratories              Equity    002824100   2,590,728     42,270     36,020     6,250  0         40,820     0     1,450
Advanced Micro Devices Inc       Equity    007903107       1,604        200        200         0  0            200     0         0
Aetna US Healthcare              Equity    00817Y108      50,160      1,000          0     1,000  0              0     0     1,000
Air Products & Chemicals Inc     Equity    009158106      27,540        300        300         0  0            300     0         0
Alcoa Inc                        Equity    013817101      48,096      4,800        700     4,100  0          4,800     0         0
Alcatel Lucent                   Equity    013904305          20          9          9         0  0              9     0         0
Allstate Corp                    Equity    020002101      17,513        532        532         0  0            532     0         0
Alpha Natural Res Inc            Equity    02076X102       1,643        108          0       108  0            108     0         0
Altria Group Inc                 Equity    02209S103      29,327        950        200       750  0            950     0         0
American Express Co              Equity    025816109      11,572        200          0       200  0            200     0         0
American Int'l Group Wrts
  Exp 01/19/21                   Equity    026874156         149         14          4        10  0             14     0         0
American Int'l Group Inc         Equity    026874784         216          7          7         0  0              7     0         0
Amerigas Partners LP             Equity    030975106      72,936      1,800        700     1,100  0          1,800     0         0
Amgen Inc                        Equity    031162100     706,072     10,388      8,888     1,500  0         10,388     0         0
Anadarko Petroleum Corp          Equity    032511107      47,004        600        600         0  0            600     0         0
Anheuser Busch Cos Inc
  5.000% 01/15/15                          035229CY7     275,205    250,000    200,000    50,000  0        250,000     0         0
Annaly Capital Management Inc    Equity    035710409      17,402      1,100      1,100         0  0          1,100     0         0
Apache Corp                      Equity    037411105      17,577        175        175         0  0            175     0         0
Apple Computer Inc               Equity    037833100      68,948        115        115         0  0            115     0         0
Applied Materials Inc            Equity    038222105      38,580      3,100      3,100         0  0          3,100     0         0
Arrow Financial Corp             Equity    042744102         171          7          7         0  0              7     0         0
Astoria Financial Corp           Equity    046265104     107,474     10,900      7,300     3,600  0         10,900     0         0
Australia & New Zealand Banking
  ADR                            Equity    052528304      31,325      1,300          0     1,300  0          1,300     0         0
Autoliv Inc                      Equity    052800109         201          3          3         0  0              3     0         0
Automatic Data Processing Inc    Equity    053015103   2,029,778     36,778     30,828     5,950  0         36,578     0       200
BB^T Corp                        Equity    054937107     230,717      7,350      6,350     1,000  0          7,350     0         0
BFC Financial Corp               Equity    055384200          16         28         28         0  0             28     0         0
BP PLC ADR                       Equity    055622104       5,940        132          0       132  0            132     0         0
Ballston Spa Bancorp Inc         Equity    058701103      31,000      1,000      1,000         0  0          1,000     0         0
Bank of America Corp             Equity    060505104     118,764     12,410      9,860     2,550  0         12,410     0         0
Bank New York Mellon Corp        Equity    064058100      41,021      1,700      1,700         0  0          1,700     0         0
The Banker's Store Inc
  (Restricted)                   Equity    06631K109           1         50         50         0  0             50     0         0
Baseline Oil & Gas Corp          Equity    069827103           9      1,750      1,750         0  0          1,750     0         0
Baxter International Inc         Equity    071813109      11,956        200          0       200  0            200     0         0
Becton, Dickinson & Co           Equity    075887109     318,365      4,100      2,100     2,000  0          4,100     0         0
Bemis Co Inc                     Equity    081437105   1,017,942     31,525     23,375     8,150  0         31,075     0       450
Berkshire Hathaway Class B       Equity    084670702      55,344        682        372       310  0            682     0         0
Berkshire Hills Bancorp Inc      Equity    084680107      25,831      1,127          0     1,127  0          1,127     0         0
Best Buy Inc                     Equity    086516101      16,576        700        700         0  0            700     0         0
BHP Billiton Ltd Sponsored ADR   Equity    088606108      28,960        400        400         0  0            400     0         0
Blackrock Muniholdings
  NY Insd Fd                     Equity    09255C106      58,100      3,835      3,835         0  0          3,835     0         0
Boeing Co                        Equity    097023105      42,763        575        500        75  0            575     0         0
Bristol Myers Squibb Co          Equity    110122108     729,000     21,600      9,200    12,400  0         19,600     0     2,000
Broadridge Financial Solutions
  Inc                            Equity    11133T103       4,782        200          0       200  0            200     0         0
Buckeye Partners LP              Equity    118230101      18,354        300          0       300  0            300     0         0
CME Group Inc                    Equity    12572Q105       7,233         25         25         0  0             25     0         0
CSX Corp                         Equity    126408103       4,304        200        200         0  0            200     0         0
Cardinal Health Inc              Equity    14149Y108       6,467        150        150         0  0            150     0         0
Caterpillar Inc                  Equity    149123101     159,780      1,500        500     1,000  0          1,500     0         0
