Security National Trust as of June 30, 2005
Portfolio Holdings for Security National Trust
Security National Trust holds 0 positions in its portfolio as reported in the June 2005 quarterly 13F filing
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FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
GLOBALSANTAFE CORPORATION G3930E101 93 2300 SH SOLE 2300 0 0
GLOBALSANTAFE CORPORATION G3930E101 61 1500 SH OTHER 0 1500 0
INGERSOLL-RAND CL A CL A G4776G101 256 3600 SH SOLE 3500 0 100
INGERSOLL-RAND CL A CL A G4776G101 278 3900 SH OTHER 3400 100 400
NABORS INDUSTRIES LTD NEW SHS G6359F103 263 4350 SH SOLE 4250 0 100
NABORS INDUSTRIES LTD NEW SHS G6359F103 106 1750 SH OTHER 1700 50 0
TRANSOCEAN INC REG SHS G90078109 14 266 SH SOLE 266 0 0
TRANSOCEAN INC REG SHS G90078109 16 309 SH OTHER 309 0 0
WEATHERFORD INT'L LTD BERMUDA G95089101 228 3950 SH SOLE 3950 0 0
WEATHERFORD INT'L LTD BERMUDA G95089101 72 1250 SH OTHER 1200 50 0
FLEXTRONICS INTL LTD ORD Y2573F102 351 26600 SH SOLE 26100 0 500
FLEXTRONICS INTL LTD ORD Y2573F102 289 21950 SH OTHER 9250 500 12200
A D C TELECOMMUNICATIONS COM NEW 000886309 0 42 SH SOLE 42 0 0
AFLAC INC COM 001055102 57 1336 SH SOLE 1336 0 0
AFLAC INC COM 001055102 103 2400 SH OTHER 2400 0 0
AT^T CORP COM NEW 001957505 44 2320 SH SOLE 2320 0 0
AT^T CORP COM NEW 001957505 24 1313 SH OTHER 1313 0 0
ABBOTT LABS COM 002824100 460 9400 SH SOLE 9400 0 0
ABBOTT LABS COM 002824100 306 6250 SH OTHER 2950 400 2900
ABINGTON CMNTY BANCORP INC COM 00350R106 9 800 SH SOLE 800 0 0
AFFILIATED COMPUTER SERVICES INC 008190100 634 12425 SH SOLE 12275 0 150
AFFILIATED COMPUTER SERVICES INC 008190100 279 5475 SH OTHER 2975 0 2500
AGERE SYS INC COM 00845V308 0 40 SH SOLE 40 0 0
AGERE SYS INC COM 00845V308 0 8 SH OTHER 8 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 0 38 SH SOLE 38 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 5 250 SH OTHER 250 0 0
AIR PRODS & CHEMS INC COM 009158106 604 10025 SH SOLE 9875 0 150
AIR PRODS & CHEMS INC COM 009158106 486 8075 SH OTHER 4775 300 3000
ALCOA INC COM 013817101 133 5124 SH SOLE 5124 0 0
ALCOA INC COM 013817101 237 9100 SH OTHER 6100 0 3000
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ALLEGHENY ENERGY INC COM 017361106 15 600 SH SOLE 600 0 0
ALLEGHENY ENERGY INC COM 017361106 2 100 SH OTHER 100 0 0
ALLIANT ENERGY CORP 018802108 11 400 SH OTHER 0 0 400
ALLIANT TECHSYSTEMS INC 018804104 35 500 SH OTHER 500 0 0
ALLIED IRISH BKS SPND ADR 019228402 465 10840 SH SOLE 10840 0 0
ALLSTATE CORP COM 020002101 693 11600 SH SOLE 11600 0 0
ALLSTATE CORP COM 020002101 672 11250 SH OTHER 9950 1300 0
ALLTEL CORP COM 020039103 87 1400 SH SOLE 1400 0 0
ALLTEL CORP COM 020039103 93 1500 SH OTHER 1500 0 0
ALTRIA GROUP INC 02209S103 693 10720 SH SOLE 10720 0 0
ALTRIA GROUP INC 02209S103 1186 18350 SH OTHER 15350 0 3000
AMEREN CORPORATION 023608102 52 950 SH OTHER 950 0 0
AMERICAN ELEC PWR INC COM 025537101 19 530 SH SOLE 530 0 0
AMERICAN ELEC PWR INC COM 025537101 169 4603 SH OTHER 3200 1403 0
AMERICAN EXPRESS CO COM 025816109 842 15837 SH SOLE 15837 0 0
AMERICAN EXPRESS CO COM 025816109 390 7330 SH OTHER 7130 200 0
AMERICAN INTL GROUP INC COM 026874107 757 13043 SH SOLE 13043 0 0
AMERICAN INTL GROUP INC COM 026874107 602 10377 SH OTHER 9977 100 300
AMERICAN STANDARD COMPANIES INC 029712106 2 55 SH SOLE 55 0 0
AMERISOURCEBERGEN CORP COM 03073E105 56 815 SH SOLE 815 0 0
AMGEN INC COM 031162100 1249 20675 SH SOLE 20575 0 100
AMGEN INC COM 031162100 1576 26075 SH OTHER 22075 700 3300
AMSOUTH BANCORPORATION 032165102 295 11350 SH SOLE 11350 0 0
AMSOUTH BANCORPORATION 032165102 20 800 SH OTHER 800 0 0
ANADARKO PETE CORP COM 032511107 99 1214 SH SOLE 1214 0 0
ANADARKO PETE CORP COM 032511107 256 3126 SH OTHER 3126 0 0
ANHEUSER BUSCH COS INC COM 035229103 591 12935 SH SOLE 12835 0 100
ANHEUSER BUSCH COS INC COM 035229103 360 7875 SH OTHER 7875 0 0
APACHE CORP COM 037411105 433 6707 SH SOLE 6707 0 0
APACHE CORP COM 037411105 300 4654 SH OTHER 3894 300 460
APOLLO GROUP INC 037604105 226 2900 SH SOLE 2900 0 0
APPLEBEES INTERNATIONAL INC 037899101 19 750 SH OTHER 750 0 0
APPLERA CORP COM APPLIED BIOSYSTEMS GROUP 038020103 78 4000 SH OTHER 4000 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
APPLIED MATLS INC COM 038222105 552 34125 SH SOLE 33625 0 500
APPLIED MATLS INC COM 038222105 224 13900 SH OTHER 7300 2200 4400
ARCHER DANIELS MIDLAND CO COM 039483102 6 300 SH SOLE 300 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 44 2067 SH OTHER 2067 0 0
ARCHSTONE-SMITH TRUST 039583109 7 200 SH OTHER 200 0 0
AUTOMATIC DATA PROCESSING INCOM 053015103 85 2032 SH SOLE 2032 0 0
AUTOMATIC DATA PROCESSING INCOM 053015103 528 12600 SH OTHER 12600 0 0
