Security National Trust as of March 31, 2004
Portfolio Holdings for Security National Trust
Security National Trust holds 0 positions in its portfolio as reported in the March 2004 quarterly 13F filing
{S} {C} {C} FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- DAIMLER CHRYSLER AG ORD D1668R123 12 300 SH SOLE 300 0 0 DAIMLER CHRYSLER AG ORD D1668R123 12 300 SH OTHER 300 0 0 GLOBALSANTAFE CORPORATION G3930E101 77 2800 SH SOLE 2800 0 0 GLOBALSANTAFE CORPORATION G3930E101 41 1500 SH OTHER 0 1500 0 INGERSOLL-RAND CL A G4776G101 135 2000 SH SOLE 2000 0 0 INGERSOLL-RAND CL A G4776G101 54 800 SH OTHER 200 0 600 NABORS INDUSTRIES LTD NEW G6359F103 96 2100 SH SOLE 2100 0 0 NABORS INDUSTRIES LTD NEW G6359F103 73 1600 SH OTHER 1600 0 0 TRANSOCEAN INC G90078109 7 266 SH SOLE 266 0 0 TRANSOCEAN INC G90078109 9 347 SH OTHER 347 0 0 WEATHERFORD INT'L LTD BERMUDA G95089101 86 2050 SH SOLE 2050 0 0 WEATHERFORD INT'L LTD BERMUDA G95089101 35 850 SH OTHER 850 0 0 FLEXTRONICS INTL LTD ORD Y2573F102 25 1500 SH SOLE 1500 0 0 A D C TELECOMMUNICATIONS COM 000886101 0 300 SH SOLE 300 0 0 AFLAC INC 001055102 156 3900 SH OTHER 3900 0 0 AES CORP COM 00130H105 5 600 SH SOLE 600 0 0 AT & T CORPORATION 001957505 22 1148 SH SOLE 1148 0 0 AT & T CORPORATION 001957505 30 1574 SH OTHER 1544 30 0 AT^T WIRELESS SVCS INC COM 00209A106 21 1604 SH SOLE 1604 0 0 AT^T WIRELESS SVCS INC COM 00209A106 37 2732 SH OTHER 2732 0 0 ABBOTT LABS COM 002824100 223 5436 SH SOLE 5436 0 0 ABBOTT LABS COM 002824100 213 5200 SH OTHER 1900 400 2900 ADVANCE FINANCIAL BANCORP 007437106 164 9045 SH SOLE 9045 0 0 AGERE SYSTEMS INC CL A 00845V100 0 5 SH SOLE 5 0 0 AGERE SYSTEMS INC CL A 00845V100 0 2 SH OTHER 2 0 0 AGERE SYSTEMS INC CL B 00845V209 1 567 SH SOLE 567 0 0 AGERE SYSTEMS INC CL B 00845V209 0 82 SH OTHER 82 0 0 AGILENT TECHNOLOGIES INC COM 00846U101 11 354 SH SOLE 354 0 0 AGILENT TECHNOLOGIES INC COM 00846U101 9 307 SH OTHER 307 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- AIR PRODS & CHEMS INC COM 009158106 85 1700 SH SOLE 1700 0 0 AIR PRODS & CHEMS INC COM 009158106 157 3150 SH OTHER 850 300 2000 ALCOA INC COM 013817101 85 2474 SH SOLE 2474 0 0 ALCOA INC COM 013817101 197 5700 SH OTHER 5700 0 0 ALLEGHENY ENERGY INC COM 017361106 8 600 SH SOLE 600 0 0 ALLIANT ENERGY CORP 018802108 10 400 SH OTHER 0 0 400 ALLSTATE CORP COM 020002101 361 7950 SH SOLE 7950 0 0 ALLSTATE CORP COM 020002101 295 6500 SH OTHER 5200 1300 0 ALLTEL CORP COM 020039103 24 500 SH SOLE 500 0 0 ALLTEL CORP COM 020039103 97 1950 SH OTHER 1950 0 0 ALTRIA GROUP INC 02209S103 214 3940 SH SOLE 3940 0 0 ALTRIA GROUP INC 02209S103 1105 20311 SH OTHER 16311 0 4000 AMEREN CORPORATION 023608102 11 257 SH OTHER 257 0 0 AMERICAN ELEC PWR INC COM 025537101 28 870 SH SOLE 870 0 0 AMERICAN ELEC PWR INC COM 025537101 83 2537 SH OTHER 1134 1403 0 AMERICAN EXPRESS CO COM 025816109 340 6562 SH SOLE 6562 0 0 AMERICAN EXPRESS CO COM 025816109 276 5325 SH OTHER 5325 0 0 AMERICAN INTL GROUP INC COM 026874107 1048 14693 SH SOLE 14693 0 0 AMERICAN INTL GROUP INC COM 026874107 1976 27704 SH OTHER 27404 0 300 AMERISOURCEBERGEN CORP COM 03073E105 44 815 SH SOLE 815 0 0 AMERISOURCEBERGEN CORP COM 03073E105 164 3000 SH OTHER 2000 0 1000 AMGEN INC COM 031162100 436 7500 SH SOLE 7500 0 0 AMGEN INC COM 031162100 1374 23635 SH OTHER 21035 600 2000 AMSOUTH BANCORPORATION 032165102 239 10200 SH SOLE 10200 0 0 AMSOUTH BANCORPORATION 032165102 18 800 SH OTHER 800 0 0 ANADARKO PETE CORP COM 032511107 52 1014 SH SOLE 1014 0 0 ANADARKO PETE CORP COM 032511107 162 3126 SH OTHER 3126 0 0 ANHEUSER BUSCH COS INC COM 035229103 479 9410 SH SOLE 9410 0 0 ANHEUSER BUSCH COS INC COM 035229103 349 6850 SH OTHER 6850 0 0 ANTHEM INC 03674B104 36 400 SH OTHER 400 0 0 APACHE CORP COM 037411105 245 5694 SH SOLE 5694 0 0 APACHE CORP COM 037411105 203 4714 SH OTHER 3954 300 460 APOLLO GROUP INC 037604105 86 1000 SH SOLE 1000 0 0 APOLLO GROUP INC 037604105 111 1300 SH OTHER 1300 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- APPLEBEES INTERNATIONAL INC 037899101 20 500 SH OTHER 500 0 0 APPLERA CORP COM APPLIED BIOSYSTEMS GROUP 038020103 168 8534 SH OTHER 8534 0 0 APPLERA CORP CELERA GENOMICS GROUP 038020202 36 2525 SH OTHER 2525 0 0 APPLIED MATLS INC COM 038222105 