Cenovus Energy Inc               Equity    15135U109       5,679        158        158         0  0            158     0         0
CenterPoint Energy Inc           Equity    15189T107       1,972        100        100         0  0            100     0         0
Chesapeake Energy Corp           Equity    165167107      26,460      1,142      1,142         0  0          1,142     0         0
Chevron Corp                     Equity    166764100   2,975,078     27,750     21,500     6,250  0         27,650     0       100
Chubb Corp                       Equity    171232101     279,896      4,050      2,450     1,600  0          4,050     0         0
Cisco Systems Inc                Equity    17275R102     912,136     43,127     33,627     9,500  0         40,727     0     2,400
Citadel Broadcasting Corp        Equity    17285T106           3         15          0        15  0             15     0         0
Citigroup Inc New                Equity    172967424      23,027        630        530       100  0            630     0         0
Citigroup Cap I 6.10%            Preferred
                                 Stock     173064205      19,312        800        800         0  0            800     0         0
Clarent Corp                     Equity    180461105           0        100        100         0  0            100     0         0
Coca Cola Co                     Equity    191216100   3,037,592     41,043     30,993    10,050  0         39,843     0     1,200
Colgate Palmolive Co             Equity    194162103     508,652      5,202      2,402     2,800  0          5,202     0         0
Comcast Corp New Cl A            Equity    20030N101      25,509        850        850         0  0            850     0         0
Community Bank System Inc        Equity    203607106  37,395,005  1,299,340     47,434 1,251,906  0      1,275,732     0    23,608
ConAgra Foods Inc                Equity    205887102       2,626        100          0       100  0            100     0         0
ConocoPhillips Co                Equity    20825C104   1,682,861     22,140     17,990     4,150  0         22,040     0       100
Consolidated Edison Inc          Equity    209115104     201,549      3,450      3,450         0  0          3,450     0         0
Corning Inc                      Equity    219350105      24,358      1,730        730     1,000  0          1,730     0         0
Corning Natural Gas Corp         Equity    219381100       5,100        300          0       300  0              0     0       300
Cubist Pharmaceuticals Inc       Equity    229678107       8,650        200          0       200  0            200     0         0
DWS Intermediate Tax Free Cl S   Equity    23337X509      34,734      2,921      2,921         0  0          2,921     0         0
Darden Restaurants Inc           Equity    237194105      25,580        500          0       500  0            500     0         0
Deere & Co                       Equity    244199105       8,090        100        100         0  0            100     0         0
Delhi Bank Corp                  Equity    246694103      76,950      3,000      3,000         0  0          3,000     0         0
Dell Inc                         Equity    24702R101       9,957        600        500       100  0            600     0         0
Deutsche Telekom ADR             Equity    251566105       8,415        700          0       700  0            700     0         0
Devon Energy Corp New            Equity    25179M103     327,152      4,600      3,100     1,500  0          4,600     0         0
Dime Bancorp Inc New             Equity    25429Q102           1          3          3         0  0              3     0         0
Discovery Laboratories Inc New   Equity    254668403          54         20         20         0  0             20     0         0
Disney (Walt) Co                 Equity    254687106     285,971      6,532      6,132       400  0          6,432     0       100
Dominion Resources New           Equity    25746U109   2,373,584     46,350     32,650    13,700  0         45,250     0     1,100
Dow Chemical Co                  Equity    260543103     758,616     21,900     19,225     2,675  0         21,800     0       100
Du Pont de Nemours EI Co         Equity    263534109      15,870        300        300         0  0            300     0         0
Duke Realty Corp                 Equity    264411505      14,340      1,000        500       500  0          1,000     0         0
Duke Energy Corp New             Equity    26441C105      81,939      3,900      2,200     1,700  0          3,900     0         0
Dune Energy Inc                  Equity    265338707           6          2          2         0  0              2     0         0
EMC Corp                         Equity    268648102       5,976        200        200         0  0            200     0         0
EOG Resources Inc                Equity    26875P101     288,860      2,600      2,350       250  0          2,600     0         0
Earth Sciences Inc               Equity    270312200           2      4,000      4,000         0  0          4,000     0         0
Eaton Corp                       Equity    278058102      59,796      1,200      1,200         0  0          1,200     0         0
Eldorado Gold Corp New           Equity    284902103       6,210        452          0       452  0            452     0         0
Emerson Elec Co                  Equity    291011104     347,414      6,658      5,608     1,050  0          6,658     0         0
Encana Corp                      Equity    292505104       2,515        128        128         0  0            128     0         0
Entergy Corp                     Equity    29364G103       1,814         27         27         0  0             27     0         0
Enterprise Prods Partners        Equity    293792107      62,987      1,248      1,048       200  0          1,248     0         0
Equity Residential               Equity    29476L107      37,572        600        600         0  0            600     0         0
Exelon Corp                      Equity    30161N101   1,536,993     39,199     29,524     9,675  0         37,999     0     1,200
Exxon Mobil Corp                 Equity    30231G102   5,834,067     67,267     52,307    14,960  0         65,667     0     1,600
Fastenal Co                      Equity    311900104     508,540      9,400      6,400     3,000  0          9,400     0         0
Federated US Govt Sec Fd 1-3     Equity    31428M100     323,261     29,766     29,048       718  0         28,341     0     1,425