AUTOZONE INC 053332102 9 100 SH OTHER 100 0 0
AVALONBAY COMMUNITIES INC 053484101 14 175 SH OTHER 175 0 0
AVAYA INC COM 053499109 0 27 SH SOLE 27 0 0
AVAYA INC COM 053499109 0 14 SH OTHER 14 0 0
AVERY DENNISON CORP COM 053611109 74 1402 SH SOLE 1402 0 0
AVON PRODS INC COM 054303102 22 600 SH SOLE 600 0 0
AVON PRODS INC COM 054303102 45 1200 SH OTHER 200 0 1000
BB^T CORP 054937107 46 1158 SH SOLE 1158 0 0
BB^T CORP 054937107 110 2774 SH OTHER 2774 0 0
BP AMOCO P L C SPONSORED ADR 055622104 906 14530 SH SOLE 14430 0 100
BP AMOCO P L C SPONSORED ADR 055622104 1296 20786 SH OTHER 18186 100 2500
BAKER HUGHES INC COM 057224107 166 3254 SH SOLE 3254 0 0
BAKER HUGHES INC COM 057224107 127 2500 SH OTHER 1200 1200 100
BANCORP INC DEL COM 05969A105 12 690 SH SOLE 690 0 0
BANK OF AMERICA CORPORATION COM 060505104 994 21797 SH SOLE 21797 0 0
BANK OF AMERICA CORPORATION COM 060505104 728 15974 SH OTHER 15674 0 300
BANK NEW YORK INC COM 064057102 143 5004 SH SOLE 5004 0 0
BANK NEW YORK INC COM 064057102 25 900 SH OTHER 900 0 0
BANK OF WILMINGTON COM 065824104 10 850 SH SOLE 850 0 0
BANKATLANTIC BANCORP CL A 065908501 15 800 SH SOLE 800 0 0
BAXTER INTL INC COM 071813109 116 3150 SH SOLE 3150 0 0
BAXTER INTL INC COM 071813109 768 20732 SH OTHER 20732 0 0
BEAR STEARNS COMPANIES INC 073902108 29 288 SH SOLE 288 0 0
BELLSOUTH CORP COM 079860102 325 12262 SH SOLE 12262 0 0
BELLSOUTH CORP COM 079860102 348 13106 SH OTHER 9706 1400 2000
BEST BUY INC COM 086516101 669 9775 SH SOLE 9625 0 150
BEST BUY INC COM 086516101 215 3150 SH OTHER 3050 100 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BIOMET INC COM 090613100 145 4200 SH SOLE 4200 0 0
BIOMET INC COM 090613100 360 10400 SH OTHER 3600 0 6800
BLACK & DECKER CORP 091797100 40 450 SH SOLE 450 0 0
BLACK & DECKER CORP 091797100 8 100 SH OTHER 100 0 0
BLACKROCK CORE BD TR SHS BEN INT 09249E101 71 5000 SH OTHER 5000 0 0
BOEING CO COM 097023105 234 3548 SH SOLE 3548 0 0
BOEING CO COM 097023105 99 1500 SH OTHER 500 0 1000
BOSTON SCIENTIFIC CORP 101137107 28 1050 SH SOLE 1050 0 0
BOSTON SCIENTIFIC CORP 101137107 25 950 SH OTHER 450 500 0
BRISTOL MYERS SQUIBB CO COM 110122108 556 22285 SH SOLE 22285 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1694 67860 SH OTHER 60900 0 6960
BROWN FORMAN CORP CLASS B 115637209 15 254 SH SOLE 254 0 0
BURLINGTON NORTHN SANTA FE CCOM 12189T104 70 1500 SH OTHER 1500 0 0
BURLINGTON RES INC COM 122014103 99 1800 SH OTHER 1800 0 0
C.H.ROBINSON WORLDWIDE INC 12541W100 36 620 SH SOLE 620 0 0
CIGNA CORP COM 125509109 14 140 SH SOLE 140 0 0
CSX CORP COM 126408103 132 3102 SH SOLE 3102 0 0
CVS CORP COM 126650100 235 8100 SH SOLE 8100 0 0
CVS CORP COM 126650100 154 5300 SH OTHER 5300 0 0
CABELA'S INC. 126804301 10 500 SH OTHER 500 0 0
CALPINE CORP COM 131347106 17 5000 SH SOLE 5000 0 0
CAMDEN PPTY TR SH BEN INT 133131102 161 3000 SH OTHER 3000 0 0
CANADIAN PACIFIC RAILWAY LTD 13645T100 8 250 SH OTHER 250 0 0
CAPITAL AUTOMOTIVE REIT COM SH BEN INT 139733109 1581 41456 SH OTHER 41456 0 0
CAPITAL ONE FINL CORP COM 14040H105 120 1500 SH SOLE 1500 0 0
CAPITAL ONE FINL CORP COM 14040H105 738 9229 SH OTHER 9229 0 0
CARDINAL HEALTH INC COM 14149Y108 467 8123 SH SOLE 8123 0 0
CARDINAL HEALTH INC COM 14149Y108 671 11661 SH OTHER 10861 500 300
CAREMARK RX INC 141705103 227 5100 SH SOLE 5100 0 0
CAREMARK RX INC 141705103 373 8400 SH OTHER 3800 1000 3600
CATERPILLAR INC DEL COM 149123101 115 1209 SH SOLE 1209 0 0
CATERPILLAR INC DEL COM 149123101 28 300 SH OTHER 300 0 0
CENDANT CORP COM 151313103 246 11029 SH SOLE 10829 0 200
CENDANT CORP COM 151313103 71 3200 SH OTHER 3200 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CENTEX CORP COM 152312104 14 200 SH SOLE 200 0 0
CENTEX CORP COM 152312104 10 150 SH OTHER 150 0 0
CENTRAL FUND OF CANADA LIMITED CL A 153501101 5 1000 SH OTHER 1000 0 0
CERTEGY INC COM 156880106 27 715 SH OTHER 715 0 0
CHESAPEAKE ENERGY CORP COM 165167107 56 2500 SH OTHER 2500 0 0
CHEVRON CORPORATION COM 166764100 658 11771 SH SOLE 11771 0 0
CHEVRON CORPORATION COM 166764100 910 16275 SH OTHER 14475 0 1800
CHICO'S FAS INC 168615102 6 200 SH SOLE 200 0 0
CHICO'S FAS INC 168615102 34 1000 SH OTHER 1000 0 0
CHOICEPOINT INC COM 170388102 48 1200 SH OTHER 1200 0 0
CHUBB CORP COM 171232101 707 8266 SH SOLE 8266 0 0
CHUBB CORP COM 171232101 179 2100 SH OTHER 1900 200 0
CHRUCH & DWIGHT INC 171340102 21 600 SH OTHER 600 0 0
CINERGY CORP COM 172474108 112 2500 SH SOLE 2500 0 0
CISCO SYS INC COM 17275R102 951 49888 SH SOLE 49888 0 0
CISCO SYS INC COM 17275R102 946 49615 SH OTHER 47915 200 1500
CINTAS CORP COM 172908105 675 17500 SH OTHER 17500 0 0
CITIGROUP INC COM 172967101 1620 35061 SH SOLE 34761 0 300