386 18125 SH SOLE 18125 0 0 APPLIED MATLS INC COM 038222105 349 16400 SH OTHER 7500 2000 6900 ARCHER DANIELS MIDLAND CO COM 039483102 34 2067 SH OTHER 2067 0 0 ARCHSTONE-SMITH TRUST 039583109 41 1400 SH OTHER 1400 0 0 THE ASIA TIGERS FUND INC 04516T105 21 2000 SH OTHER 2000 0 0 AUTOMATIC DATA PROCESSING INCOM 053015103 67 1600 SH SOLE 1600 0 0 AUTOMATIC DATA PROCESSING INCOM 053015103 529 12600 SH OTHER 12600 0 0 AVALONBAY COMMUNITIES INC 053484101 32 600 SH OTHER 600 0 0 AVAYA INC COM 053499109 1 111 SH OTHER 111 0 0 GDR AVENTIS ADR 053561106 19 250 SH SOLE 250 0 0 AVERY DENNISON CORP COM 053611109 24 400 SH OTHER 400 0 0 AVON PRODS INC COM 054303102 49 650 SH SOLE 650 0 0 AVON PRODS INC COM 054303102 53 700 SH OTHER 200 0 500 BB^T CORP 054937107 108 3074 SH OTHER 3074 0 0 BP AMOCO P L C SPONSORED ADR 055622104 396 7750 SH SOLE 7750 0 0 BP AMOCO P L C SPONSORED ADR 055622104 1145 22380 SH OTHER 18880 0 3500 B2B INTERNET HOLDRS TR DEPOSTRY RCPT 056033103 0 300 SH SOLE 300 0 0 BAKER HUGHES INC COM 057224107 91 2500 SH SOLE 2500 0 0 BAKER HUGHES INC COM 057224107 176 4850 SH OTHER 3450 1200 200 BANK OF AMERICA CORPORATION COM 060505104 392 4850 SH SOLE 4850 0 0 BANK OF AMERICA CORPORATION COM 060505104 480 5929 SH OTHER 5692 0 237 BANK NEW YORK INC COM 064057102 126 4004 SH SOLE 4004 0 0 BANK NEW YORK INC COM 064057102 225 7150 SH OTHER 7150 0 0 BANK ONE CORP COM 06423A103 215 3957 SH SOLE 3957 0 0 BANK ONE CORP COM 06423A103 3235 59347 SH OTHER 58347 1000 0 BAXTER INTL INC COM 071813109 112 3655 SH SOLE 3655 0 0 BAXTER INTL INC COM 071813109 694 22482 SH OTHER 22082 0 400 BELLSOUTH CORP COM 079860102 352 12732 SH SOLE 12732 0 0 BELLSOUTH CORP COM 079860102 348 12602 SH OTHER 7202 1400 4000 BELMONT BANCORP COM 080162100 35 6474 SH SOLE 6474 0 0 BELMONT BANCORP COM 080162100 60 11000 SH OTHER 11000 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- BERKSHIRE HATHAWAY INC 084670207 21 7 SH OTHER 7 0 0 BIOMET INC COM 090613100 153 4000 SH SOLE 4000 0 0 BIOMET INC COM 090613100 406 10600 SH OTHER 3100 0 7500 BLACK & DECKER CORP 091797100 31 550 SH SOLE 550 0 0 BLACK & DECKER CORP 091797100 62 1100 SH OTHER 1100 0 0 BLACKROCK INVT QUALITY TERM COM 09247J102 48 5000 SH OTHER 5000 0 0 BLACKROCK CORE BD TR SHS BEN INT 09249E101 86 6000 SH OTHER 6000 0 0 BOEING CO COM 097023105 143 3500 SH SOLE 3500 0 0 BOEING CO COM 097023105 61 1500 SH OTHER 500 0 1000 BRISTOL MYERS SQUIBB CO COM 110122108 581 24025 SH SOLE 24025 0 0 BRISTOL MYERS SQUIBB CO COM 110122108 2603 107484 SH OTHER 98311 0 9173 BURLINGTON NORTHN SANTA FE CCOM 12189T104 17 540 SH OTHER 540 0 0 BURLINGTON RES INC COM 122014103 37 589 SH OTHER 589 0 0 CH ENERGY GROUP INC 12541M102 14 300 SH OTHER 300 0 0 CIGNA CORP COM 125509109 8 140 SH SOLE 140 0 0 CMGI INC COM 125750109 2 1200 SH OTHER 1200 0 0 CMS ENERGY CORP 125896100 0 100 SH OTHER 100 0 0 CSX CORP COM 126408103 187 6204 SH SOLE 6204 0 0 CSX CORP COM 126408103 4 162 SH OTHER 162 0 0 CVS CORP COM 126650100 165 4700 SH SOLE 4700 0 0 CVS CORP COM 126650100 116 3300 SH OTHER 3300 0 0 CALPINE CORP COM 131347106 26 5600 SH SOLE 5600 0 0 CAMDEN PPTY TR SH BEN INT 133131102 134 3000 SH OTHER 3000 0 0 CANADIAN NATIONAL RAILWAY CO 136375102 29 750 SH OTHER 750 0 0 CANADIAN PACIFIC RAILWAY LTD 13645T100 6 250 SH OTHER 250 0 0 CAPITAL AUTOMOTIVE REIT COM SH BEN INT 139733109 1534 43460 SH OTHER 43460 0 0 CAPITAL ONE FINL CORP COM 14040H105 1018 13500 SH OTHER 13500 0 0 CARDINAL HEALTH INC COM 14149Y108 577 8387 SH SOLE 8387 0 0 CARDINAL HEALTH INC COM 14149Y108 1237 17959 SH OTHER 15659 500 1800 CAREMARK RX INC 141705103 295 8900 SH SOLE 8900 0 0 CAREMARK RX INC 141705103 395 11900 SH OTHER 5300 1000 5600 CATERPILLAR INC DEL COM 149123101 15 200 SH SOLE 200 0 0 CATERPILLAR INC DEL COM 149123101 23 300 SH OTHER 300 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- CAVCO INDUSTRIES 149568107 0 15 SH SOLE 15 0 0 CAVCO INDUSTRIES 149568107 0 15 SH OTHER 15 0 0 CENDANT CORP COM 151313103 223 9179 SH SOLE 9179 0 0 CENDANT CORP COM 151313103 121 5000 SH OTHER 5000 0 0 CENTEX CORP COM 152312104 32 600 SH SOLE 600 0 0 CENTEX CORP COM 152312104 16 300 SH OTHER 300 0 0 CENTRAL FUND OF CANADA LIMITED CL A 153501101 6 1000 SH OTHER 1000 0 0 CERTEGY INC COM 