Security National Trust as of Sept. 30, 2005
Portfolio Holdings for Security National Trust
Security National Trust holds 0 positions in its portfolio as reported in the September 2005 quarterly 13F filing
{S} {C} {C} FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- GLOBALSANTAFE CORPORATION G3930E101 104 2300 SH SOLE 2300 0 0 GLOBALSANTAFE CORPORATION G3930E101 22 500 SH DEFINED 0 500 0 INGERSOLL-RAND CL A CL A G4776G101 347 9100 SH SOLE 8900 0 200 INGERSOLL-RAND CL A CL A G4776G101 143 3750 SH DEFINED 2750 200 800 NABORS INDUSTRIES LTD NEW SHS G6359F103 312 4350 SH SOLE 4250 0 100 NABORS INDUSTRIES LTD NEW SHS G6359F103 125 1750 SH DEFINED 1700 50 0 TRANSOCEAN INC REG SHS G90078109 16 266 SH SOLE 266 0 0 TRANSOCEAN INC REG SHS G90078109 18 309 SH DEFINED 309 0 0 WEATHERFORD INT'L LTD BERMUDA G95089101 296 4315 SH SOLE 4315 0 0 WEATHERFORD INT'L LTD BERMUDA G95089101 85 1250 SH DEFINED 1200 50 0 XOMA LTD ORD G9825R107 0 100 SH SOLE 100 0 0 FLEXTRONICS INTL LTD ORD Y2573F102 447 34800 SH SOLE 34300 0 500 FLEXTRONICS INTL LTD ORD Y2573F102 303 23650 SH DEFINED 9450 2000 12200 ACCO BRANDS CORP COM 00081T108 6 242 SH SOLE 242 0 0 ACCO BRANDS CORP COM 00081T108 10 368 SH DEFINED 368 0 0 A D C TELECOMMUNICATIONS COM NEW 000886309 0 42 SH SOLE 42 0 0 AFLAC INC COM 001055102 130 2879 SH SOLE 2879 0 0 AFLAC INC COM 001055102 104 2300 SH DEFINED 2300 0 0 AT^T CORP COM NEW 001957505 45 2320 SH SOLE 2320 0 0 AT^T CORP COM NEW 001957505 28 1421 SH DEFINED 1421 0 0 ABBOTT LABS COM 002824100 390 9204 SH SOLE 9204 0 0 ABBOTT LABS COM 002824100 273 6450 SH DEFINED 3150 400 2900 ABINGTON CMNTY BANCORP INC COM 00350R106 10 800 SH SOLE 800 0 0 ADOBE SYSTEMS INC 00724F101 20 700 SH DEFINED 700 0 0 ADVENT SOFTWARE INC COM 007974108 7 290 SH SOLE 290 0 0 AFFILIATED COMPUTER SERVICES INC 008190100 656 12025 SH SOLE 11875 0 150 AFFILIATED COMPUTER SERVICES INC 008190100 304 5575 SH DEFINED 3075 0 2500 AGERE SYS INC COM 00845V308 0 39 SH SOLE 39 0 0 AGERE SYS INC COM 00845V308 0 8 SH DEFINED 8 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- AGILENT TECHNOLOGIES INC COM 00846U101 1 38 SH SOLE 38 0 0 AGILENT TECHNOLOGIES INC COM 00846U101 13 402 SH DEFINED 402 0 0 AIR PRODS & CHEMS INC COM 009158106 594 10775 SH SOLE 10625 0 150 AIR PRODS & CHEMS INC COM 009158106 469 8525 SH DEFINED 5125 400 3000 ALCOA INC COM 013817101 156 6424 SH SOLE 6424 0 0 ALCOA INC COM 013817101 222 9100 SH DEFINED 6100 0 3000 ALLIANT ENERGY CORP 018802108 11 400 SH DEFINED 0 0 400 ALLIANT TECHSYSTEMS INC 018804104 37 500 SH DEFINED 500 0 0 ALLIED IRISH BKS SPND ADR 019228402 462 10840 SH SOLE 10840 0 0 ALLSTATE CORP COM 020002101 580 10500 SH SOLE 10500 0 0 ALLSTATE CORP COM 020002101 616 11150 SH DEFINED 10150 1000 0 ALLTEL CORP COM 020039103 270 4150 SH SOLE 4150 0 0 ALLTEL CORP COM 020039103 97 1500 SH DEFINED 1500 0 0 ALTRIA GROUP INC 02209S103 779 10570 SH SOLE 10570 0 0 ALTRIA GROUP INC 02209S103 1352 18350 SH DEFINED 15350 0 3000 AMAZON COM INC COM 023135106 10 240 SH SOLE 240 0 0 AMEREN CORPORATION 023608102 24 455 SH DEFINED 455 0 0 AMERICAN BANK INC PA COM 024343105 100 11250 SH SOLE 11250 0 0 AMERICAN ELEC PWR INC COM 025537101 21 530 SH SOLE 530 0 0 AMERICAN ELEC PWR INC COM 025537101 127 3200 SH DEFINED 3200 0 0 AMERICAN EXPRESS CO COM 025816109 908 15812 SH SOLE 15812 0 0 AMERICAN EXPRESS CO COM 025816109 420 7330 SH DEFINED 7130 200 0 AMERICAN INTL GROUP INC COM 026874107 889 14361 SH SOLE 14361 0 0 AMERICAN INTL GROUP INC COM 026874107 611 9877 SH DEFINED 9477 100 300 AMERICAN STANDARD COMPANIES INC 029712106 47 1025 SH SOLE 1025 0 0 AMERISOURCEBERGEN CORP COM 03073E105 55 715 SH SOLE 715 0 0 AMGEN INC COM 031162100 1913 24016 SH SOLE 23916 0 100 AMGEN INC COM 031162100 1993 25025 SH DEFINED 21025 700 3300 AMSOUTH BANCORPORATION 032165102 319 12650 SH SOLE 12650 0 0 AMSOUTH BANCORPORATION 032165102 15 600 SH DEFINED 600 0 0 ANADARKO PETE CORP COM 032511107 164 1719 SH SOLE 1719 0 0 ANADARKO PETE CORP COM 032511107 299 3126 SH DEFINED 3126 0 0 ANHEUSER BUSCH COS INC COM 035229103 552 12835 SH SOLE 12735 0 100 ANHEUSER BUSCH COS INC COM 035229103 310 7225 SH DEFINED 6825 400 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- APACHE CORP COM 037411105 504 6707 SH SOLE 6707 0 0 APACHE CORP COM 037411105 345 4594 SH DEFINED 3834 300 460 APOLLO GROUP INC 037604105 175 2650 SH SOLE 2650 0 0 APPLEBEES INTERNATIONAL INC 037899101 15 750 SH DEFINED 750 0 0 APPLERA CORP COM APPLIED BIOSYSTEMS GROUP 038020103 92 4000 SH DEFINED 4000 0 0 APPLIED MATLS INC COM 038222105 718 42400 SH SOLE 41900 0 500 APPLIED MATLS INC COM 038222105 271 16000 SH DEFINED 9400 2200 4400 ARCHER DANIELS MIDLAND CO COM 039483102 7 300 SH SOLE 300 0 0 ARCHER DANIELS MIDLAND CO COM 039483102 50 2067 SH DEFINED 2067 0 0 ARCHIPELAGO HOLDINGS 03957A104 98 2475 SH DEFINED 2475 0 0 ARCHSTONE-SMITH TRUST 039583109 7 200 SH DEFINED 200 0 0 AUTODESK INC COM 052769106 18 400 SH SOLE 400 0 0 AUTOMATIC DATA PROCESSING INCOM 053015103 490 11406 SH SOLE 11406 0 0 AUTOMATIC DATA PROCESSING INCOM 053015103 718 16700 SH DEFINED 15600 1100 0 AUTOZONE INC 053332102 8 100 SH DEFINED 100 0 0 AVALONBAY COMMUNITIES INC 