Security National Trust as of Sept. 30, 2004
Portfolio Holdings for Security National Trust
Security National Trust holds 0 positions in its portfolio as reported in the September 2004 quarterly 13F filing
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FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
GLOBALSANTAFE CORPORATION G3930E101 85 2800 SH SOLE 2800 0 0
GLOBALSANTAFE CORPORATION G3930E101 45 1500 SH DEFINED 0 1500 0
INGERSOLL-RAND CL A G4776G101 156 2300 SH SOLE 2200 0 100
INGERSOLL-RAND CL A G4776G101 81 1200 SH DEFINED 600 0 600
NABORS INDUSTRIES LTD NEW G6359F103 184 3900 SH SOLE 3800 0 100
NABORS INDUSTRIES LTD NEW G6359F103 75 1600 SH DEFINED 1600 0 0
TRANSOCEAN INC G90078109 9 266 SH SOLE 266 0 0
TRANSOCEAN INC G90078109 11 309 SH DEFINED 309 0 0
WEATHERFORD INT'L LTD BERMUDA G95089101 191 3750 SH SOLE 3750 0 0
WEATHERFORD INT'L LTD BERMUDA G95089101 63 1250 SH DEFINED 1250 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 80 6100 SH SOLE 5600 0 500
FLEXTRONICS INTL LTD ORD Y2573F102 121 9200 SH DEFINED 9200 0 0
A D C TELECOMMUNICATIONS COM 000886101 0 300 SH SOLE 300 0 0
AFLAC INC 001055102 31 800 SH SOLE 800 0 0
AFLAC INC 001055102 101 2600 SH DEFINED 2600 0 0
AES CORP COM 00130H105 5 600 SH SOLE 600 0 0
AT & T CORPORATION 001957505 10 716 SH SOLE 716 0 0
AT & T CORPORATION 001957505 18 1302 SH DEFINED 1272 30 0
AT^T WIRELESS SVCS INC COM 00209A106 13 909 SH SOLE 909 0 0
AT^T WIRELESS SVCS INC COM 00209A106 33 2270 SH DEFINED 2270 0 0
ABBOTT LABS COM 002824100 275 6500 SH SOLE 6500 0 0
ABBOTT LABS COM 002824100 271 6400 SH DEFINED 3100 400 2900
ADVANCE FINANCIAL BANCORP 007437106 233 9045 SH SOLE 9045 0 0
AFFILIATED COMPUTER SERVICES INC 008190100 362 6510 SH SOLE 6360 0 150
AFFILIATED COMPUTER SERVICES INC 008190100 322 5800 SH DEFINED 3300 0 2500
AGERE SYSTEMS INC CL A 00845V100 0 7 SH SOLE 7 0 0
AGERE SYSTEMS INC CL A 00845V100 0 2 SH DEFINED 2 0 0
AGERE SYSTEMS INC CL B 00845V209 0 619 SH SOLE 619 0 0
AGERE SYSTEMS INC CL B 00845V209 0 82 SH DEFINED 82 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
AGILENT TECHNOLOGIES INC COM 00846U101 3 164 SH SOLE 164 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 5 250 SH DEFINED 250 0 0
AIR PRODS & CHEMS INC COM 009158106 464 8550 SH SOLE 8400 0 150
AIR PRODS & CHEMS INC COM 009158106 290 5350 SH DEFINED 3050 300 2000
ALBERTSONS INC COM 013104104 87 3650 SH SOLE 3650 0 0
ALCOA INC COM 013817101 167 4974 SH SOLE 4974 0 0
ALCOA INC COM 013817101 201 6000 SH DEFINED 6000 0 0
ALLEGHENY ENERGY INC COM 017361106 9 600 SH SOLE 600 0 0
ALLIANT ENERGY CORP 018802108 9 400 SH DEFINED 0 0 400
ALLSTATE CORP COM 020002101 431 9000 SH SOLE 9000 0 0
ALLSTATE CORP COM 020002101 311 6500 SH DEFINED 5200 1300 0
ALLTEL CORP COM 020039103 32 600 SH SOLE 600 0 0
ALLTEL CORP COM 020039103 156 2850 SH DEFINED 2850 0 0
ALTRIA GROUP INC 02209S103 318 6770 SH SOLE 6770 0 0
ALTRIA GROUP INC 02209S103 943 20061 SH DEFINED 16061 0 4000
AMBAC FINANCIAL GROUP INC 023139108 5 67 SH SOLE 67 0 0
AMEREN CORPORATION 023608102 11 257 SH DEFINED 257 0 0
AMEREN CORP PFD 9.75% 023608201 35 1295 SH DEFINED 1295 0 0
AMERICAN ELEC PWR INC COM 025537101 27 870 SH SOLE 870 0 0
AMERICAN ELEC PWR INC COM 025537101 68 2137 SH DEFINED 734 1403 0
AMERICAN EXPRESS CO COM 025816109 569 11062 SH SOLE 11062 0 0
AMERICAN EXPRESS CO COM 025816109 322 6275 SH DEFINED 6275 0 0
AMERICAN INTL GROUP INC COM 026874107 1392 20479 SH SOLE 20479 0 0
AMERICAN INTL GROUP INC COM 026874107 1835 27004 SH DEFINED 26704 0 300
AMERISOURCEBERGEN CORP COM 03073E105 43 815 SH SOLE 815 0 0
AMERISOURCEBERGEN CORP COM 03073E105 53 1000 SH DEFINED 0 0 1000
AMGEN INC COM 031162100 897 15800 SH SOLE 15700 0 100
AMGEN INC COM 031162100 1423 25050 SH DEFINED 21150 600 3300
AMSOUTH BANCORPORATION 032165102 246 10100 SH SOLE 10100 0 0
AMSOUTH BANCORPORATION 032165102 19 800 SH DEFINED 800 0 0
ANADARKO PETE CORP COM 032511107 60 914 SH SOLE 914 0 0
ANADARKO PETE CORP COM 032511107 207 3126 SH DEFINED 3126 0 0
ANHEUSER BUSCH COS INC COM 035229103 574 11510 SH SOLE 11310 0 200
ANHEUSER BUSCH COS INC COM 035229103 449 9000 SH DEFINED 9000 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
APACHE CORP COM 037411105 267 5332 SH SOLE 5332 0 0
APACHE CORP COM 037411105 231 4614 SH DEFINED 3854 300 460
APOLLO GROUP INC 037604105 73 1000 SH SOLE 1000 0 0
APPLEBEES INTERNATIONAL INC 037899101 18 750 SH DEFINED 750 0 0
APPLERA CORP COM APPLIED BIOSYSTEMS GROUP 038020103 123 6534 SH DEFINED 6534 0 0