CITIGROUP INC COM 172967101 1134 24543 SH OTHER 24343 200 0
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 64 2085 SH SOLE 2085 0 0
CLEAR CHANNEL COMMUNICATIONSCOM 184502102 72 2350 SH OTHER 1350 1000 0
COACH INC COM 189754104 692 20645 SH OTHER 20645 0 0
COCA COLA CO COM 191216100 163 3925 SH SOLE 3925 0 0
COCA COLA CO COM 191216100 580 13900 SH OTHER 11700 0 2200
COLGATE PALMOLIVE CO COM 194162103 59 1200 SH SOLE 1200 0 0
COLGATE PALMOLIVE CO COM 194162103 119 2400 SH OTHER 1800 0 600
COLONIAL BANCGROUP INC COM 195493309 15 700 SH SOLE 700 0 0
COLONIAL PPTYS TR COM SH BEN INT 195872106 37 850 SH SOLE 850 0 0
COMCAST CORP NEW CL A 20030N101 412 13442 SH SOLE 13442 0 0
COMCAST CORP NEW CL A 20030N101 245 7994 SH OTHER 5003 200 2791
COMCAST CORP NEW CL A SPL 20030N200 306 10250 SH SOLE 10250 0 0
COMCAST CORP NEW CL A SPL 20030N200 244 8150 SH OTHER 5050 800 2300
COMMERCE BANCORP INC 200519106 278 9200 SH SOLE 9200 0 0
COMMERCE BANCORP INC 200519106 19 650 SH OTHER 650 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
COMMERCIAL CAP BANCORP INC COM 20162L105 11 666 SH SOLE 666 0 0
COMPASS BANCSHARES INC COM 20449H109 13 300 SH SOLE 300 0 0
COMPUTER SCIENCES CORP COM 205363104 378 8650 SH SOLE 8500 0 150
COMPUTER SCIENCES CORP COM 205363104 190 4350 SH OTHER 1850 0 2500
CONAGRA FOODS INC COM 205887102 38 1675 SH OTHER 1675 0 0
CONOCOPHILLIPS 20825C104 678 11804 SH SOLE 11804 0 0
CONOCOPHILLIPS 20825C104 930 16188 SH OTHER 13188 2400 600
CONSOLIDATED EDISON INC COM 209115104 131 2800 SH SOLE 2800 0 0
CONSOLIDATED EDISON INC COM 209115104 18 400 SH OTHER 400 0 0
CONSTELLATION BRANDS INC CLASS A 21036P108 513 17400 SH SOLE 17400 0 0
CONSTELLATION BRANDS INC CLASS A 21036P108 486 16500 SH OTHER 7500 2800 6200
CONSTELLATION ENERGY GROUP ICOM 210371100 45 787 SH SOLE 787 0 0
CORNING INC COM 219350105 24 1500 SH OTHER 1500 0 0
CUMMINS ENGINE INC COM 231021106 85 1141 SH OTHER 1141 0 0
DEL MONTE FOODS CO COM 24522P103 1 178 SH SOLE 178 0 0
DEL MONTE FOODS CO COM 24522P103 1 133 SH OTHER 133 0 0
DELL INC COM 24702R101 888 22515 SH SOLE 22515 0 0
DELL INC COM 24702R101 495 12565 SH OTHER 5265 1700 5600
DELPHI CORPORATION 247126105 4 1069 SH SOLE 1069 0 0
DELPHI CORPORATION 247126105 25 5431 SH OTHER 5431 0 0
DEVON ENERGY CORP NEW COM 25179M103 705 13920 SH SOLE 13720 0 200
DEVON ENERGY CORP NEW COM 25179M103 610 12050 SH OTHER 6850 600 4600
DIAMONDS TR UNIT SER 1 252787106 234 2282 SH SOLE 2282 0 0
DIAMONDS TR UNIT SER 1 252787106 35 350 SH OTHER 350 0 0
DIME CMNTY BANCSHARES COM 253922108 11 750 SH SOLE 750 0 0
DISNEY WALT CO COM DISNEY 254687106 126 5025 SH SOLE 5025 0 0
DISNEY WALT CO COM DISNEY 254687106 147 5847 SH OTHER 5847 0 0
DOMINION RES INC VA NEW COM 25746U109 553 7547 SH SOLE 7547 0 0
DOMINION RES INC VA NEW COM 25746U109 777 10599 SH OTHER 10599 0 0
DOW CHEM CO COM 260543103 1130 25398 SH SOLE 25198 0 200
DOW CHEM CO COM 260543103 1256 28226 SH OTHER 25226 1000 2000
DU PONT E I DE NEMOURS & CO COM 263534109 505 11754 SH SOLE 11754 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 105 2450 SH OTHER 2450 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DUKE ENERGY CORP COM 264399106 143 4816 SH OTHER 4608 0 208
DUKE REALTY CORP 264411505 6 200 SH SOLE 200 0 0
DUKE REALTY CORP 264411505 54 1715 SH OTHER 1715 0 0
DUQUESNE LT HLDGS INC COM 266233105 7 377 SH OTHER 377 0 0
E M C CORP MASS COM 268648102 525 38353 SH SOLE 38353 0 0
E M C CORP MASS COM 268648102 556 40600 SH OTHER 27600 4000 9000
EOG RES INC COM 26875P101 386 6800 SH OTHER 6800 0 0
EASTMAN CHEM CO COM 277432100 30 556 SH OTHER 556 0 0
EASTMAN KODAK CO COM 277461109 10 375 SH OTHER 375 0 0
EATON CORP 278058102 5 100 SH SOLE 100 0 0
EATON VANCE INSD MUNI BD FD 27827X101 14 1000 SOLE 1000 0 0
EATON VANCE INSD OHIO MUN BD 27828L106 21 1330 SOLE 1330 0 0
EBAY INC COM 278642103 392 11900 SH SOLE 11900 0 0
EBAY INC COM 278642103 34 1050 SH OTHER 1050 0 0
EDISON INTL COM 281020107 25 624 SH OTHER 0 0 624
EDWARDS LIFESCIENCES CORP COM 28176E108 2 60 SH SOLE 60 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 4 100 SH OTHER 100 0 0
EDWARDS AG INC COM 281760108 13 300 SH SOLE 300 0 0
ELECTRONIC DATA SYS NEW COM 285661104 10 550 SH SOLE 550 0 0
ELECTRONIC DATA SYS NEW COM 285661104 3 200 SH OTHER 200 0 0
EMERSON ELEC CO COM 291011104 227 3634 SH SOLE 3634 0 0
EMERSON ELEC CO COM 291011104 144 2300 SH OTHER 2300 0 0
EQUIFAX INC COM 294429105 51 1430 SH OTHER 1430 0 0
EQUITY OFFICE PROPERTIES TRUST 294741103 9 300 SH SOLE 300 0 0
EXELON CORP 30161N101 128 2500 SH SOLE 2500 0 0
EXXON MOBIL CORP COM 30231G102 3288 57213 SH SOLE 57213 0 0
EXXON MOBIL CORP COM 30231G102 2744 47748 SH OTHER 38992 456 8300