053484101 8 100 SH DEFINED 100 0 0 AVAYA INC COM 053499109 0 27 SH SOLE 27 0 0 AVAYA INC COM 053499109 0 14 SH DEFINED 14 0 0 AVERY DENNISON CORP COM 053611109 36 702 SH SOLE 702 0 0 AVON PRODS INC COM 054303102 13 500 SH SOLE 500 0 0 AVON PRODS INC COM 054303102 32 1200 SH DEFINED 200 0 1000 BB^T CORP 054937107 45 1158 SH SOLE 1158 0 0 BB^T CORP 054937107 108 2774 SH DEFINED 2774 0 0 BP AMOCO P L C SPONSORED ADR 055622104 1039 14674 SH SOLE 14574 0 100 BP AMOCO P L C SPONSORED ADR 055622104 1415 19984 SH DEFINED 17384 100 2500 BAKER HUGHES INC COM 057224107 399 6697 SH SOLE 6697 0 0 BAKER HUGHES INC COM 057224107 113 1900 SH DEFINED 1200 600 100 BANCORP INC DEL COM 05969A105 11 690 SH SOLE 690 0 0 BANK OF AMERICA CORPORATION COM 060505104 1030 24486 SH SOLE 24486 0 0 BANK OF AMERICA CORPORATION COM 060505104 705 16764 SH DEFINED 16464 0 300 BANK NEW YORK INC COM 064057102 132 4504 SH SOLE 4504 0 0 BANK NEW YORK INC COM 064057102 26 900 SH DEFINED 900 0 0 BANK WILMINGTON CORP COM 065820102 10 1062 SH SOLE 1062 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- BANKATLANTIC BANCORP CL A 065908501 13 800 SH SOLE 800 0 0 BAXTER INTL INC COM 071813109 113 2850 SH SOLE 2850 0 0 BAXTER INTL INC COM 071813109 843 21154 SH DEFINED 21154 0 0 BEAR STEARNS COMPANIES INC 073902108 131 1197 SH SOLE 1197 0 0 BED BATH & BEYOND INC 075896100 8 205 SH SOLE 205 0 0 BELLSOUTH CORP COM 079860102 321 12212 SH SOLE 12212 0 0 BELLSOUTH CORP COM 079860102 386 14691 SH DEFINED 11291 1400 2000 BERKSHIRE HATHAWAY INC DEL CL B 084670207 73 27 SH SOLE 27 0 0 BEST BUY INC COM 086516101 614 14112 SH SOLE 13887 0 225 BEST BUY INC COM 086516101 216 4975 SH DEFINED 4825 150 0 BIOMET INC COM 090613100 143 4125 SH SOLE 4125 0 0 BIOMET INC COM 090613100 360 10400 SH DEFINED 3600 0 6800 BIOGEN IDEC INC COM 09062X103 20 520 SH SOLE 520 0 0 BLACK & DECKER CORP 091797100 225 2750 SH SOLE 2750 0 0 BLACK & DECKER CORP 091797100 12 150 SH DEFINED 100 50 0 BLACKROCK MUN TARGET TERM TRCOM 09247M105 10 1000 SH SOLE 1000 0 0 BLACKROCK INSD MUN INCOME TRCOM 092479104 110 7246 SH SOLE 7246 0 0 BLACKROCK CORE BD TR SHS BEN INT 09249E101 71 5000 SH DEFINED 5000 0 0 BOEING CO COM 097023105 373 5503 SH SOLE 5503 0 0 BOEING CO COM 097023105 101 1500 SH DEFINED 500 0 1000 BOSTON SCIENTIFIC CORP 101137107 16 700 SH SOLE 700 0 0 BOSTON SCIENTIFIC CORP 101137107 10 450 SH DEFINED 450 0 0 BRISTOL MYERS SQUIBB CO COM 110122108 663 27581 SH SOLE 27581 0 0 BRISTOL MYERS SQUIBB CO COM 110122108 1634 67960 SH DEFINED 61000 0 6960 BROWN FORMAN CORP CLASS B 115637209 93 1576 SH SOLE 1576 0 0 BURLINGTON NORTHN SANTA FE CCOM 12189T104 89 1500 SH DEFINED 1500 0 0 BURLINGTON RES INC COM 122014103 138 1700 SH DEFINED 1700 0 0 C.H.ROBINSON WORLDWIDE INC 12541W100 179 2803 SH SOLE 2803 0 0 CIGNA CORP COM 125509109 16 140 SH SOLE 140 0 0 CSX CORP COM 126408103 144 3102 SH SOLE 3102 0 0 CSX CORP COM 126408103 9 200 SH DEFINED 200 0 0 CVS CORP COM 126650100 230 7950 SH SOLE 7950 0 0 CVS CORP COM 126650100 159 5500 SH DEFINED 5500 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- CABELA'S INC. 126804301 9 500 SH DEFINED 500 0 0 CABLEVISION SYS CORP CL A NY CABLVS 12686C109 14 480 SH SOLE 480 0 0 CALPINE CORP COM 131347106 12 5000 SH SOLE 5000 0 0 CAMDEN PPTY TR SH BEN INT 133131102 167 3000 SH DEFINED 3000 0 0 CANADIAN PACIFIC RAILWAY LTD 13645T100 10 250 SH DEFINED 250 0 0 CAPITAL AUTOMOTIVE REIT COM SH BEN INT 139733109 1604 41456 SH DEFINED 41456 0 0 CAPITAL ONE FINL CORP COM 14040H105 119 1500 SH SOLE 1500 0 0 CAPITAL ONE FINL CORP COM 14040H105 674 8479 SH DEFINED 8479 0 0 CARDINAL HEALTH INC COM 14149Y108 524 8273 SH SOLE 8273 0 0 CARDINAL HEALTH INC COM 14149Y108 679 10718 SH DEFINED 9918 500 300 CAREMARK RX INC 141705103 254 5100 SH SOLE 5100 0 0 CAREMARK RX INC 141705103 419 8400 SH DEFINED 3800 1000 3600 CATERPILLAR INC DEL COM 149123101 385 6560 SH SOLE 6560 0 0 CATERPILLAR INC DEL COM 149123101 35 600 SH DEFINED 600 0 0 CENDANT CORP COM 151313103 249 12100 SH SOLE 11900 0 200 CENDANT CORP COM 151313103 76 3700 SH DEFINED 3400 300 0 CENTEX CORP COM 152312104 12 200 SH SOLE 200 0 0 CENTEX CORP COM 152312104 9 150 SH DEFINED 150 0 0 CENTRAL FUND OF CANADA LIMITED CL A 153501101 5 1000 SH DEFINED 1000 0 0 CERTEGY INC COM 156880106 28 715 SH DEFINED 715 0 0 CHESAPEAKE ENERGY CORP COM 165167107 126 3300 SH DEFINED 3300 0 0 CHEVRON CORPORATION COM 166764100 829 12821 SH SOLE 12821 0 0 CHEVRON CORPORATION COM 166764100 1079 16675 SH DEFINED 14875 0 1800 CHICO'S FAS INC 168615102 3 100 SH SOLE 100 0 0 CHICO'S FAS INC 168615102 36 1000 SH DEFINED 1000 0 0 CHOICEPOINT INC COM 170388102 51 1200 SH DEFINED 1200 0 0 CHUBB CORP COM 171232101 708 7916 SH SOLE 7916 0 0 CHUBB CORP COM 171232101 192 2150 SH DEFINED 1950 200 0 CHRUCH & DWIGHT INC 171340102 22 600 SH DEFINED 600 0 0 CINERGY CORP COM 172474108 111 2500 SH SOLE 2500 0 0 CISCO SYS INC COM 17275R102 1097 61275 SH SOLE 61275 0 0 CISCO SYS INC COM 17275R102 901 50315 SH DEFINED 48615 200 1500 CINTAS CORP COM 172908105 714 17400 SH DEFINED 17400 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- CITIGROUP INC COM 172967101 1878 41268 SH SOLE 40968 0 300 