Security National Trust as of Sept. 30, 2003
Portfolio Holdings for Security National Trust
Security National Trust holds 0 positions in its portfolio as reported in the September 2003 quarterly 13F filing
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FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DAIMLER CHRYSLER AG ORD D1668R123 10 300 SH SOLE 300 0 0
DAIMLER CHRYSLER AG ORD D1668R123 10 300 SH OTHER 300 0 0
GLOBALSANTAFE CORPORATION G3930E101 11 500 SH SOLE 500 0 0
GLOBALSANTAFE CORPORATION G3930E101 79 3300 SH OTHER 3300 0 0
INGERSOLL-RAND CL A G4776G101 112 2100 SH SOLE 2100 0 0
INGERSOLL-RAND CL A G4776G101 42 800 SH OTHER 200 0 600
NABORS INDUSTRIES LTD NEW G6359F103 18 500 SH SOLE 500 0 0
NABORS INDUSTRIES LTD NEW G6359F103 40 1100 SH OTHER 1100 0 0
TRANSOCEAN INC G90078109 9 459 SH SOLE 459 0 0
TRANSOCEAN INC G90078109 6 347 SH OTHER 347 0 0
WEATHERFORD INT'L LTD BERMUDA G95089101 30 800 SH SOLE 800 0 0
WEATHERFORD INT'L LTD BERMUDA G95089101 32 850 SH OTHER 850 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 28 2000 SH SOLE 2000 0 0
A D C TELECOMMUNICATIONS COM 000886101 0 300 SH SOLE 300 0 0
AFLAC INC 001055102 96 3000 SH OTHER 3000 0 0
AOL TIME WARNER INC COM 00184A105 72 4825 SH SOLE 4825 0 0
AOL TIME WARNER INC COM 00184A105 236 15670 SH OTHER 6370 0 9300
AT & T CORPORATION 001957505 24 1148 SH SOLE 1148 0 0
AT & T CORPORATION 001957505 30 1403 SH OTHER 1403 0 0
AT^T WIRELESS SVCS INC COM 00209A106 13 1712 SH SOLE 1712 0 0
AT^T WIRELESS SVCS INC COM 00209A106 19 2406 SH OTHER 2406 0 0
ABBOTT LABS COM 002824100 158 3736 SH SOLE 3736 0 0
ABBOTT LABS COM 002824100 204 4800 SH OTHER 1900 0 2900
ADVANCE FINANCIAL BANCORP 007437106 153 6030 SH SOLE 6030 0 0
AGERE SYSTEMS INC CL A 00845V100 0 5 SH SOLE 5 0 0
AGERE SYSTEMS INC CL A 00845V100 0 2 SH OTHER 2 0 0
AGERE SYSTEMS INC CL B 00845V209 1 567 SH SOLE 567 0 0
AGERE SYSTEMS INC CL B 00845V209 0 74 SH OTHER 74 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 9 428 SH SOLE 428 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 10 482 SH OTHER 482 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
AIR PRODS & CHEMS INC COM 009158106 123 2750 SH OTHER 750 0 2000
ALCOA INC COM 013817101 64 2474 SH SOLE 2474 0 0
ALCOA INC COM 013817101 141 5400 SH OTHER 5400 0 0
ALLEGHENY ENERGY INC COM 017361106 5 600 SH SOLE 600 0 0
ALLIANT ENERGY CORP 018802108 8 400 SH OTHER 0 0 400
ALLSTATE CORP COM 020002101 266 7300 SH SOLE 7300 0 0
ALLSTATE CORP COM 020002101 255 7000 SH OTHER 7000 0 0
ALLTEL CORP COM 020039103 23 500 SH SOLE 500 0 0
ALLTEL CORP COM 020039103 67 1450 SH OTHER 1450 0 0
ALTRIA GROUP INC 02209S103 150 3440 SH SOLE 3440 0 0
ALTRIA GROUP INC 02209S103 911 20811 SH OTHER 16811 0 4000
AMEREN CORPORATION 023608102 11 257 SH OTHER 257 0 0
AMEREN CORP PFD 9.75% 023608201 36 1295 SH OTHER 1295 0 0
AMERICAN ELEC PWR INC COM 025537101 68 2273 SH SOLE 2273 0 0
AMERICAN ELEC PWR INC COM 025537101 34 1134 SH OTHER 1134 0 0
AMERICAN EXPRESS CO COM 025816109 261 5812 SH SOLE 5812 0 0
AMERICAN EXPRESS CO COM 025816109 203 4525 SH OTHER 4525 0 0
AMERICAN INTL GROUP INC COM 026874107 552 9584 SH SOLE 9584 0 0
AMERICAN INTL GROUP INC COM 026874107 1618 28056 SH OTHER 27756 0 300
AMERISOURCEBERGEN CORP COM 03073E105 54 1015 SH SOLE 1015 0 0
AMERISOURCEBERGEN CORP COM 03073E105 175 3250 SH OTHER 2000 0 1250
AMGEN INC COM 031162100 380 5900 SH SOLE 5900 0 0
AMGEN INC COM 031162100 1486 23035 SH OTHER 21035 0 2000
AMSOUTH BANCORPORATION 032165102 163 7700 SH SOLE 7700 0 0
AMSOUTH BANCORPORATION 032165102 6 300 SH OTHER 300 0 0
ANADARKO PETE CORP COM 032511107 44 1064 SH SOLE 1064 0 0
ANADARKO PETE CORP COM 032511107 47 1126 SH OTHER 1126 0 0
ANHEUSER BUSCH COS INC COM 035229103 331 6710 SH SOLE 6710 0 0
ANHEUSER BUSCH COS INC COM 035229103 525 10650 SH OTHER 10650 0 0
APACHE CORP COM 037411105 191 2758 SH SOLE 2758 0 0
APACHE CORP COM 037411105 121 1757 SH OTHER 1527 0 230
APOLLO GROUP INC 037604105 66 1000 SH SOLE 1000 0 0
APOLLO GROUP INC 037604105 85 1300 SH OTHER 1300 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