Federated US Govt Sec Fd 2-5     Equity    31428P103     269,005     23,091     13,571     9,519  0         21,435     0     1,656
Fiserv Inc                       Equity    337738108      34,695        500        500         0  0            400     0       100
FL Brd of Ed FSA Insd
  4.000% 06/01/17                          341426FS8      50,760     50,000     50,000         0  0         50,000     0         0
Ford Motor Co                    Equity    345370860       9,855        790        790         0  0            790     0         0
France Telecom ADR               Equity    35177Q105      14,850      1,000          0     1,000  0          1,000     0         0
Franco Nevada Corp               Equity    351858105       5,673        132          0       132  0            132     0         0
Franklin Income A                Equity    353496300      23,615     10,832     10,832         0  0         10,832     0         0
Franklin NY Tax Free Inc Fd      Equity    354130106     811,123     67,933     41,692    26,241  0         59,425     0     8,508
Freeport McMoran C^G Inc         Equity    35671D857     190,200      5,000          0     5,000  0          5,000     0         0
Frontier Communications          Equity    35906A108         701        168         48       120  0            168     0         0
General Dynamics Corp            Equity    369550108      88,056      1,200      1,200         0  0          1,200     0         0
General Electric Co              Equity    369604103   2,738,331    136,439     97,814    38,625  0        134,289     0     2,150
GE Capital Corp Pfd 6.625%       Preferred
  06/28/32                       Stock     369622527     260,300     10,000      8,600     1,400  0         10,000     0         0
General Mills Inc                Equity    370334104   1,277,312     32,378     22,878     9,500  0         32,378     0         0
General Motors Co                Equity    37045V100       4,155        162          0       162  0            162     0         0
General Motors Co Wts Exp
  07/10/16                       Equity    37045V118       2,428        146          0       146  0            146     0         0
General Motors Co Warrants Exp
  07/10/19                       Equity    37045V126       1,635        146          0       146  0            146     0         0
Genuine Parts Co                 Equity    372460105       1,820         29         29         0  0             29     0         0
Glaxo SmithKline PLC ADR         Equity    37733W105      31,437        700        700         0  0            700     0         0
Global High Income Dollar Fund   Equity    37933G108       6,725        500        500         0  0            500     0         0
Sahara Expl Corp
  (Restricted Shares)            Equity    37944P972           0         90         90         0  0             90     0         0
Biosphere Develop Corp
  (Restricted Shares)            Equity    37944P998           0         90         90         0  0             90     0         0
Gold Resource Corp               Equity    38068T105       6,345        261          0       261  0            261     0         0
Goldcorp Inc                     Equity    380956409       4,912        109          0       109  0            109     0         0
Golden Queen Mining Co Ltd       Equity    38115J100       3,988      1,558          0     1,558  0          1,558     0         0
Halliburton Co                   Equity    406216101      33,190      1,000      1,000         0  0          1,000     0         0
Hanger Orthopedic Group Inc      Equity    41043F208       4,372        200        200         0  0            200     0         0
Harley Davidson Inc              Equity    412822108      58,896      1,200        200     1,000  0          1,200     0         0
Health Care REIT Pfd F           Preferred
                                 Stock     42217K403       7,500        300          0       300  0            300     0         0
Heinz H J Co                     Equity    423074103      16,065        300        300         0  0            300     0         0
The Hershey Co                   Equity    427866108     153,325      2,500      1,500     1,000  0          2,500     0         0
Hewlett Packard Co               Equity    428236103     105,400      4,423      2,923     1,500  0          4,323     0       100
Home Depot Inc                   Equity    437076102      15,596        310        310         0  0            310     0         0
Honeywell Int'l Inc              Equity    438516106      48,840        800        800         0  0            800     0         0
NY Huntington Pub Impt
  4.000% 10/15/17                          446457MF7     145,018    135,000    100,000    35,000  0        110,000     0    25,000
ICAD Inc                         Equity    44934S107       4,900     10,000     10,000         0  0         10,000     0         0
Illinois Tool Works Inc          Equity    452308109   1,373,736     24,050     18,975     5,075  0         23,475     0       575
Inergy LP                        Equity    456615103       1,637        100          0       100  0            100     0         0
ING Groep NV 7.375%              Preferred
                                 Stock     456837707      23,880      1,000          0     1,000  0          1,000     0         0
Inphonic Inc                     Equity    45772G105           0        120        120         0  0            120     0         0
Integrated Device Tech Inc Com   Equity    458118106       1,430        200          0       200  0            200     0         0
Intel Corp                       Equity    458140100   1,659,488     59,025     47,750    11,275  0         56,375     0     2,650
Intl Business Machines Corp      Equity    459200101  23,502,545    112,641     21,682    90,959  0        111,791     0       850
Intl Flavors & Fragrances Inc    Equity    459506101     269,560      4,600      4,600         0  0          4,600     0         0
iShares MSCI Canada              Equity    464286509      14,170        500        300       200  0            500     0         0
iShares MSCI S Africa            Equity    464286780      13,782        200        200         0  0            200     0         0
iShares TR MSCI Emerging Markets Equity    464287234       4,295        100        100         0  0            100     0         0
iShares Barclays 1-3 Yr ETF      Equity    464287457      25,296        300        300         0  0            300     0         0
iShares TR MSCI EAFE Index Fund  Equity    464287465       5,489        100        100         0  0            100     0         0