CITIGROUP INC COM 172967101 1176 25843 SH DEFINED 24643 1200 0 CLEAR CHANNEL COMMUNICATIONSCOM 184502102 64 1950 SH SOLE 1950 0 0 CLEAR CHANNEL COMMUNICATIONSCOM 184502102 41 1250 SH DEFINED 1250 0 0 COACH INC COM 189754104 647 20645 SH DEFINED 20645 0 0 COCA COLA CO COM 191216100 165 3825 SH SOLE 3825 0 0 COCA COLA CO COM 191216100 591 13700 SH DEFINED 11700 0 2000 COHEN & STEER PREM INCOME RLTY FD INC 19247V104 107 5000 SH SOLE 0 0 5000 COLGATE PALMOLIVE CO COM 194162103 189 3582 SH SOLE 3582 0 0 COLGATE PALMOLIVE CO COM 194162103 153 2900 SH DEFINED 1800 500 600 COLONIAL BANCGROUP INC COM 195493309 15 700 SH SOLE 700 0 0 COLONIAL PPTYS TR COM SH BEN INT 195872106 37 850 SH SOLE 850 0 0 COMCAST CORP NEW CL A 20030N101 223 7620 SH SOLE 7620 0 0 COMCAST CORP NEW CL A 20030N101 228 7767 SH DEFINED 4976 0 2791 COMCAST CORP NEW CL A SPL 20030N200 274 9530 SH SOLE 9530 0 0 COMCAST CORP NEW CL A SPL 20030N200 208 7250 SH DEFINED 4150 800 2300 COMMERCE BANCORP INC 200519106 220 7200 SH SOLE 7200 0 0 COMMERCE BANCORP INC 200519106 19 650 SH DEFINED 650 0 0 COMMERCIAL CAP BANCORP INC COM 20162L105 11 666 SH SOLE 666 0 0 COMMUNITY BKS INC MILLERSBURG COM 203628102 31 1120 SH DEFINED 1120 0 0 COMPASS BANCSHARES INC COM 20449H109 13 300 SH SOLE 300 0 0 COMPUTER SCIENCES CORP COM 205363104 402 8500 SH SOLE 8350 0 150 COMPUTER SCIENCES CORP COM 205363104 205 4350 SH DEFINED 1850 0 2500 CONAGRA FOODS INC COM 205887102 41 1675 SH DEFINED 1675 0 0 CONOCOPHILLIPS 20825C104 850 12162 SH SOLE 12162 0 0 CONOCOPHILLIPS 20825C104 1037 14838 SH DEFINED 13238 1000 600 CONSOLIDATED EDISON INC COM 209115104 208 4300 SH SOLE 4300 0 0 CONSOLIDATED EDISON INC COM 209115104 19 400 SH DEFINED 400 0 0 CONSTELLATION BRANDS INC CLASS A 21036P108 594 22850 SH SOLE 22850 0 0 CONSTELLATION BRANDS INC CLASS A 21036P108 413 15900 SH DEFINED 8200 1500 6200 CONSTELLATION ENERGY GROUP ICOM 210371100 230 3747 SH SOLE 3747 0 0 CORGENTECH INC COM 21872P105 3 1500 SH SOLE 1500 0 0 CORNING INC COM 219350105 28 1500 SH DEFINED 1500 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- CREE INC COM 225447101 7 280 SH SOLE 280 0 0 CUMMINS ENGINE INC COM 231021106 123 1401 SH DEFINED 1401 0 0 DNP SELECT INCOME FD INC COM 23325P104 115 10000 SH SOLE 0 0 10000 DEL MONTE FOODS CO COM 24522P103 1 178 SH SOLE 178 0 0 DEL MONTE FOODS CO COM 24522P103 1 133 SH DEFINED 133 0 0 DELL INC COM 24702R101 894 26159 SH SOLE 26159 0 0 DELL INC COM 24702R101 441 12915 SH DEFINED 5615 1700 5600 DEVON ENERGY CORP NEW COM 25179M103 919 13395 SH SOLE 13195 0 200 DEVON ENERGY CORP NEW COM 25179M103 823 12000 SH DEFINED 6800 600 4600 DIAMONDS TR UNIT SER 1 252787106 241 2282 SH SOLE 2282 0 0 DIAMONDS TR UNIT SER 1 252787106 37 350 SH DEFINED 350 0 0 DIME CMNTY BANCSHARES COM 253922108 11 750 SH SOLE 750 0 0 DISCOVERY HOLDING CO CL A COM 25468Y107 1 120 SH SOLE 120 0 0 DISNEY WALT CO COM DISNEY 254687106 135 5615 SH SOLE 5615 0 0 DISNEY WALT CO COM DISNEY 254687106 165 6847 SH DEFINED 5847 1000 0 DOMINION RES INC VA NEW COM 25746U109 675 7847 SH SOLE 7847 0 0 DOMINION RES INC VA NEW COM 25746U109 945 10980 SH DEFINED 10980 0 0 DOW CHEM CO COM 260543103 1099 26391 SH SOLE 26191 0 200 DOW CHEM CO COM 260543103 1200 28826 SH DEFINED 25826 1000 2000 DU PONT E I DE NEMOURS & CO COM 263534109 526 13454 SH SOLE 13454 0 0 DU PONT E I DE NEMOURS & CO COM 263534109 105 2700 SH DEFINED 2700 0 0 DUKE ENERGY CORP COM 264399106 104 3600 SH SOLE 3600 0 0 DUKE ENERGY CORP COM 264399106 166 5716 SH DEFINED 5508 0 208 DUKE REALTY CORP 264411505 6 200 SH SOLE 200 0 0 DUKE REALTY CORP 264411505 58 1715 SH DEFINED 1715 0 0 DUQUESNE LT HLDGS INC COM 266233105 14 827 SH DEFINED 827 0 0 E M C CORP MASS COM 268648102 463 35803 SH SOLE 35803 0 0 E M C CORP MASS COM 268648102 569 44015 SH DEFINED 33015 2000 9000 EOG RES INC COM 26875P101 501 6700 SH DEFINED 6700 0 0 EAST PENN FINL CORP COM 274287101 190 21448 SH SOLE 21448 0 0 EASTMAN CHEM CO COM 277432100 26 556 SH DEFINED 556 0 0 EATON CORP 278058102 6 100 SH SOLE 100 0 0 EATON VANCE INSD MUNI BD FD 27827X101 15 1000 SOLE 1000 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- EATON VANCE INSD OHIO MUN BD 27828L106 19 1330 SOLE 1330 0 0 EBAY INC COM 278642103 612 14860 SH SOLE 14860 0 0 EBAY INC COM 278642103 53 1300 SH DEFINED 1200 100 0 EDISON INTL COM 281020107 29 624 SH DEFINED 0 0 624 EDWARDS LIFESCIENCES CORP COM 28176E108 2 60 SH SOLE 60 0 0 EDWARDS LIFESCIENCES CORP COM 28176E108 4 100 SH DEFINED 100 0 0 EDWARDS AG INC COM 281760108 9 225 SH SOLE 225 0 0 ELECTRONIC DATA SYS NEW COM 285661104 12 550 SH SOLE 550 0 0 ELECTRONIC DATA SYS NEW COM 285661104 4 200 SH DEFINED 200 0 0 EMERSON ELEC CO COM 291011104 260 3634 SH SOLE 3634 0 0 EMERSON ELEC CO COM 291011104 165 2300 SH DEFINED 2300 0 0 EQUIFAX INC COM 294429105 49 1430 SH DEFINED 1430 0 0 EQUITY OFFICE PROPERTIES TRUST 294741103 9 300 SH SOLE 300 0 0 EXELON CORP 30161N101 148 2785 SH SOLE 2785 0 0 EXPEDIA INC DEL COM 30212P105 44 2257 SH SOLE 2257 0 0 EXPEDIA INC DEL COM 30212P105 24 1250 SH DEFINED 200 0 1050 EXXON MOBIL CORP COM 30231G102 3649 57444 SH SOLE 57444 0 0 EXXON MOBIL CORP COM 30231G102 3161 49754 SH DEFINED 