Security National Trust as of March 31, 2004
Portfolio Holdings for Security National Trust
Security National Trust holds 0 positions in its portfolio as reported in the March 2004 quarterly 13F filing
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FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DAIMLER CHRYSLER AG ORD D1668R123 12 300 SH SOLE 300 0 0
DAIMLER CHRYSLER AG ORD D1668R123 12 300 SH OTHER 300 0 0
GLOBALSANTAFE CORPORATION G3930E101 77 2800 SH SOLE 2800 0 0
GLOBALSANTAFE CORPORATION G3930E101 41 1500 SH OTHER 0 1500 0
INGERSOLL-RAND CL A G4776G101 135 2000 SH SOLE 2000 0 0
INGERSOLL-RAND CL A G4776G101 54 800 SH OTHER 200 0 600
NABORS INDUSTRIES LTD NEW G6359F103 96 2100 SH SOLE 2100 0 0
NABORS INDUSTRIES LTD NEW G6359F103 73 1600 SH OTHER 1600 0 0
TRANSOCEAN INC G90078109 7 266 SH SOLE 266 0 0
TRANSOCEAN INC G90078109 9 347 SH OTHER 347 0 0
WEATHERFORD INT'L LTD BERMUDA G95089101 86 2050 SH SOLE 2050 0 0
WEATHERFORD INT'L LTD BERMUDA G95089101 35 850 SH OTHER 850 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 25 1500 SH SOLE 1500 0 0
A D C TELECOMMUNICATIONS COM 000886101 0 300 SH SOLE 300 0 0
AFLAC INC 001055102 156 3900 SH OTHER 3900 0 0
AES CORP COM 00130H105 5 600 SH SOLE 600 0 0
AT & T CORPORATION 001957505 22 1148 SH SOLE 1148 0 0
AT & T CORPORATION 001957505 30 1574 SH OTHER 1544 30 0
AT^T WIRELESS SVCS INC COM 00209A106 21 1604 SH SOLE 1604 0 0
AT^T WIRELESS SVCS INC COM 00209A106 37 2732 SH OTHER 2732 0 0
ABBOTT LABS COM 002824100 223 5436 SH SOLE 5436 0 0
ABBOTT LABS COM 002824100 213 5200 SH OTHER 1900 400 2900
ADVANCE FINANCIAL BANCORP 007437106 164 9045 SH SOLE 9045 0 0
AGERE SYSTEMS INC CL A 00845V100 0 5 SH SOLE 5 0 0
AGERE SYSTEMS INC CL A 00845V100 0 2 SH OTHER 2 0 0
AGERE SYSTEMS INC CL B 00845V209 1 567 SH SOLE 567 0 0
AGERE SYSTEMS INC CL B 00845V209 0 82 SH OTHER 82 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 11 354 SH SOLE 354 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 9 307 SH OTHER 307 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
AIR PRODS & CHEMS INC COM 009158106 85 1700 SH SOLE 1700 0 0
AIR PRODS & CHEMS INC COM 009158106 157 3150 SH OTHER 850 300 2000
ALCOA INC COM 013817101 85 2474 SH SOLE 2474 0 0
ALCOA INC COM 013817101 197 5700 SH OTHER 5700 0 0
ALLEGHENY ENERGY INC COM 017361106 8 600 SH SOLE 600 0 0
ALLIANT ENERGY CORP 018802108 10 400 SH OTHER 0 0 400
ALLSTATE CORP COM 020002101 361 7950 SH SOLE 7950 0 0
ALLSTATE CORP COM 020002101 295 6500 SH OTHER 5200 1300 0
ALLTEL CORP COM 020039103 24 500 SH SOLE 500 0 0
ALLTEL CORP COM 020039103 97 1950 SH OTHER 1950 0 0
ALTRIA GROUP INC 02209S103 214 3940 SH SOLE 3940 0 0
ALTRIA GROUP INC 02209S103 1105 20311 SH OTHER 16311 0 4000
AMEREN CORPORATION 023608102 11 257 SH OTHER 257 0 0
AMERICAN ELEC PWR INC COM 025537101 28 870 SH SOLE 870 0 0
AMERICAN ELEC PWR INC COM 025537101 83 2537 SH OTHER 1134 1403 0
AMERICAN EXPRESS CO COM 025816109 340 6562 SH SOLE 6562 0 0
AMERICAN EXPRESS CO COM 025816109 276 5325 SH OTHER 5325 0 0
AMERICAN INTL GROUP INC COM 026874107 1048 14693 SH SOLE 14693 0 0
AMERICAN INTL GROUP INC COM 026874107 1976 27704 SH OTHER 27404 0 300
AMERISOURCEBERGEN CORP COM 03073E105 44 815 SH SOLE 815 0 0
AMERISOURCEBERGEN CORP COM 03073E105 164 3000 SH OTHER 2000 0 1000
AMGEN INC COM 031162100 436 7500 SH SOLE 7500 0 0
AMGEN INC COM 031162100 1374 23635 SH OTHER 21035 600 2000
AMSOUTH BANCORPORATION 032165102 239 10200 SH SOLE 10200 0 0
AMSOUTH BANCORPORATION 032165102 18 800 SH OTHER 800 0 0
ANADARKO PETE CORP COM 032511107 52 1014 SH SOLE 1014 0 0
ANADARKO PETE CORP COM 032511107 162 3126 SH OTHER 3126 0 0
ANHEUSER BUSCH COS INC COM 035229103 479 9410 SH SOLE 9410 0 0
ANHEUSER BUSCH COS INC COM 035229103 349 6850 SH OTHER 6850 0 0
ANTHEM INC 03674B104 36 400 SH OTHER 400 0 0
APACHE CORP COM 037411105 245 5694 SH SOLE 5694 0 0
APACHE CORP COM 037411105 203 4714 SH OTHER 3954 300 460
APOLLO GROUP INC 037604105 86 1000 SH SOLE 1000 0 0
APOLLO GROUP INC 037604105 111 1300 SH OTHER 1300 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
APPLEBEES INTERNATIONAL INC 037899101 20 500 SH OTHER 500 0 0
APPLERA CORP COM APPLIED BIOSYSTEMS GROUP 038020103 168 8534 SH OTHER 8534 0 0
APPLERA CORP CELERA GENOMICS GROUP 038020202 36 2525 SH OTHER 2525 0 0
