Security National Trust

Security National Trust as of Dec. 31, 2005

Portfolio Holdings for Security National Trust

Security National Trust holds 0 positions in its portfolio as reported in the December 2005 quarterly 13F filing

                {S}				{C}		   {C}
                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

GLOBALSANTAFE CORPORATION                       G3930E101      101     2100 SH       SOLE                     2100        0        0
GLOBALSANTAFE CORPORATION                       G3930E101       24      500 SH       OTHER                       0      500        0
INGERSOLL-RAND CL A         CL A                G4776G101      546    13550 SH       SOLE                    13350        0      200
INGERSOLL-RAND CL A         CL A                G4776G101       30      750 SH       OTHER                     250      500        0
NABORS INDUSTRIES LTD NEW   SHS                 G6359F103      363     4800 SH       SOLE                     4700        0      100
NABORS INDUSTRIES LTD NEW   SHS                 G6359F103       53      700 SH       OTHER                     700        0        0
TRANSOCEAN INC              REG SHS             G90078109       18      266 SH       SOLE                      266        0        0
TRANSOCEAN INC              REG SHS             G90078109       21      309 SH       OTHER                     309        0        0
WEATHERFORD INT'L LTD       BERMUDA             G95089101      330     9130 SH       SOLE                     9130        0        0
WEATHERFORD INT'L LTD       BERMUDA             G95089101       21      600 SH       OTHER                     600        0        0
XOMA LTD                    ORD                 G9825R107        0      100 SH       SOLE                      100        0        0
FLEXTRONICS INTL LTD        ORD                 Y2573F102      214    20500 SH       SOLE                    20000        0      500
FLEXTRONICS INTL LTD        ORD                 Y2573F102      107    10300 SH       OTHER                    5800     1500     3000
ACCO BRANDS CORP            COM                 00081T108        4      194 SH       OTHER                     194        0        0
AFLAC INC                   COM                 001055102      297     6404 SH       SOLE                     6304        0      100
AFLAC INC                   COM                 001055102       69     1500 SH       OTHER                    1500        0        0
AT^T INC                    COM                 00206R102      619    25301 SH       SOLE                    25301        0        0
AT^T INC                    COM                 00206R102      341    13966 SH       OTHER                   10940     1526     1500
ABBOTT LABS                 COM                 002824100      350     8900 SH       SOLE                     8900        0        0
ABBOTT LABS                 COM                 002824100      175     4450 SH       OTHER                    1750      400     2300
ABINGTON CMNTY BANCORP INC  COM                 00350R106       10      800 SH       SOLE                      800        0        0
ADOBE SYSTEMS INC                               00724F101       25      700 SH       OTHER                     700        0        0
AFFILIATED COMPUTER         SERVICES INC        008190100      714    12075 SH       SOLE                    11925        0      150
AFFILIATED COMPUTER         SERVICES INC        008190100      223     3775 SH       OTHER                    1775        0     2000
AGERE SYS INC               COM                 00845V308        0       35 SH       SOLE                       35        0        0
AGILENT TECHNOLOGIES INC    COM                 00846U101        1       38 SH       SOLE                       38        0        0
AGILENT TECHNOLOGIES INC    COM                 00846U101        8      250 SH       OTHER                     250        0        0
CEF AIM SELECT REAL ES                          00888R107       89     6000 SH       SOLE                        0        0     6000
AIR PRODS & CHEMS INC       COM                 009158106      699    11825 SH       SOLE                    11675        0      150
AIR PRODS & CHEMS INC       COM                 009158106      294     4975 SH       OTHER                    1675      300     3000