41198 556 8000 FNB CORP. 302520101 6 350 SH SOLE 350 0 0 FPL GROUP INC COM 302571104 38 800 SH SOLE 800 0 0 FPL GROUP INC COM 302571104 115 2436 SH DEFINED 2436 0 0 FAIRFAX FINANCIAL HOLDINGS LTD 303901102 34 200 SH DEFINED 200 0 0 FAMILY DOLLAR STORES INC 307000109 11 600 SH DEFINED 600 0 0 FEDERAL HOME LN MTG CORP COM 313400301 31 550 SH SOLE 550 0 0 FEDERAL NATL MTG ASSN COM 313586109 31 710 SH SOLE 710 0 0 FEDERAL NATL MTG ASSN COM 313586109 2 50 SH DEFINED 50 0 0 FEDERATED DEPT STORES INC DE COM 31410H101 11 169 SH SOLE 169 0 0 FEDERATED DEPT STORES INC DE COM 31410H101 28 419 SH DEFINED 419 0 0 FEDEX CORP COM 31428X106 467 5360 SH SOLE 5360 0 0 FEDEX CORP COM 31428X106 333 3825 SH DEFINED 3125 50 650 FIFTH THIRD BANCORP COM 316773100 6 182 SH SOLE 182 0 0 FIRST DATA CORP COM 319963104 764 19103 SH SOLE 18903 0 200 FIRST DATA CORP COM 319963104 697 17431 SH DEFINED 11631 900 4900 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- FIRST HORIZONS NATIONAL CORP 320517105 122 3373 SH SOLE 3373 0 0 CEF FIRST TR VALUE FUND 33735D104 35 2134 SH DEFINED 2134 0 0 FIRST W VA BANCORP INC COM 337493100 1 100 SH SOLE 100 0 0 FIRST W VA BANCORP INC COM 337493100 18 1000 SH DEFINED 1000 0 0 FIRST ENERGY CORP COM 337932107 26 500 SH SOLE 500 0 0 FIRST ENERGY CORP COM 337932107 5 100 SH DEFINED 100 0 0 FLUOR CORP COM 343412102 23 360 SH SOLE 360 0 0 FLUOR CORP COM 343412102 19 300 SH DEFINED 300 0 0 FORD MTR CO DEL COM PAR $0.01 345370860 11 1166 SH SOLE 1166 0 0 FOREST LABS INC. 345838106 12 330 SH SOLE 330 0 0 FORTUNE BRANDS INC COM 349631101 85 1052 SH SOLE 1052 0 0 FORTUNE BRANDS INC COM 349631101 128 1580 SH DEFINED 1580 0 0 FOSSIL INC COM 349882100 3 200 SH SOLE 200 0 0 4 KIDS ENTMT INC COM 350865101 1 100 SH SOLE 100 0 0 FULTON FINL CORP PA COM 360271100 1005 59980 SH SOLE 59980 0 0 FULTON FINL CORP PA COM 360271100 17 1060 SH DEFINED 1060 0 0 GALLAHER GROUP PLC SPONSORED ADR 363595109 42 680 SH DEFINED 680 0 0 GANNETT INC COM 364730101 450 6550 SH SOLE 6550 0 0 GANNETT INC COM 364730101 723 10515 SH DEFINED 8315 0 2200 GENENTECH INC 368710406 19 230 SH SOLE 230 0 0 GENERAL DYNAMICS CORP COM 369550108 120 1011 SH SOLE 1011 0 0 GENERAL ELEC CO COM 369604103 3123 92810 SH SOLE 92510 0 300 GENERAL ELEC CO COM 369604103 3904 116009 SH DEFINED 108619 2690 4700 GENERAL GROWTH PPTYS INC COM 370021107 224 5000 SH SOLE 5000 0 0 GENERAL MLS INC COM 370334104 178 3700 SH SOLE 3700 0 0 GENERAL MLS INC COM 370334104 322 6700 SH DEFINED 4700 0 2000 GENERAL MTRS CORP COM 370442105 109 3586 SH SOLE 3586 0 0 GENERAL MTRS CORP COM 370442105 58 1910 SH DEFINED 1800 0 110 GENUINE PARTS CO COM 372460105 128 3000 SH SOLE 3000 0 0 GENUINE PARTS CO COM 372460105 85 2000 SH DEFINED 2000 0 0 GENZYME CORP GENERAL DIVISION COM 372917104 26 375 SH SOLE 375 0 0 GILEAD SCIENCES INC 375558103 87 1800 SH SOLE 1800 0 0 GILEAD SCIENCES INC 375558103 82 1692 SH DEFINED 1692 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- GILLETTE CO COM 375766102 234 4022 SH SOLE 4022 0 0 GILLETTE CO COM 375766102 116 2000 SH DEFINED 2000 0 0 GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 89 1750 SH SOLE 1750 0 0 GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 148 2895 SH DEFINED 2845 0 50 GOLDMAN SACHS GROUP INC COM 38141G104 370 3050 SH SOLE 3050 0 0 GOLDMAN SACHS GROUP INC COM 38141G104 710 5848 SH DEFINED 5848 0 0 GRAINGER W W INC COM 384802104 125 2000 SH DEFINED 0 0 2000 GREATER BAY BANCORP COM 391648102 11 450 SH SOLE 450 0 0 GUIDANT CORP COM 401698105 137 2000 SH DEFINED 2000 0 0 HCA INC COM 404119109 20 435 SH SOLE 435 0 0 HCA INC COM 404119109 26 550 SH DEFINED 550 0 0 HARLEY DAVIDSON INC 412822108 1068 22060 SH SOLE 22060 0 0 HARLEY DAVIDSON INC 412822108 82 1700 SH DEFINED 1100 600 0 HARRAH'S ENTERTAINMENT 413619107 61 950 SH SOLE 950 0 0 HARRAH'S ENTERTAINMENT 413619107 26 400 SH DEFINED 400 0 0 HARTFORD FINL SVCS GROUP INC COM 416515104 483 6264 SH SOLE 6264 0 0 HARTFORD FINL SVCS GROUP INC COM 416515104 46 600 SH DEFINED 600 0 0 HAWAIIAN ELECTRIC INDUSTRIES INC 419870100 5 200 SH DEFINED 200 0 0 HEINZ H J CO COM 423074103 136 3725 SH SOLE 3725 0 0 HEINZ H J CO COM 423074103 37 1025 SH DEFINED 1025 0 0 THE HERSHEY COMPANY COM 427866108 176 3141 SH SOLE 3141 0 0 HEWLETT PACKARD CO COM 428236103 35 1200 SH SOLE 1200 0 0 HEWLETT PACKARD CO COM 428236103 50 1732 SH DEFINED 1732 0 0 HILTON HOTELS CORP 432848109 11 500 SH DEFINED 500 0 0 HOME DEPOT INC COM 437076102 924 24245 SH SOLE 24095 0 150 HOME DEPOT INC COM 437076102 892 23410 SH DEFINED 17010 950 5450 HONEYWELL INTL INC COM 438516106 45 1200 SH SOLE 1200 0 0 HONEYWELL INTL INC COM 438516106 15 400 SH DEFINED 400 0 0 HOSPITALITY PROPERTIES TR 44106M102 42 1000 SH SOLE 1000 0 0 HOSPIRA, INC. 441060100 4 110 SH SOLE 110 0 0 HOSPIRA, INC. 441060100 7 180 SH DEFINED 180 0 0 HUDSON UNITED BANCORP COM 444165104 14 350 SH SOLE 350 0 0 HUMANA INC COM 444859102 534 11160 SH DEFINED 11160 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- HUNTINGTON BANCSHARES INC COM 446150104 34 1521 SH DEFINED 1521 0 0 IAC INTERACTIVECORP COM NEW 44919P300 57 2257 SH SOLE 2257 0 0 IAC INTERACTIVECORP COM NEW 44919P300 34 1375 SH