FNB CORP. 302520101 6 350 SH SOLE 350 0 0
FPL GROUP INC COM 302571104 33 800 SH SOLE 800 0 0
FPL GROUP INC COM 302571104 102 2436 SH OTHER 2436 0 0
FAIRFAX FINANCIAL HOLDINGS LTD 303901102 33 200 SH OTHER 200 0 0
FAMILY DOLLAR STORES INC 307000109 15 600 SH OTHER 600 0 0
FEDERAL HOME LN MTG CORP COM 313400301 35 550 SH SOLE 550 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
FEDERAL NATL MTG ASSN COM 313586109 35 610 SH SOLE 610 0 0
FEDERAL NATL MTG ASSN COM 313586109 2 50 SH OTHER 50 0 0
FEDEX CORP COM 31428X106 380 4700 SH SOLE 4700 0 0
FEDEX CORP COM 31428X106 243 3000 SH OTHER 2350 0 650
FIFTH THIRD BANCORP COM 316773100 7 182 SH SOLE 182 0 0
FIRST DATA CORP COM 319963104 863 21517 SH SOLE 21317 0 200
FIRST DATA CORP COM 319963104 702 17513 SH OTHER 11713 900 4900
FIRST HORIZONS NATIONAL CORP 320517105 142 3373 SH SOLE 3373 0 0
CEF FIRST TR VALUE FUND 33735D104 32 2134 SH OTHER 2134 0 0
FIRST W VA BANCORP INC COM 337493100 1 100 SH SOLE 100 0 0
FIRST W VA BANCORP INC COM 337493100 19 1000 SH OTHER 1000 0 0
FIRST ENERGY CORP COM 337932107 24 500 SH SOLE 500 0 0
FIRST ENERGY CORP COM 337932107 4 100 SH OTHER 100 0 0
FLUOR CORP COM 343412102 20 360 SH SOLE 360 0 0
FLUOR CORP COM 343412102 17 300 SH OTHER 300 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 11 1166 SH SOLE 1166 0 0
FORTUNE BRANDS INC COM 349631101 25 283 SH SOLE 283 0 0
FORTUNE BRANDS INC COM 349631101 140 1580 SH OTHER 1580 0 0
FULTON FINL CORP PA COM 360271100 993 55180 SH SOLE 55180 0 0
GALLAHER GROUP PLC SPONSORED ADR 363595109 40 680 SH OTHER 680 0 0
GANNETT INC COM 364730101 512 7200 SH SOLE 7200 0 0
GANNETT INC COM 364730101 1089 15315 SH OTHER 13115 0 2200
GENERAL DYNAMICS CORP COM 369550108 29 269 SH SOLE 269 0 0
GENERAL ELEC CO COM 369604103 3181 91841 SH SOLE 91541 0 300
GENERAL ELEC CO COM 369604103 3942 113809 SH OTHER 106419 2690 4700
GENERAL GROWTH PPTYS INC COM 370021107 205 5000 SH SOLE 5000 0 0
GENERAL MLS INC COM 370334104 348 7450 SH SOLE 7450 0 0
GENERAL MLS INC COM 370334104 320 6850 SH OTHER 4850 0 2000
GENERAL MTRS CORP COM 370442105 135 3996 SH SOLE 3996 0 0
GENERAL MTRS CORP COM 370442105 139 4110 SH OTHER 2900 1100 110
GENUINE PARTS CO COM 372460105 82 2000 SH SOLE 2000 0 0
GENUINE PARTS CO COM 372460105 82 2000 SH OTHER 2000 0 0
GILEAD SCIENCES INC 375558103 65 1500 SH SOLE 1500 0 0
GILEAD SCIENCES INC 375558103 70 1592 SH OTHER 1592 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
GILLETTE CO COM 375766102 189 3742 SH SOLE 3742 0 0
GILLETTE CO COM 375766102 96 1900 SH OTHER 1900 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 147 3050 SH SOLE 3050 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 140 2895 SH OTHER 2845 0 50
GOLDMAN SACHS GROUP INC COM 38141G104 270 2650 SH SOLE 2650 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 596 5848 SH OTHER 5848 0 0
GRAINGER W W INC COM 384802104 109 2000 SH OTHER 0 0 2000
GREATER BAY BANCORP COM 391648102 11 450 SH SOLE 450 0 0
GUIDANT CORP COM 401698105 134 2000 SH OTHER 2000 0 0
HCA INC COM 404119109 24 435 SH SOLE 435 0 0
HCA INC COM 404119109 24 435 SH OTHER 435 0 0
HARLEY DAVIDSON INC 412822108 223 4500 SH SOLE 4500 0 0
HARLEY DAVIDSON INC 412822108 44 900 SH OTHER 800 100 0
HARRAH'S ENTERTAINMENT 413619107 3 50 SH SOLE 50 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 359 4808 SH SOLE 4808 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 37 500 SH OTHER 500 0 0
HAWAIIAN ELECTRIC INDUSTRIES INC 419870100 5 200 SH OTHER 200 0 0
HEINZ H J CO COM 423074103 99 2800 SH SOLE 2800 0 0
HEINZ H J CO COM 423074103 98 2775 SH OTHER 2775 0 0
THE HERSHEY COMPANY COM 427866108 96 1554 SH SOLE 1554 0 0
HEWLETT PACKARD CO COM 428236103 23 1000 SH SOLE 1000 0 0
HEWLETT PACKARD CO COM 428236103 14 616 SH OTHER 616 0 0
HILTON HOTELS CORP 432848109 11 500 SH OTHER 500 0 0
HOME DEPOT INC COM 437076102 698 17970 SH SOLE 17820 0 150
HOME DEPOT INC COM 437076102 881 22660 SH OTHER 16660 550 5450
HONEYWELL INTL INC COM 438516106 43 1200 SH SOLE 1200 0 0
HONEYWELL INTL INC COM 438516106 14 400 SH OTHER 400 0 0
HOSPITALITY PROPERTIES TR 44106M102 44 1000 SH SOLE 1000 0 0
HOSPIRA, INC. 441060100 3 100 SH SOLE 100 0 0
HOSPIRA, INC. 441060100 3 80 SH OTHER 80 0 0
HUDSON UNITED BANCORP COM 444165104 12 350 SH SOLE 350 0 0
HUMANA INC COM 444859102 453 11410 SH OTHER 11410 0 0
HUNTINGTON BANCSHARES INC COM 446150104 36 1521 SH OTHER 1521 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
IAC / INTERACTIVECORP COM 44919P102 92 3850 SH SOLE 3850 0 0
IAC / INTERACTIVECORP COM 44919P102 66 2750 SH OTHER 650 0 2100
ING CLARION GLOBAL REAL ESTATE INCOME FUND 44982G104 249 16107 SH OTHER 16107 0 0