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

ALCOA INC                   COM                 013817101      189     6424 SH       SOLE                     6424        0        0
ALCOA INC                   COM                 013817101      245     8300 SH       OTHER                    5300        0     3000
ALLIANT TECHSYSTEMS INC                         018804104       38      500 SH       OTHER                     500        0        0
ALLIED IRISH  BKS SPND ADR                      019228402      465    10840 SH       SOLE                    10840        0        0
ALLSTATE CORP               COM                 020002101     1114    20625 SH       SOLE                    20625        0        0
ALLSTATE CORP               COM                 020002101      431     7975 SH       OTHER                    6975     1000        0
ALLTEL CORP                 COM                 020039103      261     4150 SH       SOLE                     4150        0        0
ALLTEL CORP                 COM                 020039103       63     1000 SH       OTHER                    1000        0        0
ALTRIA GROUP INC                                02209S103      775    10380 SH       SOLE                    10380        0        0
ALTRIA GROUP INC                                02209S103     1330    17800 SH       OTHER                   14800        0     3000
AMAZON COM INC              COM                 023135106       11      240 SH       SOLE                      240        0        0
AMERICAN BANK INC PA        COM                 024343105       91    11250 SH       SOLE                    11250        0        0
AMERICAN ELEC PWR INC       COM                 025537101       44     1200 SH       OTHER                    1200        0        0
AMERICAN EXPRESS CO         COM                 025816109      823    16012 SH       SOLE                    16012        0        0
AMERICAN EXPRESS CO         COM                 025816109      266     5180 SH       OTHER                    5180        0        0
AMERICAN INTL GROUP INC     COM                 026874107      959    14061 SH       SOLE                    14061        0        0
AMERICAN INTL GROUP INC     COM                 026874107      566     8305 SH       OTHER                    8305        0        0
AMERICAN STANDARD COMPANIES INC                 029712106       40     1025 SH       SOLE                     1025        0        0
AMERISOURCEBERGEN CORP      COM                 03073E105       59     1430 SH       SOLE                     1430        0        0
AMERIPRISE FINL INC         COM                 03076C106       60     1480 SH       SOLE                     1480        0        0
AMERIPRISE FINL INC         COM                 03076C106       37      916 SH       OTHER                     916        0        0
AMGEN INC                   COM                 031162100     2735    34691 SH       SOLE                    34591        0      100
AMGEN INC                   COM                 031162100     1161    14725 SH       OTHER                   10825      600     3300
AMSOUTH BANCORPORATION                          032165102      318    12150 SH       SOLE                    12150        0        0
ANADARKO PETE CORP          COM                 032511107      172     1819 SH       SOLE                     1819        0        0
ANADARKO PETE CORP          COM                 032511107       97     1026 SH       OTHER                    1026        0        0
ANHEUSER BUSCH COS INC      COM                 035229103      714    16635 SH       SOLE                    16535        0      100
ANHEUSER BUSCH COS INC      COM                 035229103      260     6075 SH       OTHER                    5675      400        0
APACHE CORP                 COM                 037411105      671     9797 SH       SOLE                     9797        0        0
APACHE CORP                 COM                 037411105      259     3784 SH       OTHER                    3484      300        0
APOLLO GROUP INC                                037604105       75     1250 SH       SOLE                     1250        0        0
APPLEBEES INTERNATIONAL INC                     037899101       16      750 SH       SOLE                      750        0        0
APPLIED MATLS INC           COM                 038222105      770    42950 SH       SOLE                    42450        0      500
APPLIED MATLS INC           COM                 038222105      269    15050 SH       OTHER                    6550     2000     6500

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

ARCHER DANIELS MIDLAND CO   COM                 039483102       19      800 SH       SOLE                      800        0        0
ARCHER DANIELS MIDLAND CO   COM                 039483102       27     1104 SH       OTHER                    1104        0        0
ARCHIPELAGO HOLDINGS                            03957A104      123     2475 SH       OTHER                    2475        0        0
AUTODESK INC                COM                 052769106       17      400 SH       SOLE                      400        0        0
AUTOMATIC DATA PROCESSING INCOM                 053015103      578    12606 SH       SOLE                    12606        0        0
AUTOMATIC DATA PROCESSING INCOM                 053015103      656    14300 SH       OTHER                   13300     1000        0
AUTOZONE INC                                    053332102        9      100 SH       OTHER                     100        0        0
AVALONBAY COMMUNITIES INC                       053484101        8      100 SH       OTHER                     100        0        0
AVAYA INC                   COM                 053499109        0       27 SH       SOLE                       27        0        0
AVERY DENNISON CORP         COM                 053611109       38      702 SH       SOLE                      702        0        0
AVON PRODS INC              COM                 054303102       14      500 SH       SOLE                      500        0        0
AVON PRODS INC              COM                 054303102        5      200 SH       OTHER                     200        0        0
BB^T CORP                                       054937107       40      958 SH       SOLE                      958        0        0
BP AMOCO P L C              SPONSORED ADR       055622104     1372    21374 SH       SOLE                    21274        0      100
BP AMOCO P L C              SPONSORED ADR       055622104      700    10906 SH       OTHER                    7606      500     2800
BAKER HUGHES INC            COM                 057224107      422     6947 SH       SOLE                     6947        0        0
BAKER HUGHES INC            COM                 057224107       63     1050 SH       OTHER                     450      600        0
BANCORP INC DEL             COM                 05969A105       11      690 SH       SOLE                      690        0        0
BANK OF AMERICA CORPORATION COM                 060505104     1167    25306 SH       SOLE                    25306        0        0
BANK OF AMERICA CORPORATION COM                 060505104      271     5874 SH       OTHER                    5874        0        0
BANK NEW YORK INC           COM                 064057102      146     4604 SH       SOLE                     4604        0        0
BANK NEW YORK INC           COM                 064057102       25      800 SH       OTHER                     800        0        0
BANK WILMINGTON CORP        COM                 065820102       11     1062 SH       SOLE                     1062        0        0
BANKATLANTIC BANCORP        CL A                065908501       11      800 SH       SOLE                      800        0        0
BAXTER INTL INC             COM                 071813109      107     2850 SH       SOLE                     2850        0        0
BAXTER INTL INC             COM                 071813109      660    17542 SH       OTHER                   17542        0        0
BEAR STEARNS COMPANIES INC                      073902108      138     1197 SH       SOLE                     1197        0        0
BED BATH & BEYOND INC                           075896100        7      205 SH       SOLE                      205        0        0
BELLSOUTH CORP              COM                 079860102      330    12212 SH       SOLE                    12212        0        0
BELLSOUTH CORP              COM                 079860102      249     9222 SH       OTHER                    5822     1400     2000
BERKSHIRE HATHAWAY INC DEL  CL B                084670207       79       27 SH       SOLE                       27        0        0
BEST BUY INC                COM                 086516101      756    17412 SH       SOLE                    17187        0      225
BEST BUY INC                COM                 086516101       86     2000 SH       OTHER                    1500      500        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