APPLERA CORP CELERA GENOMICS GROUP 038020202 29 2525 SH DEFINED 2525 0 0
APPLIED MATLS INC COM 038222105 354 21525 SH SOLE 21525 0 0
APPLIED MATLS INC COM 038222105 294 17900 SH DEFINED 7000 2000 8900
ARCHER DANIELS MIDLAND CO COM 039483102 35 2067 SH DEFINED 2067 0 0
ARCHSTONE-SMITH TRUST 039583109 14 450 SH DEFINED 450 0 0
AUTOMATIC DATA PROCESSING INCOM 053015103 66 1600 SH SOLE 1600 0 0
AUTOMATIC DATA PROCESSING INCOM 053015103 520 12600 SH DEFINED 12600 0 0
AVALONBAY COMMUNITIES INC 053484101 6 100 SH DEFINED 100 0 0
AVAYA INC COM 053499109 0 57 SH DEFINED 57 0 0
GDR AVENTIS ADR 053561106 21 250 SH SOLE 250 0 0
AVERY DENNISON CORP COM 053611109 65 1000 SH SOLE 1000 0 0
AVERY DENNISON CORP COM 053611109 26 400 SH DEFINED 400 0 0
AVON PRODS INC COM 054303102 21 500 SH SOLE 500 0 0
AVON PRODS INC COM 054303102 52 1200 SH DEFINED 200 0 1000
BB^T CORP 054937107 121 3074 SH DEFINED 3074 0 0
BP AMOCO P L C SPONSORED ADR 055622104 499 8688 SH SOLE 8488 0 200
BP AMOCO P L C SPONSORED ADR 055622104 1262 21944 SH DEFINED 19444 0 2500
B2B INTERNET HOLDRS TR DEPOSTRY RCPT 056033103 0 300 SH SOLE 300 0 0
BAKER HUGHES INC COM 057224107 96 2200 SH SOLE 2200 0 0
BAKER HUGHES INC COM 057224107 109 2500 SH DEFINED 1200 1200 100
BANK OF AMERICA CORPORATION COM 060505104 591 13664 SH SOLE 13664 0 0
BANK OF AMERICA CORPORATION COM 060505104 616 14238 SH DEFINED 13764 0 474
BANK NEW YORK INC COM 064057102 175 6004 SH SOLE 6004 0 0
BANK NEW YORK INC COM 064057102 26 900 SH DEFINED 900 0 0
BAXTER INTL INC COM 071813109 94 2950 SH SOLE 2950 0 0
BAXTER INTL INC COM 071813109 674 20982 SH DEFINED 20782 0 200
BELLSOUTH CORP COM 079860102 320 11832 SH SOLE 11832 0 0
BELLSOUTH CORP COM 079860102 276 10206 SH DEFINED 6806 1400 2000
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BELMONT BANCORP COM 080162100 36 6474 SH SOLE 6474 0 0
BELMONT BANCORP COM 080162100 62 11000 SH DEFINED 11000 0 0
BEST BUY INC COM 086516101 268 4950 SH SOLE 4950 0 0
BEST BUY INC COM 086516101 94 1750 SH DEFINED 1750 0 0
BIOMET INC COM 090613100 187 4000 SH SOLE 4000 0 0
BIOMET INC COM 090613100 492 10500 SH DEFINED 3700 0 6800
BIOGEN IDEC INC 09062X103 7 115 SH SOLE 115 0 0
BIOVAIL CORP 09067J109 56 3290 SH SOLE 3290 0 0
BLACK & DECKER CORP 091797100 108 1400 SH SOLE 1400 0 0
BLACK & DECKER CORP 091797100 7 100 SH DEFINED 100 0 0
BLACKROCK INVT QUALITY TERM COM 09247J102 49 5000 SH DEFINED 5000 0 0
BLACKROCK CORE BD TR SHS BEN INT 09249E101 68 5000 SH DEFINED 5000 0 0
BOEING CO COM 097023105 180 3500 SH SOLE 3500 0 0
BOEING CO COM 097023105 77 1500 SH DEFINED 500 0 1000
BOSTON SCIENTIFIC CORP 101137107 83 2100 SH SOLE 2100 0 0
BOSTON SCIENTIFIC CORP 101137107 35 900 SH DEFINED 400 0 500
BRISTOL MYERS SQUIBB CO COM 110122108 429 18142 SH SOLE 18142 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 2276 96200 SH DEFINED 89240 0 6960
BURLINGTON NORTHN SANTA FE CCOM 12189T104 20 540 SH DEFINED 540 0 0
BURLINGTON RES INC COM 122014103 80 1978 SH DEFINED 1978 0 0
CIGNA CORP COM 125509109 9 140 SH SOLE 140 0 0
CMGI INC COM 125750109 1 1200 SH DEFINED 1200 0 0
CMS ENERGY CORP 125896100 0 100 SH DEFINED 100 0 0
CSX CORP COM 126408103 205 6204 SH SOLE 6204 0 0
CSX CORP COM 126408103 5 162 SH DEFINED 162 0 0
CVS CORP COM 126650100 174 4150 SH SOLE 4150 0 0
CVS CORP COM 126650100 115 2750 SH DEFINED 2750 0 0
CALPINE CORP COM 131347106 16 5600 SH SOLE 5600 0 0
CAMDEN PPTY TR SH BEN INT 133131102 138 3000 SH DEFINED 3000 0 0
CANADIAN NATIONAL RAILWAY CO 136375102 36 750 SH SOLE 750 0 0
CANADIAN PACIFIC RAILWAY LTD 13645T100 6 250 SH DEFINED 250 0 0
CAPITAL AUTOMOTIVE REIT COM SH BEN INT 139733109 1296 41460 SH DEFINED 41460 0 0
CAPITAL ONE FINL CORP COM 14040H105 110 1500 SH SOLE 1500 0 0
CAPITAL ONE FINL CORP COM 14040H105 737 9980 SH DEFINED 9980 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CARDINAL HEALTH INC COM 14149Y108 345 7887 SH SOLE 7887 0 0
CARDINAL HEALTH INC COM 14149Y108 650 14852 SH DEFINED 14052 500 300
CAREMARK RX INC 141705103 218 6800 SH SOLE 6800 0 0
CAREMARK RX INC 141705103 298 9300 SH DEFINED 4700 1000 3600
CATERPILLAR INC DEL COM 149123101 56 700 SH SOLE 700 0 0
CATERPILLAR INC DEL COM 149123101 24 300 SH DEFINED 300 0 0
CENDANT CORP COM 151313103 252 11679 SH SOLE 11479 0 200
CENDANT CORP COM 151313103 115 5350 SH DEFINED 5350 0 0
CENTEX CORP COM 152312104 10 200 SH SOLE 200 0 0
CENTEX CORP COM 152312104 15 300 SH DEFINED 300 0 0
CENTRAL FUND OF CANADA LIMITED CL A 153501101 5 1000 SH DEFINED 1000 0 0