IMAGISTICS INTERNATIONAL INC COM 45247T104 6 240 SH OTHER 240 0 0
INTEL CORP COM 458140100 1107 42554 SH SOLE 42554 0 0
INTEL CORP COM 458140100 1376 52888 SH OTHER 43488 2000 7400
INTERNATIONAL BUSINESS MACH COM 459200101 747 10075 SH SOLE 10075 0 0
INTERNATIONAL BUSINESS MACH COM 459200101 698 9419 SH OTHER 8547 0 872
INTL PAPER CO COM 460146103 57 1900 SH SOLE 1900 0 0
INTL PAPER CO COM 460146103 18 600 SH OTHER 200 0 400
INTERVEST BANCSHARES CORP CL A 460927106 12 700 SH SOLE 700 0 0
INVESTORS FINL SERVICES CORPCOM 461915100 13 350 SH SOLE 350 0 0
I SHARES JAPAN INDEX 464286848 54 5400 SH OTHER 5400 0 0
ETF I SHARES DOW JONES 464287168 6 100 SH OTHER 100 0 0
ISHARES TR S^P 500 INDEX 464287200 981 8244 SH SOLE 8244 0 0
ISHARES TR S^P 500 INDEX 464287200 101 850 SH OTHER 600 250 0
S^P 500/BARRA GROWTH INDEX FD 464287309 401 7100 SH SOLE 7100 0 0
S^P 500/BARRA VALUE INDEX FD 464287408 255 4095 SH SOLE 4095 0 0
S^P 500/BARRA VALUE INDEX FD 464287408 46 750 SH OTHER 750 0 0
ISHARES TRUST 464287440 86 1000 SH SOLE 1000 0 0
ISHARES TRUST MSCI EAFE FD MSCI EAFE INDEX FUND464287465 39 750 SH SOLE 750 0 0
S^P MID CAP 400 INDEX FUND I SHARES 464287507 208 3040 SH SOLE 3040 0 0
S^P MIDCAP 400/BARRA GROWTH INDEX FUND I SHS 464287606 121 1750 SH SOLE 1750 0 0
CEF ISHARES TR FUNDS 464287648 19 300 SH SOLE 300 0 0
S^P MIDCAP 400/BARRA VALUE INDEX FD 464287705 125 1880 SH SOLE 1880 0 0
CEF I SHARES TRUST FUNDS 464287739 6 100 SH SOLE 100 0 0
S& P SMALL CAP 600 INDEX FUND I SHARES 464287804 243 4422 SH SOLE 4422 0 0
S& P SMALL CAP 600 INDEX FUND I SHARES 464287804 35 645 SH OTHER 645 0 0
I SHARES TR S^P SMALL CAP 600/BARRA VALUE 464287879 106 1734 SH SOLE 1734 0 0
I SHARES TR S^P SMALL CAP 600/BARRA GROWTH 464287887 83 762 SH SOLE 762 0 0
JPMORGAN CHASE & CO COM 46625H100 1285 36418 SH SOLE 36218 0 200
JPMORGAN CHASE & CO COM 46625H100 3005 85107 SH OTHER 82857 2250 0
JABIL CIRCUIT INC 466313103 153 5000 SH SOLE 5000 0 0
JABIL CIRCUIT INC 466313103 12 400 SH OTHER 400 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
JOHNSON & JOHNSON COM 478160104 1416 21799 SH SOLE 21699 0 100
JOHNSON & JOHNSON COM 478160104 2787 42888 SH OTHER 41188 500 1200
JOHNSON CTLS INC COM 478366107 47 850 SH SOLE 850 0 0
JUNIPER NETWORKS INC COM 48203R104 115 4600 SH SOLE 4600 0 0
KLA - TENCOR CORPORATION 482480100 21 500 SH OTHER 500 0 0
KB HOME COM 48666K109 57 750 SH SOLE 750 0 0
KB HOME COM 48666K109 38 500 SH OTHER 500 0 0
KELLOGG CO 487836108 51 1164 SH SOLE 1164 0 0
KEYCORP NEW COM 493267108 13 400 SH SOLE 400 0 0
KEYSPAN CORP 49337W100 201 4950 SH SOLE 4950 0 0
KEYSPAN CORP 49337W100 48 1200 SH OTHER 1200 0 0
KIMBERLY CLARK CORP COM 494368103 243 3886 SH SOLE 3886 0 0
KIMBERLY CLARK CORP COM 494368103 137 2200 SH OTHER 1000 0 1200
KINDER MORGAN INC KANS COM 49455P101 116 1400 SH SOLE 1400 0 0
KOHLS CORP COM 500255104 125 2250 SH SOLE 2150 0 100
KOHLS CORP COM 500255104 11 200 SH OTHER 200 0 0
KRAFT FOODS INC 50075N104 25 800 SH OTHER 800 0 0
L-3 COMMUNICATIONS HLDGS INCCOM 502424104 92 1210 SH SOLE 1210 0 0
L-3 COMMUNICATIONS HLDGS INCCOM 502424104 279 3650 SH OTHER 3650 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 95 1923 SH OTHER 1923 0 0
LIBERTY MEDIA CORP NEW COM SER A 530718105 10 1000 SH OTHER 1000 0 0
LIBERTY PPTY TR SH BEN INT 531172104 39 900 SH SOLE 900 0 0
LILLY ELI & CO COM 532457108 61 1100 SH SOLE 1100 0 0
LILLY ELI & CO COM 532457108 41 750 SH OTHER 750 0 0
LINCOLN NATIONAL CORP 534187109 46 1000 SH OTHER 1000 0 0
LINEAR TECHNOLOGY CORP COM 535678106 80 2200 SH SOLE 2200 0 0
LINEAR TECHNOLOGY CORP COM 535678106 5 150 SH OTHER 150 0 0
LOCKHEED MARTIN CORP COM 539830109 55 850 SH SOLE 850 0 0
LOCKHEED MARTIN CORP COM 539830109 200 3098 SH OTHER 3098 0 0
LOWES COS INC COM 548661107 127 2191 SH SOLE 2191 0 0
LOWES COS INC COM 548661107 46 800 SH OTHER 800 0 0
LUCENT TECHNOLOGIES INC COM 549463107 8 3060 SH SOLE 3060 0 0
LUCENT TECHNOLOGIES INC COM 549463107 13 4701 SH OTHER 4701 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MBIA INC COM 55262C100 160 2700 SH OTHER 2700 0 0
MBNA CORP COM 55262L100 1013 38747 SH SOLE 38447 0 300
MBNA CORP COM 55262L100 678 25950 SH OTHER 12900 2650 10400
MGI PHARMA INC COM 552880106 10 493 SH SOLE 493 0 0
MARSH & MCLENNAN COS INC COM 571748102 33 1200 SH OTHER 200 1000 0
MASCO CORP COM 574599106 420 13249 SH SOLE 13249 0 0
MASCO CORP COM 574599106 328 10350 SH OTHER 6950 0 3400
MAXIM INTEGRATED PRODS INC. 57772K101 25 666 SH SOLE 666 0 0
MAY DEPT STORES CO COM 577778103 22 550 SH SOLE 550 0 0
MAY DEPT STORES CO COM 577778103 54 1350 SH OTHER 1350 0 0
MAYTAG CORP COM 578592107 6 400 SH OTHER 400 0 0
MCCORMICK & CO INC 579780206 7 243 SH SOLE 243 0 0