APPLIED MATLS INC COM 038222105 386 18125 SH SOLE 18125 0 0
APPLIED MATLS INC COM 038222105 349 16400 SH OTHER 7500 2000 6900
ARCHER DANIELS MIDLAND CO COM 039483102 34 2067 SH OTHER 2067 0 0
ARCHSTONE-SMITH TRUST 039583109 41 1400 SH OTHER 1400 0 0
THE ASIA TIGERS FUND INC 04516T105 21 2000 SH OTHER 2000 0 0
AUTOMATIC DATA PROCESSING INCOM 053015103 67 1600 SH SOLE 1600 0 0
AUTOMATIC DATA PROCESSING INCOM 053015103 529 12600 SH OTHER 12600 0 0
AVALONBAY COMMUNITIES INC 053484101 32 600 SH OTHER 600 0 0
AVAYA INC COM 053499109 1 111 SH OTHER 111 0 0
GDR AVENTIS ADR 053561106 19 250 SH SOLE 250 0 0
AVERY DENNISON CORP COM 053611109 24 400 SH OTHER 400 0 0
AVON PRODS INC COM 054303102 49 650 SH SOLE 650 0 0
AVON PRODS INC COM 054303102 53 700 SH OTHER 200 0 500
BB^T CORP 054937107 108 3074 SH OTHER 3074 0 0
BP AMOCO P L C SPONSORED ADR 055622104 396 7750 SH SOLE 7750 0 0
BP AMOCO P L C SPONSORED ADR 055622104 1145 22380 SH OTHER 18880 0 3500
B2B INTERNET HOLDRS TR DEPOSTRY RCPT 056033103 0 300 SH SOLE 300 0 0
BAKER HUGHES INC COM 057224107 91 2500 SH SOLE 2500 0 0
BAKER HUGHES INC COM 057224107 176 4850 SH OTHER 3450 1200 200
BANK OF AMERICA CORPORATION COM 060505104 392 4850 SH SOLE 4850 0 0
BANK OF AMERICA CORPORATION COM 060505104 480 5929 SH OTHER 5692 0 237
BANK NEW YORK INC COM 064057102 126 4004 SH SOLE 4004 0 0
BANK NEW YORK INC COM 064057102 225 7150 SH OTHER 7150 0 0
BANK ONE CORP COM 06423A103 215 3957 SH SOLE 3957 0 0
BANK ONE CORP COM 06423A103 3235 59347 SH OTHER 58347 1000 0
BAXTER INTL INC COM 071813109 112 3655 SH SOLE 3655 0 0
BAXTER INTL INC COM 071813109 694 22482 SH OTHER 22082 0 400
BELLSOUTH CORP COM 079860102 352 12732 SH SOLE 12732 0 0
BELLSOUTH CORP COM 079860102 348 12602 SH OTHER 7202 1400 4000
BELMONT BANCORP COM 080162100 35 6474 SH SOLE 6474 0 0
BELMONT BANCORP COM 080162100 60 11000 SH OTHER 11000 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BERKSHIRE HATHAWAY INC 084670207 21 7 SH OTHER 7 0 0
BIOMET INC COM 090613100 153 4000 SH SOLE 4000 0 0
BIOMET INC COM 090613100 406 10600 SH OTHER 3100 0 7500
BLACK & DECKER CORP 091797100 31 550 SH SOLE 550 0 0
BLACK & DECKER CORP 091797100 62 1100 SH OTHER 1100 0 0
BLACKROCK INVT QUALITY TERM COM 09247J102 48 5000 SH OTHER 5000 0 0
BLACKROCK CORE BD TR SHS BEN INT 09249E101 86 6000 SH OTHER 6000 0 0
BOEING CO COM 097023105 143 3500 SH SOLE 3500 0 0
BOEING CO COM 097023105 61 1500 SH OTHER 500 0 1000
BRISTOL MYERS SQUIBB CO COM 110122108 581 24025 SH SOLE 24025 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 2603 107484 SH OTHER 98311 0 9173
BURLINGTON NORTHN SANTA FE CCOM 12189T104 17 540 SH OTHER 540 0 0
BURLINGTON RES INC COM 122014103 37 589 SH OTHER 589 0 0
CH ENERGY GROUP INC 12541M102 14 300 SH OTHER 300 0 0
CIGNA CORP COM 125509109 8 140 SH SOLE 140 0 0
CMGI INC COM 125750109 2 1200 SH OTHER 1200 0 0
CMS ENERGY CORP 125896100 0 100 SH OTHER 100 0 0
CSX CORP COM 126408103 187 6204 SH SOLE 6204 0 0
CSX CORP COM 126408103 4 162 SH OTHER 162 0 0
CVS CORP COM 126650100 165 4700 SH SOLE 4700 0 0
CVS CORP COM 126650100 116 3300 SH OTHER 3300 0 0
CALPINE CORP COM 131347106 26 5600 SH SOLE 5600 0 0
CAMDEN PPTY TR SH BEN INT 133131102 134 3000 SH OTHER 3000 0 0
CANADIAN NATIONAL RAILWAY CO 136375102 29 750 SH OTHER 750 0 0
CANADIAN PACIFIC RAILWAY LTD 13645T100 6 250 SH OTHER 250 0 0
CAPITAL AUTOMOTIVE REIT COM SH BEN INT 139733109 1534 43460 SH OTHER 43460 0 0
CAPITAL ONE FINL CORP COM 14040H105 1018 13500 SH OTHER 13500 0 0
CARDINAL HEALTH INC COM 14149Y108 577 8387 SH SOLE 8387 0 0
CARDINAL HEALTH INC COM 14149Y108 1237 17959 SH OTHER 15659 500 1800
CAREMARK RX INC 141705103 295 8900 SH SOLE 8900 0 0
CAREMARK RX INC 141705103 395 11900 SH OTHER 5300 1000 5600
CATERPILLAR INC DEL COM 149123101 15 200 SH SOLE 200 0 0
CATERPILLAR INC DEL COM 149123101 23 300 SH OTHER 300 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CAVCO INDUSTRIES 149568107 0 15 SH SOLE 15 0 0
CAVCO INDUSTRIES 149568107 0 15 SH OTHER 15 0 0
CENDANT CORP COM 151313103 223 9179 SH SOLE 9179 0 0
CENDANT CORP COM 151313103 121 5000 SH OTHER 5000 0 0
CENTEX CORP COM 152312104 32 600 SH SOLE 600 0 0
CENTEX CORP COM 152312104 16 300 SH OTHER 300 0 0
CENTRAL FUND OF CANADA LIMITED CL A 153501101 6 1000 SH OTHER 1000 0 0