iShares Russell MidCap Value Fd  Equity    464287473   1,372,908     28,525     23,925     4,600  0         28,325     0       200
iShares TR Cohen & Steers Realty Equity    464287564       8,430        110        110         0  0            110     0         0
iShares Russell 2000 Index Fund  Equity    464287655       8,281        100        100         0  0            100     0         0
iShares Barclays 1-3 Yr
  ETF Bond Fd                    Equity    464288646      12,401        118        118         0  0            118     0         0
iShares Silver Trust             Equity    46428Q109     152,883      4,872      3,000     1,872  0          4,872     0         0
JP Morgan Chase & Co             Equity    46625H100   1,342,616     29,200     25,900     3,300  0         27,600     0     1,600
JP Morgan Chase Cap Tr XI        Preferred
                                 Stock     46626V207      25,170      1,000      1,000         0  0          1,000     0         0
Jeffersonville Bancorp           Equity    47559A103      69,871      6,215      6,215         0  0          6,215     0         0
Johnson & Johnson                Equity    478160104   3,730,170     56,552     43,312    13,240  0         56,452     0       100
Johnson Controls Inc             Equity    478366107     373,520     11,500      7,800     3,700  0         10,500     0     1,000
JP Morgan NY Tax Free Bond Cl A  Equity    4812A0755      65,595      8,781      8,781         0  0          8,781     0         0
Keycorp                          Equity    493267108      73,950      8,700      3,700     5,000  0          8,700     0         0
Kimberly Clark Corp              Equity    494368103   1,431,619     19,375     14,075     5,300  0         19,275     0       100
Kinder Morgan Energy Partners    Equity    494550106      24,825        300        200       100  0            300     0         0
Kraft Foods Inc                  Equity    50075N104       9,046        238        138       100  0            238     0         0
Legg Mason Inc                   Equity    524901105      80,997      2,900      2,900         0  0          2,900     0         0
Lilly Eli & Co                   Equity    532457108     536,531     13,325     11,125     2,200  0         13,225     0       100
Lorillard Inc                    Equity    544147101      12,948        100        100         0  0            100     0         0
M & T Bank Corp                  Equity    55261F104     935,350     10,766        766    10,000  0         10,766     0         0
Mack Cali Realty Corp            Equity    554489104      11,528        400        400         0  0            400     0         0
Magellan Energy Ltd New          Equity    559071204           0          1          1         0  0              1     0         0
NY Mamaroneck UFSD
  4.000% 10/01/16                          561467NM9     345,287    340,000    290,000    50,000  0        340,000     0         0
Marathon Oil Corp                Equity    565849106       6,340        200        200         0  0            200     0         0
Marathon Petro Corp              Equity    56585A102       4,336        100        100         0  0            100     0         0
MFC Market Vectors Agri Business Equity    57060U605       5,283        100        100         0  0            100     0         0
MA St Health & Ed (Williams)
  5.000% 07/01/22                          57585KV70     417,188    400,000    300,000   100,000  0        375,000     0    25,000
McDonalds Corp                   Equity    580135101     548,968      5,596      1,096     4,500  0          4,596     0     1,000
McGraw Hill Inc                  Equity    580645109       9,694        200          0       200  0            200     0         0
McKesson Corp                    Equity    58155Q103     311,584      3,550      1,250     2,300  0          3,550     0         0
Medco Health Solutions Inc       Equity    58405U102      14,060        200        200         0  0            200     0         0
Medical Properties Trust Inc     Equity    58463J304       8,352        900          0       900  0            900     0         0
Medtronic Inc                    Equity    585055106      88,178      2,250      2,150       100  0          2,250     0         0
Merchants Bancshares Inc         Equity    588448100     218,395      7,750      4,750     3,000  0          7,750     0         0
Merck & Co Inc New               Equity    58933Y105   1,604,429     41,782     32,480     9,302  0         40,282     0     1,500
Merrill Lynch Pfd Cap Tr III     Preferred
                                 Stock     59021F206       9,908        400        400         0  0            400     0         0
MetLife Inc                      Equity    59156R108      50,423      1,350        450       900  0            550     0       800
Microsoft Corp                   Equity    594918104   1,147,052     35,562     27,687     7,875  0         34,562     0     1,000
Microbyx                         Equity    594992107           1        875          0       875  0            875     0         0
NJ Middlesex Co 4.125% 01/01/20            59656NGY2      27,379     25,000     25,000         0  0         25,000     0         0
NJ Middlesex Co 4.125% 01/01/21            59656NGZ9      27,131     25,000     25,000         0  0         25,000     0         0
Mirant Corp Escrow Shares        Equity    604675991           0        180        180         0  0            180     0         0
Monsanto Co                      Equity    61166W101     534,552      6,702      5,800       902  0          6,702     0         0
Morgan Stanley                   Equity    617446448      13,355        680        680         0  0            680     0         0
The Mosaic Company               Equity    61945C103       1,272         23         23         0  0             23     0         0
NBT Bancorp Inc                  Equity    628778102     402,099     18,211      5,305    12,906  0          8,211     0    10,000
Namic Insurance Co Inc B         Equity    62989*105       6,611         30         30         0  0             30     0         0
National Bank of Greece ADR      Equity    633643606         534        200        200         0  0            200     0         0
National Fuel Gas Co             Equity    636180101      48,120      1,000          0     1,000  0          1,000     0         0
National Grid Transco PLC
  Sponsored ADR                  Equity    636274300      11,156        221        121       100  0            221     0         0