BIOMET INC                  COM                 090613100      154     4225 SH       SOLE                     4225        0        0
BIOMET INC                  COM                 090613100      266     7300 SH       OTHER                    1300        0     6000
BIOGEN IDEC INC             COM                 09062X103       23      520 SH       SOLE                      520        0        0
BLACK & DECKER CORP                             091797100      239     2750 SH       SOLE                     2750        0        0
BLACKROCK MUN TARGET TERM TRCOM                 09247M105        9     1000 SH       SOLE                     1000        0        0
BLACKROCK INSD MUN INCOME TRCOM                 092479104       99     7246 SH       SOLE                     7246        0        0
BLACKROCK CORE BD TR        SHS BEN INT         09249E101       64     5000 SH       SOLE                     5000        0        0
BOEING CO                   COM                 097023105      386     5503 SH       SOLE                     5503        0        0
BOEING CO                   COM                 097023105      105     1500 SH       OTHER                     500        0     1000
BOSTON SCIENTIFIC CORP                          101137107        7      300 SH       SOLE                      300        0        0
BRISTOL MYERS SQUIBB CO     COM                 110122108      814    35481 SH       SOLE                    35481        0        0
BRISTOL MYERS SQUIBB CO     COM                 110122108     1138    49560 SH       OTHER                   45600        0     3960
BROWN FORMAN CORP CLASS B                       115637209      109     1576 SH       SOLE                     1576        0        0
BURLINGTON NORTHN SANTA FE CCOM                 12189T104      106     1500 SH       OTHER                    1500        0        0
BURLINGTON RES INC          COM                 122014103      146     1700 SH       OTHER                    1700        0        0
C H ROBINSON WORLDWIDE INC                      12541W209      207     5606 SH       SOLE                     5606        0        0
CIGNA CORP                  COM                 125509109       15      140 SH       SOLE                      140        0        0
CSX CORP                    COM                 126408103      157     3102 SH       SOLE                     3102        0        0
CVS CORP                    COM                 126650100      178     6750 SH       SOLE                     6750        0        0
CVS CORP                    COM                 126650100       97     3700 SH       OTHER                    3700        0        0
CAMDEN PPTY TR              SH BEN INT          133131102      173     3000 SH       SOLE                     3000        0        0
CANADIAN PACIFIC RAILWAY    LTD                 13645T100       10      250 SH       OTHER                     250        0        0
CAPITAL ONE FINL CORP       COM                 14040H105      129     1500 SH       SOLE                     1500        0        0
CAPITAL ONE FINL CORP       COM                 14040H105      732     8479 SH       OTHER                    8479        0        0
CARDINAL HEALTH INC         COM                 14149Y108      606     8823 SH       SOLE                     8823        0        0
CARDINAL HEALTH INC         COM                 14149Y108      175     2550 SH       OTHER                    2050      500        0
CAREMARK RX INC                                 141705103      238     4600 SH       SOLE                     4600        0        0
CAREMARK RX INC                                 141705103      367     7100 SH       OTHER                    3100     1000     3000
CATERPILLAR INC DEL         COM                 149123101      367     6360 SH       SOLE                     6360        0        0
CATERPILLAR INC DEL         COM                 149123101       34      600 SH       OTHER                     600        0        0
CCE SPINCO INC              COM                 14985W109        1      149 SH       SOLE                      149        0        0
CCE SPINCO INC              COM                 14985W109        1      118 SH       OTHER                     118        0        0
CENDANT CORP                COM                 151313103       80     4650 SH       SOLE                     4650        0        0
CENDANT CORP                COM                 151313103       25     1450 SH       OTHER                    1450        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