CERTEGY INC COM 156880106 25 715 SH OTHER 715 0 0
CHESAPEAKE ENERGY CORP COM 165167107 33 2500 SH OTHER 2500 0 0
CHEVRONTEXACO CORP COM 166764100 251 2864 SH SOLE 2864 0 0
CHEVRONTEXACO CORP COM 166764100 746 8500 SH OTHER 7500 0 1000
CHOICEPOINT INC 170388102 45 1200 SH OTHER 1200 0 0
CHUBB CORP COM 171232101 508 7316 SH SOLE 7316 0 0
CHUBB CORP COM 171232101 212 3050 SH OTHER 2850 200 0
CHRUCH & DWIGHT INC 171340102 30 700 SH OTHER 700 0 0
CIENA CORP COM 171779101 1 300 SH SOLE 300 0 0
CIENA CORP COM 171779101 9 2000 SH OTHER 2000 0 0
CINCINNATI FINANCIAL CORP 172062101 31 727 SH OTHER 727 0 0
CINERGY CORP COM 172474108 5 129 SH SOLE 129 0 0
CISCO SYS INC COM 17275R102 750 31858 SH SOLE 31858 0 0
CISCO SYS INC COM 17275R102 1188 50465 SH OTHER 48965 0 1500
CINTAS CORP COM 172908105 773 17800 SH OTHER 17800 0 0
CITIGROUP INC COM 172967101 804 15554 SH SOLE 15554 0 0
CITIGROUP INC COM 172967101 900 17425 SH OTHER 16925 0 500
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 223 5285 SH SOLE 5285 0 0
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 230 5450 SH OTHER 4450 1000 0
CLOROX CO 189054109 24 500 SH OTHER 500 0 0
COACH INC COM 189754104 512 12510 SH OTHER 12510 0 0
COCA COLA CO COM 191216100 80 1600 SH SOLE 1600 0 0
COCA COLA CO COM 191216100 794 15800 SH OTHER 13300 0 2500
COLGATE PALMOLIVE CO COM 194162103 41 750 SH SOLE 750 0 0
COLGATE PALMOLIVE CO COM 194162103 96 1750 SH OTHER 1150 0 600
COLONIAL PPTYS TR COM SH BEN INT 195872106 55 1350 SH SOLE 1350 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
COMCAST CORP NEW CL A 20030N101 104 3633 SH SOLE 3633 0 0
COMCAST CORP NEW CL A 20030N101 249 8666 SH OTHER 5827 48 2791
COMCAST CORP NEW CL A SPL 20030N200 299 10750 SH SOLE 10750 0 0
COMCAST CORP NEW CL A SPL 20030N200 235 8450 SH OTHER 5050 800 2600
CONOCOPHILLIPS 20825C104 369 5287 SH SOLE 5287 0 0
CONOCOPHILLIPS 20825C104 476 6824 SH OTHER 5624 1200 0
CONSOLIDATED EDISON INC COM 209115104 8 200 SH SOLE 200 0 0
CONSOLIDATED EDISON INC COM 209115104 24 564 SH OTHER 564 0 0
CONSTELLATION BRANDS INC CLASS A 21036P108 253 7900 SH SOLE 7900 0 0
CONSTELLATION BRANDS INC CLASS A 21036P108 316 9850 SH OTHER 5350 1400 3100
CORINTHIAN COLLEGES INC 218868107 79 2400 SH SOLE 2400 0 0
CORNING INC COM 219350105 16 1500 SH OTHER 1500 0 0
D & K HEALTHCARE RES INC COM 232861104 24 2400 SH OTHER 2400 0 0
DNP SELECT INCOME FD INC COM 23325P104 34 3000 SH SOLE 3000 0 0
DPL INC COM 233293109 12 675 SH OTHER 675 0 0
DEERE & CO COM 244199105 34 500 SH OTHER 500 0 0
DEL MONTE FOODS CO 24522P103 2 178 SH SOLE 178 0 0
DEL MONTE FOODS CO 24522P103 3 300 SH OTHER 300 0 0
DELL INC 24702R101 572 17020 SH SOLE 17020 0 0
DELL INC 24702R101 484 14415 SH OTHER 6915 1700 5800
DELPHI CORPORATION 247126105 45 4546 SH SOLE 4546 0 0
DELPHI CORPORATION 247126105 145 14559 SH OTHER 14559 0 0
DEVON ENERGY CORP NEW COM 25179M103 330 5685 SH SOLE 5685 0 0
DEVON ENERGY CORP NEW COM 25179M103 314 5400 SH OTHER 2800 300 2300
DIAMONDS TR UNIT SER 1 252787106 341 3282 SH SOLE 3282 0 0
DIAMONDS TR UNIT SER 1 252787106 36 350 SH OTHER 350 0 0
DISNEY WALT CO COM DISNEY 254687106 143 5725 SH SOLE 5725 0 0
DISNEY WALT CO COM DISNEY 254687106 171 6847 SH OTHER 6847 0 0
DOMINION RES INC VA NEW COM 25746U109 351 5472 SH SOLE 5472 0 0
DOMINION RES INC VA NEW COM 25746U109 582 9065 SH OTHER 9065 0 0
DOW CHEM CO COM 260543103 834 20713 SH SOLE 20713 0 0
DOW CHEM CO COM 260543103 1029 25576 SH OTHER 21576 1000 3000
DU PONT E I DE NEMOURS & CO COM 263534109 431 10212 SH SOLE 10212 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 143 3396 SH OTHER 3196 200 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DUKE ENERGY CORP COM 264399106 18 800 SH SOLE 800 0 0
DUKE ENERGY CORP COM 264399106 99 4416 SH OTHER 4208 0 208
DUKE REALTY CORP 264411505 13 400 SH SOLE 400 0 0
DUKE REALTY CORP 264411505 54 1565 SH OTHER 1565 0 0
DUQUESNE LT HLDGS INC COM 266233105 5 277 SH OTHER 277 0 0
E M C CORP MASS COM 268648102 301 22153 SH SOLE 22153 0 0
E M C CORP MASS COM 268648102 513 37700 SH OTHER 31700 4000 2000
EOG RES INC COM 26875P101 206 4500 SH OTHER 4500 0 0
EASTMAN CHEM CO COM 277432100 27 650 SH OTHER 650 0 0
EASTMAN KODAK CO COM 277461109 9 375 SH OTHER 375 0 0