Natural Resources Partners LP    Equity    63900P103       9,596        400          0       400  0            400     0         0
Nestle                           Equity    641069406      12,568        200          0       200  0            200     0         0
Nevada Gold & Casinos Inc        Equity    64126Q206       1,430      1,000          0     1,000  0          1,000     0         0
NY New Castle Tn 3.750% 12/01/12           643408PU5     102,269    100,000          0   100,000  0        100,000     0         0
New Gold Inc                     Equity    644535106       4,446        450          0       450  0            450     0         0
New York Community Bancorp       Equity    649445103       1,391        100        100         0  0            100     0         0
NYSDA Lutheran Medical Ctr
  4.000% 02/01/15                          649901T88     708,617    700,000    390,000   310,000  0        700,000     0         0
Newell Rubbermaid Inc            Equity    651229106       1,781        100          0       100  0            100     0         0
Nextera Energy Inc               Equity    65339F101   1,061,265     17,375     12,275     5,100  0         17,275     0       100
Nike Inc Class B                 Equity    654106103     249,412      2,300      1,800       500  0          2,300     0         0
Norfolk Southern Corp            Equity    655844108      32,915        500        500         0  0            500     0         0
Nortel Networks Corp New         Equity    656568508           0         20         20         0  0             20     0         0
North European Oil Royalty Trust Equity    659310106      13,112        400        400         0  0            400     0         0
NY East Northport UFSD
  4.000% 08/01/17                          666641FS9     299,137    275,000    150,000   125,000  0        275,000     0         0
Northrop Grumman Corp            Equity    666807102      48,864        800        800         0  0            800     0         0
Novartis Ag ADR                  Equity    66987V109   2,009,998     36,275     28,625     7,650  0         36,225     0        50
Nstar Com                        Equity    67019E107      20,425        420        420         0  0            420     0         0
Nucor Corp                       Equity    670346105     941,679     21,925     18,225     3,700  0         21,825     0       100
Nuveen NY Municipal Value Fd     Equity    67062M105      63,158      6,386      5,886       500  0          6,386     0         0
Nuveen NY Invt Quality Muni Fd   Equity    67062X101      35,109      2,350      2,350         0  0          2,350     0         0
OGE Energy Corp                  Equity    670837103     272,850      5,100      3,100     2,000  0          5,100     0         0
Occidental Petroleum Corp        Equity    674599105      66,661        700        700         0  0            700     0         0
Olin Corp                        Equity    680665205      10,875        500        500         0  0            500     0         0
Oneok Partners LP                Equity    68268N103      21,868        400        400         0  0            400     0         0
Oracle Corp                      Equity    68389X105     194,789      6,680      5,680     1,000  0          6,680     0         0
Paincare Holdings Inc            Equity    69562E104           2        640        640         0  0            640     0         0
Parker Hannifin Corp             Equity    701094104      33,820        400        250       150  0            400     0         0
Peabody Energy Corp              Equity    704549104       8,688        300        300         0  0            300     0         0
Pengrowth Energy Corp            Equity    70706P104      22,560      2,400      1,200     1,200  0          2,400     0         0
PEPCO Holdings Inc               Equity    713291102       3,778        200          0       200  0            200     0         0
PepsiCo Inc                      Equity    713448108   2,818,216     42,475     32,200    10,275  0         42,275     0       200
Permian Basin Royalty Tr         Equity    714236106       4,574        200        200         0  0            200     0         0
Pfizer Inc                       Equity    717081103   1,665,630     73,554     65,770     7,784  0         72,754     0       800
Philip Morris International Inc  Equity    718172109      26,583        300        200       100  0            300     0         0
Pitney Bowes Inc                 Equity    724479100      75,594      4,300      4,200       100  0          4,300     0         0
Plains All American Pipeline,
  LLP                            Equity    726503105      23,535        300          0       300  0            300     0         0
Plug Power Inc New               Equity    72919P202           4          3          3         0  0              3     0         0
Potash Corp Sask Inc             Equity    73755L107     940,072     20,575     16,750     3,825  0         19,875     0       700
PowerShares Exchange             Equity    73935A104       8,444        125        125         0  0            125     0         0
Powershares Financial Preferred  Equity    73935X229       8,950        500        500         0  0            500     0         0
Principal Financial Group Inc    Equity    74251V102      13,132        445        445         0  0            445     0         0
Procter & Gamble Co              Equity    742718109   3,868,473     57,558     45,408    12,150  0         55,358     0     2,200
Progress Energy Inc              Equity    743263105      88,747      1,671      1,171       500  0          1,671     0         0
Prudential Financial Inc         Equity    744320102      11,854        187        187         0  0            187     0         0
Public Service Enterprise        Equity    744573106   1,300,925     42,500     29,550    12,950  0         41,200     0     1,300
Qualcomm Inc                     Equity    747525103     115,702      1,700      1,700         0  0          1,700     0         0
Reynolds American Inc            Equity    761713106      10,360        250          0       250  0            250     0         0
Rio Tinto PLC ADR                Equity    767204100     222,360      4,000          0     4,000  0          4,000     0         0
Rockwell Automation Inc          Equity    773903109      39,850        500        500         0  0            500     0         0
T Rowe Price Summit Municipal
  Intermediate Fd                Equity    77957N209      69,444      5,910      5,910         0  0          5,910     0         0