DEFINED 325 0 1050 ING CLARION GLOBAL REAL ESTATE INCOME FUND 44982G104 254 16107 SH DEFINED 16107 0 0 IMAGISTICS INTERNATIONAL INC COM 45247T104 10 240 SH DEFINED 240 0 0 INTEL CORP COM 458140100 1222 49610 SH SOLE 49610 0 0 INTEL CORP COM 458140100 1346 54638 SH DEFINED 45038 2200 7400 INTERNATIONAL BUSINESS MACH COM 459200101 796 9925 SH SOLE 9925 0 0 INTERNATIONAL BUSINESS MACH COM 459200101 707 8819 SH DEFINED 7947 0 872 INTL PAPER CO COM 460146103 56 1900 SH SOLE 1900 0 0 INTL PAPER CO COM 460146103 11 400 SH DEFINED 0 0 400 INTERVEST BANCSHARES CORP CL A 460927106 15 700 SH SOLE 700 0 0 INVESTORS FINL SERVICES CORPCOM 461915100 11 350 SH SOLE 350 0 0 I SHARES JAPAN INDEX 464286848 65 5400 SH DEFINED 5400 0 0 ETF I SHARES DOW JONES 464287168 6 100 SH DEFINED 100 0 0 ISHARES TR S^P 500 INDEX 464287200 995 8094 SH SOLE 8094 0 0 ISHARES TR S^P 500 INDEX 464287200 104 850 SH DEFINED 600 250 0 S^P 500/BARRA GROWTH INDEX FD 464287309 320 5475 SH SOLE 5475 0 0 S^P 500/BARRA VALUE INDEX FD 464287408 251 3915 SH SOLE 3915 0 0 S^P 500/BARRA VALUE INDEX FD 464287408 48 750 SH DEFINED 750 0 0 ISHARES TRUST MSCI EAFE FD MSCI EAFE INDEX FUND464287465 43 750 SH SOLE 750 0 0 S^P MID CAP 400 INDEX FUND I SHARES 464287507 209 2915 SH SOLE 2915 0 0 S^P MIDCAP 400/BARRA GROWTH INDEX FUND I SHS 464287606 126 1750 SH SOLE 1750 0 0 CEF ISHARES TR FUNDS 464287648 20 300 SH SOLE 300 0 0 S^P MIDCAP 400/BARRA VALUE INDEX FD 464287705 131 1880 SH SOLE 1880 0 0 CEF I SHARES TRUST FUNDS 464287739 6 100 SH SOLE 100 0 0 S& P SMALL CAP 600 INDEX FUND I SHARES 464287804 224 3882 SH SOLE 3882 0 0 S& P SMALL CAP 600 INDEX FUND I SHARES 464287804 37 645 SH DEFINED 645 0 0 I SHARES TR S^P SMALL CAP 600/BARRA VALUE 464287879 110 1734 SH SOLE 1734 0 0 I SHARES TR S^P SMALL CAP 600/BARRA GROWTH 464287887 78 672 SH SOLE 672 0 0 JPMORGAN CHASE & CO COM 46625H100 1201 35402 SH SOLE 35202 0 200 JPMORGAN CHASE & CO COM 46625H100 2884 85007 SH DEFINED 82757 2250 0 JABIL CIRCUIT INC 466313103 173 5600 SH SOLE 5600 0 0 JABIL CIRCUIT INC 466313103 30 1000 SH DEFINED 500 500 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- JOHNSON & JOHNSON COM 478160104 1631 25780 SH SOLE 25680 0 100 JOHNSON & JOHNSON COM 478160104 2691 42538 SH DEFINED 40838 500 1200 JOHNSON CTLS INC COM 478366107 21 350 SH SOLE 350 0 0 JUNIPER NETWORKS INC COM 48203R104 109 4600 SH SOLE 4600 0 0 KLA - TENCOR CORPORATION 482480100 24 500 SH DEFINED 500 0 0 KB HOME COM 48666K109 54 750 SH SOLE 750 0 0 KB HOME COM 48666K109 36 500 SH DEFINED 500 0 0 KELLOGG CO 487836108 145 3163 SH SOLE 3163 0 0 KEYCORP NEW COM 493267108 12 400 SH SOLE 400 0 0 KEYSPAN CORP 49337W100 218 5950 SH SOLE 5950 0 0 KEYSPAN CORP 49337W100 55 1500 SH DEFINED 1500 0 0 KIMBERLY CLARK CORP COM 494368103 231 3886 SH SOLE 3886 0 0 KIMBERLY CLARK CORP COM 494368103 130 2200 SH DEFINED 1000 0 1200 KINDER MORGAN INC KANS COM 49455P101 134 1400 SH SOLE 1400 0 0 KOHLS CORP COM 500255104 122 2450 SH SOLE 2350 0 100 KOHLS CORP COM 500255104 7 150 SH DEFINED 150 0 0 KRAFT FOODS INC 50075N104 12 400 SH DEFINED 400 0 0 L-3 COMMUNICATIONS HLDGS INCCOM 502424104 190 2413 SH SOLE 2413 0 0 L-3 COMMUNICATIONS HLDGS INCCOM 502424104 288 3650 SH DEFINED 3650 0 0 LABORATORY CORP AMER HLDGS COM NEW 50540R409 93 1923 SH DEFINED 1923 0 0 LEHMAN BROTHERS HOLDINGS INC 524908100 18 160 SH SOLE 160 0 0 LIBERTY GLOBAL INC COM SER A 530555101 1 60 SH SOLE 60 0 0 LIBERTY GLOBAL INC COM SER C 530555309 1 60 SH SOLE 60 0 0 LIBERTY MEDIA CORP NEW COM SER A 530718105 9 1200 SH SOLE 1200 0 0 LIBERTY PPTY TR SH BEN INT 531172104 56 1325 SH SOLE 1325 0 0 LILLY ELI & CO COM 532457108 54 1025 SH SOLE 1025 0 0 LILLY ELI & CO COM 532457108 40 750 SH DEFINED 750 0 0 LINCOLN NATIONAL CORP 534187109 52 1000 SH DEFINED 1000 0 0 LINEAR TECHNOLOGY CORP COM 535678106 118 3150 SH SOLE 3150 0 0 LINEAR TECHNOLOGY CORP COM 535678106 5 150 SH DEFINED 150 0 0 LOCKHEED MARTIN CORP COM 539830109 79 1300 SH SOLE 1300 0 0 LOCKHEED MARTIN CORP COM 539830109 189 3098 SH DEFINED 3098 0 0 LOWES COS INC COM 548661107 233 3628 SH SOLE 3628 0 0 LOWES COS INC COM 548661107 51 800 SH DEFINED 800 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- LUCENT TECHNOLOGIES INC COM 549463107 9 3060 SH SOLE 3060 0 0 LUCENT TECHNOLOGIES INC COM 549463107 15 4806 SH DEFINED 4806 0 0 MBIA INC COM 55262C100 163 2700 SH DEFINED 2700 0 0 MBNA CORP COM 55262L100 723 29377 SH SOLE 29077 0 300 MBNA CORP COM 55262L100 612 24850 SH DEFINED 11800 2650 10400 MGI PHARMA INC COM 552880106 74 3195 SH SOLE 3195 0 0 MARSH & MCLENNAN COS INC COM 571748102 6 200 SH DEFINED 200 0 0 MASCO CORP COM 574599106 667 21766 SH SOLE 21766 0 0 MASCO CORP COM 574599106 323 10550 SH DEFINED 7050 100 3400 MAXIM INTEGRATED PRODS INC. 57772K101 124 2926 SH SOLE 2926 0 0 MAYTAG CORP COM 578592107 7 400 SH DEFINED 400 0 0 MCCORMICK & CO INC 579780206 7 243 SH SOLE 243 0 0 MCDATA CORP CL A 580031201 0 7 SH SOLE 7 0 0 MCDATA CORP CL A 580031201 0 7 SH DEFINED 7 0 0 MCDONALDS CORP COM 580135101 56 1700 SH SOLE 1700 0 0 MCDONALDS CORP COM 580135101 36 1100 SH DEFINED 1100 0 0 MCGRAW HILL COS INC COM 580645109 134 2800 SH SOLE 2800 0 0 MCGRAW HILL COS INC