CENTEX CORP                 COM                 152312104       14      200 SH       SOLE                      200        0        0
CENTEX CORP                 COM                 152312104       10      150 SH       OTHER                     150        0        0
CENTRAL FUND OF CANADA      LIMITED CL A        153501101        6     1000 SH       OTHER                    1000        0        0
CERTEGY INC                 COM                 156880106        5      126 SH       SOLE                      126        0        0
CHARLES RIV LABS INTL INC   COM                 159864107       74     1750 SH       SOLE                     1750        0        0
CHARLES RIV LABS INTL INC   COM                 159864107        4      100 SH       OTHER                     100        0        0
CHESAPEAKE ENERGY CORP      COM                 165167107       79     2500 SH       OTHER                    2500        0        0
CHEVRON CORPORATION         COM                 166764100      983    17321 SH       SOLE                    17321        0        0
CHEVRON CORPORATION         COM                 166764100      486     8575 SH       OTHER                    7375        0     1200
CHICO'S FAS INC                                 168615102        4      100 SH       SOLE                      100        0        0
CHUBB CORP                  COM                 171232101      763     7816 SH       SOLE                     7816        0        0
CHUBB CORP                  COM                 171232101      141     1450 SH       OTHER                    1250      200        0
CHRUCH & DWIGHT INC                             171340102       13      400 SH       SOLE                      400        0        0
CINERGY CORP                COM                 172474108      106     2500 SH       SOLE                     2500        0        0
CISCO SYS INC               COM                 17275R102     1041    60875 SH       SOLE                    60875        0        0
CISCO SYS INC               COM                 17275R102      544    31800 SH       OTHER                   31500        0      300
CINTAS CORP                 COM                 172908105      653    15900 SH       OTHER                   15900        0        0
CITIGROUP INC               COM                 172967101     2230    45968 SH       SOLE                    45668        0      300
CITIGROUP INC               COM                 172967101      617    12737 SH       OTHER                   11737     1000        0
CLEAR CHANNEL COMMUNICATIONSCOM                 184502102       37     1200 SH       SOLE                     1200        0        0
CLEAR CHANNEL COMMUNICATIONSCOM                 184502102       29      950 SH       OTHER                     950        0        0
COACH INC                   COM                 189754104      688    20645 SH       OTHER                   20645        0        0
COCA COLA CO                COM                 191216100      359     8925 SH       SOLE                     8925        0        0
COCA COLA CO                COM                 191216100      235     5850 SH       OTHER                    5850        0        0
COHEN & STEER PREM INCOME   RLTY FD INC         19247V104      199    10000 SH       SOLE                        0        0    10000
COLGATE PALMOLIVE CO        COM                 194162103      408     7457 SH       SOLE                     7457        0        0
COLGATE PALMOLIVE CO        COM                 194162103       87     1600 SH       OTHER                    1100      500        0
COLONIAL BANCGROUP INC      COM                 195493309       16      700 SH       SOLE                      700        0        0
COLONIAL PPTYS TR           COM SH BEN INT      195872106       35      850 SH       SOLE                      850        0        0
COMCAST CORP NEW CL A                           20030N101      150     5795 SH       SOLE                     5795        0        0
COMCAST CORP NEW CL A                           20030N101       59     2293 SH       OTHER                    2293        0        0
COMCAST CORP NEW CL A SPL                       20030N200      165     6430 SH       SOLE                     6430        0        0
COMCAST CORP NEW CL A SPL                       20030N200      107     4200 SH       OTHER                    1400      800     2000