EATON CORP 278058102 123 2200 SH SOLE 2200 0 0
EATON VANCE INSD MUNI BD FD 27827X101 14 1000 SOLE 1000 0 0
EATON VANCE INSD OHIO MUN BD 27828L106 20 1330 SOLE 1330 0 0
EBAY INC COM 278642103 221 3200 SH SOLE 3200 0 0
EBAY INC COM 278642103 31 450 SH OTHER 450 0 0
EDISON INTL COM 281020107 24 1000 SH SOLE 1000 0 0
EDISON INTL COM 281020107 15 624 SH OTHER 0 0 624
EDWARDS LIFESCIENCES CORP COM 28176E108 8 260 SH SOLE 260 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 6 190 SH OTHER 190 0 0
EDWARDS AG INC COM 281760108 11 300 SH SOLE 300 0 0
ELECTRONIC DATA SYS NEW COM 285661104 10 550 SH SOLE 550 0 0
EMERSON ELEC CO COM 291011104 199 3334 SH SOLE 3334 0 0
EMERSON ELEC CO COM 291011104 212 3550 SH OTHER 3550 0 0
ENERGY EAST CORP 29266M109 25 1004 SH OTHER 1004 0 0
EQUIFAX INC COM 294429105 36 1430 SH OTHER 1430 0 0
EQUITY OFFICE PROPERTIES TRUST 294741103 20 700 SH SOLE 700 0 0
EXXON MOBIL CORP COM 30231G102 2249 54097 SH SOLE 54097 0 0
EXXON MOBIL CORP COM 30231G102 2235 53752 SH OTHER 43096 456 10200
FPL GROUP INC COM 302571104 155 2328 SH OTHER 2328 0 0
FAIRFAX FINANCIAL HOLDINGS LTD 303901102 31 200 SH OTHER 200 0 0
FAMILY DOLLAR STORES INC 307000109 21 600 SH OTHER 600 0 0
FEDERAL HOME LN MTG CORP COM 313400301 64 1100 SH SOLE 1100 0 0
FEDERAL NATL MTG ASSN COM 313586109 71 964 SH SOLE 964 0 0
FEDERAL NATL MTG ASSN COM 313586109 9 131 SH OTHER 131 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
FEDEX CORP COM 31428X106 161 2150 SH SOLE 2150 0 0
FEDEX CORP COM 31428X106 180 2400 SH OTHER 1100 0 1300
FIFTH THIRD BANCORP COM 316773100 22 400 SH OTHER 400 0 0
FIRST DATA CORP COM 319963104 510 12117 SH SOLE 12117 0 0
FIRST DATA CORP COM 319963104 924 21922 SH OTHER 16410 912 4600
CEF FIRST TR VALUE FUND 33735D104 33 2000 SH OTHER 2000 0 0
FIRST W VA BANCORP INC COM 337493100 7 328 SH SOLE 328 0 0
FIRST W VA BANCORP INC COM 337493100 24 1000 SH OTHER 1000 0 0
FIRST ENERGY CORP COM 337932107 3 100 SH OTHER 100 0 0
FLEETBOSTON FINL CORP COM 339030108 140 3126 SH SOLE 3126 0 0
FLEETBOSTON FINL CORP COM 339030108 96 2150 SH OTHER 2150 0 0
FLUOR CORP COM 343412102 13 360 SH SOLE 360 0 0
FLUOR CORP COM 343412102 11 300 SH OTHER 300 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 15 1166 SH SOLE 1166 0 0
FORTUNE BRANDS INC COM 349631101 132 1730 SH OTHER 1730 0 0
GALLAHER GROUP PLC SPONSORED ADR 363595109 32 680 SH OTHER 680 0 0
GANNETT INC COM 364730101 581 6600 SH SOLE 6600 0 0
GANNETT INC COM 364730101 1451 16465 SH OTHER 14365 0 2100
GENERAL ELEC CO COM 369604103 1580 51801 SH SOLE 51801 0 0
GENERAL ELEC CO COM 369604103 3774 123685 SH OTHER 118595 2390 2700
GENERAL GROWTH PROPERTIES 370021107 105 3000 SH SOLE 3000 0 0
GENERAL MLS INC COM 370334104 219 4700 SH SOLE 4700 0 0
GENERAL MLS INC COM 370334104 305 6550 SH OTHER 4550 0 2000
GENERAL MTRS CORP COM 370442105 493 10485 SH SOLE 10485 0 0
GENERAL MTRS CORP COM 370442105 283 6010 SH OTHER 4800 1100 110
GILEAD SCIENCES INC 375558103 116 2096 SH OTHER 2096 0 0
GILLETTE CO COM 375766102 111 2842 SH SOLE 2842 0 0
GILLETTE CO COM 375766102 58 1500 SH OTHER 1500 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 51 1300 SH SOLE 1300 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 165 4145 SH OTHER 4145 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 678 6500 SH OTHER 6500 0 0
GRAINGER W W INC COM 384802104 96 2000 SH OTHER 0 0 2000
GUIDANT CORP COM 401698105 158 2500 SH OTHER 2500 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
HCA INC COM 404119109 17 435 SH SOLE 435 0 0
HCA INC COM 404119109 17 435 SH OTHER 435 0 0
HALLIBURTON CO COM 406216101 6 200 SH OTHER 200 0 0
HARLEY DAVIDSON INC 412822108 61 1150 SH OTHER 1150 0 0
HARTFORD FINL SVCS GROUP INCCOM 416515104 50 800 SH SOLE 800 0 0
HAWAIIAN ELECTRIC INDUSTRIES INC 419870100 5 100 SH OTHER 100 0 0
HEINZ H J CO COM 423074103 152 4100 SH SOLE 4100 0 0
HEINZ H J CO COM 423074103 343 9225 SH OTHER 9225 0 0
HERSHEY FOODS CORP COM 427866108 49 600 SH SOLE 600 0 0
HEWLETT PACKARD CO COM 428236103 49 2150 SH SOLE 2150 0 0
HEWLETT PACKARD CO COM 428236103 16 716 SH OTHER 716 0 0
HILLENBRAND INDS INC COM 431573104 135 2000 SH OTHER 2000 0 0
HILTON HOTELS CORP 432848109 8 500 SH OTHER 500 0 0
HOME DEPOT INC COM 437076102 443 11870 SH SOLE 11870 0 0