COM 580645109 220 4600 SH DEFINED 4600 0 0 MEADWESTVACO CORP 583334107 13 500 SH DEFINED 500 0 0 MEDCO HEALTH SOLUTIO 58405U102 15 288 SH SOLE 288 0 0 MEDCO HEALTH SOLUTIO 58405U102 55 1017 SH DEFINED 722 0 295 MEDTRONIC INC COM 585055106 806 15050 SH SOLE 14950 0 100 MEDTRONIC INC COM 585055106 463 8650 SH DEFINED 7850 100 700 MELLON FINL CORP COM 58551A108 387 12112 SH SOLE 12112 0 0 MELLON FINL CORP COM 58551A108 403 12628 SH DEFINED 4628 0 8000 MERCK & CO INC COM 589331107 161 5950 SH SOLE 5950 0 0 MERCK & CO INC COM 589331107 132 4882 SH DEFINED 2432 0 2450 MERRILL LYNCH & CO INC COM 590188108 653 10655 SH SOLE 10505 0 150 MERRILL LYNCH & CO INC COM 590188108 164 2675 SH DEFINED 2475 200 0 METLIFE INC COM 59156R108 37 750 SH SOLE 750 0 0 METLIFE INC COM 59156R108 74 1500 SH DEFINED 0 1500 0 MICROSOFT CORP COM 594918104 1137 44233 SH SOLE 44033 0 200 MICROSOFT CORP COM 594918104 2053 79833 SH DEFINED 68433 2200 9200 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- MICRON TECHNOLOGY 595112103 12 960 SH SOLE 960 0 0 MID CAP S P D R TRUST UNIT SER 1 595635103 69 534 SH SOLE 534 0 0 MID CAP S P D R TRUST UNIT SER 1 595635103 50 385 SH DEFINED 385 0 0 MORGAN STANLEY COM NEW 617446448 242 4500 SH SOLE 4500 0 0 MORGAN STANLEY COM NEW 617446448 86 1600 SH DEFINED 500 1100 0 MOTOROLA INC COM 620076109 13 600 SH DEFINED 600 0 0 MUNICIPAL HIGH INCOME FD INCCOM 626214100 45 6205 SH SOLE 6205 0 0 MYLAN LABS INC COM 628530107 165 8600 SH SOLE 8600 0 0 MYLAN LABS INC COM 628530107 58 3025 SH DEFINED 2525 500 0 NCR CORP NEW COM 62886E108 0 2 SH DEFINED 2 0 0 NASDAQ 100 TR UNIT SER 1 631100104 27 700 SH SOLE 700 0 0 NASDAQ 100 TR UNIT SER 1 631100104 639 16200 SH DEFINED 16200 0 0 NATIONAL CITY CORP COM 635405103 23 716 SH SOLE 716 0 0 NATIONAL CITY CORP COM 635405103 46 1400 SH DEFINED 1400 0 0 NATIONAL FUEL GAS CO N J COM 636180101 599 17525 SH SOLE 17525 0 0 NATIONAL FUEL GAS CO N J COM 636180101 537 15720 SH DEFINED 12220 2000 1500 NATIONAL SEMICONDUCTOR CORP COM 637640103 31 1200 SH SOLE 1200 0 0 NEENAH PAPER INC COM 640079109 1 48 SH SOLE 48 0 0 NEENAH PAPER INC COM 640079109 0 26 SH DEFINED 20 0 6 NETWORK APPLIANCE INC COM 64120L104 47 2000 SH DEFINED 2000 0 0 NEWELL RUBBERMAID INC COM 651229106 13 600 SH SOLE 600 0 0 NEWELL RUBBERMAID INC COM 651229106 162 7184 SH DEFINED 7184 0 0 NEWS CORP. CLASS B 65248E203 107 6523 SH SOLE 6523 0 0 NIKE INC CL B 654106103 40 500 SH DEFINED 500 0 0 NOKIA CORP SPONSORED ADR 654902204 487 28824 SH SOLE 28824 0 0 NOKIA CORP SPONSORED ADR 654902204 419 24850 SH DEFINED 24850 0 0 NORFOLK SOUTHERN CORP COM 655844108 18 450 SH DEFINED 0 0 450 NORTEL NETWORKS CORP NEW COM 656568102 6 2000 SH DEFINED 2000 0 0 NORTH FORK BANCORPORATION INC 659424105 16 630 SH SOLE 630 0 0 NOVELLUS SYS INC COM 670008101 17 700 SH SOLE 700 0 0 NUVEEN INS PREM INC MUNI FD 6706D8104 9 700 DEFINED 700 0 0 NUVEEN EQUITY PREM INCOME FD 6706ER101 74 3750 SH DEFINED 3750 0 0 NUVEEN MUN INCOME FUND INC 67062J102 14 1361 DEFINED 1361 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- NUVEEN MUN MKT OPPORTUNITY FUND INC 67062W103 9 637 DEFINED 637 0 0 NUVEEN N Y INVT QUALITY MUN FD INC 67062X101 114 7657 DEFINED 7657 0 0 CEF NUVEEN INSURED TAX-FREE ADVANTAGE FUND 670657105 27 2000 DEFINED 2000 0 0 NUVEEN DIVIDEND ADVANTAGE 67066V101 7 500 DEFINED 500 0 0 NUVEEN CEF OHIO MUNI FUN 67070C107 56 3350 DEFINED 3350 0 0 NUVEEN REAL ESTATE INCOME FD 67071B108 174 8600 SH DEFINED 8600 0 0 NUVEEN INSD DIVID ADVANTAGE COM 67071L106 10 700 SH SOLE 700 0 0 CEF NUVEEN QUALITY PFD INCOME FUND 67071S101 62 4750 SH DEFINED 4750 0 0 NUVEEN PFD & CONV INCOME FUND 2 67073D102 188 15000 SH SOLE 0 0 15000 OGE ENERGY CORP COM 670837103 14 500 SH SOLE 500 0 0 NUVEEN TAX ADVANTAGE TOTAL RETURN STRAT FUND 67090H102 10 500 SH DEFINED 500 0 0 NUVEEN MUNICIPAL VALUE FD 670928100 6 632 DEFINED 632 0 0 NUVEEN INSURED MUNICPAL OPPORTUNITY FUND 670984103 4 333 DEFINED 333 0 0 OCCIDENTAL PETROLEUM CORP 674599105 109 1285 SH SOLE 1285 0 0 OCCIDENTAL PETROLEUM CORP 674599105 213 2500 SH DEFINED 2500 0 0 OMNICOM GROUP INC COM 681919106 856 10240 SH SOLE 10240 0 0 OMNICOM GROUP INC COM 681919106 681 8150 SH DEFINED 4450 200 3500 ORACLE CORP COM 68389X105 87 7080 SH SOLE 7080 0 0 ORACLE CORP COM 68389X105 256 20700 SH DEFINED 2800 0 17900 ORASURE TECHNOLOGIES INC COM 68554V108 18 2000 SH SOLE 2000 0 0 PHH CORP COM NEW 693320202 7 263 SH SOLE 253 0 10 PHH CORP COM NEW 693320202 3 112 SH DEFINED 112 0 0 PNC FINL SVCS GROUP INC COM 693475105 133 2300 SH SOLE 2300 0 0 PNC FINL SVCS GROUP INC COM 693475105 92 1600 SH DEFINED 600 0 1000 PPG INDS INC COM 693506107 395 6675 SH SOLE 6675 0 0 PPG INDS INC COM 693506107 581 9825 SH DEFINED 8725 800 300 PPL CORP 69351T106 35 1086 SH SOLE 1086 0 0 PPL CORP 69351T106 67 2100 SH DEFINED 2100 0 0 PACTIV CORP 695257105 61 3500 SH SOLE 3500 0 0 PALL CORP 696429307 10 390 SH SOLE 390 0 0 PALL CORP 696429307 5 200 SH DEFINED 200 0 0 PAN PACIFIC RETAIL PPTYS INCCOM 69806L104 69 1062 SH DEFINED 1062 0 0 PAYCHEX INC COM 704326107 82 2228 SH SOLE 2228 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- PENTAIR INC 709631105 88 2420 SH SOLE 2420 0 