156880106 25 715 SH OTHER 715 0 0 CHESAPEAKE ENERGY CORP COM 165167107 33 2500 SH OTHER 2500 0 0 CHEVRONTEXACO CORP COM 166764100 251 2864 SH SOLE 2864 0 0 CHEVRONTEXACO CORP COM 166764100 746 8500 SH OTHER 7500 0 1000 CHOICEPOINT INC 170388102 45 1200 SH OTHER 1200 0 0 CHUBB CORP COM 171232101 508 7316 SH SOLE 7316 0 0 CHUBB CORP COM 171232101 212 3050 SH OTHER 2850 200 0 CHRUCH & DWIGHT INC 171340102 30 700 SH OTHER 700 0 0 CIENA CORP COM 171779101 1 300 SH SOLE 300 0 0 CIENA CORP COM 171779101 9 2000 SH OTHER 2000 0 0 CINCINNATI FINANCIAL CORP 172062101 31 727 SH OTHER 727 0 0 CINERGY CORP COM 172474108 5 129 SH SOLE 129 0 0 CISCO SYS INC COM 17275R102 750 31858 SH SOLE 31858 0 0 CISCO SYS INC COM 17275R102 1188 50465 SH OTHER 48965 0 1500 CINTAS CORP COM 172908105 773 17800 SH OTHER 17800 0 0 CITIGROUP INC COM 172967101 804 15554 SH SOLE 15554 0 0 CITIGROUP INC COM 172967101 900 17425 SH OTHER 16925 0 500 CLEAR CHANNEL COMMUNICATIONSCOM 184502102 223 5285 SH SOLE 5285 0 0 CLEAR CHANNEL COMMUNICATIONSCOM 184502102 230 5450 SH OTHER 4450 1000 0 CLOROX CO 189054109 24 500 SH OTHER 500 0 0 COACH INC COM 189754104 512 12510 SH OTHER 12510 0 0 COCA COLA CO COM 191216100 80 1600 SH SOLE 1600 0 0 COCA COLA CO COM 191216100 794 15800 SH OTHER 13300 0 2500 COLGATE PALMOLIVE CO COM 194162103 41 750 SH SOLE 750 0 0 COLGATE PALMOLIVE CO COM 194162103 96 1750 SH OTHER 1150 0 600 COLONIAL PPTYS TR COM SH BEN INT 195872106 55 1350 SH SOLE 1350 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- COMCAST CORP NEW CL A 20030N101 104 3633 SH SOLE 3633 0 0 COMCAST CORP NEW CL A 20030N101 249 8666 SH OTHER 5827 48 2791 COMCAST CORP NEW CL A SPL 20030N200 299 10750 SH SOLE 10750 0 0 COMCAST CORP NEW CL A SPL 20030N200 235 8450 SH OTHER 5050 800 2600 CONOCOPHILLIPS 20825C104 369 5287 SH SOLE 5287 0 0 CONOCOPHILLIPS 20825C104 476 6824 SH OTHER 5624 1200 0 CONSOLIDATED EDISON INC COM 209115104 8 200 SH SOLE 200 0 0 CONSOLIDATED EDISON INC COM 209115104 24 564 SH OTHER 564 0 0 CONSTELLATION BRANDS INC CLASS A 21036P108 253 7900 SH SOLE 7900 0 0 CONSTELLATION BRANDS INC CLASS A 21036P108 316 9850 SH OTHER 5350 1400 3100 CORINTHIAN COLLEGES INC 218868107 79 2400 SH SOLE 2400 0 0 CORNING INC COM 219350105 16 1500 SH OTHER 1500 0 0 D & K HEALTHCARE RES INC COM 232861104 24 2400 SH OTHER 2400 0 0 DNP SELECT INCOME FD INC COM 23325P104 34 3000 SH SOLE 3000 0 0 DPL INC COM 233293109 12 675 SH OTHER 675 0 0 DEERE & CO COM 244199105 34 500 SH OTHER 500 0 0 DEL MONTE FOODS CO 24522P103 2 178 SH SOLE 178 0 0 DEL MONTE FOODS CO 24522P103 3 300 SH OTHER 300 0 0 DELL INC 24702R101 572 17020 SH SOLE 17020 0 0 DELL INC 24702R101 484 14415 SH OTHER 6915 1700 5800 DELPHI CORPORATION 247126105 45 4546 SH SOLE 4546 0 0 DELPHI CORPORATION 247126105 145 14559 SH OTHER 14559 0 0 DEVON ENERGY CORP NEW COM 25179M103 330 5685 SH SOLE 5685 0 0 DEVON ENERGY CORP NEW COM 25179M103 314 5400 SH OTHER 2800 300 2300 DIAMONDS TR UNIT SER 1 252787106 341 3282 SH SOLE 3282 0 0 DIAMONDS TR UNIT SER 1 252787106 36 350 SH OTHER 350 0 0 DISNEY WALT CO COM DISNEY 254687106 143 5725 SH SOLE 5725 0 0 DISNEY WALT CO COM DISNEY 254687106 171 6847 SH OTHER 6847 0 0 DOMINION RES INC VA NEW COM 25746U109 351 5472 SH SOLE 5472 0 0 DOMINION RES INC VA NEW COM 25746U109 582 9065 SH OTHER 9065 0 0 DOW CHEM CO COM 260543103 834 20713 SH SOLE 20713 0 0 DOW CHEM CO COM 260543103 1029 25576 SH OTHER 21576 1000 3000 DU PONT E I DE NEMOURS & CO COM 263534109 431 10212 SH SOLE 10212 0 0 DU PONT E I DE NEMOURS & CO COM 263534109 143 3396 SH OTHER 3196 200 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- DUKE ENERGY CORP COM 264399106 18 800 SH SOLE 800 0 0 DUKE ENERGY CORP COM 264399106 99 4416 SH OTHER 4208 0 208 DUKE REALTY CORP 264411505 13 400 SH SOLE 400 0 0 DUKE REALTY CORP 264411505 54 1565 SH OTHER 1565 0 0 DUQUESNE LT HLDGS INC COM 266233105 5 277 SH OTHER 277 0 0 E M C CORP MASS COM 268648102 301 22153 SH SOLE 22153 0 0 E M C CORP MASS COM 268648102 513 37700 SH OTHER 31700 4000 2000 EOG RES INC COM 26875P101 206 4500 SH OTHER 4500 0 0 EASTMAN CHEM CO COM 277432100 27 650 SH OTHER 650 0 0 EASTMAN KODAK CO COM 277461109 9 375 SH OTHER 375 0 0 EATON CORP 278058102 123 2200 SH SOLE 2200 0 0 EATON VANCE INSD MUNI BD