APPLEBEES INTERNATIONAL INC 037899101 15 500 SH OTHER 500 0 0
APPLIED MATLS INC COM 038222105 214 11825 SH SOLE 11825 0 0
APPLIED MATLS INC COM 038222105 201 11100 SH OTHER 7700 0 3400
ARCHER DANIELS MIDLAND CO COM 039483102 27 2067 SH OTHER 2067 0 0
ARCHSTONE-SMITH TRUST 039583109 6 250 SH OTHER 250 0 0
AUTOMATIC DATA PROCESSING INCOM 053015103 57 1600 SH SOLE 1600 0 0
AUTOMATIC DATA PROCESSING INCOM 053015103 451 12600 SH OTHER 12600 0 0
AVALONBAY COMMUNITIES INC 053484101 4 100 SH OTHER 100 0 0
AVAYA INC COM 053499109 1 168 SH OTHER 70 0 98
GDR AVENTIS ADR 053561106 13 250 SH SOLE 250 0 0
AVERY DENNISON CORP COM 053611109 20 400 SH OTHER 400 0 0
AVON PRODS INC COM 054303102 29 450 SH SOLE 450 0 0
AVON PRODS INC COM 054303102 77 1200 SH OTHER 200 0 1000
BB^T CORP 054937107 110 3074 SH OTHER 3074 0 0
BP AMOCO P L C SPONSORED ADR 055622104 338 8050 SH SOLE 8050 0 0
BP AMOCO P L C SPONSORED ADR 055622104 1282 30468 SH OTHER 26968 0 3500
B2B INTERNET HOLDRS TR DEPOSTRY RCPT 056033103 0 300 SH SOLE 300 0 0
BAKER HUGHES INC COM 057224107 94 3189 SH SOLE 3189 0 0
BAKER HUGHES INC COM 057224107 158 5350 SH OTHER 5150 0 200
BANK OF AMERICA CORPORATION COM 060505104 448 5750 SH SOLE 5750 0 0
BANK OF AMERICA CORPORATION COM 060505104 336 4316 SH OTHER 2442 0 1874
BANK NEW YORK INC COM 064057102 11 404 SH SOLE 404 0 0
BANK ONE CORP COM 06423A103 114 2957 SH SOLE 2957 0 0
BANK ONE CORP COM 06423A103 2692 69678 SH OTHER 69678 0 0
BAXTER INTL INC COM 071813109 93 3205 SH SOLE 3205 0 0
BAXTER INTL INC COM 071813109 564 19442 SH OTHER 19042 0 400
BELLSOUTH CORP COM 079860102 229 9672 SH SOLE 9672 0 0
BELLSOUTH CORP COM 079860102 332 14022 SH OTHER 9522 0 4500
BELMONT BANCORP COM 080162100 33 6474 SH SOLE 6474 0 0
BELMONT BANCORP COM 080162100 56 11000 SH OTHER 11000 0 0
BERKSHIRE HATHAWAY INC 084670207 37 15 SH OTHER 15 0 0
BIOMET INC COM 090613100 137 4100 SH SOLE 4100 0 0
BIOMET INC COM 090613100 368 11000 SH OTHER 2300 0 8700
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BLACK & DECKER CORP 091797100 16 400 SH SOLE 400 0 0
BLACK & DECKER CORP 091797100 44 1100 SH OTHER 1100 0 0
BLACKROCK INVT QUALITY TERM COM 09247J102 47 5000 SH OTHER 5000 0 0
BLACKROCK CORE BD TR SHS BEN INT 09249E101 83 6000 SH OTHER 6000 0 0
BOEING CO COM 097023105 120 3500 SH SOLE 3500 0 0
BOEING CO COM 097023105 57 1668 SH OTHER 500 0 1168
BRISTOL MYERS SQUIBB CO COM 110122108 329 12833 SH SOLE 12833 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 3665 142917 SH OTHER 132744 0 10173
BURLINGTON NORTHN SANTA FE CCOM 12189T104 15 540 SH OTHER 540 0 0
BURLINGTON RES INC COM 122014103 28 589 SH OTHER 589 0 0
CH ENERGY GROUP INC 12541M102 13 300 SH OTHER 300 0 0
CIGNA CORP COM 125509109 6 140 SH SOLE 140 0 0
CMGI INC COM 125750109 1 1200 SH OTHER 1200 0 0
CSX CORP COM 126408103 90 3102 SH SOLE 3102 0 0
CSX CORP COM 126408103 95 3264 SH OTHER 3264 0 0
CVS CORP COM 126650100 110 3550 SH SOLE 3550 0 0
CVS CORP COM 126650100 133 4300 SH OTHER 4300 0 0
CALPINE CORP COM 131347106 51 10600 SH SOLE 10600 0 0
CAMDEN PPTY TR SH BEN INT 133131102 115 3000 SH OTHER 3000 0 0
CANADIAN NATIONAL RAILWAY CO 136375102 26 500 SH OTHER 500 0 0
CANADIAN PACIFIC RAILWAY LTD 13645T100 5 250 SH OTHER 250 0 0
CAPITAL AUTOMOTIVE REIT COM SH BEN INT 139733109 15 500 SH SOLE 500 0 0
CAPITAL AUTOMOTIVE REIT COM SH BEN INT 139733109 1372 45260 SH OTHER 45260 0 0
CAPITAL ONE FINL CORP COM 14040H105 849 14900 SH OTHER 14900 0 0
CARDINAL HEALTH INC COM 14149Y108 355 6092 SH SOLE 6092 0 0
CARDINAL HEALTH INC COM 14149Y108 1261 21613 SH OTHER 19813 0 1800
CAREMARK RX INC 141705103 60 2700 SH SOLE 2700 0 0
CAREMARK RX INC 141705103 216 9600 SH OTHER 4000 0 5600
CATERPILLAR INC DEL COM 149123101 13 200 SH SOLE 200 0 0
CATERPILLAR INC DEL COM 149123101 20 300 SH OTHER 300 0 0
CENDANT CORP COM 151313103 24 1329 SH SOLE 1329 0 0
CENDANT CORP COM 151313103 65 3500 SH OTHER 3500 0 0
CENTEX CORP COM 152312104 23 300 SH SOLE 300 0 0
CENTEX CORP COM 152312104 23 300 SH OTHER 300 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CENTURYTEL INC COM 156700106 4 130 SH SOLE 130 0 0