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

COMMERCE BANCORP INC                            200519106      251     7300 SH       SOLE                     7300        0        0
COMMERCE BANCORP INC                            200519106        5      150 SH       OTHER                     150        0        0
COMMERCIAL CAP BANCORP INC  COM                 20162L105       11      666 SH       SOLE                      666        0        0
COMMUNITY BKS INC           MILLERSBURG COM     203628102       31     1120 SH       OTHER                    1120        0        0
COMPASS BANCSHARES INC      COM                 20449H109       14      300 SH       SOLE                      300        0        0
COMPUTER SCIENCES CORP      COM                 205363104      440     8700 SH       SOLE                     8550        0      150
COMPUTER SCIENCES CORP      COM                 205363104      126     2500 SH       OTHER                     200        0     2300
CONOCOPHILLIPS                                  20825C104      952    16380 SH       SOLE                    16380        0        0
CONOCOPHILLIPS                                  20825C104      631    10852 SH       OTHER                    9552     1000      300
CONSOLIDATED EDISON INC     COM                 209115104      268     5800 SH       SOLE                     5800        0        0
CONSOLIDATED EDISON INC     COM                 209115104       18      400 SH       OTHER                     400        0        0
CONSTELLATION BRANDS INC    CLASS A             21036P108      763    29100 SH       SOLE                    29100        0        0
CONSTELLATION BRANDS INC    CLASS A             21036P108      175     6700 SH       OTHER                    1200     1500     4000
CONSTELLATION ENERGY GROUP ICOM                 210371100      215     3747 SH       SOLE                     3747        0        0
CORNING INC                 COM                 219350105       23     1200 SH       OTHER                    1200        0        0
CREE INC                    COM                 225447101        7      280 SH       SOLE                      280        0        0
CUMMINS ENGINE INC          COM                 231021106      224     2500 SH       SOLE                     2500        0        0
CUMMINS ENGINE INC          COM                 231021106      125     1401 SH       OTHER                    1401        0        0
DNP SELECT INCOME FD INC    COM                 23325P104      103    10000 SH       SOLE                        0        0    10000
DEL MONTE FOODS CO          COM                 24522P103        1      178 SH       SOLE                      178        0        0
DELL INC                    COM                 24702R101      817    27309 SH       SOLE                    27309        0        0
DELL INC                    COM                 24702R101      283     9465 SH       OTHER                    2965     1700     4800
DEVON ENERGY CORP NEW       COM                 25179M103      929    14870 SH       SOLE                    14670        0      200
DEVON ENERGY CORP NEW       COM                 25179M103      447     7150 SH       OTHER                    2550      600     4000
DIAMONDS TR                 UNIT SER 1          252787106      244     2282 SH       SOLE                     2282        0        0
DIME CMNTY BANCSHARES       COM                 253922108       10      750 SH       SOLE                      750        0        0
DISCOVERY HOLDING CO        CL A COM            25468Y107        1      120 SH       SOLE                      120        0        0
DISNEY WALT CO              COM DISNEY          254687106      577    24115 SH       SOLE                    24115        0        0
DISNEY WALT CO              COM DISNEY          254687106      255    10647 SH       OTHER                    6147     1000     3500
DOMINION RES INC VA NEW     COM                 25746U109     1007    13049 SH       SOLE                    13049        0        0
DOMINION RES INC VA NEW     COM                 25746U109      452     5863 SH       OTHER                    5863        0        0
DOW CHEM CO                 COM                 260543103     1386    31641 SH       SOLE                    31441        0      200
DOW CHEM CO                 COM                 260543103      692    15810 SH       OTHER                   13310     1000     1500