FD 27827X101 14 1000 SOLE 1000 0 0 EATON VANCE INSD OHIO MUN BD 27828L106 20 1330 SOLE 1330 0 0 EBAY INC COM 278642103 221 3200 SH SOLE 3200 0 0 EBAY INC COM 278642103 31 450 SH OTHER 450 0 0 EDISON INTL COM 281020107 24 1000 SH SOLE 1000 0 0 EDISON INTL COM 281020107 15 624 SH OTHER 0 0 624 EDWARDS LIFESCIENCES CORP COM 28176E108 8 260 SH SOLE 260 0 0 EDWARDS LIFESCIENCES CORP COM 28176E108 6 190 SH OTHER 190 0 0 EDWARDS AG INC COM 281760108 11 300 SH SOLE 300 0 0 ELECTRONIC DATA SYS NEW COM 285661104 10 550 SH SOLE 550 0 0 EMERSON ELEC CO COM 291011104 199 3334 SH SOLE 3334 0 0 EMERSON ELEC CO COM 291011104 212 3550 SH OTHER 3550 0 0 ENERGY EAST CORP 29266M109 25 1004 SH OTHER 1004 0 0 EQUIFAX INC COM 294429105 36 1430 SH OTHER 1430 0 0 EQUITY OFFICE PROPERTIES TRUST 294741103 20 700 SH SOLE 700 0 0 EXXON MOBIL CORP COM 30231G102 2249 54097 SH SOLE 54097 0 0 EXXON MOBIL CORP COM 30231G102 2235 53752 SH OTHER 43096 456 10200 FPL GROUP INC COM 302571104 155 2328 SH OTHER 2328 0 0 FAIRFAX FINANCIAL HOLDINGS LTD 303901102 31 200 SH OTHER 200 0 0 FAMILY DOLLAR STORES INC 307000109 21 600 SH OTHER 600 0 0 FEDERAL HOME LN MTG CORP COM 313400301 64 1100 SH SOLE 1100 0 0 FEDERAL NATL MTG ASSN COM 313586109 71 964 SH SOLE 964 0 0 FEDERAL NATL MTG ASSN COM 313586109 9 131 SH OTHER 131 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- FEDEX CORP COM 31428X106 161 2150 SH SOLE 2150 0 0 FEDEX CORP COM 31428X106 180 2400 SH OTHER 1100 0 1300 FIFTH THIRD BANCORP COM 316773100 22 400 SH OTHER 400 0 0 FIRST DATA CORP COM 319963104 510 12117 SH SOLE 12117 0 0 FIRST DATA CORP COM 319963104 924 21922 SH OTHER 16410 912 4600 CEF FIRST TR VALUE FUND 33735D104 33 2000 SH OTHER 2000 0 0 FIRST W VA BANCORP INC COM 337493100 7 328 SH SOLE 328 0 0 FIRST W VA BANCORP INC COM 337493100 24 1000 SH OTHER 1000 0 0 FIRST ENERGY CORP COM 337932107 3 100 SH OTHER 100 0 0 FLEETBOSTON FINL CORP COM 339030108 140 3126 SH SOLE 3126 0 0 FLEETBOSTON FINL CORP COM 339030108 96 2150 SH OTHER 2150 0 0 FLUOR CORP COM 343412102 13 360 SH SOLE 360 0 0 FLUOR CORP COM 343412102 11 300 SH OTHER 300 0 0 FORD MTR CO DEL COM PAR $0.01 345370860 15 1166 SH SOLE 1166 0 0 FORTUNE BRANDS INC COM 349631101 132 1730 SH OTHER 1730 0 0 GALLAHER GROUP PLC SPONSORED ADR 363595109 32 680 SH OTHER 680 0 0 GANNETT INC COM 364730101 581 6600 SH SOLE 6600 0 0 GANNETT INC COM 364730101 1451 16465 SH OTHER 14365 0 2100 GENERAL ELEC CO COM 369604103 1580 51801 SH SOLE 51801 0 0 GENERAL ELEC CO COM 369604103 3774 123685 SH OTHER 118595 2390 2700 GENERAL GROWTH PROPERTIES 370021107 105 3000 SH SOLE 3000 0 0 GENERAL MLS INC COM 370334104 219 4700 SH SOLE 4700 0 0 GENERAL MLS INC COM 370334104 305 6550 SH OTHER 4550 0 2000 GENERAL MTRS CORP COM 370442105 493 10485 SH SOLE 10485 0 0 GENERAL MTRS CORP COM 370442105 283 6010 SH OTHER 4800 1100 110 GILEAD SCIENCES INC 375558103 116 2096 SH OTHER 2096 0 0 GILLETTE CO COM 375766102 111 2842 SH SOLE 2842 0 0 GILLETTE CO COM 375766102 58 1500 SH OTHER 1500 0 0 GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 51 1300 SH SOLE 1300 0 0 GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 165 4145 SH OTHER 4145 0 0 GOLDMAN SACHS GROUP INC COM 38141G104 678 6500 SH OTHER 6500 0 0 GRAINGER W W INC COM 384802104 96 2000 SH OTHER 0 0 2000 GUIDANT CORP COM 401698105 158 2500 SH OTHER 2500 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- HCA INC COM 404119109 17 435 SH SOLE 435 0 0 HCA INC COM 404119109 17 435 SH OTHER 435 0 0 HALLIBURTON CO COM 406216101 6 200 SH OTHER 200 0 0 HARLEY DAVIDSON INC 412822108 61 1150 SH OTHER 1150 0 0 HARTFORD FINL SVCS GROUP INCCOM 416515104 50 800 SH SOLE 800 0 0 HAWAIIAN ELECTRIC INDUSTRIES INC 419870100 5 100 SH OTHER 100 0 0 HEINZ H J CO COM 423074103 152 4100 SH SOLE 4100 0 0 HEINZ H J CO COM 423074103 343 9225 SH OTHER 9225 0 0 HERSHEY FOODS CORP COM 427866108 49 600 SH SOLE 600 0 0 HEWLETT PACKARD CO COM 428236103 49 2150 SH SOLE 2150 0 0 HEWLETT PACKARD CO COM 428236103 16 716 SH OTHER 716 0 0 HILLENBRAND INDS INC COM 431573104 135 2000 SH OTHER 2000 0 0 HILTON HOTELS CORP 432848109 8 500 SH OTHER 500 0 0 HOME DEPOT INC COM 437076102 443 11870 SH SOLE 11870 0 0 HOME DEPOT INC COM 437076102 645 17267 SH OTHER 14267 400 2600 HONEYWELL