HOME DEPOT INC COM 437076102 645 17267 SH OTHER 14267 400 2600
HONEYWELL INTL INC COM 438516106 40 1200 SH SOLE 1200 0 0
HONEYWELL INTL INC COM 438516106 64 1900 SH OTHER 1900 0 0
HUMANA INC COM 444859102 157 8300 SH OTHER 8300 0 0
HUNTINGTON BANCSHARES INC COM 446150104 33 1521 SH OTHER 1521 0 0
ILLINOIS TOOL WKS INC COM 452308109 26 337 SH SOLE 337 0 0
IMATION CORP 45245A107 14 380 SH SOLE 380 0 0
IMAGISTICS INTERNATIONAL INCCOM 45247T104 10 240 SH OTHER 240 0 0
INTEL CORP COM 458140100 862 31705 SH SOLE 31705 0 0
INTEL CORP COM 458140100 1574 57890 SH OTHER 48490 2000 7400
INTERACTIVECORP 45840Q101 197 6250 SH SOLE 6250 0 0
INTERACTIVECORP 45840Q101 229 7250 SH OTHER 2850 0 4400
INTERNATIONAL BUSINESS MACH COM 459200101 619 6750 SH SOLE 6750 0 0
INTERNATIONAL BUSINESS MACH COM 459200101 950 10345 SH OTHER 9473 0 872
INTL PAPER CO COM 460146103 38 900 SH SOLE 900 0 0
INTL PAPER CO COM 460146103 25 600 SH OTHER 200 0 400
I SHARES JAPAN INDEX 464286848 80 7400 SH OTHER 7400 0 0
ISHARES TR S^P 500 INDEX 464287200 814 7194 SH SOLE 7194 0 0
S^P 500/BARRA GROWTH INDEX FD 464287309 169 3050 SH SOLE 3050 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
S^P 500/BARRA VALUE INDEX FD 464287408 225 3945 SH SOLE 3945 0 0
ISHARES TRUST 464287440 131 1500 SH SOLE 1500 0 0
ISHARES TRUST MSCI EAFE FD MSCI EAFE INDEX FUND464287465 35 250 SH SOLE 250 0 0
S^P MID CAP 400 INDEX FUND I SHARES 464287507 786 6505 SH SOLE 6505 0 0
S^P MID CAP 400 INDEX FUND I SHARES 464287507 114 950 SH OTHER 950 0 0
S^P MIDCAP 400/BARRA GROWTH INDEX FUND I SHS 464287606 108 875 SH SOLE 875 0 0
S^P MIDCAP 400/BARRA GROWTH INDEX FUND I SHS 464287606 74 600 SH OTHER 600 0 0
S^P MIDCAP 400/BARRA VALUE INDEX FD 464287705 108 940 SH SOLE 940 0 0
S^P MIDCAP 400/BARRA VALUE INDEX FD 464287705 149 1290 SH OTHER 1290 0 0
S& P SMALL CAP 600 INDEX FUND I SHARES 464287804 467 3284 SH SOLE 3284 0 0
S& P SMALL CAP 600 INDEX FUND I SHARES 464287804 116 815 SH OTHER 815 0 0
I SHARES TR S^P SMALL CAP 600/BARRA VALUE 464287879 92 867 SH SOLE 867 0 0
I SHARES TR S^P SMALL CAP 600/BARRA GROWTH 464287887 71 762 SH SOLE 762 0 0
JDS UNIPHASE CORP COM 46612J101 8 2000 SH OTHER 2000 0 0
J P MORGAN CHASE & CO COM 46625H100 398 9493 SH SOLE 9493 0 0
J P MORGAN CHASE & CO COM 46625H100 276 6590 SH OTHER 5090 1500 0
JABIL CIRCUIT INC 466313103 41 1400 SH SOLE 1400 0 0
JABIL CIRCUIT INC 466313103 5 200 SH OTHER 200 0 0
JOHNSON & JOHNSON COM 478160104 696 13737 SH SOLE 13737 0 0
JOHNSON & JOHNSON COM 478160104 2006 39553 SH OTHER 38053 500 1000
JOHNSON CONTROLS INC 478366107 47 800 SH SOLE 800 0 0
JUNIPER NETWORKS INC COM 48203R104 119 4600 SH SOLE 4600 0 0
KLA - TENCOR CORPORATION 482480100 25 500 SH OTHER 500 0 0
KB HOME COM 48666K109 32 400 SH SOLE 400 0 0
KB HOME COM 48666K109 20 250 SH OTHER 250 0 0
KELLOGG CO 487836108 15 400 SH SOLE 400 0 0
KEYSPAN CORP 49337W100 40 1050 SH SOLE 1050 0 0
KEYSPAN CORP 49337W100 19 500 SH OTHER 500 0 0
KIMBERLY CLARK CORP COM 494368103 291 4626 SH SOLE 4626 0 0
KIMBERLY CLARK CORP COM 494368103 170 2700 SH OTHER 1200 0 1500
KOHLS CORP COM 500255104 19 400 SH SOLE 400 0 0
KOHLS CORP COM 500255104 7 150 SH OTHER 150 0 0
KRAFT FOODS INC 50075N104 32 1000 SH SOLE 1000 0 0
KRAFT FOODS INC 50075N104 4 150 SH OTHER 150 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
L-3 COMMUNICATIONS HOLDINGS INC 502424104 187 3150 SH OTHER 3150 0 0
LIBERTY ALL-STAR EQUITY FD 530158104 7 737 SH OTHER 737 0 0
LIBERTY MEDIA CORP NEW COM SER A 530718105 27 2500 SH OTHER 2500 0 0
LIBERTY PPTY TR SH BEN INT 531172104 78 1750 SH SOLE 1750 0 0
LILLY ELI & CO COM 532457108 36 550 SH SOLE 550 0 0
LILLY ELI & CO COM 532457108 46 700 SH OTHER 700 0 0
LINCOLN NATIONAL CORP 534187109 47 1000 SH OTHER 1000 0 0
LOCKHEED MARTIN CORP COM 539830109 41 900 SH SOLE 900 0 0
LOCKHEED MARTIN CORP COM 539830109 27 600 SH OTHER 600 0 0
LOWES COS INC COM 548661107 89 1600 SH SOLE 1600 0 0
LOWES COS INC COM 548661107 50 900 SH OTHER 900 0 0
LUCENT TECHNOLOGIES INC COM 549463107 23 5720 SH SOLE 5720 0 0
LUCENT TECHNOLOGIES INC COM 549463107 15 3893 SH OTHER 3893 0 0
MBIA INC COM 55262C100 188 3000 SH OTHER 3000 0 0
MBNA CORP COM 55262L100 477 17301 SH SOLE 17301 0 0
MBNA CORP COM 55262L100 551 19950 SH OTHER 7800 2250 9900