MCDATA CORP CL A 580031201 0 7 SH SOLE 7 0 0
MCDONALDS CORP COM 580135101 47 1700 SH SOLE 1700 0 0
MCDONALDS CORP COM 580135101 30 1100 SH OTHER 1100 0 0
MCGRAW HILL COS INC COM 580645109 123 2800 SH SOLE 2800 0 0
MCGRAW HILL COS INC COM 580645109 203 4600 SH OTHER 4600 0 0
MEADWESTVACO CORP 583334107 14 500 SH OTHER 500 0 0
MEDCO HEALTH SOLUTIO 58405U102 19 360 SH SOLE 360 0 0
MEDCO HEALTH SOLUTIO 58405U102 27 517 SH OTHER 222 0 295
MEDTRONIC INC COM 585055106 714 13800 SH SOLE 13700 0 100
MEDTRONIC INC COM 585055106 435 8400 SH OTHER 7600 100 700
MELLON FINL CORP COM 58551A108 338 11812 SH SOLE 11812 0 0
MELLON FINL CORP COM 58551A108 336 11728 SH OTHER 3728 0 8000
MERCK & CO INC COM 589331107 286 9300 SH SOLE 9300 0 0
MERCK & CO INC COM 589331107 157 5100 SH OTHER 2650 0 2450
MERRILL LYNCH & CO INC COM 590188108 452 8225 SH SOLE 8075 0 150
MERRILL LYNCH & CO INC COM 590188108 147 2675 SH OTHER 2475 200 0
METLIFE INC COM 59156R108 33 750 SH SOLE 750 0 0
METLIFE INC COM 59156R108 67 1500 SH OTHER 0 1500 0
MICROSOFT CORP COM 594918104 959 38608 SH SOLE 38408 0 200
MICROSOFT CORP COM 594918104 1907 76783 SH OTHER 65883 1700 9200
MID CAP S P D R TRUST UNIT SER 1 595635103 66 534 SH SOLE 534 0 0
MID CAP S P D R TRUST UNIT SER 1 595635103 48 385 SH OTHER 385 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MORGAN STANLEY COM NEW 617446448 236 4500 SH SOLE 4500 0 0
MORGAN STANLEY COM NEW 617446448 83 1600 SH OTHER 500 1100 0
MOTOROLA INC COM 620076109 10 600 SH OTHER 600 0 0
MYLAN LABS INC COM 628530107 171 8900 SH SOLE 8900 0 0
MYLAN LABS INC COM 628530107 45 2350 SH OTHER 1850 500 0
NCR CORP NEW COM 62886E108 0 2 SH OTHER 2 0 0
NASDAQ 100 TR UNIT SER 1 631100104 52 1430 SH SOLE 1430 0 0
NASDAQ 100 TR UNIT SER 1 631100104 595 16200 SH OTHER 16200 0 0
NATIONAL CITY CORP COM 635405103 24 716 SH SOLE 716 0 0
NATIONAL CITY CORP COM 635405103 47 1400 SH OTHER 1400 0 0
NATIONAL FUEL GAS CO N J COM 636180101 537 18600 SH SOLE 18600 0 0
NATIONAL FUEL GAS CO N J COM 636180101 477 16520 SH OTHER 13020 2000 1500
NATIONAL SEMICONDUCTOR CORP COM 637640103 26 1200 SH SOLE 1200 0 0
NEENAH PAPER INC COM 640079109 1 48 SH SOLE 48 0 0
NEENAH PAPER INC COM 640079109 0 26 SH OTHER 20 0 6
NETWORK APPLIANCE INC COM 64120L104 56 2000 SH OTHER 2000 0 0
NEWELL RUBBERMAID INC COM 651229106 14 600 SH SOLE 600 0 0
NEWELL RUBBERMAID INC COM 651229106 171 7184 SH OTHER 7184 0 0
NEWS CORP. CLASS B 65248E203 25 1528 SH SOLE 1528 0 0
NEXTEL COMMUNICATIONS INC CL A 65332V103 32 1000 SH OTHER 1000 0 0
NIKE INC CL B 654106103 43 500 SH OTHER 500 0 0
NOKIA CORP SPONSORED ADR 654902204 396 23820 SH SOLE 23820 0 0
NOKIA CORP SPONSORED ADR 654902204 454 27350 SH OTHER 27350 0 0
NORFOLK SOUTHERN CORP COM 655844108 13 450 SH OTHER 0 0 450
NORTEL NETWORKS CORP NEW COM 656568102 0 100 SH SOLE 100 0 0
NORTEL NETWORKS CORP NEW COM 656568102 5 2000 SH OTHER 2000 0 0
NORTH FORK BANCORPORATION INC 659424105 17 630 SH SOLE 630 0 0
NOVELLUS SYS INC COM 670008101 9 400 SH SOLE 400 0 0
NUVEEN EQUITY PREM INCOME FD 6706ER101 75 3750 SH OTHER 3750 0 0
NUVEEN MUN INCOME FUND INC 67062J102 14 1361 OTHER 1361 0 0
NUVEEN MUN MKT OPPORTUNITY FUND INC 67062W103 9 637 OTHER 637 0 0
NUVEEN N Y INVT QUALITY MUN FD INC 67062X101 118 7657 OTHER 7657 0 0
NUVEEN REAL ESTATE INCOME FD 67071B108 162 8000 SH OTHER 8000 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
NUVEEN INSD DIVID ADVANTAGE COM 67071L106 10 700 SH SOLE 700 0 0
CEF NUVEEN QUALITY PFD INCOME FUND 67071S101 66 4750 SH OTHER 4750 0 0
OGE ENERGY CORP COM 670837103 14 500 SH SOLE 500 0 0
NUVEEN MUNICIPAL VALUE FD 670928100 6 632 OTHER 632 0 0
NUVEEN OHIO QUALITY INCOME MUN FD 670980101 37 2166 SOLE 2166 0 0
NUVEEN INSURED MUNICPAL OPPORTUNITY FUND 670984103 5 333 OTHER 333 0 0
OCCIDENTAL PETROLEUM CORP 674599105 15 205 SH SOLE 205 0 0
OCCIDENTAL PETROLEUM CORP 674599105 192 2500 SH OTHER 2500 0 0
OMNICOM GROUP INC COM 681919106 825 10340 SH SOLE 10340 0 0
OMNICOM GROUP INC COM 681919106 650 8150 SH OTHER 4450 200 3500
ORACLE CORP COM 68389X105 79 6000 SH SOLE 6000 0 0
ORACLE CORP COM 68389X105 261 19800 SH OTHER 1900 0 17900
PHH CORP COM NEW 693320202 8 323 SH SOLE 313 0 10
PHH CORP COM NEW 693320202 3 127 SH OTHER 127 0 0
PNC FINL SVCS GROUP INC COM 693475105 155 2850 SH SOLE 2850 0 0
PNC FINL SVCS GROUP INC COM 693475105 70 1300 SH OTHER 300 0 1000
PPG INDS INC COM 693506107 436 6950 SH SOLE 6950 0 0
PPG INDS INC COM 693506107 613 9775 SH OTHER 8675 800 300
PPL CORP 69351T106 44 750 SH OTHER 750 0 0
PACTIV CORP 695257105 79 3700 SH SOLE 3700 0 0
PAN PACIFIC RETAIL PPTYS INCCOM 69806L104 86 1302 SH OTHER 1302 0 0
PENTAIR INC 709631105 103 2420 SH SOLE 2420 0 0