Royal Bank of Canada             Equity    780087102      58,050      1,000          0     1,000  0          1,000     0         0
Royal Dutch Shell PLC A ADR      Equity    780259206     182,338      2,600      2,200       400  0          2,600     0         0
Rubicon Minerals Corp            Equity    780911103       4,003      1,228          0     1,228  0          1,228     0         0
SPDR S^P 500 ETF Trust           Equity    78462F103      31,682        225        225         0  0            225     0         0
SPDR Gold Trust                  Equity    78463V107      49,122        303        303         0  0            303     0         0
SPDR S^P 400 Midcap ETF Tr       Equity    78467Y107      18,071        100        100         0  0            100     0         0
Sabine Royalty Trust             Equity    785688102      12,028        200        200         0  0            200     0         0
Sapient Corp                     Equity    803062108       1,282        103        103         0  0            103     0         0
Sara Lee Corp                    Equity    803111103      20,561        955        955         0  0            955     0         0
Scana Corp New                   Equity    80589M102      27,366        600        600         0  0            400     0       200
Schlumberger Ltd                 Equity    806857108      48,951        700        700         0  0            700     0         0
MFC Select Sector                Equity    81369Y100       3,697        100        100         0  0            100     0         0
Sempra Energy Inc                Equity    816851109   1,660,292     27,690     23,415     4,275  0         27,590     0       100
Silver Wheaton Corp              Equity    828336107      17,928        540          0       540  0            540     0         0
Sonoco Products Co               Equity    835495102      59,760      1,800      1,800         0  0          1,800     0         0
NY Southampton
  4.500% 10/01/21                          841205VF1     177,557    175,000    175,000         0  0        175,000     0         0
NY Southampton Tn
  4.000% 11/01/19                          841205WR4     186,711    175,000    175,000         0  0        175,000     0         0
Southern Co                      Equity    842587107      49,423      1,100        900       200  0          1,100     0         0
Spectra Energy Corp              Equity    847560109       4,733        150         50       100  0            150     0         0
Sprint Nextel Corp               Equity    852061100         285        100        100         0  0            100     0         0
Stanley Black & Decker Inc       Equity    854502101   1,031,264     13,400     10,800     2,600  0         13,400     0         0
Suncor Energy Inc New            Equity    867224107      32,700      1,000      1,000         0  0          1,000     0         0
NY Syosset CSD 4.000% 07/15/17             871633FQ1      53,329     50,000     50,000         0  0         50,000     0         0
Sysco Corp                       Equity    871829107   1,091,383     36,550     25,950    10,600  0         36,350     0       200
Taylor Capital Group Inc  9.75%  Preferred
                                 Stock     87216N205       8,897        350          0       350  0            350     0         0
Target Corp                      Equity    87612E106     361,274      6,200      5,600       600  0          6,100     0       100
UIT Tax Exempt Secs Tr
  Unit NY #207                   Equity    87676B204       1,343         10         10         0  0             10     0         0
UIT Tax Exempt Secs Tr
  Unit NY #251                   Equity    87676J785       5,119          5          5         0  0              5     0         0
Telefonica SA ADR                Equity    879382208       4,923        300          0       300  0            300     0         0
Teva Pharmaceutical Industries   Equity    881624209       9,012        200          0       200  0            200     0         0
Texas Instruments Inc            Equity    882508104     394,918     11,750     10,650     1,100  0         11,650     0       100
Thermo Fisher Corp               Equity    883556102      16,914        300        300         0  0            300     0         0
3M Company                       Equity    88579Y101   3,831,570     42,950     35,850     7,100  0         42,050     0       900
Thunder Mountain Gold            Equity    886043108         400      5,000      5,000         0  0          5,000     0         0
Toronto Dominion Bank            Equity    891160509      10,024        118        118         0  0            118     0         0
Torvec Inc                       Equity    891479107       1,860      2,000      2,000         0  0          2,000     0         0
Total SA                         Equity    89151E109      92,016      1,800          0     1,800  0          1,800     0         0
Toyota Motors ADR                Equity    892331307      17,364        200          0       200  0            200     0         0
Tronox Inc Warrants B            Equity    897051124         111          1          1         0  0              1     0         0
US Bancorp Del                   Equity    902973304     152,064      4,800      2,600     2,200  0          4,800     0         0
Unilever ADR                     Equity    904767704       3,305        100          0       100  0              0     0       100
Unilever NV NY New               Equity    904784709      17,015        500        500         0  0            500     0         0
United Parcel Svc Inc Cl B       Equity    911312106   1,448,924     17,950     13,625     4,325  0         17,950     0         0
US Tsy 4.375% 08/15/12                     912828AJ9     903,941    890,000    595,000   295,000  0        890,000     0         0
US Tsy 4.000% 11/15/12                     912828AP5   2,170,019  2,120,000  1,445,000   675,000  0      2,120,000     0         0
US Tsy 4.250% 08/15/13                     912828BH2   2,302,870  2,185,000  1,535,000   650,000  0      2,185,000     0         0
United Technologies Corp         Equity    913017109   1,886,885     22,750     18,450     4,300  0         22,750     0         0
United Health Group Inc          Equity    91324P102     778,008     13,200     12,100     1,100  0         13,200     0         0
Valeant Pharmaceuticals
  International Inc              Equity    91911K102       7,409        138        138         0  0            138     0         0