0 PEPCO HOLDINGS INC 713291102 23 1000 SH DEFINED 1000 0 0 PEPSICO INC COM 713448108 1168 20614 SH SOLE 20414 0 200 PEPSICO INC COM 713448108 1400 24698 SH DEFINED 22798 200 1700 PETCO ANIMAL SUPPLIES 716016209 12 600 SH SOLE 600 0 0 PETCO ANIMAL SUPPLIES 716016209 42 2000 SH DEFINED 100 0 1900 PETSMART INC 716768106 74 3400 SH SOLE 3400 0 0 PETSMART INC 716768106 75 3450 SH DEFINED 2450 1000 0 PFIZER INC COM 717081103 1037 41583 SH SOLE 41283 0 300 PFIZER INC COM 717081103 201 8075 SH DEFINED 7075 1000 0 PIMCO MUNICIPAL INCOME FD COM 72200R107 18 1200 SH SOLE 1200 0 0 PINNACLE WEST CAPITAL CORP 723484101 119 2710 SH SOLE 2710 0 0 PITNEY BOWES INC COM 724479100 121 2900 SH DEFINED 2900 0 0 PLUM CREEK TIMBER CO. INC. 729251108 39 1037 SH SOLE 1037 0 0 PLUM CREEK TIMBER CO. INC. 729251108 189 5000 SH DEFINED 5000 0 0 POWER SHARES ETF TRUST 73935X104 230 5115 SH SOLE 5115 0 0 POWER SHARES ETF TRUST 73935X104 22 500 SH DEFINED 500 0 0 POWER SHARES ETF TRUST 73935X203 157 3315 SH SOLE 3315 0 0 POWER SHARES ETF TRUST 73935X203 47 1000 SH DEFINED 1000 0 0 PRAXAIR INC 74005P104 9 200 SH SOLE 200 0 0 PRAXAIR INC 74005P104 133 2776 SH DEFINED 2776 0 0 PREMIERE GLOBAL SVCS INC COM 740585104 122 15000 SH SOLE 15000 0 0 PRINCIPAL FINANCIAL GROUP INCOM 74251V102 6 127 SH SOLE 127 0 0 PROCTER & GAMBLE CO COM 742718109 1861 31305 SH SOLE 31155 0 150 PROCTER & GAMBLE CO COM 742718109 1241 20875 SH DEFINED 13275 1100 6500 PROGRESS ENERGY INC COM 743263105 789 17641 SH SOLE 17491 0 150 PROGRESS ENERGY INC COM 743263105 390 8720 SH DEFINED 7929 291 500 PUBLIC STORAGE INC COM 74460D109 11 179 SH SOLE 179 0 0 QUALCOMM INC COM 747525103 319 7130 SH SOLE 7130 0 0 QUEST DIAGNOSTICS INC 74834L100 320 6350 SH SOLE 6350 0 0 QUEST DIAGNOSTICS INC 74834L100 149 2950 SH DEFINED 2150 800 0 REGIONS FINANCIAL CORP. NEW 7591EP100 9 300 SH SOLE 300 0 0 REGIONS FINANCIAL CORP. NEW 7591EP100 16 525 SH DEFINED 525 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- REPUBLIC FIRST BANCORP INC COM 760416107 15 1232 SH SOLE 1232 0 0 REYNOLDS AMERICAN INC. 761713106 24 300 SH DEFINED 300 0 0 ROCKWELL INTL CORP NEW COM 773903109 94 1785 SH DEFINED 1785 0 0 ROCKWELL COLLINS INC COM 774341101 86 1785 SH DEFINED 1785 0 0 ROYAL DUTCH PETE CO NY REG GLD1.25 780257804 87 1400 SH SOLE 1400 0 0 ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 65 1000 SH DEFINED 1000 0 0 SBC COMMUNICATIONS INC COM 78387G103 728 30405 SH SOLE 30405 0 0 SBC COMMUNICATIONS INC COM 78387G103 431 18013 SH DEFINED 14987 1526 1500 THE ST. PAUL TRAVELERS COMPANIES INC COM 792860108 4 102 SH SOLE 102 0 0 THE ST. PAUL TRAVELERS COMPANIES INC COM 792860108 15 355 SH DEFINED 355 0 0 SANDISK CORP COM 80004C101 11 240 SH SOLE 240 0 0 SANOFI AVENTIS SPONSORED ADR 80105N105 24 586 SH SOLE 586 0 0 SARA LEE CORP COM 803111103 5 300 SH SOLE 300 0 0 SARA LEE CORP COM 803111103 447 23651 SH DEFINED 23651 0 0 SCANA CORP 80589M102 22 524 SH DEFINED 524 0 0 HENRY SCHEIN INC. 806407102 158 3714 SH SOLE 3714 0 0 SCHLUMBERGER LTD COM 806857108 198 2350 SH SOLE 2350 0 0 SCHLUMBERGER LTD COM 806857108 189 2250 SH DEFINED 2250 0 0 SCHWAB CHARLES CORP NEW COM 808513105 94 6533 SH SOLE 6533 0 0 SCUDDER MUNI INCOME TR 81118R604 12 1000 SOLE 1000 0 0 SEALED AIR CORPORATION 81211K100 46 970 SH SOLE 970 0 0 SEARS HLDGS CORP COM 812350106 23 188 SH DEFINED 188 0 0 SECTOR SPDR TRUST 81369Y803 355 17000 SH DEFINED 17000 0 0 SHERWIN WILLIAMS CO COM 824348106 13 300 SH DEFINED 300 0 0 SIRIUS SATELLITE RADIO INC 82966U103 19 3000 SH SOLE 3000 0 0 SKY FINANCIAL GROUP INC 83080P103 61 2199 SH SOLE 2199 0 0 SKY FINANCIAL GROUP INC 83080P103 67 2409 SH DEFINED 2409 0 0 JM SMUCKER CO 832696405 16 342 SH SOLE 342 0 0 JM SMUCKER CO 832696405 5 104 SH DEFINED 104 0 0 SOLECTRON CORP COM 834182107 7 2000 SH DEFINED 2000 0 0 SONY CORP 835699307 24 724 SH SOLE 724 0 0 SOUTHERN CO 842587107 178 5000 SH SOLE 5000 0 0 SOUTHERN CO 842587107 63 1780 SH DEFINED 1780 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- SOVEREIGN BANCORP INC COM 845905108 72 3307 SH SOLE 3307 0 0 SPRINT NEXTEL CORP 852061100 30 1267 SH DEFINED 1267 0 0 STAPLES INC COM 855030102 4 225 SH SOLE 225 0 0 STAPLES INC COM 855030102 12 600 SH DEFINED 600 0 0 STARBUCKS CORP COM 855244109 25 500 SH SOLE 500 0 0 STARBUCKS CORP COM 855244109 20 400 SH DEFINED 400 0 0 STATE AUTO FINL CORP COM 855707105 347 11000 SH DEFINED 11000 0 0 STARWOOD HOTELS^RESORTS WRLDPAIRED CTF 85590A203 93 1640 SH SOLE 1640 0 0 STATE STR CORP COM 857477103 58 1200 SH SOLE 1200 0 0 STATE STR CORP COM 857477103 278 5700 SH DEFINED 5700 0 0 STEREOTAXIS INC. 85916J102 3 510 SH DEFINED 510 0 0 STRYKER CORP 863667101 6 140 SH SOLE 140 0 0 STRYKER CORP 863667101 44 900 SH DEFINED 900 0 0 SUN MICROSYSTEMS INC COM 866810104 7 2000 SH SOLE 2000 0 0 SUN MICROSYSTEMS INC COM 866810104 2 700 SH DEFINED 700 0 0 SUNCOR ENERGY INC COM 867229106 30 505 SH DEFINED 505 0 0 SUNTRUST BANKS INC 867914103 10 150 SH SOLE 150 0 0 SYMANTEC CORP COM 871503108 97 4300 SH SOLE 4300 0 0 SYMANTEC CORP COM 871503108 126 5575 SH DEFINED 5575 0 0 SYMBOL TECHNOLOGIES INC COM 871508107 0 41 SH SOLE 41 0 0 SYSCO CORP COM 871829107 15 500 SH SOLE 500 