CHESAPEAKE ENERGY CORP COM 165167107 26 2500 SH OTHER 2500 0 0
CHEVRONTEXACO CORP COM 166764100 190 2664 SH SOLE 2664 0 0
CHEVRONTEXACO CORP COM 166764100 614 8600 SH OTHER 7600 0 1000
CHUBB CORP COM 171232101 123 1907 SH SOLE 1907 0 0
CHUBB CORP COM 171232101 77 1200 SH OTHER 1200 0 0
CHRUCH & DWIGHT INC 171340102 27 800 SH OTHER 800 0 0
CIENA CORP COM 171779101 1 300 SH SOLE 300 0 0
CINERGY CORP COM 172474108 4 129 SH SOLE 129 0 0
CISCO SYS INC COM 17275R102 472 24128 SH SOLE 24128 0 0
CISCO SYS INC COM 17275R102 775 39565 SH OTHER 38065 0 1500
CINTAS CORP COM 172908105 662 17900 SH OTHER 17900 0 0
CITIGROUP INC COM 172967101 506 11121 SH SOLE 11121 0 0
CITIGROUP INC COM 172967101 776 17071 SH OTHER 17071 0 0
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 179 4685 SH SOLE 4685 0 0
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 189 4950 SH OTHER 4950 0 0
COACH INC COM 189754104 361 6630 SH OTHER 6630 0 0
COCA COLA CO COM 191216100 77 1800 SH SOLE 1800 0 0
COCA COLA CO COM 191216100 719 16750 SH OTHER 14250 0 2500
COLGATE PALMOLIVE CO COM 194162103 64 1150 SH SOLE 1150 0 0
COLGATE PALMOLIVE CO COM 194162103 89 1600 SH OTHER 1000 0 600
COLONIAL PPTYS TR COM SH BEN INT 195872106 52 1450 SH SOLE 1450 0 0
COMCAST CORP NEW CL A 20030N101 78 2536 SH SOLE 2536 0 0
COMCAST CORP NEW CL A 20030N101 168 5469 SH OTHER 5178 0 291
COMCAST CORP NEW CL A SPL 20030N200 208 7050 SH SOLE 7050 0 0
COMCAST CORP NEW CL A SPL 20030N200 251 8500 SH OTHER 5900 0 2600
COMPUWARE CORP COM 205638109 5 1000 SH OTHER 1000 0 0
CONAGRA FOODS INC COM 205887102 2 110 SH SOLE 110 0 0
CONCORD EFS INC 206197105 50 3700 SH SOLE 3700 0 0
CONCORD EFS INC 206197105 97 7100 SH OTHER 7100 0 0
CONOCOPHILLIPS 20825C104 271 4954 SH SOLE 4954 0 0
CONOCOPHILLIPS 20825C104 266 4874 SH OTHER 4874 0 0
CONSOLIDATED EDISON INC COM 209115104 8 200 SH SOLE 200 0 0
CONSOLIDATED EDISON INC COM 209115104 22 564 SH OTHER 564 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CONSTELLATION BRANDS INC CLASS A 21036P108 192 6300 SH SOLE 6300 0 0
CONSTELLATION BRANDS INC CLASS A 21036P108 288 9450 SH OTHER 6950 0 2500
CORINTHIAN COLLEGES INC 218868107 68 1200 SH SOLE 1200 0 0
CORNING INC COM 219350105 14 1500 SH OTHER 1500 0 0
D & K HEALTHCARE RES INC COM 232861104 33 2400 SH OTHER 2400 0 0
DNP SELECT INCOME FD INC COM 23325P104 31 3000 SH SOLE 3000 0 0
DPL INC COM 233293109 11 675 SH OTHER 675 0 0
DEAN FOODS CO NEW COM 242370104 356 11500 SH OTHER 11500 0 0
DEL MONTE FOODS CO 24522P103 2 244 SH SOLE 244 0 0
DEL MONTE FOODS CO 24522P103 2 300 SH OTHER 300 0 0
DELPHI CORPORATION 247126105 41 4546 SH SOLE 4546 0 0
DELPHI CORPORATION 247126105 109 12097 SH OTHER 12059 0 38
DEVON ENERGY CORP NEW COM 25179M103 172 3585 SH SOLE 3585 0 0
DEVON ENERGY CORP NEW COM 25179M103 236 4900 SH OTHER 2600 0 2300
DIAMONDS TR UNIT SER 1 252787106 305 3282 SH SOLE 3282 0 0
DIAMONDS TR UNIT SER 1 252787106 32 350 SH OTHER 350 0 0
DISNEY WALT CO COM DISNEY 254687106 115 5725 SH SOLE 5725 0 0
DISNEY WALT CO COM DISNEY 254687106 168 8347 SH OTHER 8347 0 0
DOMINION RES INC VA NEW COM 25746U109 227 3672 SH SOLE 3672 0 0
DOMINION RES INC VA NEW COM 25746U109 511 8265 SH OTHER 8265 0 0
DOW CHEM CO COM 260543103 502 15445 SH SOLE 15445 0 0
DOW CHEM CO COM 260543103 1100 33833 SH OTHER 30833 0 3000
DU PONT E I DE NEMOURS & CO COM 263534109 279 6984 SH SOLE 6984 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 236 5924 SH OTHER 5924 0 0
DUKE ENERGY CORP COM 264399106 32 1800 SH SOLE 1800 0 0
DUKE ENERGY CORP COM 264399106 60 3416 SH OTHER 3208 0 208
DUKE REALTY CORP 264411505 11 400 SH SOLE 400 0 0
DUKE REALTY CORP 264411505 16 565 SH OTHER 565 0 0
E M C CORP MASS COM 268648102 106 8453 SH SOLE 8453 0 0
E M C CORP MASS COM 268648102 370 29300 SH OTHER 27300 0 2000
EOG RES INC COM 26875P101 20 500 SH OTHER 500 0 0
EASTMAN CHEM CO COM 277432100 5 168 SH SOLE 168 0 0
EASTMAN CHEM CO COM 277432100 21 650 SH OTHER 650 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
EASTMAN KODAK CO COM 277461109 7 375 SH OTHER 375 0 0