MANDALAY RESORT GROUP 562567107 114 2000 SH SOLE 2000 0 0
MARATHON OIL CORP 565849106 16 500 SH SOLE 500 0 0
MARSH & MCLENNAN COS INC COM 571748102 118 2550 SH SOLE 2550 0 0
MARSH & MCLENNAN COS INC COM 571748102 141 3050 SH OTHER 2050 1000 0
MASCO CORP COM 574599106 482 15850 SH SOLE 15850 0 0
MASCO CORP COM 574599106 324 10650 SH OTHER 7250 0 3400
MAY DEPT STORES CO COM 577778103 29 850 SH SOLE 850 0 0
MAY DEPT STORES CO COM 577778103 36 1050 SH OTHER 1050 0 0
MAYTAG CORP COM 578592107 12 400 SH OTHER 400 0 0
MCCORMICK & CO INC 579780206 20 600 SH OTHER 600 0 0
MCDONALDS CORP COM 580135101 71 2500 SH SOLE 2500 0 0
MCDONALDS CORP COM 580135101 31 1100 SH OTHER 1100 0 0
MCGRAW HILL COS INC COM 580645109 121 1600 SH SOLE 1600 0 0
MCGRAW HILL COS INC COM 580645109 175 2300 SH OTHER 2300 0 0
MEADWESTVACO CORP 583334107 14 500 SH OTHER 500 0 0
MEDCO HEALTH SOLUTIO 58405U102 18 536 SH SOLE 536 0 0
MEDCO HEALTH SOLUTIO 58405U102 26 792 SH OTHER 497 0 295
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MEDTRONIC INC COM 585055106 339 7100 SH SOLE 7100 0 0
MEDTRONIC INC COM 585055106 410 8600 SH OTHER 5900 0 2700
MELLON FINL CORP COM 58551A108 69 2207 SH SOLE 2207 0 0
MELLON FINL CORP COM 58551A108 216 6928 SH OTHER 928 0 6000
MERCK & CO INC COM 589331107 326 7400 SH SOLE 7400 0 0
MERCK & CO INC COM 589331107 418 9479 SH OTHER 7029 0 2450
MERRILL LYNCH & CO INC COM 590188108 86 1450 SH SOLE 1450 0 0
MERRILL LYNCH & CO INC COM 590188108 150 2525 SH OTHER 2525 0 0
METLIFE INC 59156R108 42 1200 SH SOLE 1200 0 0
METLIFE INC 59156R108 53 1500 SH OTHER 0 1500 0
MICROSOFT CORP COM 594918104 662 26558 SH SOLE 26558 0 0
MICROSOFT CORP COM 594918104 1937 77730 SH OTHER 65130 1500 11100
MID CAP S P D R TRUST UNIT SER 1 595635103 108 984 SH SOLE 984 0 0
MID CAP S P D R TRUST UNIT SER 1 595635103 38 350 SH OTHER 350 0 0
MONSANTO CO (NEW) 61166W101 1 42 SH SOLE 42 0 0
MONSANTO CO (NEW) 61166W101 3 108 SH OTHER 108 0 0
MORGAN STANLEY COM NEW 617446448 125 2190 SH SOLE 2190 0 0
MORGAN STANLEY COM NEW 617446448 114 2000 SH OTHER 900 1100 0
MOTOROLA INC COM 620076109 21 1200 SH OTHER 1200 0 0
MYLAN LABS INC COM 628530107 174 7690 SH SOLE 7690 0 0
MYLAN LABS INC COM 628530107 53 2350 SH OTHER 1850 500 0
NASDAQ 100 TR UNIT SER 1 631100104 17 500 SH SOLE 500 0 0
NASDAQ 100 TR UNIT SER 1 631100104 508 14200 SH OTHER 14200 0 0
NATIONAL CITY CORP COM 635405103 49 1400 SH OTHER 1400 0 0
NATIONAL FUEL GAS CO N J COM 636180101 548 22300 SH SOLE 22300 0 0
NATIONAL FUEL GAS CO N J COM 636180101 413 16820 SH OTHER 12320 2000 2500
NATIONAL SEMICONDUCTOR CORP COM 637640103 26 600 SH SOLE 600 0 0
NATIONWIDE FINL SVC 638612101 16 470 SH OTHER 470 0 0
NETWORK APPLIANCE INC COM 64120L104 43 2000 SH OTHER 2000 0 0
NEWELL RUBBERMAID INC COM 651229106 13 600 SH SOLE 600 0 0
NEWELL RUBBERMAID INC COM 651229106 166 7184 SH OTHER 7184 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 24 1000 SH OTHER 1000 0 0
NIKE INC CL B 654106103 62 800 SH OTHER 800 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
NOKIA CORP SPONSORED ADR 654902204 133 6600 SH SOLE 6600 0 0
NOKIA CORP SPONSORED ADR 654902204 696 34350 SH OTHER 34350 0 0
NORFOLK SOUTHERN CORP COM 655844108 9 450 SH OTHER 0 0 450
NORTEL NETWORKS CORP NEW COM 656568102 2 500 SH SOLE 500 0 0
NORTEL NETWORKS CORP NEW COM 656568102 11 2000 SH OTHER 2000 0 0
NORTHROP GRUMMAN CORP COM 666807102 49 500 SH OTHER 500 0 0
NOVELLUS SYS INC COM 670008101 66 2100 SH SOLE 2100 0 0
NUVEEN INVESTMENT QUALITY MUNICIPAL FUND, INC.67062E103 152 9552 OTHER 9552 0 0
NUVEEN MUN INCOME FUND INC 67062J102 14 1361 OTHER 1361 0 0
NUVEEN INSD QUALITY MUN FUND INC 67062N103 11 700 OTHER 700 0 0
NUVEEN MUN MKT OPPORTUNITY FUND INC 67062W103 9 637 OTHER 637 0 0
NUVEEN N Y INVT QUALITY MUN FD INC 67062X101 127 7657 OTHER 7657 0 0
NUVEEN CEF OHIO MUNI FUN 67070C107 25 1500 OTHER 1500 0 0
NUVEEN CEF OHIO MUNI FUND 2 67070R104 24 1500 SH OTHER 1500 0 0
NUVEEN REAL ESTATE INCOME FD 67071B108 173 9000 SH OTHER 9000 0 0
NUVEEN INSURED DIVIDEND ADVANTAGE MUNICIPAL 67071L106 10 700 SH SOLE 700 0 0
CEF NUVEEN QUALITY PFD INCOME FUND 67071S101 76 4750 SH OTHER 4750 0 0
OGE ENERGY CORP COM 670837103 21 800 SH SOLE 800 0 0
NUVEEN MUNICIPAL VALUE FD 670928100 6 632 OTHER 632 0 0
NUVEEN SELECT QUALITY MUN FD 670973106 51 3311 OTHER 3311 0 0