CERTEGY INC COM 156880106 26 715 SH DEFINED 715 0 0
CHARLES RIVER LABORATORIES INTERNATIONAL INC 159864107 90 1970 SH SOLE 1970 0 0
CHESAPEAKE ENERGY CORP COM 165167107 39 2500 SH DEFINED 2500 0 0
CHEVRONTEXACO CORP COM 166764100 388 7246 SH SOLE 7246 0 0
CHEVRONTEXACO CORP COM 166764100 804 15000 SH DEFINED 13200 0 1800
CHOICEPOINT INC 170388102 51 1200 SH DEFINED 1200 0 0
CHUBB CORP COM 171232101 602 8566 SH SOLE 8566 0 0
CHUBB CORP COM 171232101 193 2750 SH DEFINED 2550 200 0
CHRUCH & DWIGHT INC 171340102 21 750 SH DEFINED 750 0 0
CIENA CORP COM 171779101 0 300 SH SOLE 300 0 0
CINERGY CORP COM 172474108 5 129 SH SOLE 129 0 0
CISCO SYS INC COM 17275R102 760 42028 SH SOLE 42028 0 0
CISCO SYS INC COM 17275R102 880 48665 SH DEFINED 47165 0 1500
CINTAS CORP COM 172908105 735 17500 SH DEFINED 17500 0 0
CITIGROUP INC COM 172967101 1303 29544 SH SOLE 29244 0 300
CITIGROUP INC COM 172967101 848 19225 SH DEFINED 18725 0 500
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 192 6185 SH SOLE 6185 0 0
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 154 4950 SH DEFINED 3950 1000 0
COACH INC COM 189754104 480 11330 SH DEFINED 11330 0 0
COCA COLA CO COM 191216100 44 1100 SH SOLE 1100 0 0
COCA COLA CO COM 191216100 556 13900 SH DEFINED 11700 0 2200
COLGATE PALMOLIVE CO COM 194162103 60 1350 SH SOLE 1350 0 0
COLGATE PALMOLIVE CO COM 194162103 108 2400 SH DEFINED 1800 0 600
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
COLONIAL PPTYS TR COM SH BEN INT 195872106 34 850 SH SOLE 850 0 0
COMCAST CORP NEW CL A 20030N101 212 7523 SH SOLE 7523 0 0
COMCAST CORP NEW CL A 20030N101 279 9894 SH DEFINED 7055 48 2791
COMCAST CORP NEW CL A SPL 20030N200 300 10750 SH SOLE 10750 0 0
COMCAST CORP NEW CL A SPL 20030N200 227 8150 SH DEFINED 5050 800 2300
COMPUTER SCIENCES CORP COM 205363104 284 6050 SH SOLE 5900 0 150
COMPUTER SCIENCES CORP COM 205363104 204 4350 SH DEFINED 1850 0 2500
CONOCOPHILLIPS 20825C104 420 5070 SH SOLE 5070 0 0
CONOCOPHILLIPS 20825C104 710 8574 SH DEFINED 7074 1200 300
CONSOLIDATED EDISON INC COM 209115104 4 100 SH SOLE 100 0 0
CONSOLIDATED EDISON INC COM 209115104 32 764 SH DEFINED 764 0 0
CONSTELLATION BRANDS INC CLASS A 21036P108 350 9200 SH SOLE 9200 0 0
CONSTELLATION BRANDS INC CLASS A 21036P108 336 8850 SH DEFINED 4350 1400 3100
CORNING INC COM 219350105 16 1500 SH DEFINED 1500 0 0
DNP SELECT INCOME FD INC COM 23325P104 33 3000 SH SOLE 3000 0 0
DPL INC COM 233293109 13 675 SH DEFINED 675 0 0
DANAHER CORP 235851102 69 1360 SH SOLE 1360 0 0
DEL MONTE FOODS CO 24522P103 1 178 SH SOLE 178 0 0
DEL MONTE FOODS CO 24522P103 3 300 SH DEFINED 300 0 0
DELL INC 24702R101 721 20270 SH SOLE 20270 0 0
DELL INC 24702R101 459 12915 SH DEFINED 5415 1700 5800
DELPHI CORPORATION 247126105 42 4546 SH SOLE 4546 0 0
DELPHI CORPORATION 247126105 158 17059 SH DEFINED 17059 0 0
DEVON ENERGY CORP NEW COM 25179M103 451 6365 SH SOLE 6265 0 100
DEVON ENERGY CORP NEW COM 25179M103 422 5950 SH DEFINED 3350 300 2300
DIAMONDS TR UNIT SER 1 252787106 331 3282 SH SOLE 3282 0 0
DIAMONDS TR UNIT SER 1 252787106 35 350 SH DEFINED 350 0 0
DISNEY WALT CO COM DISNEY 254687106 108 4825 SH SOLE 4825 0 0
DISNEY WALT CO COM DISNEY 254687106 131 5847 SH DEFINED 5847 0 0
DOMINION RES INC VA NEW COM 25746U109 516 7922 SH SOLE 7922 0 0
DOMINION RES INC VA NEW COM 25746U109 656 10065 SH DEFINED 10065 0 0
DORAL FINANCIAL CORPORATION 25811P100 41 1000 SH DEFINED 1000 0 0
DOW CHEM CO COM 260543103 1134 25106 SH SOLE 24906 0 200
DOW CHEM CO COM 260543103 1214 26876 SH DEFINED 23376 1000 2500
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DU PONT E I DE NEMOURS & CO COM 263534109 320 7484 SH SOLE 7484 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 141 3296 SH DEFINED 3096 200 0
DUKE ENERGY CORP COM 264399106 101 4416 SH DEFINED 4208 0 208
DUKE REALTY CORP 264411505 13 400 SH SOLE 400 0 0
DUKE REALTY CORP 264411505 51 1565 SH DEFINED 1565 0 0
DUQUESNE LT HLDGS INC COM 266233105 4 277 SH DEFINED 277 0 0
E M C CORP MASS COM 268648102 275 23853 SH SOLE 23853 0 0
E M C CORP MASS COM 268648102 469 40700 SH DEFINED 27700 4000 9000
EOG RES INC COM 26875P101 256 3900 SH DEFINED 3900 0 0
EAGLE MATERIALS INC 26969P108 0 8 SH SOLE 8 0 0
EAGLE MATERIALS INC CL B 26969P207 2 29 SH SOLE 29 0 0
EASTMAN CHEM CO COM 277432100 30 650 SH DEFINED 650 0 0
EASTMAN KODAK CO COM 277461109 12 375 SH DEFINED 375 0 0
EATON CORP 278058102 139 2200 SH SOLE 2200 0 0
EATON VANCE INSD MUNI BD FD 27827X101 13 1000 SOLE 1000 0 0