EATON CORP 278058102 97 1100 SH SOLE 1100 0 0
EATON CORP 278058102 97 1100 SH OTHER 1100 0 0
EATON VANCE CORP 278265103 3 105 SH SOLE 105 0 0
EATON VANCE INSD MUNI BD FD 27827X101 13 1000 SOLE 1000 0 0
EATON VANCE INSD OHIO MUN BD 27828L106 19 1330 SOLE 1330 0 0
EBAY INC COM 278642103 174 3260 SH SOLE 3260 0 0
EBAY INC COM 278642103 24 450 SH OTHER 450 0 0
EDISON INTL COM 281020107 19 1000 SH SOLE 1000 0 0
EDISON INTL COM 281020107 11 624 SH OTHER 0 0 624
EDWARDS LIFESCIENCES CORP COM 28176E108 4 180 SH SOLE 180 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 19 732 SH OTHER 732 0 0
EDWARDS AG INC COM 281760108 11 300 SH SOLE 300 0 0
ELECTRONIC DATA SYS NEW COM 285661104 11 550 SH SOLE 550 0 0
ELECTRONIC DATA SYS NEW COM 285661104 13 650 SH OTHER 650 0 0
EMERSON ELEC CO COM 291011104 143 2734 SH SOLE 2734 0 0
EMERSON ELEC CO COM 291011104 200 3800 SH OTHER 3800 0 0
ENERGY EAST CORP 29266M109 22 1004 SH OTHER 1004 0 0
ENERPLUS RESOURCES FUND TRUST UNITS 29274D604 9 365 SH SOLE 365 0 0
EQUITY OFFICE PROPERTIES TRUST 294741103 19 700 SH SOLE 700 0 0
EXELON CORP 30161N101 15 250 SH OTHER 250 0 0
EXXON MOBIL CORP COM 30231G102 1876 51275 SH SOLE 51275 0 0
EXXON MOBIL CORP COM 30231G102 2799 76516 SH OTHER 66316 0 10200
FPL GROUP INC COM 302571104 74 1178 SH OTHER 1178 0 0
FAIRFAX FINANCIAL HOLDINGS LTD 303901102 31 200 SH OTHER 200 0 0
FAMILY DOLLAR STORES INC 307000109 23 600 SH OTHER 600 0 0
FEDERAL HOME LN MTG CORP COM 313400301 57 1100 SH SOLE 1100 0 0
FEDERAL HOME LN MTG CORP COM 313400301 28 550 SH OTHER 550 0 0
FEDERAL NATL MTG ASSN COM 313586109 55 789 SH SOLE 789 0 0
FEDERAL NATL MTG ASSN COM 313586109 66 941 SH OTHER 941 0 0
FEDEX CORP COM 31428X106 74 1150 SH SOLE 1150 0 0
FEDEX CORP COM 31428X106 193 3000 SH OTHER 1500 0 1500
FIFTH THIRD BANCORP COM 316773100 22 400 SH OTHER 400 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
FIRST DATA CORP COM 319963104 196 4924 SH SOLE 4924 0 0
FIRST DATA CORP COM 319963104 557 13958 SH OTHER 13458 0 500
FIRST W VA BANCORP INC COM 337493100 13 628 SH SOLE 628 0 0
FIRST ENERGY CORP COM 337932107 3 100 SH OTHER 100 0 0
FLEETBOSTON FINL CORP COM 339030108 147 4883 SH SOLE 4883 0 0
FLEETBOSTON FINL CORP COM 339030108 82 2750 SH OTHER 1250 0 1500
FLUOR CORP COM 343412102 13 360 SH SOLE 360 0 0
FLUOR CORP COM 343412102 11 300 SH OTHER 300 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 29 2766 SH SOLE 2766 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 1 150 SH OTHER 150 0 0
FORTUNE BRANDS INC COM 349631101 109 1930 SH OTHER 1930 0 0
GALLAHER GROUP PLC SPONSORED ADR 363595109 25 680 SH OTHER 680 0 0
GANNETT INC COM 364730101 434 5600 SH SOLE 5600 0 0
GANNETT INC COM 364730101 1278 16490 SH OTHER 15090 0 1400
GENERAL ELEC CO COM 369604103 1031 34630 SH SOLE 34630 0 0
GENERAL ELEC CO COM 369604103 4150 139285 SH OTHER 136585 0 2700
GENERAL MLS INC COM 370334104 225 4800 SH SOLE 4800 0 0
GENERAL MLS INC COM 370334104 291 6200 SH OTHER 4200 0 2000
GENERAL MTRS CORP COM 370442105 236 5789 SH SOLE 5789 0 0
GENERAL MTRS CORP COM 370442105 221 5422 SH OTHER 5312 0 110
GENERAL MOTORS CORP -CL H NEW 370442832 0 12 SH OTHER 0 0 12
GILEAD SCIENCES INC 375558103 56 1000 SH SOLE 1000 0 0
GILEAD SCIENCES INC 375558103 44 796 SH OTHER 796 0 0
GILLETTE CO COM 375766102 91 2855 SH SOLE 2855 0 0
GILLETTE CO COM 375766102 47 1500 SH OTHER 1500 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 55 1300 SH SOLE 1300 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 55 1300 SH OTHER 1300 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 545 6500 SH OTHER 6500 0 0
GRAINGER W W INC COM 384802104 95 2000 SH OTHER 0 0 2000
GUIDANT CORP COM 401698105 109 2344 SH OTHER 2344 0 0
HCA INC COM 404119109 16 435 SH SOLE 435 0 0
HCA INC COM 404119109 16 435 SH OTHER 435 0 0
HRPT PROPERTIES TRUST 40426W101 9 1000 SH OTHER 1000 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
HALLIBURTON CO COM 406216101 7 300 SH SOLE 300 0 0
HALLIBURTON CO COM 406216101 8 340 SH OTHER 200 0 140
HARLEY DAVIDSON INC 412822108 38 800 SH OTHER 800 0 0