NUVEEN QUALITY INC MUNI FUND 670977107 15 1000 OTHER 1000 0 0
NUVEEN OHIO QUALITY INCOME MUN FD 670980101 39 2166 SOLE 2166 0 0
NUVEEN INSURED MUNICPAL OPPORTUNITY FUND 670984103 5 333 OTHER 333 0 0
OMNICOM GROUP INC COM 681919106 674 8400 SH SOLE 8400 0 0
OMNICOM GROUP INC COM 681919106 589 7350 SH OTHER 3650 200 3500
ORACLE CORP COM 68389X105 61 5100 SH SOLE 5100 0 0
ORACLE CORP COM 68389X105 261 21800 SH OTHER 3500 0 18300
PNC FINL SVCS GROUP INC COM 693475105 169 3050 SH SOLE 3050 0 0
PNC FINL SVCS GROUP INC COM 693475105 144 2600 SH OTHER 1600 0 1000
PPG INDS INC COM 693506107 405 6950 SH SOLE 6950 0 0
PPG INDS INC COM 693506107 424 7290 SH OTHER 6190 800 300
PPL CORP 69351T106 37 828 SH OTHER 828 0 0
PACTIV CORP 695257105 111 5000 SH SOLE 5000 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PAN PACIFIC RETAIL PPTYS INCCOM 69806L104 67 1302 SH OTHER 1302 0 0
PEPCO HOLDINGS INC 713291102 20 1000 SH OTHER 1000 0 0
PEPSICO INC COM 713448108 449 8344 SH SOLE 8344 0 0
PEPSICO INC COM 713448108 1038 19280 SH OTHER 18580 0 700
PFIZER INC COM 717081103 532 15189 SH SOLE 15189 0 0
PFIZER INC COM 717081103 393 11235 SH OTHER 10235 1000 0
PIER 1 IMPORTS INC 720279108 9 400 SH SOLE 400 0 0
PIER 1 IMPORTS INC 720279108 118 5000 SH OTHER 0 0 5000
PITNEY BOWES INC COM 724479100 166 3900 SH OTHER 3900 0 0
PRAXAIR INC 74005P104 21 576 SH OTHER 576 0 0
PROCTER & GAMBLE CO COM 742718109 832 7940 SH SOLE 7940 0 0
PROCTER & GAMBLE CO COM 742718109 938 8950 SH OTHER 4450 500 4000
PROGRESS ENERGY INC COM 743263105 312 6641 SH SOLE 6641 0 0
PROGRESS ENERGY INC COM 743263105 200 4270 SH OTHER 3579 191 500
PRUDENTIAL FINL INC COM 744320102 2 59 SH OTHER 0 59 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 15 340 SH SOLE 340 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 35 750 SH OTHER 550 200 0
QUALCOMM INC COM 747525103 36 550 SH SOLE 550 0 0
QUEST DIAGNOSTICS INC 74834L100 320 3875 SH SOLE 3875 0 0
QUEST DIAGNOSTICS INC 74834L100 161 1950 SH OTHER 1550 400 0
QWEST COMMUNICATIONS INTL INCOM 749121109 0 176 SH SOLE 176 0 0
QWEST COMMUNICATIONS INTL INCOM 749121109 1 415 SH OTHER 415 0 0
ROCKWELL INTL CORP NEW COM 773903109 61 1785 SH OTHER 1785 0 0
ROCKWELL COLLINS INC COM 774341101 56 1785 SH OTHER 1785 0 0
ROPER INDS INC NEW COM 776696106 35 746 SH OTHER 746 0 0
ROYAL DUTCH PETE CO NY REG GLD1.25 780257804 66 1400 SH OTHER 1000 0 400
SBC COMMUNICATIONS INC COM 78387G103 647 26382 SH SOLE 26382 0 0
SBC COMMUNICATIONS INC COM 78387G103 397 16206 SH OTHER 13180 1526 1500
SARA LEE CORP COM 803111103 61 2800 SH SOLE 2800 0 0
SARA LEE CORP COM 803111103 632 28925 SH OTHER 28925 0 0
SCHLUMBERGER LTD COM 806857108 185 2900 SH SOLE 2900 0 0
SCHLUMBERGER LTD COM 806857108 130 2050 SH OTHER 2050 0 0
SCHWAB CHARLES CORP NEW COM 808513105 11 1000 SH OTHER 1000 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SCUDDER MUNI INCOME TR 81118R604 12 1000 SOLE 1000 0 0
SEARS ROEBUCK & CO COM 812387108 25 600 SH OTHER 600 0 0
SECTOR SPDR TRUST 81369Y803 334 16625 SH OTHER 16625 0 0
SENIOR HIGH INCOME PORTFOLIO 81721E107 1 300 SH OTHER 300 0 0
SHERWIN WILLIAMS CO COM 824348106 11 300 SH OTHER 300 0 0
JM SMUCKER CO 832696405 1 25 SH SOLE 25 0 0
JM SMUCKER CO 832696405 23 450 SH OTHER 450 0 0
SOLECTRON CORP COM 834182107 11 2000 SH OTHER 2000 0 0
SOUTHERN CO 842587107 26 880 SH OTHER 880 0 0
SOUTHTRUST CORP COM 844730101 53 1600 SH SOLE 1600 0 0
SOUTHTRUST CORP COM 844730101 26 800 SH OTHER 0 0 800
STAPLES INC COM 855030102 10 400 SH OTHER 400 0 0
STARBUCKS CORP 855244109 18 500 SH SOLE 500 0 0
STARBUCKS CORP 855244109 15 400 SH OTHER 400 0 0
STATE AUTO FINANCIAL CORP 855707105 283 11000 SH OTHER 11000 0 0
STATE STR CORP COM 857477103 62 1200 SH SOLE 1200 0 0
SUN MICROSYSTEMS INC COM 866810104 2 700 SH SOLE 700 0 0
SUN MICROSYSTEMS INC COM 866810104 10 2400 SH OTHER 2400 0 0
SYMANTEC CORP 871503108 92 2000 SH SOLE 2000 0 0
SYMANTEC CORP 871503108 13 300 SH OTHER 300 0 0
SYSCO CORP COM 871829107 19 500 SH SOLE 500 0 0
TECO ENERGY INC COM 872375100 2 200 SH SOLE 200 0 0
TECO ENERGY INC COM 872375100 43 3000 SH OTHER 0 0 3000
TJX COS INC NEW COM 872540109 66 2700 SH SOLE 2700 0 0
TARGET CORP COM 87612E106 203 4528 SH SOLE 4528 0 0
TARGET CORP COM 87612E106 159 3550 SH OTHER 1850 1200 500