Valero Energy Corp               Equity    91913Y100      15,462        600        600         0  0            600     0         0
Vanguard Short-Term Bond ETF     Equity    921937827   1,817,103     22,450     18,450     4,000  0         21,950     0       500
Vanguard GNMA Fd Admiral Shs     Equity    922031794   7,129,769    647,572    560,059    87,513  0        637,565     0    10,007
Vanguard International
  Equity Index Fd                Equity    922042775       8,844        200        200         0  0            200     0         0
Vanguard Emerging Markets ETF    Equity    922042858     207,569      4,775      4,775         0  0          4,775     0         0
Vanguard Consumer Staples ETF    Equity    92204A207      43,140        500        500         0  0            500     0         0
Vanguard Financials ETF          Equity    92204A405     803,644     24,375     18,175     6,200  0         23,775     0       600
Vanguard Health Care ETF         Equity    92204A504      33,785        500        500         0  0            500     0         0
Vanguard Industrials ETF         Equity    92204A603     305,976      4,400          0     4,400  0          4,400     0         0
Vanguard Utilities ETF           Equity    92204A876     338,651      4,525      4,025       500  0          4,525     0         0
Vanguard Short-Term Corp
  Bond ETF                       Equity    92206C409   2,675,504     33,850     28,175     5,675  0         32,950     0       900
Vanguard REIT                    Equity    922908553       6,365        100        100         0  0            100     0         0
Vanguard Small Cap Value ETF     Equity    922908611      14,076        200        200         0  0            200     0         0
Vanguard Mid-Cap                 Equity    922908629      24,474        300        300         0  0            300     0         0
Verizon Communications Co        Equity    92343V104   2,522,607     65,985     50,550    15,435  0         65,435     0       550
Viacom Inc New Cl B              Equity    92553P201      11,865        250        250         0  0            250     0         0
Vodafone Group PLC New ADR       Equity    92857W209       8,218        297          0       297  0            297     0         0
WGL Holdings Inc                 Equity    92924F106      16,280        400        400         0  0            400     0         0
Wal-Mart Stores Inc              Equity    931142103   1,704,420     27,850     21,650     6,200  0         27,850     0         0
Walgreen Co                      Equity    931422109     207,638      6,200      6,000       200  0          6,200     0         0
Washington Real Est Inv Tr       Equity    939653101      11,880        400        400         0  0            400     0         0
Waste Mgmt Inc                   Equity    94106L109       3,496        100        100         0  0            100     0         0
Wellpoint Inc                    Equity    94973V107     370,476      5,020      4,720       300  0          4,920     0       100
Wells Fargo & Co                 Equity    949746101     703,182     20,597     18,297     2,300  0         20,597     0         0
Williams Cos                     Equity    969457100       6,162        200        200         0  0            200     0         0
Windstream Corp                  Equity    97381W104      29,263      2,500      1,300     1,200  0          2,500     0         0
Wisconsin Energy Corp            Equity    976657106     116,094      3,300      1,800     1,500  0          3,300     0         0
WisdomTree Equity Income ETF     Equity    97717W208      49,280      1,100      1,100         0  0          1,100     0         0
WPX Energy Inc                   Equity    98212B103       1,801        100        100         0  0            100     0         0
Yamana Gold Inc                  Equity    98462Y100       6,248        400          0       400  0            400     0         0
Yum Brands Inc                   Equity    988498101       7,118        100          0       100  0            100     0         0
Zimmer Holdings Inc              Equity    98956P102      25,712        400        400         0  0            400     0         0
Fractionals American
  International Group            Equity    ACG874152           0     41,619     10,790    30,829  0         41,619     0         0
American Foundation For
  The Blind, Inc                 Equity    AMERICANF       5,000          1          1         0  0              1     0         0
American Printing House
  For The Blind                  Equity    AMPRIN          7,500          2          2         0  0              2     0         0
National Federation Of The Blind Equity    BLIND           5,000          1          1         0  0              1     0         0
Christian Appalachian Project    Equity    CAP             4,000          2          2         0  0              2     0         0
Capuchin Franciscans of the
  Prov of St Mary                Equity    CAPUCHIN        5,000          1          1         0  0              1     0         0
Cardinal Glennon Children's
  Hospital                       Equity    CARD           20,000          4          4         0  0              4     0         0
Catholic Relief Svcs USCC        Equity    CATREL         20,000          4          4         0  0              4     0         0
The Catholic Church Extension
  Society                        Equity    CCES            5,000          4          4         0  0              4     0         0
Claretian Fathers                Equity    CLAR            2,000          1          1         0  0              1     0         0
Columban Fathers                 Equity    COLUM           2,000          2          2         0  0              2     0         0
Columban Fathers #2              Equity    COLUM2          1,000          1          1         0  0              1     0         0
Crosier Community                Equity    CROS            6,000          3          3         0  0              3     0         0
Deafness Research Foundation     Equity    DEAF            5,000          1          1         0  0              1     0         0
Deborah Hospital Foundation      Equity    DEBORAH        10,000          2          2         0  0              2     0         0
Divine Word Missionary #2        Equity    DWM2            5,000          5          5         0  0              5     0         0
Divine Word Missionary #3        Equity    DWM3            8,000          8          8         0  0              8     0         0