HARTFORD FINL SVCS GROUP INCCOM 416515104 42 800 SH SOLE 800 0 0
HAWAIIAN ELECTRIC INDUSTRIES INC 419870100 4 100 SH OTHER 100 0 0
HEINZ H J CO COM 423074103 140 4100 SH SOLE 4100 0 0
HEINZ H J CO COM 423074103 23 675 SH OTHER 675 0 0
HERSHEY FOODS CORP COM 427866108 43 600 SH SOLE 600 0 0
HEWLETT PACKARD CO COM 428236103 33 1750 SH SOLE 1750 0 0
HEWLETT PACKARD CO COM 428236103 19 1016 SH OTHER 1016 0 0
HILLENBRAND INDS INC COM 431573104 140 2496 SH OTHER 2496 0 0
HILTON HOTELS CORP 432848109 8 500 SH OTHER 500 0 0
HOME DEPOT INC COM 437076102 242 7620 SH SOLE 7620 0 0
HOME DEPOT INC COM 437076102 563 17692 SH OTHER 15092 0 2600
HONEYWELL INTL INC COM 438516106 31 1200 SH SOLE 1200 0 0
HONEYWELL INTL INC COM 438516106 10 400 SH OTHER 400 0 0
HUMANA INC COM 444859102 6 375 SH OTHER 375 0 0
HUNTINGTON BANCSHARES INC COM 446150104 30 1521 SH OTHER 1521 0 0
IMATION CORP 45245A107 12 380 SH SOLE 380 0 0
INTEL CORP COM 458140100 822 29905 SH SOLE 29905 0 0
INTEL CORP COM 458140100 1563 56810 SH OTHER 48910 0 7900
INTERNATIONAL BUSINESS MACH COM 459200101 472 5350 SH SOLE 5350 0 0
INTERNATIONAL BUSINESS MACH COM 459200101 636 7209 SH OTHER 6337 0 872
INTL PAPER CO COM 460146103 35 900 SH SOLE 900 0 0
INTL PAPER CO COM 460146103 23 600 SH OTHER 200 0 400
ISHARES TR S^P 500 INDEX 464287200 683 6844 SH SOLE 6844 0 0
S^P 500/BARRA GROWTH INDEX FD 464287309 155 3050 SH SOLE 3050 0 0
S^P 500/BARRA VALUE INDEX FD 464287408 191 3945 SH SOLE 3945 0 0
ISHARES TRUST 464287440 129 1500 SH SOLE 1500 0 0
ISHARES TRUST MSCI EAFE FD MSCI EAFE INDEX FUND464287465 29 250 SH SOLE 250 0 0
S^P MID CAP 400 INDEX FUND I SHARES 464287507 602 5905 SH SOLE 5905 0 0
S^P MID CAP 400 INDEX FUND I SHARES 464287507 96 950 SH OTHER 950 0 0
S^P MIDCAP 400/BARRA GROWTH INDEX FUND I SHS 464287606 94 875 SH SOLE 875 0 0
S^P MIDCAP 400/BARRA GROWTH INDEX FUND I SHS 464287606 65 600 SH OTHER 600 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
S^P MIDCAP 400/BARRA VALUE INDEX FD 464287705 89 940 SH SOLE 940 0 0
S^P MIDCAP 400/BARRA VALUE INDEX FD 464287705 122 1290 SH OTHER 1290 0 0
S& P SMALL CAP 600 INDEX FUND I SHARES 464287804 350 2984 SH SOLE 2984 0 0
S& P SMALL CAP 600 INDEX FUND I SHARES 464287804 95 815 SH OTHER 815 0 0
I SHARES TR S^P SMALL CAP 600/BARRA VALUE 464287879 74 867 SH SOLE 867 0 0
I SHARES TR S^P SMALL CAP 600/BARRA GROWTH 464287887 60 762 SH SOLE 762 0 0
J P MORGAN CHASE & CO COM 46625H100 242 7067 SH SOLE 7067 0 0
J P MORGAN CHASE & CO COM 46625H100 316 9216 SH OTHER 9216 0 0
JOHNSON & JOHNSON COM 478160104 553 11187 SH SOLE 11187 0 0
JOHNSON & JOHNSON COM 478160104 1860 37578 SH OTHER 36578 0 1000
JOHNSON CONTROLS INC 478366107 37 400 SH SOLE 400 0 0
JUNIPER NETWORKS INC COM 48203R104 69 4600 SH SOLE 4600 0 0
KLA - TENCOR CORPORATION 482480100 25 500 SH OTHER 500 0 0
KB HOME COM 48666K109 23 400 SH SOLE 400 0 0
KB HOME COM 48666K109 14 250 SH OTHER 250 0 0
KELLOGG CO 487836108 13 400 SH SOLE 400 0 0
KEYSPAN CORP 49337W100 22 650 SH SOLE 650 0 0
KIMBERLY CLARK CORP COM 494368103 211 4126 SH SOLE 4126 0 0
KIMBERLY CLARK CORP COM 494368103 164 3200 SH OTHER 1700 0 1500
KOHLS CORP COM 500255104 29 550 SH SOLE 550 0 0
KRAFT FOODS INC 50075N104 29 1000 SH SOLE 1000 0 0
KRAFT FOODS INC 50075N104 4 150 SH OTHER 150 0 0
L-3 COMMUNICATIONS HOLDINGS INC 502424104 114 2650 SH OTHER 2650 0 0
LIBERTY MEDIA CORP NEW COM SER A 530718105 24 2500 SH OTHER 2500 0 0
LIBERTY PPTY TR SH BEN INT 531172104 73 2000 SH SOLE 2000 0 0
LILLY ELI & CO COM 532457108 32 550 SH SOLE 550 0 0
LILLY ELI & CO COM 532457108 41 700 SH OTHER 700 0 0
LINCOLN NATIONAL CORP 534187109 35 1000 SH OTHER 1000 0 0
LOCKHEED MARTIN CORP COM 539830109 41 900 SH SOLE 900 0 0
LOCKHEED MARTIN CORP COM 539830109 27 600 SH OTHER 600 0 0
LOWES COS INC COM 548661107 88 1700 SH SOLE 1700 0 0
LOWES COS INC COM 548661107 46 900 SH OTHER 900 0 0
LUCENT TECHNOLOGIES INC COM 549463107 12 5668 SH SOLE 5668 0 0
LUCENT TECHNOLOGIES INC COM 549463107 0 409 SH OTHER 409 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MBIA INC COM 55262C100 164 3000 SH OTHER 3000 0 0