INTL INC COM 438516106 40 1200 SH SOLE 1200 0 0 HONEYWELL INTL INC COM 438516106 64 1900 SH OTHER 1900 0 0 HUMANA INC COM 444859102 157 8300 SH OTHER 8300 0 0 HUNTINGTON BANCSHARES INC COM 446150104 33 1521 SH OTHER 1521 0 0 ILLINOIS TOOL WKS INC COM 452308109 26 337 SH SOLE 337 0 0 IMATION CORP 45245A107 14 380 SH SOLE 380 0 0 IMAGISTICS INTERNATIONAL INCCOM 45247T104 10 240 SH OTHER 240 0 0 INTEL CORP COM 458140100 862 31705 SH SOLE 31705 0 0 INTEL CORP COM 458140100 1574 57890 SH OTHER 48490 2000 7400 INTERACTIVECORP 45840Q101 197 6250 SH SOLE 6250 0 0 INTERACTIVECORP 45840Q101 229 7250 SH OTHER 2850 0 4400 INTERNATIONAL BUSINESS MACH COM 459200101 619 6750 SH SOLE 6750 0 0 INTERNATIONAL BUSINESS MACH COM 459200101 950 10345 SH OTHER 9473 0 872 INTL PAPER CO COM 460146103 38 900 SH SOLE 900 0 0 INTL PAPER CO COM 460146103 25 600 SH OTHER 200 0 400 I SHARES JAPAN INDEX 464286848 80 7400 SH OTHER 7400 0 0 ISHARES TR S^P 500 INDEX 464287200 814 7194 SH SOLE 7194 0 0 S^P 500/BARRA GROWTH INDEX FD 464287309 169 3050 SH SOLE 3050 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- S^P 500/BARRA VALUE INDEX FD 464287408 225 3945 SH SOLE 3945 0 0 ISHARES TRUST 464287440 131 1500 SH SOLE 1500 0 0 ISHARES TRUST MSCI EAFE FD MSCI EAFE INDEX FUND464287465 35 250 SH SOLE 250 0 0 S^P MID CAP 400 INDEX FUND I SHARES 464287507 786 6505 SH SOLE 6505 0 0 S^P MID CAP 400 INDEX FUND I SHARES 464287507 114 950 SH OTHER 950 0 0 S^P MIDCAP 400/BARRA GROWTH INDEX FUND I SHS 464287606 108 875 SH SOLE 875 0 0 S^P MIDCAP 400/BARRA GROWTH INDEX FUND I SHS 464287606 74 600 SH OTHER 600 0 0 S^P MIDCAP 400/BARRA VALUE INDEX FD 464287705 108 940 SH SOLE 940 0 0 S^P MIDCAP 400/BARRA VALUE INDEX FD 464287705 149 1290 SH OTHER 1290 0 0 S& P SMALL CAP 600 INDEX FUND I SHARES 464287804 467 3284 SH SOLE 3284 0 0 S& P SMALL CAP 600 INDEX FUND I SHARES 464287804 116 815 SH OTHER 815 0 0 I SHARES TR S^P SMALL CAP 600/BARRA VALUE 464287879 92 867 SH SOLE 867 0 0 I SHARES TR S^P SMALL CAP 600/BARRA GROWTH 464287887 71 762 SH SOLE 762 0 0 JDS UNIPHASE CORP COM 46612J101 8 2000 SH OTHER 2000 0 0 J P MORGAN CHASE & CO COM 46625H100 398 9493 SH SOLE 9493 0 0 J P MORGAN CHASE & CO COM 46625H100 276 6590 SH OTHER 5090 1500 0 JABIL CIRCUIT INC 466313103 41 1400 SH SOLE 1400 0 0 JABIL CIRCUIT INC 466313103 5 200 SH OTHER 200 0 0 JOHNSON & JOHNSON COM 478160104 696 13737 SH SOLE 13737 0 0 JOHNSON & JOHNSON COM 478160104 2006 39553 SH OTHER 38053 500 1000 JOHNSON CONTROLS INC 478366107 47 800 SH SOLE 800 0 0 JUNIPER NETWORKS INC COM 48203R104 119 4600 SH SOLE 4600 0 0 KLA - TENCOR CORPORATION 482480100 25 500 SH OTHER 500 0 0 KB HOME COM 48666K109 32 400 SH SOLE 400 0 0 KB HOME COM 48666K109 20 250 SH OTHER 250 0 0 KELLOGG CO 487836108 15 400 SH SOLE 400 0 0 KEYSPAN CORP 49337W100 40 1050 SH SOLE 1050 0 0 KEYSPAN CORP 49337W100 19 500 SH OTHER 500 0 0 KIMBERLY CLARK CORP COM 494368103 291 4626 SH SOLE 4626 0 0 KIMBERLY CLARK CORP COM 494368103 170 2700 SH OTHER 1200 0 1500 KOHLS CORP COM 500255104 19 400 SH SOLE 400 0 0 KOHLS CORP COM 500255104 7 150 SH OTHER 150 0 0 KRAFT FOODS INC 50075N104 32 1000 SH SOLE 1000 0 0 KRAFT FOODS INC 50075N104 4 150 SH OTHER 150 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- L-3 COMMUNICATIONS HOLDINGS INC 502424104 187 3150 SH OTHER 3150 0 0 LIBERTY ALL-STAR EQUITY FD 530158104 7 737 SH OTHER 737 0 0 LIBERTY MEDIA CORP NEW COM SER A 530718105 27 2500 SH OTHER 2500 0 0 LIBERTY PPTY TR SH BEN INT 531172104 78 1750 SH SOLE 1750 0 0 LILLY ELI & CO COM 532457108 36 550 SH SOLE 550 0 0 LILLY ELI & CO COM 532457108 46 700 SH OTHER 700 0 0 LINCOLN NATIONAL CORP 534187109 47 1000 SH OTHER 1000 0 0 LOCKHEED MARTIN CORP COM 539830109 41 900 SH SOLE 900 0 0 LOCKHEED MARTIN CORP COM 539830109 27 600 SH OTHER 600 0 0 LOWES COS INC COM 548661107 89 1600 SH SOLE 1600 0 0 LOWES COS INC COM 548661107 50 900 SH OTHER 900 0 0 LUCENT TECHNOLOGIES INC COM 549463107 23 5720 SH SOLE 5720 0 0 LUCENT TECHNOLOGIES INC COM 549463107 15 3893 SH OTHER 3893 0 0 MBIA INC COM 55262C100 188 3000 SH OTHER 3000 0 0 MBNA CORP COM 55262L100 477 17301 SH SOLE 17301 0 0 MBNA CORP COM 55262L100 551 19950 SH OTHER 7800 2250 9900 MANDALAY RESORT GROUP 562567107 114 2000 SH SOLE 2000 0 0 