Divine Word Missionary #4        Equity    DWM4            9,000          7          7         0  0              7     0         0
Divine Word Missionary #5        Equity    DWM5            6,000          6          6         0  0              6     0         0
Divine Word Missionary #6        Equity    DWM6            8,000          8          8         0  0              8     0         0
Divine Word Missionary #7        Equity    DWM7            7,000          7          7         0  0              7     0         0
Divine Word Missionaries         Equity    DWMISS          2,000          1          1         0  0              1     0         0
US Series EE 05/84 05/01/14                EE0584            418        200        200         0  0            200     0         0
US Series EE 06/89 06/01/19                EE0689          1,541      1,000      1,000         0  0          1,000     0         0
The Seeing Eye, Inc              Equity    EYE            15,000          4          4         0  0              4     0         0
The Seeing Eye #2                Equity    EYE2            5,000          1          1         0  0              1     0         0
The Seeing Eye #3                Equity    EYE3            5,000          1          1         0  0              1     0         0
Fractional Marriott
  International                  Equity    FHB903208           0     68,200     68,200         0  0         68,200     0         0
Friars Of The Atonement          Equity    FRIAR           2,000          2          2         0  0              2     0         0
The Franciscans St Anthonys Gld  Equity    FSAG           10,000          2          2         0  0              2     0         0
Ingersoll-Rand PLC               Equity    G47791101      20,262        490        490         0  0            490     0         0
Glenmary Home Missioners         Equity    GLEN            5,000          2          2         0  0              2     0         0
The Gospel Assoc - Blind         Equity    GOSPEL          4,000          3          3         0  0              3     0         0
Guiding Eyes For The Blind       Equity    GUID            5,000          1          1         0  0              1     0         0
Ace Ltd                          Equity    H0023R105      14,640        200        200         0  0            200     0         0
Noble Corp                       Equity    H5833N103   1,064,148     28,400     20,800     7,600  0         27,200     0     1,200
Transocean Switz Inc             Equity    H8817H100       3,774         69         69         0  0             69     0         0
US Series HH 01/03
  1.500% 01/01/23                          HH0103          2,500      2,500      2,500         0  0          2,500     0         0
US Series HH 05/99
  1.500% 05/01/19                          HH0519         65,000     65,000     65,000         0  0         65,000     0         0
The Humane Society of
  The United States              Equity    HSUS            5,000          1          1         0  0              1     0         0
Jesuits of the Missouri Province Equity    JESUITS         4,000          4          4         0  0              4     0         0
Legionaries Of Christ            Equity    LEGION         10,000          2          2         0  0              2     0         0
Lighthouse International         Equity    LIGHT           5,000          1          1         0  0              1     0         0
Maryknoll Annuity Contract       Equity    MAC             3,000          3          3         0  0              3     0         0
Missionary Assoc Of Mary
  Immaculate                     Equity    MISS            5,000          1          1         0  0              1     0         0
Marianist Mission                Equity    MMAC            4,000          4          4         0  0              4     0         0
Missionary Oblates Of Mary
  Immaculate                     Equity    MOMI            1,500          1          1         0  0              1     0         0
Norbertine Fathers               Equity    NORB            5,000          1          1         0  0              1     0         0
National Wildlife Federation     Equity    NWF             5,000          1          1         0  0              1     0         0
Global Environmental Energy Corp Equity    P47725109           1        150        150         0  0            150     0         0
Prevent Blindness America        Equity    PBAM           10,000          2          2         0  0              2     0         0
Palm Beach Tan Inc               Equity    PBTI                0      5,000      5,000         0  0          5,000     0         0
The Roman Catholic Diocese of
  Syracuse                       Equity    RCD             2,500          1          1         0  0              1     0         0
Salesian Missionaries            Equity    SALE            2,000          2          2         0  0              2     0         0
Sacred Heart League              Equity    SHL             4,000          3          3         0  0              3     0         0
Sacred Heart Monastery           Equity    SHM             3,000          3          3         0  0              3     0         0
St Lawrence Seminary             Equity    SLSAC           2,000          2          2         0  0              2     0         0
Society For The Propagation Of
  The Faith                      Equity    SPFAA           4,000          3          3         0  0              3     0         0
St Joseph's Indian School        Equity    STJO            4,000          3          3         0  0              3     0         0
St Judes Children's Research
  Hospital                       Equity    STJUDE         15,000          3          3         0  0              3     0         0
St Labre Indian School           Equity    STLABRE         8,500          3          3         0  0              3     0         0
University of St Thomas          Equity    USTHOMAS       20,000          4          4         0  0              4     0         0
World Wildlife Fund              Equity    WORLD           5,000          1          1         0  0              1     0         0
Philex Mining Corporation        Equity    Y68991135         676      1,502          0     1,502  0          1,502     0         0
                                179,973,532  * * * End Of Asset Report * * *           395 Assets Reported Of  9,764 Assets On File
Wilber - Wilber National Bank                                   Page -1 of 1