EATON VANCE INSD OHIO MUN BD 27828L106 20 1330 SOLE 1330 0 0
EBAY INC COM 278642103 294 3200 SH SOLE 3200 0 0
EBAY INC COM 278642103 27 300 SH DEFINED 300 0 0
EDISON INTL COM 281020107 26 1000 SH SOLE 1000 0 0
EDISON INTL COM 281020107 16 624 SH DEFINED 0 0 624
EDWARDS LIFESCIENCES CORP COM 28176E108 6 180 SH SOLE 180 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 6 190 SH DEFINED 190 0 0
EDWARDS AG INC COM 281760108 10 300 SH SOLE 300 0 0
ELECTRONIC DATA SYS NEW COM 285661104 12 650 SH SOLE 650 0 0
EMERSON ELEC CO COM 291011104 231 3734 SH SOLE 3734 0 0
EMERSON ELEC CO COM 291011104 235 3800 SH DEFINED 3800 0 0
EQUIFAX INC COM 294429105 37 1430 SH DEFINED 1430 0 0
EQUITY OFFICE PROPERTIES TRUST 294741103 19 700 SH SOLE 700 0 0
EXXON MOBIL CORP COM 30231G102 2878 59567 SH SOLE 59567 0 0
EXXON MOBIL CORP COM 30231G102 2411 49894 SH DEFINED 40638 456 8800
FPL GROUP INC COM 302571104 116 1700 SH SOLE 1700 0 0
FPL GROUP INC COM 302571104 124 1828 SH DEFINED 1828 0 0
FAIRFAX FINANCIAL HOLDINGS LTD 303901102 24 200 SH DEFINED 200 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
FAMILY DOLLAR STORES INC 307000109 16 600 SH DEFINED 600 0 0
FEDERAL HOME LN MTG CORP COM 313400301 189 2900 SH SOLE 2900 0 0
FEDERAL NATL MTG ASSN COM 313586109 107 1700 SH SOLE 1700 0 0
FEDERAL NATL MTG ASSN COM 313586109 8 131 SH DEFINED 131 0 0
FEDEX CORP COM 31428X106 188 2200 SH SOLE 2200 0 0
FEDEX CORP COM 31428X106 205 2400 SH DEFINED 1100 0 1300
FIFTH THIRD BANCORP COM 316773100 19 400 SH DEFINED 400 0 0
FIRST DATA CORP COM 319963104 718 16517 SH SOLE 16317 0 200
FIRST DATA CORP COM 319963104 973 22372 SH DEFINED 16860 912 4600
CEF FIRST TR VALUE FUND 33735D104 29 2000 SH DEFINED 2000 0 0
FIRST W VA BANCORP INC COM 337493100 2 100 SH SOLE 100 0 0
FIRST W VA BANCORP INC COM 337493100 21 1000 SH DEFINED 1000 0 0
FIRST ENERGY CORP COM 337932107 20 500 SH DEFINED 500 0 0
FLUOR CORP COM 343412102 16 360 SH SOLE 360 0 0
FLUOR CORP COM 343412102 13 300 SH DEFINED 300 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 16 1166 SH SOLE 1166 0 0
FORTUNE BRANDS INC COM 349631101 128 1730 SH DEFINED 1730 0 0
GALLAHER GROUP PLC SPONSORED ADR 363595109 31 680 SH DEFINED 680 0 0
GANNETT INC COM 364730101 639 7633 SH SOLE 7633 0 0
GANNETT INC COM 364730101 1391 16615 SH DEFINED 14415 0 2200
GENERAL DYNAMICS CORP COM 369550108 6 67 SH SOLE 67 0 0
GENERAL ELEC CO COM 369604103 2280 67921 SH SOLE 67621 0 300
GENERAL ELEC CO COM 369604103 4267 127135 SH DEFINED 120045 2390 4700
GENERAL GROWTH PROPERTIES 370021107 155 5000 SH SOLE 5000 0 0
GENERAL MLS INC COM 370334104 321 7150 SH SOLE 7150 0 0
GENERAL MLS INC COM 370334104 303 6750 SH DEFINED 4750 0 2000
GENERAL MTRS CORP COM 370442105 358 8435 SH SOLE 8435 0 0
GENERAL MTRS CORP COM 370442105 258 6094 SH DEFINED 4884 1100 110
GENUINE PARTS CO COM 372460105 38 1000 SH DEFINED 1000 0 0
GILEAD SCIENCES INC 375558103 186 5000 SH SOLE 4800 0 200
GILEAD SCIENCES INC 375558103 156 4192 SH DEFINED 4192 0 0
GILLETTE CO COM 375766102 122 2942 SH SOLE 2942 0 0
GILLETTE CO COM 375766102 62 1500 SH DEFINED 1500 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 113 2600 SH SOLE 2600 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 126 2895 SH DEFINED 2845 0 50
GOLDMAN SACHS GROUP INC COM 38141G104 107 1150 SH SOLE 1150 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 522 5600 SH DEFINED 5600 0 0
GRAINGER W W INC COM 384802104 115 2000 SH DEFINED 0 0 2000
GUIDANT CORP COM 401698105 132 2000 SH DEFINED 2000 0 0
HCA INC COM 404119109 16 435 SH SOLE 435 0 0
HCA INC COM 404119109 16 435 SH DEFINED 435 0 0
HARLEY DAVIDSON INC 412822108 160 2700 SH DEFINED 2700 0 0
HARTFORD FINL SVCS GROUP INCCOM 416515104 136 2200 SH SOLE 2200 0 0
HAWAIIAN ELECTRIC INDUSTRIES INC 419870100 5 200 SH DEFINED 200 0 0
HEINZ H J CO COM 423074103 129 3600 SH SOLE 3600 0 0
HEINZ H J CO COM 423074103 337 9375 SH DEFINED 9375 0 0
HERSHEY FOODS CORP COM 427866108 56 1200 SH SOLE 1200 0 0
HEWLETT PACKARD CO COM 428236103 21 1150 SH SOLE 1150 0 0
HEWLETT PACKARD CO COM 428236103 11 616 SH DEFINED 616 0 0
HILLENBRAND INDS INC COM 431573104 101 2000 SH DEFINED 2000 0 0
HILTON HOTELS CORP 432848109 9 500 SH DEFINED 500 0 0
HOME DEPOT INC COM 437076102 680 17370 SH SOLE 17220 0 150
HOME DEPOT INC COM 437076102 749 19117 SH DEFINED 15667 400 3050
HONEYWELL INTL INC COM 438516106 182 5100 SH SOLE 5100 0 0
HONEYWELL INTL INC COM 438516106 14 400 SH DEFINED 400 0 0