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

DU PONT E I DE NEMOURS & CO COM                 263534109      605    14254 SH       SOLE                    14254        0        0
DU PONT E I DE NEMOURS & CO COM                 263534109       48     1150 SH       OTHER                    1150        0        0
DUKE ENERGY CORP            COM                 264399106      115     4200 SH       SOLE                     4200        0        0
DUKE ENERGY CORP            COM                 264399106       79     2900 SH       OTHER                    2900        0        0
DUKE REALTY CORP                                264411505        6      200 SH       SOLE                      200        0        0
DUKE REALTY CORP                                264411505        5      150 SH       OTHER                     150        0        0
E M C CORP MASS             COM                 268648102      501    36803 SH       SOLE                    36803        0        0
E M C CORP MASS             COM                 268648102      434    31915 SH       OTHER                   22915     2000     7000
EOG RES INC                 COM                 26875P101       51      700 SH       OTHER                     700        0        0
EAST PENN FINL CORP         COM                 274287101      196    21448 SH       SOLE                    21448        0        0
EASTMAN CHEM CO             COM                 277432100       28      556 SH       OTHER                     556        0        0
EATON CORP                                      278058102        6      100 SH       SOLE                      100        0        0
EATON VANCE INSD MUNI BD FD                     27827X101       15     1000          SOLE                     1000        0        0
EATON VANCE INSD OHIO       MUN BD              27828L106       18     1330          SOLE                     1330        0        0
EBAY INC                    COM                 278642103      700    16210 SH       SOLE                    16210        0        0
EBAY INC                    COM                 278642103        2       50 SH       OTHER                      50        0        0
EDWARDS LIFESCIENCES CORP   COM                 28176E108        2       60 SH       SOLE                       60        0        0
EDWARDS LIFESCIENCES CORP   COM                 28176E108        4      100 SH       OTHER                     100        0        0
ELECTRONIC DATA SYS NEW     COM                 285661104        6      250 SH       SOLE                      250        0        0
EMERSON ELEC CO             COM                 291011104      301     4034 SH       SOLE                     4034        0        0
EMERSON ELEC CO             COM                 291011104      126     1700 SH       OTHER                    1700        0        0
EXELON CORP                                     30161N101       15      285 SH       SOLE                      285        0        0
EXPEDIA INC DEL             COM                 30212P105       29     1232 SH       SOLE                     1232        0        0
EXPEDIA INC DEL             COM                 30212P105       13      550 SH       OTHER                      50        0      500
EXXON MOBIL CORP            COM                 30231G102     3560    63384 SH       SOLE                    63384        0        0
EXXON MOBIL CORP            COM                 30231G102     1366    24331 SH       OTHER                   17875      456     6000
FNB CORP.                                       302520101        6      350 SH       SOLE                      350        0        0
FPL GROUP INC               COM                 302571104       33      800 SH       SOLE                      800        0        0
FAIRFAX FINANCIAL HOLDINGS  LTD                 303901102       28      200 SH       OTHER                     200        0        0
FAMILY DOLLAR STORES INC                        307000109       14      600 SH       SOLE                      600        0        0
FEDERAL HOME LN MTG CORP    COM                 313400301       22      350 SH       SOLE                      350        0        0
FEDERAL NATL MTG ASSN       COM                 313586109       34      710 SH       SOLE                      710        0        0
FEDERAL NATL MTG ASSN       COM                 313586109        2       50 SH       OTHER                      50        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

FEDERATED DEPT STORES INC DE COM                31410H101       11      169 SH       SOLE                      169        0        0
FEDERATED DEPT STORES INC DE COM                31410H101       21      326 SH       OTHER                     326        0        0
FEDEX CORP                  COM                 31428X106      587     5685 SH       SOLE                     5685        0        0
FEDEX CORP                  COM                 31428X106      217     2100 SH       OTHER                    1450        0      650
FIFTH THIRD BANCORP         COM                 316773100        6      182 SH       SOLE                      182        0        0
FIRST DATA CORP             COM                 319963104      654    15211 SH       SOLE                    15011        0      200
FIRST DATA CORP             COM                 319963104      443    10323 SH       OTHER                    6623      900     2800
FIRST HORIZON NATIONAL CORP                     320517105       18      473 SH       SOLE                      473        0        0
CEF FIRST TR VALUE FUND                         33735D104       33     2134 SH       OTHER                    2134        0        0
FIRST ENERGY CORP COM                           337932107       24      500 SH       SOLE                      500        0        0
FISHER SCIENTIFIC           INTERNATIONAL INC   338032204       30      500 SH       SOLE                      500        0        0
FISHER SCIENTIFIC           INTERNATIONAL INC   338032204      111     1800 SH       OTHER                     100        0     1700
FLUOR CORP                  COM                 343412102       50      660 SH       SOLE                      660        0        0
FOREST LABS INC.                                345838106       13      330 SH       SOLE                      330        0        0
FORTUNE BRANDS INC          COM                 349631101       82     1052 SH       SOLE                     1052        0        0
FORTUNE BRANDS INC          COM                 349631101       64      830 SH       OTHER                     830        0        0
FOSSIL INC                  COM                 349882100        4      200 SH       SOLE                      200        0        0
4 KIDS ENTMT INC            COM                 350865101        1      100 SH       SOLE                      100        0        0
FULTON FINL CORP PA         COM                 360271100     1059    60230 SH       SOLE                    60230        0        0
FULTON FINL CORP PA         COM                 360271100       18     1060 SH       OTHER                    1060        0        0
GALLAHER GROUP PLC          SPONSORED ADR       363595109       40      680 SH       OTHER                     680        0        0
GANNETT INC                 COM                 364730101      314     5200 SH       SOLE                     5200        0        0
GANNETT INC                 COM                 364730101      303     5015 SH       OTHER                    3115        0     1900
GENENTECH INC                                   368710406       21      230 SH       SOLE                      230        0        0
GENERAL DYNAMICS CORP       COM                 369550108      115     1011 SH       SOLE                     1011        0        0
GENERAL ELEC CO             COM                 369604103     4113   117383 SH       SOLE                   117083        0      300
GENERAL ELEC CO             COM                 369604103     2863    81726 SH       OTHER                   76736     2390     2600
GENERAL GROWTH PPTYS INC    COM                 370021107      234     5000 SH       SOLE                     5000        0        0
GENERAL MLS INC             COM                 370334104      160     3250 SH       SOLE                     3250        0        0
GENERAL MLS INC             COM                 370334104      209     4250 SH       OTHER                    2250        0     2000
GENERAL MTRS CORP           COM                 370442105       67     3486 SH       SOLE                     3486        0        0
GENERAL MTRS CORP           COM                 370442105       13      700 SH       OTHER                     700        0        0
GENUINE PARTS CO            COM                 372460105      373     8500 SH       SOLE                     8500        0        0
GENUINE PARTS CO            COM                 372460105       43     1000 SH       OTHER                    1000        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