0 0 SYSCO CORP COM 871829107 221 7050 SH DEFINED 7050 0 0 TECO ENERGY INC COM 872375100 3 200 SH SOLE 200 0 0 TECO ENERGY INC COM 872375100 36 2000 SH DEFINED 0 0 2000 TJX COS INC NEW COM 872540109 45 2200 SH SOLE 2200 0 0 TJX COS INC NEW COM 872540109 6 300 SH DEFINED 300 0 0 TARGET CORP COM 87612E106 312 6013 SH SOLE 6013 0 0 TARGET CORP COM 87612E106 186 3600 SH DEFINED 2100 1000 500 TECHE HOLDING CO 878330109 23 600 SH SOLE 600 0 0 TEVA PHARMACEUTICAL INDUSTRIES LTD 881624209 139 4172 SH SOLE 4172 0 0 TEVA PHARMACEUTICAL INDUSTRIES LTD 881624209 193 5790 SH DEFINED 5790 0 0 TEXAS INSTRS INC COM 882508104 674 19890 SH SOLE 19690 0 200 TEXAS INSTRS INC COM 882508104 1052 31046 SH DEFINED 30346 700 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- 3M CO 88579Y101 1062 14486 SH SOLE 14386 0 100 3M CO 88579Y101 876 11950 SH DEFINED 8250 300 3400 TIME WARNER INC NEW 887317105 43 2393 SH SOLE 2393 0 0 TIME WARNER INC NEW 887317105 26 1470 SH DEFINED 1470 0 0 TRIBUNE CO NEW COM 896047107 27 800 SH SOLE 800 0 0 TYCO INTL LTD NEW COM 902124106 183 6580 SH SOLE 6580 0 0 TYCO INTL LTD NEW COM 902124106 34 1248 SH DEFINED 974 0 274 US BANCORP 902973304 424 15139 SH SOLE 15139 0 0 ULTRA PETROLEUM CORP 903914109 45 800 SH DEFINED 800 0 0 UNION PAC CORP COM 907818108 509 7110 SH SOLE 7110 0 0 UNION PAC CORP COM 907818108 347 4850 SH DEFINED 3350 0 1500 UNITED BANKSHARES INC WEST VCOM 909907107 302 8650 SH SOLE 8650 0 0 UNITED BANKSHARES INC WEST VCOM 909907107 785 22488 SH DEFINED 19988 0 2500 UNITED BANCORP INC OHIO COM 909911109 31 2508 SH SOLE 2508 0 0 UNITED BANCORP INC OHIO COM 909911109 26 2117 SH DEFINED 2117 0 0 UNITED NATURAL FOODS 911163103 67 1900 SH DEFINED 1900 0 0 UNITED PARCEL SERVICE INC CL B 911312106 150 2175 SH SOLE 2075 0 100 UNITED PARCEL SERVICE INC CL B 911312106 425 6150 SH DEFINED 6150 0 0 UNITED TECHNOLOGIES CORP COM 913017109 656 12664 SH SOLE 12664 0 0 UNITED TECHNOLOGIES CORP COM 913017109 1485 28648 SH DEFINED 26348 600 1700 UNITEDHEALTH GROUP INC COM 91324P102 265 4720 SH SOLE 4720 0 0 VALERO ENERGY CORP NEW COM 91913Y100 313 2770 SH SOLE 2770 0 0 VALERO ENERGY CORP NEW COM 91913Y100 401 3550 SH DEFINED 3550 0 0 VARIAN MED SYS INC COM 92220P105 134 3400 SH DEFINED 3400 0 0 VANGUARD REIT VIPERS 922908553 163 2700 SH SOLE 2700 0 0 VANGUARD REIT VIPERS 922908553 33 550 SH DEFINED 550 0 0 VERIZON COMMUNICATIONS COM 92343V104 956 29256 SH SOLE 29256 0 0 VERIZON COMMUNICATIONS COM 92343V104 981 30033 SH DEFINED 27573 100 2360 VIACOM INC. CLASS A 925524100 85 2586 SH SOLE 2586 0 0 VIACOM INC CL B 925524308 22 688 SH SOLE 688 0 0 VIACOM INC CL B 925524308 40 1217 SH DEFINED 1000 0 217 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 54 2100 SH SOLE 2100 0 0 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 69 2660 SH DEFINED 2660 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- VORNADO REALTY TRUST 929042109 173 2000 SH SOLE 2000 0 0 WACHOVIA CORP 2ND NEW COM 929903102 384 8087 SH SOLE 8087 0 0 WACHOVIA CORP 2ND NEW COM 929903102 298 6275 SH DEFINED 6075 200 0 WAL MART STORES INC COM 931142103 1135 25925 SH SOLE 25825 0 100 WAL MART STORES INC COM 931142103 675 15415 SH DEFINED 9015 900 5500 WALGREEN CO COM 931422109 622 14324 SH SOLE 14324 0 0 WALGREEN CO COM 931422109 416 9589 SH DEFINED 8239 1350 0 WASHINGTON MUTUAL INC COMMON 939322103 423 10800 SH SOLE 10800 0 0 WASHINGTON MUTUAL INC COMMON 939322103 351 8950 SH DEFINED 6550 1200 1200 WASHINGTON REAL ESTATE INVESTMENT TRUST 939653101 124 4000 SH SOLE 0 0 4000 WASTE MGMT INC DEL COM 94106L109 2 72 SH DEFINED 72 0 0 WATSON PHARMACEUTICALS INC COM 942683103 54 1500 SH DEFINED 0 0 1500 WEBSTER FINL CORP CONN COM 947890109 11 250 SH SOLE 250 0 0 WELLPOINT INC COM 94973V107 90 1200 SH DEFINED 1200 0 0 WELLS FARGO & CO NEW COM 949746101 484 8277 SH SOLE 8277 0 0 WELLS FARGO & CO NEW COM 949746101 319 5450 SH DEFINED 5450 0 0 WESBANCO INC COM 950810101 2152 78267 SH SOLE 78267 0 0 WESBANCO INC COM 950810101 1073 39020 SH DEFINED 39020 0 0 WEYERHAEUSER CO COM 962166104 85 1250 SH SOLE 1250 0 0 WEYERHAEUSER CO COM 962166104 72 1050 SH DEFINED 0 0 1050 WHIRLPOOL CORP COM 963320106 35 475 SH DEFINED 475 0 0 WHOLE FOOD MARKET INC 966837106 24 185 SH SOLE 185 0 0 WHOLE FOOD MARKET INC 966837106 197 1470 SH DEFINED 1470 0 0 WRIGLEY WM JR CO COM 982526105 27 382 SH SOLE 382 0 0 WYETH COM 983024100 1014 21920 SH SOLE 21920 0 0 WYETH COM 983024100 2322 50194 SH DEFINED 47994 0 2200 XM SATELLITE RADIO A HOLDINGINC CLASS A 983759101 132 3693 SH DEFINED 3693 0 0 XCEL ENERGY INC COM 98389B100 189 9675 SH SOLE 4675 0 5000 XCEL ENERGY INC COM 98389B100 84 4284 SH DEFINED 1000 0 3284 XILINX INC COM 983919101 405 14550 SH SOLE 14400 0 150 XILINX INC COM 983919101 128 4600 SH DEFINED 4300 0 300 YANKEE CANDLE INC COM 984757104 24 1000 SH SOLE 1000 0 0 YUM BRANDS INC. COM 988498101 1 40 SH SOLE 40 0 0 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- ZIMMER HLDGS INC COM 98956P102 503 7304 SH SOLE 7204 0 100 ZIMMER HLDGS INC COM 98956P102 1823 26469 SH DEFINED 25052 200 1217 ZIONS BANCORPORATION COM 989701107 16 225 SH SOLE 225 0 0 GRAND TOTALS 177593 4506434 4151858 60763 293813