HOSPITALITY PROPERTIES TR 44106M102 42 1000 SH SOLE 1000 0 0
HOSPIRA, INC. 441060100 9 325 SH SOLE 325 0 0
HOSPIRA, INC. 441060100 9 310 SH DEFINED 270 40 0
HUMANA INC COM 444859102 227 11410 SH DEFINED 11410 0 0
HUNTINGTON BANCSHARES INC COM 446150104 37 1521 SH DEFINED 1521 0 0
ING CLARION GLOBAL REAL ESTATE INCOME FUND 44982G104 215 16107 SH DEFINED 16107 0 0
ILLINOIS TOOL WKS INC COM 452308109 31 337 SH SOLE 337 0 0
IMATION CORP 45245A107 13 380 SH SOLE 380 0 0
IMAGISTICS INTERNATIONAL INCCOM 45247T104 8 240 SH DEFINED 240 0 0
INTEL CORP COM 458140100 872 43505 SH SOLE 43505 0 0
INTEL CORP COM 458140100 1123 56040 SH DEFINED 46640 2000 7400
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
INTERNATIONAL BUSINESS MACH COM 459200101 930 10850 SH SOLE 10850 0 0
INTERNATIONAL BUSINESS MACH COM 459200101 906 10569 SH DEFINED 9697 0 872
INTL PAPER CO COM 460146103 76 1900 SH SOLE 1900 0 0
INTL PAPER CO COM 460146103 24 600 SH DEFINED 200 0 400
I SHARES JAPAN INDEX 464286848 52 5400 SH DEFINED 5400 0 0
ISHARES TR S^P 500 INDEX 464287200 821 7344 SH SOLE 7344 0 0
ISHARES TR S^P 500 INDEX 464287200 22 200 SH DEFINED 200 0 0
S^P 500/BARRA GROWTH INDEX FD 464287309 188 3500 SH SOLE 3500 0 0
S^P 500/BARRA VALUE INDEX FD 464287408 227 3945 SH SOLE 3945 0 0
ISHARES TRUST 464287440 300 3500 SH SOLE 3500 0 0
ISHARES TRUST MSCI EAFE FD MSCI EAFE INDEX FUND464287465 35 250 SH SOLE 250 0 0
S^P MID CAP 400 INDEX FUND I SHARES 464287507 305 2570 SH SOLE 2570 0 0
S^P MIDCAP 400/BARRA GROWTH INDEX FUND I SHS 464287606 105 875 SH SOLE 875 0 0
S^P MIDCAP 400/BARRA VALUE INDEX FD 464287705 108 940 SH SOLE 940 0 0
S^P MIDCAP 400/BARRA VALUE INDEX FD 464287705 48 420 SH DEFINED 420 0 0
S& P SMALL CAP 600 INDEX FUND I SHARES 464287804 212 1474 SH SOLE 1474 0 0
S& P SMALL CAP 600 INDEX FUND I SHARES 464287804 45 315 SH DEFINED 315 0 0
I SHARES TR S^P SMALL CAP 600/BARRA VALUE 464287879 94 867 SH SOLE 867 0 0
I SHARES TR S^P SMALL CAP 600/BARRA GROWTH 464287887 71 762 SH SOLE 762 0 0
JDS UNIPHASE CORP COM 46612J101 6 2000 SH DEFINED 2000 0 0
JPMORGAN CHASE & CO COM 46625H100 927 23343 SH SOLE 23143 0 200
JPMORGAN CHASE & CO COM 46625H100 3558 89590 SH DEFINED 86770 2820 0
JABIL CIRCUIT INC 466313103 41 1800 SH SOLE 1800 0 0
JABIL CIRCUIT INC 466313103 16 700 SH DEFINED 700 0 0
JOHNSON & JOHNSON COM 478160104 1119 19871 SH SOLE 19671 0 200
JOHNSON & JOHNSON COM 478160104 2306 40946 SH DEFINED 39246 500 1200
JOHNSON CONTROLS INC 478366107 153 2700 SH SOLE 2700 0 0
JUNIPER NETWORKS INC COM 48203R104 108 4600 SH SOLE 4600 0 0
KLA - TENCOR CORPORATION 482480100 20 500 SH DEFINED 500 0 0
KB HOME COM 48666K109 33 400 SH SOLE 400 0 0
KB HOME COM 48666K109 21 250 SH DEFINED 250 0 0
KELLOGG CO 487836108 17 400 SH SOLE 400 0 0
KEYSPAN CORP 49337W100 35 900 SH SOLE 900 0 0
KEYSPAN CORP 49337W100 19 500 SH DEFINED 500 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
KIMBERLY CLARK CORP COM 494368103 266 4126 SH SOLE 4126 0 0
KIMBERLY CLARK CORP COM 494368103 165 2560 SH DEFINED 1360 0 1200
KINDER MORGAN INC KANS COM 49455P101 87 1400 SH SOLE 1400 0 0
KOHLS CORP COM 500255104 19 400 SH SOLE 400 0 0
KOHLS CORP COM 500255104 7 150 SH DEFINED 150 0 0
KRAFT FOODS INC 50075N104 31 1000 SH SOLE 1000 0 0
KRAFT FOODS INC 50075N104 4 150 SH DEFINED 150 0 0
L-3 COMMUNICATIONS HOLDINGS INC 502424104 65 980 SH SOLE 980 0 0
L-3 COMMUNICATIONS HOLDINGS INC 502424104 244 3650 SH DEFINED 3650 0 0
LABORATORY CORP OF AMERICA HOLDINGS 50540R409 57 1305 SH DEFINED 1305 0 0
ESTEE LAUDER CO INC CL A 518439104 55 1340 SH SOLE 1340 0 0
LEAR CORP COM 521865105 96 1780 SH SOLE 1780 0 0
LIBERTY MEDIA CORP NEW COM SER A 530718105 8 1000 SH DEFINED 1000 0 0
LIBERTY MEDIA INTL CL A 530719103 1 50 SH DEFINED 50 0 0
LIBERTY PPTY TR SH BEN INT 531172104 35 900 SH SOLE 900 0 0
LILLY ELI & CO COM 532457108 48 800 SH SOLE 800 0 0
LILLY ELI & CO COM 532457108 42 700 SH DEFINED 700 0 0
LIMITED INC COM 532716107 18 824 SH SOLE 824 0 0
LINCOLN NATIONAL CORP 534187109 47 1000 SH DEFINED 1000 0 0
LOCKHEED MARTIN CORP COM 539830109 61 1100 SH SOLE 1100 0 0
LOCKHEED MARTIN CORP COM 539830109 174 3100 SH DEFINED 3100 0 0
LOWES COS INC COM 548661107 84 1550 SH SOLE 1550 0 0
LOWES COS INC COM 548661107 43 800 SH DEFINED 800 0 0
LUCENT TECHNOLOGIES INC COM 549463107 9 3060 SH SOLE 3060 0 0
LUCENT TECHNOLOGIES INC COM 549463107 12 3861 SH DEFINED 3861 0 0
MBIA INC COM 55262C100 174 3000 SH DEFINED 3000 0 0
MBNA CORP COM 55262L100 699 27761 SH SOLE 27761 0 0