GENZYME CORP GENERAL        DIVISION COM        372917104       26      375 SH       SOLE                      375        0        0
GILEAD SCIENCES INC                             375558103       99     1900 SH       SOLE                     1900        0        0
GILEAD SCIENCES INC                             375558103       83     1592 SH       OTHER                    1592        0        0
GLAXOSMITHKLINE PLC         SPONSORED ADR       37733W105       98     1950 SH       SOLE                     1950        0        0
GOLDMAN SACHS GROUP INC     COM                 38141G104      970     7598 SH       SOLE                     7598        0        0
GOLDMAN SACHS GROUP INC     COM                 38141G104      351     2750 SH       OTHER                    2750        0        0
GRAINGER W W INC            COM                 384802104      142     2000 SH       OTHER                       0        0     2000
GREATER BAY BANCORP         COM                 391648102       11      450 SH       SOLE                      450        0        0
GUIDANT CORP                COM                 401698105      129     2000 SH       OTHER                    2000        0        0
HCA INC                     COM                 404119109       21      435 SH       SOLE                      435        0        0
HCA INC                     COM                 404119109       21      435 SH       OTHER                     435        0        0
HARLEY DAVIDSON INC                             412822108     1225    23810 SH       SOLE                    23810        0        0
HARLEY DAVIDSON INC                             412822108       36      700 SH       OTHER                     200      500        0
HARRAH'S ENTERTAINMENT                          413619107      302     4250 SH       SOLE                     4250        0        0
HARRAH'S ENTERTAINMENT                          413619107       42      600 SH       OTHER                     600        0        0
HARTFORD FINL SVCS GROUP INC COM                416515104      568     6614 SH       SOLE                     6614        0        0
HARTFORD FINL SVCS GROUP INC COM                416515104       42      500 SH       OTHER                     500        0        0
HEINZ H J CO                COM                 423074103      102     3033 SH       SOLE                     3033        0        0
HEINZ H J CO                COM                 423074103       22      675 SH       OTHER                     675        0        0
THE HERSHEY COMPANY         COM                 427866108      173     3141 SH       SOLE                     3141        0        0
HEWLETT PACKARD CO          COM                 428236103       34     1200 SH       SOLE                     1200        0        0
HEWLETT PACKARD CO          COM                 428236103       11      400 SH       OTHER                     400        0        0
HILTON HOTELS CORP                              432848109       12      500 SH       SOLE                      500        0        0
HOME DEPOT INC              COM                 437076102     1020    25225 SH       SOLE                    25075        0      150
HOME DEPOT INC              COM                 437076102      719    17785 SH       OTHER                   12585      800     4400
HONEYWELL INTL INC          COM                 438516106       44     1200 SH       SOLE                     1200        0        0
HONEYWELL INTL INC          COM                 438516106       14      400 SH       OTHER                     400        0        0
HOSPITALITY PROPERTIES TR                       44106M102      160     4000 SH       SOLE                     1000        0     3000
HOSPIRA, INC.                                   441060100        2       70 SH       SOLE                       70        0        0
HUDSON UNITED BANCORP       COM                 444165104       14      350 SH       SOLE                      350        0        0
HUMANA INC                  COM                 444859102      606    11160 SH       OTHER                   11160        0        0
IAC INTERACTIVECORP         COM NEW             44919P300       34     1232 SH       SOLE                     1232        0        0
IAC INTERACTIVECORP         COM NEW             44919P300       16      600 SH       OTHER                     100        0      500