MARATHON OIL CORP 565849106 16 500 SH SOLE 500 0 0 MARSH & MCLENNAN COS INC COM 571748102 118 2550 SH SOLE 2550 0 0 MARSH & MCLENNAN COS INC COM 571748102 141 3050 SH OTHER 2050 1000 0 MASCO CORP COM 574599106 482 15850 SH SOLE 15850 0 0 MASCO CORP COM 574599106 324 10650 SH OTHER 7250 0 3400 MAY DEPT STORES CO COM 577778103 29 850 SH SOLE 850 0 0 MAY DEPT STORES CO COM 577778103 36 1050 SH OTHER 1050 0 0 MAYTAG CORP COM 578592107 12 400 SH OTHER 400 0 0 MCCORMICK & CO INC 579780206 20 600 SH OTHER 600 0 0 MCDONALDS CORP COM 580135101 71 2500 SH SOLE 2500 0 0 MCDONALDS CORP COM 580135101 31 1100 SH OTHER 1100 0 0 MCGRAW HILL COS INC COM 580645109 121 1600 SH SOLE 1600 0 0 MCGRAW HILL COS INC COM 580645109 175 2300 SH OTHER 2300 0 0 MEADWESTVACO CORP 583334107 14 500 SH OTHER 500 0 0 MEDCO HEALTH SOLUTIO 58405U102 18 536 SH SOLE 536 0 0 MEDCO HEALTH SOLUTIO 58405U102 26 792 SH OTHER 497 0 295 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- MEDTRONIC INC COM 585055106 339 7100 SH SOLE 7100 0 0 MEDTRONIC INC COM 585055106 410 8600 SH OTHER 5900 0 2700 MELLON FINL CORP COM 58551A108 69 2207 SH SOLE 2207 0 0 MELLON FINL CORP COM 58551A108 216 6928 SH OTHER 928 0 6000 MERCK & CO INC COM 589331107 326 7400 SH SOLE 7400 0 0 MERCK & CO INC COM 589331107 418 9479 SH OTHER 7029 0 2450 MERRILL LYNCH & CO INC COM 590188108 86 1450 SH SOLE 1450 0 0 MERRILL LYNCH & CO INC COM 590188108 150 2525 SH OTHER 2525 0 0 METLIFE INC 59156R108 42 1200 SH SOLE 1200 0 0 METLIFE INC 59156R108 53 1500 SH OTHER 0 1500 0 MICROSOFT CORP COM 594918104 662 26558 SH SOLE 26558 0 0 MICROSOFT CORP COM 594918104 1937 77730 SH OTHER 65130 1500 11100 MID CAP S P D R TRUST UNIT SER 1 595635103 108 984 SH SOLE 984 0 0 MID CAP S P D R TRUST UNIT SER 1 595635103 38 350 SH OTHER 350 0 0 MONSANTO CO (NEW) 61166W101 1 42 SH SOLE 42 0 0 MONSANTO CO (NEW) 61166W101 3 108 SH OTHER 108 0 0 MORGAN STANLEY COM NEW 617446448 125 2190 SH SOLE 2190 0 0 MORGAN STANLEY COM NEW 617446448 114 2000 SH OTHER 900 1100 0 MOTOROLA INC COM 620076109 21 1200 SH OTHER 1200 0 0 MYLAN LABS INC COM 628530107 174 7690 SH SOLE 7690 0 0 MYLAN LABS INC COM 628530107 53 2350 SH OTHER 1850 500 0 NASDAQ 100 TR UNIT SER 1 631100104 17 500 SH SOLE 500 0 0 NASDAQ 100 TR UNIT SER 1 631100104 508 14200 SH OTHER 14200 0 0 NATIONAL CITY CORP COM 635405103 49 1400 SH OTHER 1400 0 0 NATIONAL FUEL GAS CO N J COM 636180101 548 22300 SH SOLE 22300 0 0 NATIONAL FUEL GAS CO N J COM 636180101 413 16820 SH OTHER 12320 2000 2500 NATIONAL SEMICONDUCTOR CORP COM 637640103 26 600 SH SOLE 600 0 0 NATIONWIDE FINL SVC 638612101 16 470 SH OTHER 470 0 0 NETWORK APPLIANCE INC COM 64120L104 43 2000 SH OTHER 2000 0 0 NEWELL RUBBERMAID INC COM 651229106 13 600 SH SOLE 600 0 0 NEWELL RUBBERMAID INC COM 651229106 166 7184 SH OTHER 7184 0 0 NEXTEL COMMUNICATIONS INC CL A 65332V103 24 1000 SH OTHER 1000 0 0 NIKE INC CL B 654106103 62 800 SH OTHER 800 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- NOKIA CORP SPONSORED ADR 654902204 133 6600 SH SOLE 6600 0 0 NOKIA CORP SPONSORED ADR 654902204 696 34350 SH OTHER 34350 0 0 NORFOLK SOUTHERN CORP COM 655844108 9 450 SH OTHER 0 0 450 NORTEL NETWORKS CORP NEW COM 656568102 2 500 SH SOLE 500 0 0 NORTEL NETWORKS CORP NEW COM 656568102 11 2000 SH OTHER 2000 0 0 NORTHROP GRUMMAN CORP COM 666807102 49 500 SH OTHER 500 0 0 NOVELLUS SYS INC COM 670008101 66 2100 SH SOLE 2100 0 0 NUVEEN INVESTMENT QUALITY MUNICIPAL FUND, INC.67062E103 152 9552 OTHER 9552 0 0 NUVEEN MUN INCOME FUND INC 67062J102 14 1361 OTHER 1361 0 0 NUVEEN INSD QUALITY MUN FUND INC 67062N103 11 700 OTHER 700 0 0 NUVEEN MUN MKT OPPORTUNITY FUND INC 67062W103 9 637 OTHER 637 0 0 NUVEEN N Y INVT QUALITY MUN FD INC 67062X101 127 7657 OTHER 7657 0 0 NUVEEN CEF OHIO MUNI FUN 67070C107 25 1500 OTHER 1500 0 0 NUVEEN CEF OHIO MUNI FUND 2 67070R104 24 1500 SH OTHER 1500 0 0 NUVEEN REAL ESTATE INCOME FD 67071B108 173 9000 SH OTHER 9000 0 0 NUVEEN INSURED DIVIDEND ADVANTAGE MUNICIPAL 67071L106 10 700 SH SOLE 700 0 0 CEF NUVEEN QUALITY PFD INCOME FUND 67071S101 76 4750 SH OTHER 4750 0 0 OGE ENERGY CORP COM 670837103 21 800 SH SOLE 800 0 0 NUVEEN MUNICIPAL VALUE FD 670928100 6 632 OTHER 632 0 0 NUVEEN SELECT QUALITY MUN FD 670973106 51 3311 OTHER 3311 0 0 