TECHE HOLDING CO 878330109 21 600 SH SOLE 600 0 0
TELEFLEX INC. 879369106 14 300 SH OTHER 300 0 0
TEVA PHARMACEUTICAL INDUSTRIES LTD 881624209 109 1735 SH OTHER 1735 0 0
TEXAS INSTRS INC COM 882508104 281 9650 SH SOLE 9650 0 0
TEXAS INSTRS INC COM 882508104 928 31800 SH OTHER 31300 500 0
TEXTRON INC 883203101 42 800 SH SOLE 800 0 0
TIME WARNER INC NEW 887317105 31 1848 SH SOLE 1848 0 0
TIME WARNER INC NEW 887317105 73 4370 SH OTHER 4370 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
TRAVELERS PROP CASUALTY - A CORP 89420G109 2 139 SH SOLE 139 0 0
TRAVELERS PROP CASUALTY - A CORP 89420G109 3 203 SH OTHER 203 0 0
TRAVELERS PROP CASUALTY - B CORP 89420G406 5 292 SH SOLE 292 0 0
TRAVELERS PROP CASUALTY - B CORP 89420G406 5 290 SH OTHER 290 0 0
TRIBUNE CO NEW COM 896047107 40 800 SH SOLE 800 0 0
TRIBUNE CO NEW COM 896047107 10 200 SH OTHER 200 0 0
TYCO INTL LTD NEW COM 902124106 114 4010 SH SOLE 4010 0 0
TYCO INTL LTD NEW COM 902124106 35 1248 SH OTHER 974 0 274
ULTRA PETROLEUM CORP 903914109 12 400 SH OTHER 400 0 0
UNION PAC CORP COM 907818108 648 10840 SH SOLE 10840 0 0
UNION PAC CORP COM 907818108 559 9350 SH OTHER 6550 0 2800
UNION PLANTERS CORP 908068109 15 525 SH OTHER 525 0 0
UNITED BANKSHARES INC WEST VCOM 909907107 813 26661 SH SOLE 26661 0 0
UNITED BANKSHARES INC WEST VCOM 909907107 1065 34947 SH OTHER 31056 0 3891
UNITED BANCORP INC OHIO COM 909911109 7 462 SH SOLE 462 0 0
UNITED BANCORP INC OHIO COM 909911109 30 1925 SH OTHER 1925 0 0
UNITED PARCEL SERVICE INC CL B 911312106 20 300 SH SOLE 300 0 0
UNITED PARCEL SERVICE INC CL B 911312106 55 800 SH OTHER 800 0 0
UNITED TECHNOLOGIES CORP COM 913017109 110 1282 SH SOLE 1282 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1341 15550 SH OTHER 15550 0 0
USF CORP 91729Q101 51 1500 SH OTHER 1500 0 0
VALERO ENERGY CORP NEW COM 91913Y100 123 2062 SH OTHER 2062 0 0
VAN KAMPEN SENIOR INCOME TRUST 920961109 26 3000 SH OTHER 3000 0 0
VERIZON COMMUNICATIONS COM 92343V104 656 17965 SH SOLE 17965 0 0
VERIZON COMMUNICATIONS COM 92343V104 712 19499 SH OTHER 17139 0 2360
VIACOM INC CL B 925524308 48 1230 SH SOLE 1230 0 0
VIACOM INC CL B 925524308 21 542 SH OTHER 542 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 77 3230 SH SOLE 3230 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 57 2410 SH OTHER 2410 0 0
VORNADO REALTY TRUST 929042109 120 2000 SH SOLE 2000 0 0
WHX CORP 929248409 0 3 SH SOLE 3 0 0
WACHOVIA CORP 2ND NEW COM 929903102 27 575 SH SOLE 575 0 0
WACHOVIA CORP 2ND NEW COM 929903102 21 450 SH OTHER 450 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
WAL MART STORES INC COM 931142103 560 9400 SH SOLE 9400 0 0
WAL MART STORES INC COM 931142103 523 8765 SH OTHER 3765 0 5000
WALGREEN CO COM 931422109 237 7200 SH SOLE 7200 0 0
WALGREEN CO COM 931422109 194 5900 SH OTHER 4700 1200 0
WASHINGTON MUTUAL INC COMMON 939322103 209 4900 SH SOLE 4900 0 0
WASHINGTON MUTUAL INC COMMON 939322103 377 8850 SH OTHER 4950 1200 2700
WASTE MGMT INC DEL COM 94106L109 2 72 SH OTHER 72 0 0
WATSON PHARMACEUTICALS INC COM 942683103 64 1500 SH OTHER 0 0 1500
WELLMAN INC 949702104 19 2300 SH SOLE 2300 0 0
WELLPOINT HEALTH NETWORK NEWCOM 94973H108 68 600 SH OTHER 600 0 0
WELLS FARGO & CO NEW COM 949746101 22 400 SH SOLE 400 0 0
WELLS FARGO & CO NEW COM 949746101 243 4290 SH OTHER 4200 90 0
WESBANCO INC COM 950810101 2301 75867 SH SOLE 75867 0 0
WESBANCO INC COM 950810101 1227 40444 SH OTHER 40444 0 0
WEYERHAEUSER CO COM 962166104 68 1050 SH OTHER 0 0 1050
WHIRLPOOL CORP COM 963320106 32 475 SH OTHER 475 0 0
WHOLE FOOD MARKET INC 966837106 110 1470 SH OTHER 1470 0 0
WRIGLEY WM JR CO COM 982526105 29 500 SH OTHER 500 0 0
WYETH COM 983024100 1432 38167 SH SOLE 38167 0 0
WYETH COM 983024100 2287 60936 SH OTHER 57567 389 2980
XCEL ENERGY INC COM 98389B100 149 8400 SH SOLE 8400 0 0
XCEL ENERGY INC COM 98389B100 85 4784 SH OTHER 1000 0 3784
XILINX INC COM 983919101 432 11450 SH SOLE 11450 0 0
XILINX INC COM 983919101 290 7700 SH OTHER 5400 0 2300
XEROX CORP COM 984121103 4 300 SH OTHER 300 0 0
YUM BRANDS INC. COM 988498101 1 40 SH SOLE 40 0 0
ZIMMER HLDGS INC COM 98956P102 341 4629 SH SOLE 4629 0 0
ZIMMER HLDGS INC COM 98956P102 2272 30801 SH OTHER 29584 0 1217
GRAND TOTALS 130319 3391255 3103585 53344 234326