MBNA CORP COM 55262L100 376 16501 SH SOLE 16501 0 0
MBNA CORP COM 55262L100 413 18150 SH OTHER 9750 0 8400
MARATHON OIL CORP 565849106 14 500 SH SOLE 500 0 0
MARSH & MCLENNAN COS INC COM 571748102 363 7640 SH SOLE 7640 0 0
MARSH & MCLENNAN COS INC COM 571748102 366 7700 SH OTHER 5300 0 2400
MASCO CORP COM 574599106 343 14050 SH SOLE 14050 0 0
MASCO CORP COM 574599106 305 12500 SH OTHER 9100 0 3400
MAY DEPT STORES CO COM 577778103 20 850 SH SOLE 850 0 0
MAY DEPT STORES CO COM 577778103 25 1050 SH OTHER 1050 0 0
MAYTAG CORP COM 578592107 9 400 SH OTHER 400 0 0
MCCORMICK & CO INC 579780206 16 600 SH OTHER 600 0 0
MCDONALDS CORP COM 580135101 58 2500 SH SOLE 2500 0 0
MCDONALDS CORP COM 580135101 72 3100 SH OTHER 1100 0 2000
MCGRAW HILL COS INC COM 580645109 111 1800 SH SOLE 1800 0 0
MCGRAW HILL COS INC COM 580645109 142 2300 SH OTHER 2300 0 0
MEADWESTVACO CORP 583334107 12 500 SH OTHER 500 0 0
MEDTRONIC INC COM 585055106 136 2900 SH SOLE 2900 0 0
MEDTRONIC INC COM 585055106 121 2600 SH OTHER 2600 0 0
MELLON FINL CORP COM 58551A108 71 2357 SH SOLE 2357 0 0
MELLON FINL CORP COM 58551A108 208 6928 SH OTHER 928 0 6000
MERCK & CO INC COM 589331107 532 10518 SH SOLE 10518 0 0
MERCK & CO INC COM 589331107 753 14879 SH OTHER 12429 0 2450
MERRILL LYNCH & CO INC COM 590188108 45 850 SH SOLE 850 0 0
MERRILL LYNCH & CO INC COM 590188108 38 725 SH OTHER 725 0 0
METLIFE INC 59156R108 33 1200 SH SOLE 1200 0 0
METLIFE INC 59156R108 42 1500 SH OTHER 1500 0 0
MICROSOFT CORP COM 594918104 560 20158 SH SOLE 20158 0 0
MICROSOFT CORP COM 594918104 2424 87230 SH OTHER 76130 0 11100
MID CAP S P D R TRUST UNIT SER 1 595635103 68 734 SH SOLE 734 0 0
MID CAP S P D R TRUST UNIT SER 1 595635103 32 350 SH OTHER 350 0 0
MONSANTO CO (NEW) 61166W101 1 47 SH SOLE 47 0 0
MONSANTO CO (NEW) 61166W101 22 957 SH OTHER 105 0 852
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MORGAN STANLEY COM NEW 617446448 65 1290 SH SOLE 1290 0 0
MORGAN STANLEY COM NEW 617446448 126 2500 SH OTHER 2500 0 0
MOTOROLA INC COM 620076109 20 1700 SH OTHER 1200 0 500
MYLAN LABS INC COM 628530107 128 3327 SH SOLE 3327 0 0
MYLAN LABS INC COM 628530107 19 500 SH OTHER 500 0 0
NCE PETROFUND 62885E406 1 115 SH SOLE 115 0 0
NCR CORP NEW COM 62886E108 6 200 SH SOLE 200 0 0
NASDAQ 100 TR UNIT SER 1 631100104 81 2500 SH SOLE 2500 0 0
NASDAQ 100 TR UNIT SER 1 631100104 460 14200 SH OTHER 14200 0 0
NATIONAL CITY CORP COM 635405103 41 1400 SH OTHER 1400 0 0
NATIONAL FUEL GAS CO N J COM 636180101 315 13800 SH SOLE 13800 0 0
NATIONAL FUEL GAS CO N J COM 636180101 211 9270 SH OTHER 9270 0 0
NATIONAL SEMICONDUCTOR CORP COM 637640103 19 600 SH SOLE 600 0 0
NATIONWIDE FINL SVC 638612101 14 470 SH OTHER 470 0 0
NEW YORK TIMES CO CL A 650111107 43 1000 SH OTHER 1000 0 0
NEWELL RUBBERMAID INC COM 651229106 12 600 SH SOLE 600 0 0
NEWELL RUBBERMAID INC COM 651229106 198 9184 SH OTHER 9184 0 0
NIKE INC CL B 654106103 48 800 SH OTHER 800 0 0
NOKIA CORP SPONSORED ADR 654902204 17 1100 SH SOLE 1100 0 0
NOKIA CORP SPONSORED ADR 654902204 498 31950 SH OTHER 31950 0 0
NORFOLK SOUTHERN CORP COM 655844108 8 450 SH OTHER 0 0 450
NORTEL NETWORKS CORP NEW COM 656568102 4 1000 SH OTHER 1000 0 0
NORTHROP GRUMMAN CORP COM 666807102 43 500 SH OTHER 500 0 0
NOVELLUS SYS INC COM 670008101 33 1000 SH SOLE 1000 0 0
NUVEEN MUN INCOME FUND INC 67062J102 13 1361 OTHER 1361 0 0
NUVEEN MUN MKT OPPORTUNITY FUND INC 67062W103 9 637 OTHER 637 0 0
NUVEEN N Y INVT QUALITY MUN FD INC 67062X101 117 7657 OTHER 7657 0 0
NUVEEN CEF OHIO MUNI FUN 67070C107 21 1500 OTHER 1500 0 0
NUVEEN CEF OHIO MUNI FUND 2 67070R104 22 1500 SH OTHER 1500 0 0
NUVEEN REAL ESTATE INCOME FD 67071B108 153 9000 SH OTHER 9000 0 0
NUVEEN INSURED DIVIDEND ADVANTAGE MUNICIPAL 67071L106 10 700 SH SOLE 700 0 0
CEF NUVEEN QUALITY PFD INCOME FUND 67071S101 71 4750 SH OTHER 4750 0 0
CEF NUVEEN QUALITY PR2 67072C105 25 1700 OTHER 1700 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
OGE ENERGY CORP COM 670837103 18 800 SH SOLE 800 0 0
NUVEEN MUNICIPAL VALUE FD 670928100 5 632 OTHER 632 0 0