NUVEEN QUALITY INC MUNI FUND 670977107 15 1000 OTHER 1000 0 0 NUVEEN OHIO QUALITY INCOME MUN FD 670980101 39 2166 SOLE 2166 0 0 NUVEEN INSURED MUNICPAL OPPORTUNITY FUND 670984103 5 333 OTHER 333 0 0 OMNICOM GROUP INC COM 681919106 674 8400 SH SOLE 8400 0 0 OMNICOM GROUP INC COM 681919106 589 7350 SH OTHER 3650 200 3500 ORACLE CORP COM 68389X105 61 5100 SH SOLE 5100 0 0 ORACLE CORP COM 68389X105 261 21800 SH OTHER 3500 0 18300 PNC FINL SVCS GROUP INC COM 693475105 169 3050 SH SOLE 3050 0 0 PNC FINL SVCS GROUP INC COM 693475105 144 2600 SH OTHER 1600 0 1000 PPG INDS INC COM 693506107 405 6950 SH SOLE 6950 0 0 PPG INDS INC COM 693506107 424 7290 SH OTHER 6190 800 300 PPL CORP 69351T106 37 828 SH OTHER 828 0 0 PACTIV CORP 695257105 111 5000 SH SOLE 5000 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- PAN PACIFIC RETAIL PPTYS INCCOM 69806L104 67 1302 SH OTHER 1302 0 0 PEPCO HOLDINGS INC 713291102 20 1000 SH OTHER 1000 0 0 PEPSICO INC COM 713448108 449 8344 SH SOLE 8344 0 0 PEPSICO INC COM 713448108 1038 19280 SH OTHER 18580 0 700 PFIZER INC COM 717081103 532 15189 SH SOLE 15189 0 0 PFIZER INC COM 717081103 393 11235 SH OTHER 10235 1000 0 PIER 1 IMPORTS INC 720279108 9 400 SH SOLE 400 0 0 PIER 1 IMPORTS INC 720279108 118 5000 SH OTHER 0 0 5000 PITNEY BOWES INC COM 724479100 166 3900 SH OTHER 3900 0 0 PRAXAIR INC 74005P104 21 576 SH OTHER 576 0 0 PROCTER & GAMBLE CO COM 742718109 832 7940 SH SOLE 7940 0 0 PROCTER & GAMBLE CO COM 742718109 938 8950 SH OTHER 4450 500 4000 PROGRESS ENERGY INC COM 743263105 312 6641 SH SOLE 6641 0 0 PROGRESS ENERGY INC COM 743263105 200 4270 SH OTHER 3579 191 500 PRUDENTIAL FINL INC COM 744320102 2 59 SH OTHER 0 59 0 PUBLIC SVC ENTERPRISE GROUP COM 744573106 15 340 SH SOLE 340 0 0 PUBLIC SVC ENTERPRISE GROUP COM 744573106 35 750 SH OTHER 550 200 0 QUALCOMM INC COM 747525103 36 550 SH SOLE 550 0 0 QUEST DIAGNOSTICS INC 74834L100 320 3875 SH SOLE 3875 0 0 QUEST DIAGNOSTICS INC 74834L100 161 1950 SH OTHER 1550 400 0 QWEST COMMUNICATIONS INTL INCOM 749121109 0 176 SH SOLE 176 0 0 QWEST COMMUNICATIONS INTL INCOM 749121109 1 415 SH OTHER 415 0 0 ROCKWELL INTL CORP NEW COM 773903109 61 1785 SH OTHER 1785 0 0 ROCKWELL COLLINS INC COM 774341101 56 1785 SH OTHER 1785 0 0 ROPER INDS INC NEW COM 776696106 35 746 SH OTHER 746 0 0 ROYAL DUTCH PETE CO NY REG GLD1.25 780257804 66 1400 SH OTHER 1000 0 400 SBC COMMUNICATIONS INC COM 78387G103 647 26382 SH SOLE 26382 0 0 SBC COMMUNICATIONS INC COM 78387G103 397 16206 SH OTHER 13180 1526 1500 SARA LEE CORP COM 803111103 61 2800 SH SOLE 2800 0 0 SARA LEE CORP COM 803111103 632 28925 SH OTHER 28925 0 0 SCHLUMBERGER LTD COM 806857108 185 2900 SH SOLE 2900 0 0 SCHLUMBERGER LTD COM 806857108 130 2050 SH OTHER 2050 0 0 SCHWAB CHARLES CORP NEW COM 808513105 11 1000 SH OTHER 1000 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- SCUDDER MUNI INCOME TR 81118R604 12 1000 SOLE 1000 0 0 SEARS ROEBUCK & CO COM 812387108 25 600 SH OTHER 600 0 0 SECTOR SPDR TRUST 81369Y803 334 16625 SH OTHER 16625 0 0 SENIOR HIGH INCOME PORTFOLIO 81721E107 1 300 SH OTHER 300 0 0 SHERWIN WILLIAMS CO COM 824348106 11 300 SH OTHER 300 0 0 JM SMUCKER CO 832696405 1 25 SH SOLE 25 0 0 JM SMUCKER CO 832696405 23 450 SH OTHER 450 0 0 SOLECTRON CORP COM 834182107 11 2000 SH OTHER 2000 0 0 SOUTHERN CO 842587107 26 880 SH OTHER 880 0 0 SOUTHTRUST CORP COM 844730101 53 1600 SH SOLE 1600 0 0 SOUTHTRUST CORP COM 844730101 26 800 SH OTHER 0 0 800 STAPLES INC COM 855030102 10 400 SH OTHER 400 0 0 STARBUCKS CORP 855244109 18 500 SH SOLE 500 0 0 STARBUCKS CORP 855244109 15 400 SH OTHER 400 0 0 STATE AUTO FINANCIAL CORP 855707105 283 11000 SH OTHER 11000 0 0 STATE STR CORP COM 857477103 62 1200 SH SOLE 1200 0 0 SUN MICROSYSTEMS INC COM 866810104 2 700 SH SOLE 700 0 0 SUN MICROSYSTEMS INC COM 866810104 10 2400 SH OTHER 2400 0 0 SYMANTEC CORP 871503108 92 2000 SH SOLE 2000 0 0 SYMANTEC CORP 871503108 13 300 SH OTHER 300 0 0 SYSCO CORP COM 871829107 19 500 SH SOLE 500 0 0 TECO ENERGY INC COM 872375100 2 200 SH SOLE 200 0 0 TECO ENERGY INC COM 872375100 43 3000 SH OTHER 0 0 3000 TJX COS INC NEW COM 872540109 66 2700 SH SOLE 2700 0 0 TARGET CORP COM 87612E106 203 4528 SH SOLE 4528 0 0 TARGET CORP COM 87612E106 159 3550 SH OTHER 1850 1200 500 