MBNA CORP COM 55262L100 548 21750 SH DEFINED 9100 2250 10400
MANDALAY RESORT GROUP 562567107 137 2000 SH SOLE 2000 0 0
MARSH & MCLENNAN COS INC COM 571748102 32 700 SH SOLE 700 0 0
MARSH & MCLENNAN COS INC COM 571748102 118 2600 SH DEFINED 1600 1000 0
MASCO CORP COM 574599106 481 13950 SH SOLE 13950 0 0
MASCO CORP COM 574599106 367 10650 SH DEFINED 7250 0 3400
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MAY DEPT STORES CO COM 577778103 21 850 SH SOLE 850 0 0
MAY DEPT STORES CO COM 577778103 26 1050 SH DEFINED 1050 0 0
MAYTAG CORP COM 578592107 7 400 SH DEFINED 400 0 0
MCCORMICK & CO INC 579780206 20 600 SH SOLE 600 0 0
MCDATA CORP CL A 580031201 0 7 SH SOLE 7 0 0
MCDONALDS CORP COM 580135101 47 1700 SH SOLE 1700 0 0
MCDONALDS CORP COM 580135101 30 1100 SH DEFINED 1100 0 0
MCGRAW HILL COS INC COM 580645109 111 1400 SH SOLE 1400 0 0
MCGRAW HILL COS INC COM 580645109 183 2300 SH DEFINED 2300 0 0
MEADWESTVACO CORP 583334107 15 500 SH DEFINED 500 0 0
MEDCO HEALTH SOLUTIO 58405U102 17 576 SH SOLE 576 0 0
MEDCO HEALTH SOLUTIO 58405U102 18 588 SH DEFINED 293 0 295
MEDTRONIC INC COM 585055106 682 13146 SH SOLE 13046 0 100
MEDTRONIC INC COM 585055106 430 8300 SH DEFINED 5600 0 2700
MELLON FINL CORP COM 58551A108 133 4807 SH SOLE 4807 0 0
MELLON FINL CORP COM 58551A108 191 6928 SH DEFINED 928 0 6000
MERCK & CO INC COM 589331107 322 9800 SH SOLE 9800 0 0
MERCK & CO INC COM 589331107 269 8179 SH DEFINED 5729 0 2450
MERRILL LYNCH & CO INC COM 590188108 181 3650 SH SOLE 3650 0 0
MERRILL LYNCH & CO INC COM 590188108 208 4200 SH DEFINED 4200 0 0
METLIFE INC 59156R108 38 1000 SH SOLE 1000 0 0
METLIFE INC 59156R108 57 1500 SH DEFINED 0 1500 0
MICROSOFT CORP COM 594918104 1235 44698 SH SOLE 44498 0 200
MICROSOFT CORP COM 594918104 2060 74530 SH DEFINED 61930 1500 11100
MID CAP S P D R TRUST UNIT SER 1 595635103 95 884 SH SOLE 884 0 0
MID CAP S P D R TRUST UNIT SER 1 595635103 37 350 SH DEFINED 350 0 0
MONSANTO CO (NEW) 61166W101 1 42 SH SOLE 42 0 0
MONSANTO CO (NEW) 61166W101 1 42 SH DEFINED 42 0 0
MORGAN STANLEY COM NEW 617446448 280 5690 SH SOLE 5690 0 0
MORGAN STANLEY COM NEW 617446448 69 1400 SH DEFINED 300 1100 0
MOTOROLA INC COM 620076109 131 7300 SH SOLE 7300 0 0
MOTOROLA INC COM 620076109 10 600 SH DEFINED 600 0 0
MURPHY OIL CORP 626717102 109 1260 SH SOLE 1260 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MYLAN LABS INC COM 628530107 174 9700 SH SOLE 9700 0 0
MYLAN LABS INC COM 628530107 42 2350 SH DEFINED 1850 500 0
NCR CORP NEW COM 62886E108 0 1 SH DEFINED 1 0 0
NASDAQ 100 TR UNIT SER 1 631100104 17 500 SH SOLE 500 0 0
NASDAQ 100 TR UNIT SER 1 631100104 498 14200 SH DEFINED 14200 0 0
NATIONAL CITY CORP COM 635405103 131 3400 SH SOLE 3400 0 0
NATIONAL CITY CORP COM 635405103 54 1400 SH DEFINED 1400 0 0
NATIONAL FUEL GAS CO N J COM 636180101 546 19300 SH SOLE 19300 0 0
NATIONAL FUEL GAS CO N J COM 636180101 487 17220 SH DEFINED 12720 2000 2500
NATIONAL SEMICONDUCTOR CORP COM 637640103 18 1200 SH SOLE 1200 0 0
NATIONWIDE FINL SVC 638612101 16 470 SH DEFINED 470 0 0
NETWORK APPLIANCE INC COM 64120L104 46 2000 SH DEFINED 2000 0 0
NEWELL RUBBERMAID INC COM 651229106 12 600 SH SOLE 600 0 0
NEWELL RUBBERMAID INC COM 651229106 143 7184 SH DEFINED 7184 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 60 2550 SH SOLE 2550 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 23 1000 SH DEFINED 1000 0 0
NIKE INC CL B 654106103 63 800 SH DEFINED 800 0 0
NOKIA CORP SPONSORED ADR 654902204 98 7200 SH SOLE 7200 0 0
NOKIA CORP SPONSORED ADR 654902204 471 34350 SH DEFINED 34350 0 0
NORFOLK SOUTHERN CORP COM 655844108 13 450 SH DEFINED 0 0 450
NORTEL NETWORKS CORP NEW COM 656568102 6 2000 SH DEFINED 2000 0 0
NORTH FORK BANCORPORATION INC 659424105 88 2000 SH SOLE 2000 0 0
NORTHROP GRUMMAN CORP COM 666807102 53 1000 SH DEFINED 1000 0 0
NOVELLUS SYS INC COM 670008101 42 1600 SH SOLE 1600 0 0
NUVEEN INVESTMENT QUALITY MUNICIPAL FUND, INC.67062E103 99 6552 DEFINED 6552 0 0
NUVEEN MUN INCOME FUND INC 67062J102 13 1361 DEFINED 1361 0 0
NUVEEN MUN MKT OPPORTUNITY FUND INC 67062W103 9 637 DEFINED 637 0 0
NUVEEN N Y INVT QUALITY MUN FD INC 67062X101 118 7657 DEFINED 7657 0 0
NUVEEN REAL ESTATE INCOME FD 67071B108 152 8000 SH DEFINED 8000 0 0
NUVEEN INSURED DIVIDEND ADVANTAGE MUNICIPAL 67071L106 10 700 SH SOLE 700 0 0
CEF NUVEEN QUALITY PFD INCOME FUND 67071S101 69 4750 SH DEFINED 4750 0 0
OGE ENERGY CORP COM 670837103 20 800 SH SOLE 800 0 0