NUVEEN SELECT QUALITY MUN FD 670973106 49 3311 OTHER 3311 0 0
NUVEEN OHIO QUALITY INCOME MUN FD 670980101 36 2166 SOLE 2166 0 0
NUVEEN INSURED MUNICPAL OPPORTUNITY FUND 670984103 5 333 OTHER 333 0 0
OMNICOM GROUP INC COM 681919106 391 5450 SH SOLE 5450 0 0
OMNICOM GROUP INC COM 681919106 502 7000 SH OTHER 3500 0 3500
ORACLE CORP COM 68389X105 86 7650 SH SOLE 7650 0 0
ORACLE CORP COM 68389X105 252 22450 SH OTHER 3150 0 19300
PNC FINL SVCS GROUP INC COM 693475105 130 2750 SH SOLE 2750 0 0
PNC FINL SVCS GROUP INC COM 693475105 66 1400 SH OTHER 1400 0 0
PPG INDS INC COM 693506107 362 6950 SH SOLE 6950 0 0
PPG INDS INC COM 693506107 600 11490 SH OTHER 11190 0 300
PPL CORP 69351T106 30 750 SH OTHER 750 0 0
PACTIV CORP 695257105 101 5000 SH SOLE 5000 0 0
PAN PACIFIC RETAIL PPTYS INCCOM 69806L104 84 1968 SH OTHER 1968 0 0
PEPCO HOLDINGS INC 713291102 17 1000 SH OTHER 1000 0 0
PEPSICO INC COM 713448108 338 7394 SH SOLE 7394 0 0
PEPSICO INC COM 713448108 892 19480 SH OTHER 18380 0 1100
PFIZER INC COM 717081103 379 12489 SH SOLE 12489 0 0
PFIZER INC COM 717081103 352 11587 SH OTHER 11587 0 0
PIER 1 IMPORTS INC 720279108 7 400 SH SOLE 400 0 0
PIER 1 IMPORTS INC 720279108 96 5000 SH OTHER 0 0 5000
PITNEY BOWES INC COM 724479100 38 1000 SH OTHER 1000 0 0
PRAXAIR INC 74005P104 5 88 SH OTHER 88 0 0
PROCTER & GAMBLE CO COM 742718109 560 6040 SH SOLE 6040 0 0
PROCTER & GAMBLE CO COM 742718109 923 9950 SH OTHER 5950 0 4000
PROGRESS ENERGY INC COM 743263105 228 5141 SH SOLE 5141 0 0
PROGRESS ENERGY INC COM 743263105 73 1660 SH OTHER 1160 0 500
PROVIDENT ENERGY TRUST LTD 74386K104 5 725 SH SOLE 725 0 0
PRUDENTIAL FINL INC COM 744320102 2 59 SH SOLE 59 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 14 340 SH SOLE 340 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 31 750 SH OTHER 750 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
QUALCOMM INC COM 747525103 22 550 SH SOLE 550 0 0
QUEST DIAGNOSTICS INC 74834L100 219 3625 SH SOLE 3625 0 0
QUEST DIAGNOSTICS INC 74834L100 178 2950 SH OTHER 2950 0 0
QWEST COMMUNICATIONS INTL INCOM 749121109 0 176 SH SOLE 176 0 0
ROCKWELL INTL CORP NEW COM 773903109 46 1785 SH OTHER 1785 0 0
ROCKWELL COLLINS INC COM 774341101 45 1785 SH OTHER 1785 0 0
ROPER INDS INC NEW COM 776696106 32 746 SH OTHER 746 0 0
ROYAL DUTCH PETE CO NY REG GLD1.25 780257804 79 1800 SH OTHER 1400 0 400
SBC COMMUNICATIONS INC COM 78387G103 364 16392 SH SOLE 16392 0 0
SBC COMMUNICATIONS INC COM 78387G103 440 19783 SH OTHER 18283 0 1500
SAFEWAY INC COM NEW 786514208 4 200 SH SOLE 200 0 0
SARA LEE CORP COM 803111103 51 2800 SH SOLE 2800 0 0
SARA LEE CORP COM 803111103 521 28425 SH OTHER 28425 0 0
SCHERING PLOUGH CORP COM 806605101 1 110 SH SOLE 110 0 0
SCHLUMBERGER LTD COM 806857108 142 2949 SH SOLE 2949 0 0
SCHLUMBERGER LTD COM 806857108 123 2550 SH OTHER 2550 0 0
SCUDDER MUNI INCOME TR 81118R604 11 1000 SOLE 1000 0 0
SEARS ROEBUCK & CO COM 812387108 26 600 SH OTHER 600 0 0
SECTOR SPDR TRUST 81369Y803 22 1250 SH OTHER 1250 0 0
SHERWIN WILLIAMS CO COM 824348106 9 335 SH SOLE 335 0 0
SHERWIN WILLIAMS CO COM 824348106 8 300 SH OTHER 300 0 0
SIMON PPTY GROUP INC NEW COM 828806109 10 250 SH OTHER 250 0 0
JM SMUCKER CO 832696405 1 32 SH SOLE 32 0 0
JM SMUCKER CO 832696405 18 449 SH OTHER 449 0 0
SOUTHERN CO 842587107 26 903 SH SOLE 903 0 0
SOUTHERN CO 842587107 25 880 SH OTHER 880 0 0
SOUTHTRUST CORP COM 844730101 46 1600 SH SOLE 1600 0 0
SOUTHTRUST CORP COM 844730101 35 1200 SH OTHER 0 0 1200
SPRINT CORP COM FON GROUP 852061100 7 500 SH OTHER 500 0 0
STARBUCKS CORP 855244109 11 400 SH OTHER 400 0 0
STATE STR CORP COM 857477103 54 1200 SH SOLE 1200 0 0
SUN MICROSYSTEMS INC COM 866810104 6 1900 SH SOLE 1900 0 0
SUN MICROSYSTEMS INC COM 866810104 42 13000 SH OTHER 1800 0 11200
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SYMANTEC CORP 871503108 63 1000 SH SOLE 1000 0 0
SYSCO CORP COM 871829107 16 500 SH SOLE 500 0 0
TCW/DW TERM TR 2003 SH BEN INT 87234U108 52 5000 SH OTHER 5000 0 0
TECO ENERGY INC COM 872375100 2 200 SH SOLE 200 0 0
TECO ENERGY INC COM 872375100 55 4000 SH OTHER 1000 0 3000