TECHE HOLDING CO 878330109 21 600 SH SOLE 600 0 0 TELEFLEX INC. 879369106 14 300 SH OTHER 300 0 0 TEVA PHARMACEUTICAL INDUSTRIES LTD 881624209 109 1735 SH OTHER 1735 0 0 TEXAS INSTRS INC COM 882508104 281 9650 SH SOLE 9650 0 0 TEXAS INSTRS INC COM 882508104 928 31800 SH OTHER 31300 500 0 TEXTRON INC 883203101 42 800 SH SOLE 800 0 0 TIME WARNER INC NEW 887317105 31 1848 SH SOLE 1848 0 0 TIME WARNER INC NEW 887317105 73 4370 SH OTHER 4370 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- TRAVELERS PROP CASUALTY - A CORP 89420G109 2 139 SH SOLE 139 0 0 TRAVELERS PROP CASUALTY - A CORP 89420G109 3 203 SH OTHER 203 0 0 TRAVELERS PROP CASUALTY - B CORP 89420G406 5 292 SH SOLE 292 0 0 TRAVELERS PROP CASUALTY - B CORP 89420G406 5 290 SH OTHER 290 0 0 TRIBUNE CO NEW COM 896047107 40 800 SH SOLE 800 0 0 TRIBUNE CO NEW COM 896047107 10 200 SH OTHER 200 0 0 TYCO INTL LTD NEW COM 902124106 114 4010 SH SOLE 4010 0 0 TYCO INTL LTD NEW COM 902124106 35 1248 SH OTHER 974 0 274 ULTRA PETROLEUM CORP 903914109 12 400 SH OTHER 400 0 0 UNION PAC CORP COM 907818108 648 10840 SH SOLE 10840 0 0 UNION PAC CORP COM 907818108 559 9350 SH OTHER 6550 0 2800 UNION PLANTERS CORP 908068109 15 525 SH OTHER 525 0 0 UNITED BANKSHARES INC WEST VCOM 909907107 813 26661 SH SOLE 26661 0 0 UNITED BANKSHARES INC WEST VCOM 909907107 1065 34947 SH OTHER 31056 0 3891 UNITED BANCORP INC OHIO COM 909911109 7 462 SH SOLE 462 0 0 UNITED BANCORP INC OHIO COM 909911109 30 1925 SH OTHER 1925 0 0 UNITED PARCEL SERVICE INC CL B 911312106 20 300 SH SOLE 300 0 0 UNITED PARCEL SERVICE INC CL B 911312106 55 800 SH OTHER 800 0 0 UNITED TECHNOLOGIES CORP COM 913017109 110 1282 SH SOLE 1282 0 0 UNITED TECHNOLOGIES CORP COM 913017109 1341 15550 SH OTHER 15550 0 0 USF CORP 91729Q101 51 1500 SH OTHER 1500 0 0 VALERO ENERGY CORP NEW COM 91913Y100 123 2062 SH OTHER 2062 0 0 VAN KAMPEN SENIOR INCOME TRUST 920961109 26 3000 SH OTHER 3000 0 0 VERIZON COMMUNICATIONS COM 92343V104 656 17965 SH SOLE 17965 0 0 VERIZON COMMUNICATIONS COM 92343V104 712 19499 SH OTHER 17139 0 2360 VIACOM INC CL B 925524308 48 1230 SH SOLE 1230 0 0 VIACOM INC CL B 925524308 21 542 SH OTHER 542 0 0 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 77 3230 SH SOLE 3230 0 0 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 57 2410 SH OTHER 2410 0 0 VORNADO REALTY TRUST 929042109 120 2000 SH SOLE 2000 0 0 WHX CORP 929248409 0 3 SH SOLE 3 0 0 WACHOVIA CORP 2ND NEW COM 929903102 27 575 SH SOLE 575 0 0 WACHOVIA CORP 2ND NEW COM 929903102 21 450 SH OTHER 450 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- WAL MART STORES INC COM 931142103 560 9400 SH SOLE 9400 0 0 WAL MART STORES INC COM 931142103 523 8765 SH OTHER 3765 0 5000 WALGREEN CO COM 931422109 237 7200 SH SOLE 7200 0 0 WALGREEN CO COM 931422109 194 5900 SH OTHER 4700 1200 0 WASHINGTON MUTUAL INC COMMON 939322103 209 4900 SH SOLE 4900 0 0 WASHINGTON MUTUAL INC COMMON 939322103 377 8850 SH OTHER 4950 1200 2700 WASTE MGMT INC DEL COM 94106L109 2 72 SH OTHER 72 0 0 WATSON PHARMACEUTICALS INC COM 942683103 64 1500 SH OTHER 0 0 1500 WELLMAN INC 949702104 19 2300 SH SOLE 2300 0 0 WELLPOINT HEALTH NETWORK NEWCOM 94973H108 68 600 SH OTHER 600 0 0 WELLS FARGO & CO NEW COM 949746101 22 400 SH SOLE 400 0 0 WELLS FARGO & CO NEW COM 949746101 243 4290 SH OTHER 4200 90 0 WESBANCO INC COM 950810101 2301 75867 SH SOLE 75867 0 0 WESBANCO INC COM 950810101 1227 40444 SH OTHER 40444 0 0 WEYERHAEUSER CO COM 962166104 68 1050 SH OTHER 0 0 1050 WHIRLPOOL CORP COM 963320106 32 475 SH OTHER 475 0 0 WHOLE FOOD MARKET INC 966837106 110 1470 SH OTHER 1470 0 0 WRIGLEY WM JR CO COM 982526105 29 500 SH OTHER 500 0 0 WYETH COM 983024100 1432 38167 SH SOLE 38167 0 0 WYETH COM 983024100 2287 60936 SH OTHER 57567 389 2980 XCEL ENERGY INC COM 98389B100 149 8400 SH SOLE 8400 0 0 XCEL ENERGY INC COM 98389B100 85 4784 SH OTHER 1000 0 3784 XILINX INC COM 983919101 432 11450 SH SOLE 11450 0 0 XILINX INC COM 983919101 290 7700 SH OTHER 5400 0 2300 XEROX CORP COM 984121103 4 300 SH OTHER 300 0 0 YUM BRANDS INC. COM 988498101 1 40 SH SOLE 40 0 0 ZIMMER HLDGS INC COM 98956P102 341 4629 SH SOLE 4629 0 0 ZIMMER HLDGS INC COM 98956P102 2272 30801 SH OTHER 29584 0 1217 GRAND TOTALS 130319 3391255 3103585 53344 234326