NUVEEN TAX ADVANTAGE TOTAL RETURN STRAT FUND 67090H102 145 8000 SH DEFINED 8000 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
NUVEEN MUNICIPAL VALUE FD 670928100 5 632 DEFINED 632 0 0
NUVEEN OHIO QUALITY INCOME MUN FD 670980101 36 2166 SOLE 2166 0 0
NUVEEN INSURED MUNICPAL OPPORTUNITY FUND 670984103 5 333 DEFINED 333 0 0
OCCIDENTAL PETROLEUM CORP 674599105 139 2500 SH DEFINED 2500 0 0
ODYSSEY HEALTHCARE INC 67611V101 45 2570 SH SOLE 2570 0 0
OMNICOM GROUP INC COM 681919106 715 9790 SH SOLE 9790 0 0
OMNICOM GROUP INC COM 681919106 547 7500 SH DEFINED 3800 200 3500
ORACLE CORP COM 68389X105 60 5350 SH SOLE 5350 0 0
ORACLE CORP COM 68389X105 223 19800 SH DEFINED 1900 0 17900
PNC FINL SVCS GROUP INC COM 693475105 183 3400 SH SOLE 3400 0 0
PNC FINL SVCS GROUP INC COM 693475105 81 1500 SH DEFINED 500 0 1000
PPG INDS INC COM 693506107 422 6900 SH SOLE 6900 0 0
PPG INDS INC COM 693506107 477 7790 SH DEFINED 6690 800 300
PPL CORP 69351T106 35 750 SH DEFINED 750 0 0
PACTIV CORP 695257105 93 4000 SH SOLE 4000 0 0
PAN PACIFIC RETAIL PPTYS INCCOM 69806L104 70 1302 SH DEFINED 1302 0 0
PAYCHEX INC COM 704326107 67 2250 SH SOLE 2250 0 0
PENTAIR INC 709631105 84 2420 SH SOLE 2420 0 0
PEPCO HOLDINGS INC 713291102 19 1000 SH DEFINED 1000 0 0
PEPSICO INC COM 713448108 478 9844 SH SOLE 9644 0 200
PEPSICO INC COM 713448108 928 19080 SH DEFINED 18380 0 700
PFIZER INC COM 717081103 969 31709 SH SOLE 31409 0 300
PFIZER INC COM 717081103 437 14287 SH DEFINED 13287 1000 0
PIER 1 IMPORTS INC 720279108 90 5000 SH DEFINED 0 0 5000
PINNACLE WEST CAPITAL CORP 723484101 112 2710 SH SOLE 2710 0 0
PITNEY BOWES INC COM 724479100 63 1430 SH SOLE 1430 0 0
PITNEY BOWES INC COM 724479100 158 3600 SH DEFINED 3600 0 0
PRAXAIR INC 74005P104 24 576 SH DEFINED 576 0 0
PROCTER & GAMBLE CO COM 742718109 1108 20480 SH SOLE 20480 0 0
PROCTER & GAMBLE CO COM 742718109 876 16200 SH DEFINED 8700 1000 6500
PROGRESS ENERGY INC COM 743263105 334 7891 SH SOLE 7741 0 150
PROGRESS ENERGY INC COM 743263105 223 5270 SH DEFINED 4579 191 500
PRUDENTIAL FINL INC COM 744320102 2 59 SH DEFINED 0 59 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PUBLIC SVC ENTERPRISE GROUP COM 744573106 4 110 SH SOLE 110 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 31 750 SH DEFINED 550 200 0
QUALCOMM INC COM 747525103 156 4000 SH SOLE 4000 0 0
QUEST DIAGNOSTICS INC 74834L100 293 3325 SH SOLE 3325 0 0
QUEST DIAGNOSTICS INC 74834L100 167 1900 SH DEFINED 1500 400 0
QWEST COMMUNICATIONS INTL INCOM 749121109 1 415 SH DEFINED 415 0 0
ROCKWELL INTL CORP NEW COM 773903109 69 1785 SH DEFINED 1785 0 0
ROCKWELL COLLINS INC COM 774341101 66 1785 SH DEFINED 1785 0 0
ROPER INDS INC NEW COM 776696106 42 746 SH DEFINED 746 0 0
ROYAL DUTCH PETE CO NY REG GLD1.25 780257804 51 1000 SH DEFINED 1000 0 0
SBC COMMUNICATIONS INC COM 78387G103 665 25664 SH SOLE 25664 0 0
SBC COMMUNICATIONS INC COM 78387G103 401 15471 SH DEFINED 12445 1526 1500
THE ST. PAUL TRAVELERS COMPANIES INC COM 792860108 5 175 SH SOLE 175 0 0
THE ST. PAUL TRAVELERS COMPANIES INC COM 792860108 6 211 SH DEFINED 211 0 0
SARA LEE CORP COM 803111103 64 2800 SH SOLE 2800 0 0
SARA LEE CORP COM 803111103 661 28925 SH DEFINED 28925 0 0
SCHLUMBERGER LTD COM 806857108 178 2650 SH SOLE 2650 0 0
SCHLUMBERGER LTD COM 806857108 137 2050 SH DEFINED 2050 0 0
SCUDDER MUNI INCOME TR 81118R604 12 1000 SOLE 1000 0 0
SEARS ROEBUCK & CO COM 812387108 23 600 SH DEFINED 600 0 0
SECTOR SPDR TRUST 81369Y803 324 17000 SH DEFINED 17000 0 0
SHERWIN WILLIAMS CO COM 824348106 13 300 SH DEFINED 300 0 0
SIGMA-ALDRICH CORP 826552101 78 1360 SH SOLE 1360 0 0
JM SMUCKER CO 832696405 1 32 SH SOLE 32 0 0
JM SMUCKER CO 832696405 19 446 SH DEFINED 446 0 0
SOLECTRON CORP COM 834182107 9 2000 SH DEFINED 2000 0 0
SOUTHERN CO 842587107 26 880 SH DEFINED 880 0 0
SOUTHTRUST CORP COM 844730101 66 1600 SH SOLE 1600 0 0
SOUTHTRUST CORP COM 844730101 16 400 SH DEFINED 0 0 400
STAPLES INC COM 855030102 4 150 SH SOLE 150 0 0
STAPLES INC COM 855030102 11 400 SH DEFINED 400 0 0
STARBUCKS CORP 855244109 79 1750 SH SOLE 1750 0 0
STARBUCKS CORP 855244109 18 400 SH DEFINED 400 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
STATE AUTO FINANCIAL CORP 855707105 318 11000 SH DEFINED 11000 0 0
STATE STR CORP COM 857477103 51 1200 SH SOLE 1200 0 0
STATE STR CORP COM 857477103 89 2100 SH DEFINED 2100 0 0
STRYKER CORP 863667101 6 140 SH SOLE 140 0 0
SUN MICROSYSTEMS INC COM 866810104 2 700 SH DEFINED 700 0 0
SYMANTEC CORP 871503108 109 2000 SH SOLE 2000 0 0
SYMANTEC CORP 871503108 16 300 SH DEFINED 300 0 0