TJX COS INC NEW COM 872540109 62 3200 SH SOLE 3200 0 0
TARGET CORP COM 87612E106 102 2728 SH SOLE 2728 0 0
TARGET CORP COM 87612E106 114 3050 SH OTHER 2550 0 500
TECHE HOLDING CO 878330109 35 1000 SH SOLE 1000 0 0
TELEFLEX INC. 879369106 26 600 SH OTHER 600 0 0
TEXAS INSTRS INC COM 882508104 119 5250 SH SOLE 5250 0 0
TEXAS INSTRS INC COM 882508104 697 30600 SH OTHER 30600 0 0
TEXTRON INC 883203101 31 800 SH SOLE 800 0 0
3M CO 88579Y101 276 4000 SH SOLE 4000 0 0
3M CO 88579Y101 676 9800 SH OTHER 6400 0 3400
TRAVELERS PROP CASUALTY - A CORP 89420G109 2 139 SH SOLE 139 0 0
TRAVELERS PROP CASUALTY - A CORP 89420G109 3 203 SH OTHER 203 0 0
TRAVELERS PROP CASUALTY - B CORP 89420G406 4 292 SH SOLE 292 0 0
TRAVELERS PROP CASUALTY - B CORP 89420G406 4 290 SH OTHER 290 0 0
TRIBUNE CO NEW COM 896047107 36 800 SH SOLE 800 0 0
TYCO INTL LTD NEW COM 902124106 88 4310 SH SOLE 4310 0 0
TYCO INTL LTD NEW COM 902124106 36 1772 SH OTHER 1498 0 274
UNILEVER NV 904784709 18 314 SH SOLE 314 0 0
UNION PAC CORP COM 907818108 505 8690 SH SOLE 8690 0 0
UNION PAC CORP COM 907818108 459 7900 SH OTHER 6400 0 1500
UNITED BANKSHARES INC WEST VCOM 909907107 458 15300 SH SOLE 15300 0 0
UNITED BANKSHARES INC WEST VCOM 909907107 1227 40989 SH OTHER 36098 0 4891
UNITED BANCORP INC OHIO COM 909911109 5 420 SH SOLE 420 0 0
UNITED BANCORP INC OHIO COM 909911109 23 1750 SH OTHER 1750 0 0
UNITED PARCEL SERVICE INC CL B 911312106 19 300 SH SOLE 300 0 0
UNITED PARCEL SERVICE INC CL B 911312106 19 300 SH OTHER 300 0 0
UNITED TECHNOLOGIES CORP COM 913017109 123 1595 SH SOLE 1595 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1301 16840 SH OTHER 16840 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
VALERO ENERGY CORP NEW COM 91913Y100 90 2362 SH OTHER 2362 0 0
VERIZON COMMUNICATIONS COM 92343V104 423 13063 SH SOLE 13063 0 0
VERIZON COMMUNICATIONS COM 92343V104 790 24387 SH OTHER 21783 0 2604
VIACOM INC CL B 925524308 47 1230 SH SOLE 1230 0 0
VIACOM INC CL B 925524308 20 542 SH OTHER 542 0 0
VISTEON CORP COM 92839U107 0 87 SH SOLE 87 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 46 2280 SH SOLE 2280 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 61 3015 SH OTHER 3015 0 0
WHX CORP 929248409 0 3 SH SOLE 3 0 0
WACHOVIA CORP 2ND NEW COM 929903102 23 575 SH SOLE 575 0 0
WACHOVIA CORP 2ND NEW COM 929903102 22 550 SH OTHER 550 0 0
WAL MART STORES INC COM 931142103 312 5600 SH SOLE 5600 0 0
WAL MART STORES INC COM 931142103 656 11765 SH OTHER 6765 0 5000
WALGREEN CO COM 931422109 156 5100 SH SOLE 5100 0 0
WALGREEN CO COM 931422109 159 5200 SH OTHER 5200 0 0
WASHINGTON MUTUAL INC COMMON 939322103 149 3800 SH SOLE 3800 0 0
WASHINGTON MUTUAL INC COMMON 939322103 147 3750 SH OTHER 3750 0 0
WASTE MGMT INC DEL COM 94106L109 1 72 SH OTHER 72 0 0
WATSON PHARMACEUTICALS INC COM 942683103 62 1500 SH OTHER 0 0 1500
WELLMAN INC 949702104 17 2300 SH SOLE 2300 0 0
WELLPOINT HEALTH NETWORK NEWCOM 94973H108 46 600 SH OTHER 600 0 0
WELLS FARGO & CO NEW COM 949746101 20 400 SH SOLE 400 0 0
WELLS FARGO & CO NEW COM 949746101 220 4290 SH OTHER 4290 0 0
WESBANCO INC COM 950810101 1680 71500 SH SOLE 71500 0 0
WESBANCO INC COM 950810101 911 38794 SH OTHER 38794 0 0
WEYERHAEUSER CO COM 962166104 11 200 SH SOLE 200 0 0
WEYERHAEUSER CO COM 962166104 61 1050 SH OTHER 0 0 1050
WHIRLPOOL CORP COM 963320106 32 475 SH OTHER 475 0 0
WHOLE FOOD MARKET INC 966837106 81 1470 SH OTHER 1470 0 0
WYETH COM 983024100 1458 31652 SH SOLE 31652 0 0
WYETH COM 983024100 3826 83019 SH OTHER 79039 0 3980
XCEL ENERGY INC COM 98389B100 129 8400 SH SOLE 8400 0 0
XCEL ENERGY INC COM 98389B100 74 4784 SH OTHER 1000 0 3784
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
XILINX INC COM 983919101 196 6900 SH SOLE 6900 0 0
XILINX INC COM 983919101 125 4400 SH OTHER 4100 0 300
XEROX CORP COM 984121103 3 300 SH OTHER 300 0 0
YUM BRANDS INC. COM 988498101 1 40 SH SOLE 40 0 0
ZIMMER HLDGS INC COM 98956P102 132 2399 SH SOLE 2399 0 0
ZIMMER HLDGS INC COM 98956P102 1862 33815 SH OTHER 32598 0 1217
GRAND TOTALS 109996 3125617 2886177 0 239440