PEPCO HOLDINGS INC 713291102 23 1000 SH OTHER 1000 0 0
PEPSICO INC COM 713448108 1095 20319 SH SOLE 20119 0 200
PEPSICO INC COM 713448108 1272 23598 SH OTHER 21698 200 1700
PETCO ANIMAL SUPPLIES 716016209 17 600 SH SOLE 600 0 0
PETCO ANIMAL SUPPLIES 716016209 82 2800 SH OTHER 900 0 1900
PETSMART INC 716768106 60 2000 SH SOLE 2000 0 0
PETSMART INC 716768106 16 550 SH OTHER 550 0 0
PFIZER INC COM 717081103 967 35079 SH SOLE 34779 0 300
PFIZER INC COM 717081103 233 8475 SH OTHER 7475 1000 0
PIER 1 IMPORTS INC 720279108 14 1000 SH OTHER 0 0 1000
PINNACLE WEST CAPITAL CORP 723484101 120 2710 SH SOLE 2710 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PITNEY BOWES INC COM 724479100 62 1430 SH SOLE 1430 0 0
PITNEY BOWES INC COM 724479100 126 2900 SH OTHER 2900 0 0
PLUM CREEK TIMBER CO. INC. 729251108 181 5000 SH OTHER 5000 0 0
PRAXAIR INC 74005P104 129 2776 SH OTHER 2776 0 0
PRINCIPAL FINANCIAL GROUP INCOM 74251V102 5 127 SH SOLE 127 0 0
PROCTER & GAMBLE CO COM 742718109 1627 30855 SH SOLE 30705 0 150
PROCTER & GAMBLE CO COM 742718109 1095 20775 SH OTHER 13175 1100 6500
PROGRESS ENERGY INC COM 743263105 748 16541 SH SOLE 16391 0 150
PROGRESS ENERGY INC COM 743263105 356 7870 SH OTHER 7079 291 500
PUBLIC SVC ENTERPRISE GROUP COM 744573106 15 250 SH OTHER 250 0 0
PUBLIC STORAGE INC COM 74460D109 11 179 SH SOLE 179 0 0
QUALCOMM INC COM 747525103 161 4880 SH SOLE 4880 0 0
QUEST DIAGNOSTICS INC 74834L100 338 6350 SH SOLE 6350 0 0
QUEST DIAGNOSTICS INC 74834L100 159 3000 SH OTHER 2200 800 0
REGIONS FINANCIAL CORP. NEW 7591EP100 10 300 SH SOLE 300 0 0
REGIONS FINANCIAL CORP. NEW 7591EP100 17 525 SH OTHER 525 0 0
REPUBLIC FIRST BANCORP INC COM 760416107 16 1232 SH SOLE 1232 0 0
REYNOLDS AMERICAN INC. 761713106 70 900 SH OTHER 900 0 0
ROCKWELL INTL CORP NEW COM 773903109 86 1785 SH OTHER 1785 0 0
ROCKWELL COLLINS INC COM 774341101 85 1785 SH OTHER 1785 0 0
ROYAL DUTCH PETE CO NY REG GLD1.25 780257804 90 1400 SH SOLE 1400 0 0
ROYAL DUTCH PETE CO NY REG GLD1.25 780257804 64 1000 SH OTHER 1000 0 0
SBC COMMUNICATIONS INC COM 78387G103 712 29980 SH SOLE 29980 0 0
SBC COMMUNICATIONS INC COM 78387G103 426 17978 SH OTHER 14952 1526 1500
THE ST. PAUL TRAVELERS COMPANIES INC COM 792860108 4 102 SH SOLE 102 0 0
THE ST. PAUL TRAVELERS COMPANIES INC COM 792860108 14 355 SH OTHER 355 0 0
SANOFI AVENTIS SPONSORED ADR 80105N105 24 586 SH SOLE 586 0 0
SARA LEE CORP COM 803111103 45 2300 SH SOLE 2300 0 0
SARA LEE CORP COM 803111103 468 23651 SH OTHER 23651 0 0
HENRY SCHEIN INC. 806407102 35 864 SH SOLE 864 0 0
SCHLUMBERGER LTD COM 806857108 178 2350 SH SOLE 2350 0 0
SCHLUMBERGER LTD COM 806857108 178 2350 SH OTHER 2350 0 0
SCHWAB CHARLES CORP NEW COM 808513105 18 1673 SH SOLE 1673 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SCUDDER MUNI INCOME TR 81118R604 12 1000 SOLE 1000 0 0
SEALED AIR CORPORATION 81211K100 7 160 SH SOLE 160 0 0
SEARS HLDGS CORP COM 812350106 28 188 SH OTHER 188 0 0
SECTOR SPDR TRUST 81369Y803 338 17000 SH OTHER 17000 0 0
SHERWIN WILLIAMS CO COM 824348106 14 300 SH OTHER 300 0 0
SIRIUS SATELLITE RADIO INC 82966U103 19 3000 SH SOLE 3000 0 0
SKY FINANCIAL GROUP INC 83080P103 61 2199 SH SOLE 2199 0 0
SKY FINANCIAL GROUP INC 83080P103 67 2409 SH OTHER 2409 0 0
JM SMUCKER CO 832696405 16 342 SH SOLE 342 0 0
JM SMUCKER CO 832696405 4 104 SH OTHER 104 0 0
SOLECTRON CORP COM 834182107 7 2000 SH OTHER 2000 0 0
SONY CORP 835699307 24 724 SH SOLE 724 0 0
SOUTHERN CO 842587107 173 5000 SH SOLE 5000 0 0
SOUTHERN CO 842587107 79 2280 SH OTHER 2280 0 0
SOVEREIGN BANCORP INC COM 845905108 15 700 SH SOLE 700 0 0
STAPLES INC COM 855030102 4 225 SH SOLE 225 0 0
STAPLES INC COM 855030102 12 600 SH OTHER 600 0 0
STARBUCKS CORP COM 855244109 25 500 SH SOLE 500 0 0
STARBUCKS CORP COM 855244109 20 400 SH OTHER 400 0 0
STATE AUTO FINL CORP COM 855707105 341 11000 SH OTHER 11000 0 0
STATE STR CORP COM 857477103 57 1200 SH SOLE 1200 0 0
STATE STR CORP COM 857477103 275 5700 SH OTHER 5700 0 0
STEREOTAXIS INC. 85916J102 4 510 SH OTHER 510 0 0
STRYKER CORP 863667101 6 140 SH SOLE 140 0 0
SUN MICROSYSTEMS INC COM 866810104 2 700 SH OTHER 700 0 0
SUNTRUST BANKS INC 867914103 10 150 SH SOLE 150 0 0
SYMANTEC CORP COM 871503108 93 4300 SH SOLE 4300 0 0
SYMANTEC CORP COM 871503108 121 5575 SH OTHER 5575 0 0
SYSCO CORP COM 871829107 18 500 SH SOLE 500 0 0
SYSCO CORP COM 871829107 255 7050 SH OTHER 7050 0 0
TECO ENERGY INC COM 872375100 3 200 SH SOLE 200 0 0
TECO ENERGY INC COM 872375100 37 2000 SH OTHER 0 0 2000
TJX COS INC NEW COM 872540109 53 2200 SH SOLE 2200 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
TARGET CORP COM 87612E106 294 5413 SH SOLE 5413 0 0
TARGET CORP COM 87612E106 206 3800 SH OTHER 2100 1200 500