SYSCO CORP COM 871829107 14 500 SH SOLE 500 0 0
SYSCO CORP COM 871829107 97 3250 SH DEFINED 3250 0 0
TECO ENERGY INC COM 872375100 2 200 SH SOLE 200 0 0
TECO ENERGY INC COM 872375100 40 3000 SH DEFINED 0 0 3000
TJX COS INC NEW COM 872540109 48 2200 SH SOLE 2200 0 0
TARGET CORP COM 87612E106 247 5478 SH SOLE 5278 0 200
TARGET CORP COM 87612E106 171 3800 SH DEFINED 2100 1200 500
TECHE HOLDING CO 878330109 24 600 SH SOLE 600 0 0
TELEFLEX INC. 879369106 12 300 SH DEFINED 300 0 0
TEVA PHARMACEUTICAL INDUSTRIES LTD 881624209 150 5790 SH DEFINED 5790 0 0
TEXAS INSTRS INC COM 882508104 277 13050 SH SOLE 13050 0 0
TEXAS INSTRS INC COM 882508104 631 29700 SH DEFINED 29200 500 0
TEXTRON INC 883203101 51 800 SH SOLE 800 0 0
3M CO 88579Y101 430 5386 SH SOLE 5386 0 0
3M CO 88579Y101 767 9600 SH DEFINED 6200 0 3400
TIME WARNER INC NEW 887317105 123 7648 SH SOLE 7648 0 0
TIME WARNER INC NEW 887317105 62 3870 SH DEFINED 3870 0 0
TRIBUNE CO NEW COM 896047107 32 800 SH SOLE 800 0 0
TYCO INTL LTD NEW COM 902124106 273 8910 SH SOLE 8910 0 0
TYCO INTL LTD NEW COM 902124106 41 1348 SH DEFINED 1074 0 274
US BANCORP 902973304 179 6220 SH SOLE 6220 0 0
ULTRA PETROLEUM CORP 903914109 19 400 SH DEFINED 400 0 0
UNION PAC CORP COM 907818108 585 9990 SH SOLE 9990 0 0
UNION PAC CORP COM 907818108 442 7550 SH DEFINED 6050 0 1500
UNITED BANKSHARES INC WEST VCOM 909907107 521 15050 SH SOLE 15050 0 0
UNITED BANKSHARES INC WEST VCOM 909907107 971 28058 SH DEFINED 25058 0 3000
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
UNITED BANCORP INC OHIO COM 909911109 6 462 SH SOLE 462 0 0
UNITED BANCORP INC OHIO COM 909911109 27 1925 SH DEFINED 1925 0 0
UNITED PARCEL SERVICE INC CL B 911312106 141 1860 SH SOLE 1860 0 0
UNITED PARCEL SERVICE INC CL B 911312106 37 500 SH DEFINED 500 0 0
UNITED TECHNOLOGIES CORP COM 913017109 418 4482 SH SOLE 4482 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1400 15000 SH DEFINED 14150 0 850
UNITEDHEALTH GROUP INC COM 91324P102 148 2010 SH SOLE 2010 0 0
VALERO ENERGY CORP NEW COM 91913Y100 85 1060 SH SOLE 1060 0 0
VALERO ENERGY CORP NEW COM 91913Y100 165 2062 SH DEFINED 2062 0 0
VARIAN MEDICAL SYSTEMS INC 92220P105 117 3400 SH DEFINED 3400 0 0
VERIZON COMMUNICATIONS COM 92343V104 741 18831 SH SOLE 18831 0 0
VERIZON COMMUNICATIONS COM 92343V104 820 20830 SH DEFINED 18470 0 2360
VIACOM INC CL B 925524308 168 5030 SH SOLE 5030 0 0
VIACOM INC CL B 925524308 25 759 SH DEFINED 542 0 217
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 77 3230 SH SOLE 3230 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 46 1910 SH DEFINED 1910 0 0
VORNADO REALTY TRUST 929042109 125 2000 SH SOLE 2000 0 0
WHX CORP 929248409 0 3 SH SOLE 3 0 0
WACHOVIA CORP 2ND NEW COM 929903102 11 250 SH DEFINED 250 0 0
WAL MART STORES INC COM 931142103 790 14850 SH SOLE 14850 0 0
WAL MART STORES INC COM 931142103 498 9365 SH DEFINED 3865 0 5500
WALGREEN CO COM 931422109 394 11000 SH SOLE 11000 0 0
WALGREEN CO COM 931422109 311 8695 SH DEFINED 7495 1200 0
WASHINGTON MUTUAL INC COMMON 939322103 389 9970 SH SOLE 9970 0 0
WASHINGTON MUTUAL INC COMMON 939322103 646 16550 SH DEFINED 12450 1200 2900
WASTE MGMT INC DEL COM 94106L109 1 72 SH DEFINED 72 0 0
WATSON PHARMACEUTICALS INC COM 942683103 44 1500 SH DEFINED 0 0 1500
WELLMAN INC 949702104 19 2300 SH SOLE 2300 0 0
WELLPOINT HEALTH NETWORK NEWCOM 94973H108 63 600 SH DEFINED 600 0 0
WELLS FARGO & CO NEW COM 949746101 182 3060 SH SOLE 3060 0 0
WELLS FARGO & CO NEW COM 949746101 231 3890 SH DEFINED 3800 90 0
WESBANCO INC COM 950810101 2222 76467 SH SOLE 76467 0 0
WESBANCO INC COM 950810101 1146 39444 SH DEFINED 39444 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
WEYERHAEUSER CO COM 962166104 69 1050 SH DEFINED 0 0 1050
WHIRLPOOL CORP COM 963320106 28 475 SH DEFINED 475 0 0
WHOLE FOOD MARKET INC 966837106 126 1470 SH DEFINED 1470 0 0
WYETH COM 983024100 1171 31336 SH SOLE 31336 0 0
WYETH COM 983024100 2012 53836 SH DEFINED 50467 389 2980
XCEL ENERGY INC COM 98389B100 122 7100 SH SOLE 7100 0 0
XCEL ENERGY INC COM 98389B100 82 4784 SH DEFINED 1000 0 3784
XILINX INC COM 983919101 391 14500 SH SOLE 14500 0 0
XILINX INC COM 983919101 221 8200 SH DEFINED 5900 0 2300
XEROX CORP COM 984121103 4 300 SH DEFINED 300 0 0
YUM BRANDS INC. COM 988498101 145 3590 SH SOLE 3590 0 0
ZIMMER HLDGS INC COM 98956P102 362 4584 SH SOLE 4484 0 100
ZIMMER HLDGS INC COM 98956P102 2411 30511 SH DEFINED 29294 0 1217
GRAND TOTALS 143320 3777060 3475280 54204 247576