TECHE HOLDING CO 878330109 21 600 SH SOLE 600 0 0
TEVA PHARMACEUTICAL INDUSTRIES LTD 881624209 44 1425 SH SOLE 1425 0 0
TEVA PHARMACEUTICAL INDUSTRIES LTD 881624209 180 5790 SH OTHER 5790 0 0
TEXAS INSTRS INC COM 882508104 634 22600 SH SOLE 22400 0 200
TEXAS INSTRS INC COM 882508104 876 31246 SH OTHER 30546 700 0
TEXTRON INC 883203101 60 800 SH SOLE 800 0 0
3M CO 88579Y101 981 13576 SH SOLE 13476 0 100
3M CO 88579Y101 878 12150 SH OTHER 8650 100 3400
TIME WARNER INC NEW 887317105 22 1348 SH SOLE 1348 0 0
TIME WARNER INC NEW 887317105 51 3070 SH OTHER 3070 0 0
TRIBUNE CO NEW COM 896047107 28 800 SH SOLE 800 0 0
TYCO INTL LTD NEW COM 902124106 249 8560 SH SOLE 8560 0 0
TYCO INTL LTD NEW COM 902124106 43 1498 SH OTHER 1224 0 274
US BANCORP 902973304 337 11563 SH SOLE 11563 0 0
ULTRA PETROLEUM CORP 903914109 24 800 SH OTHER 800 0 0
UNION PAC CORP COM 907818108 491 7590 SH SOLE 7590 0 0
UNION PAC CORP COM 907818108 314 4850 SH OTHER 3350 0 1500
UNITED BANKSHARES INC WEST VCOM 909907107 464 13050 SH SOLE 13050 0 0
UNITED BANKSHARES INC WEST VCOM 909907107 800 22488 SH OTHER 19988 0 2500
UNITED BANCORP INC OHIO COM 909911109 33 2508 SH SOLE 2508 0 0
UNITED BANCORP INC OHIO COM 909911109 27 2117 SH OTHER 2117 0 0
UNITED NATURAL FOODS 911163103 57 1900 SH OTHER 1900 0 0
UNITED PARCEL SERVICE INC CL B 911312106 251 3635 SH SOLE 3535 0 100
UNITED PARCEL SERVICE INC CL B 911312106 418 6050 SH OTHER 6050 0 0
UNITED TECHNOLOGIES CORP COM 913017109 511 9964 SH SOLE 9964 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1391 27098 SH OTHER 25298 100 1700
UNITEDHEALTH GROUP INC COM 91324P102 209 4020 SH SOLE 4020 0 0
VALERO ENERGY CORP NEW COM 91913Y100 187 2370 SH SOLE 2370 0 0
VALERO ENERGY CORP NEW COM 91913Y100 305 3862 SH OTHER 3862 0 0
VARIAN MED SYS INC COM 92220P105 126 3400 SH OTHER 3400 0 0
VANGUARD REIT VIPERS 922908553 170 2900 SH SOLE 2900 0 0
VANGUARD REIT VIPERS 922908553 32 550 SH OTHER 550 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
VERIZON COMMUNICATIONS COM 92343V104 948 27471 SH SOLE 27471 0 0
VERIZON COMMUNICATIONS COM 92343V104 929 26903 SH OTHER 24443 100 2360
VIACOM INC. CLASS A 925524100 20 642 SH SOLE 642 0 0
VIACOM INC CL B 925524308 39 1235 SH SOLE 1235 0 0
VIACOM INC CL B 925524308 38 1217 SH OTHER 1000 0 217
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 77 3205 SH SOLE 3205 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 64 2660 SH OTHER 2660 0 0
VORNADO REALTY TRUST 929042109 160 2000 SH SOLE 2000 0 0
WACHOVIA CORP 2ND NEW COM 929903102 351 7087 SH SOLE 7087 0 0
WACHOVIA CORP 2ND NEW COM 929903102 164 3325 SH OTHER 3125 200 0
WAL MART STORES INC COM 931142103 1048 21754 SH SOLE 21654 0 100
WAL MART STORES INC COM 931142103 697 14465 SH OTHER 8765 200 5500
WALGREEN CO COM 931422109 526 11449 SH SOLE 11449 0 0
WALGREEN CO COM 931422109 434 9439 SH OTHER 8089 1350 0
WASHINGTON MUTUAL INC COMMON 939322103 425 10470 SH SOLE 10470 0 0
WASHINGTON MUTUAL INC COMMON 939322103 565 13900 SH OTHER 11500 1200 1200
WASTE MGMT INC DEL COM 94106L109 2 72 SH OTHER 72 0 0
WATSON PHARMACEUTICALS INC COM 942683103 44 1500 SH OTHER 0 0 1500
WEBSTER FINL CORP CONN COM 947890109 11 250 SH SOLE 250 0 0
WELLMAN INC 949702104 23 2300 SH SOLE 2300 0 0
WELLPOINT INC COM 94973V107 83 1200 SH OTHER 1200 0 0
WELLS FARGO & CO NEW COM 949746101 423 6882 SH SOLE 6882 0 0
WELLS FARGO & CO NEW COM 949746101 335 5450 SH OTHER 5450 0 0
WESBANCO INC COM 950810101 2304 76767 SH SOLE 76767 0 0
WESBANCO INC COM 950810101 1171 39020 SH OTHER 39020 0 0
WEYERHAEUSER CO COM 962166104 79 1250 SH SOLE 1250 0 0
WEYERHAEUSER CO COM 962166104 66 1050 SH OTHER 0 0 1050
WHIRLPOOL CORP COM 963320106 33 475 SH OTHER 475 0 0
WHOLE FOOD MARKET INC 966837106 21 185 SH SOLE 185 0 0
WHOLE FOOD MARKET INC 966837106 173 1470 SH OTHER 1470 0 0
WRIGLEY WM JR CO COM 982526105 12 187 SH SOLE 187 0 0
WYETH COM 983024100 1305 29336 SH SOLE 29336 0 0
WYETH COM 983024100 2273 51083 SH OTHER 48294 389 2400
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
XM SATELLITE RADIO A HOLDINGINC CLASS A 983759101 74 2223 SH OTHER 2223 0 0
XCEL ENERGY INC COM 98389B100 128 6600 SH SOLE 6600 0 0
XCEL ENERGY INC COM 98389B100 83 4284 SH OTHER 1000 0 3284
XILINX INC COM 983919101 371 14550 SH SOLE 14400 0 150
XILINX INC COM 983919101 158 6200 SH OTHER 5900 0 300
XEROX CORP COM 984121103 4 300 SH OTHER 300 0 0
YUM BRANDS INC. COM 988498101 106 2040 SH SOLE 2040 0 0
ZIMMER HLDGS INC COM 98956P102 501 6589 SH SOLE 6489 0 100
ZIMMER HLDGS INC COM 98956P102 1994 26189 SH OTHER 24972 0 1217
ZIONS BANCORPORATION COM 989701107 16 225 SH SOLE 225 0 0
GRAND TOTALS 163657 4162786 3844843 62005 255938