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

ING CLARION GLOBAL REAL     ESTATE INCOME FUND  44982G104       49     3020 SH       SOLE                     3020        0        0
ING CLARION GLOBAL REAL     ESTATE INCOME FUND  44982G104      213    13087 SH       OTHER                   13087        0        0
INDYMAC BANCORP INC.                            456607100       78     2000 SH       SOLE                     2000        0        0
INTEL CORP                  COM                 458140100     1534    61508 SH       SOLE                    61308        0      200
INTEL CORP                  COM                 458140100      955    38290 SH       OTHER                   29790     2000     6500
INTERNATIONAL BUSINESS MACH  COM                459200101      867    10549 SH       SOLE                    10549        0        0
INTERNATIONAL BUSINESS MACH  COM                459200101      339     4135 SH       OTHER                    3385        0      750
INTL PAPER CO               COM                 460146103       36     1100 SH       SOLE                     1100        0        0
INTERVEST BANCSHARES CORP   CL A                460927106       17      700 SH       SOLE                      700        0        0
INVESTORS FINL SERVICES CORPCOM                 461915100       12      350 SH       SOLE                      350        0        0
I SHARES JAPAN INDEX                            464286848       73     5400 SH       OTHER                    5400        0        0
ETF I SHARES DOW JONES                          464287168        6      100 SH       OTHER                     100        0        0
ISHARES TR                  S^P 500 INDEX       464287200      971     7794 SH       SOLE                     7794        0        0
ISHARES TR                  S^P 500 INDEX       464287200       31      250 SH       OTHER                       0      250        0
S^P 500/ GROWTH INDEX       FD                  464287309      324     5475 SH       SOLE                     5475        0        0
S^P 500 VALUE INDEX FD                          464287408      254     3915 SH       SOLE                     3915        0        0
ISHARES TRUST MSCI EAFE FD  MSCI EAFE INDEX FUND464287465       44      750 SH       SOLE                      750        0        0
S^P MID CAP 400 INDEX FUND  I SHARES            464287507      215     2915 SH       SOLE                     2915        0        0
S^P MIDCAP 400 GROWTH       INDEX FUND I SHS    464287606      132     1750 SH       SOLE                     1750        0        0
CEF ISHARES TR FUNDS                            464287648       20      300 SH       SOLE                      300        0        0
S^P MIDCAP 400 VALUE        INDEX FD            464287705      132     1880 SH       SOLE                     1880        0        0
CEF I SHARES TRUST FUNDS                        464287739        6      100 SH       SOLE                      100        0        0
S& P SMALL CAP 600 INDEX    FUND I SHARES       464287804      311     5382 SH       SOLE                     5382        0        0
I SHARES TR S^P SMALL CAP   600 VALUE INDEX FD  464287879      110     1734 SH       SOLE                     1734        0        0
I SHARES TR S^P SMALL CAP   600 GROWTH FD       464287887       77      672 SH       SOLE                      672        0        0
JLG INDUSTRIES INC.                             466210101        9      200 SH       SOLE                      200        0        0
JPMORGAN CHASE & CO         COM                 46625H100     1373    34620 SH       SOLE                    34420        0      200
JPMORGAN CHASE & CO         COM                 46625H100     2828    71285 SH       OTHER                   69285     2000        0
JABIL CIRCUIT INC                               466313103      304     8200 SH       SOLE                     8200        0        0
JABIL CIRCUIT INC                               466313103       29      800 SH       OTHER                     300      500        0
JOHNSON & JOHNSON           COM                 478160104     2093    34828 SH       SOLE                    34728        0      100
JOHNSON & JOHNSON           COM                 478160104     1750    29126 SH       OTHER                   27626      500     1000
JOHNSON CTLS INC            COM                 478366107       32      450 SH       SOLE                      450        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

JUNIPER NETWORKS INC        COM                 48203R104      102     4600 SH       SOLE                     4600        0        0
KLA - TENCOR CORPORATION                        482480100       24      500 SH       SOLE                      500        0        0
KB HOME                     COM                 48666K109       47      650 SH       SOLE                      650        0        0
KELLOGG CO                                      487836108      136     3163 SH       SOLE                     3163        0        0
KEYCORP NEW                 COM                 493267108       13      400 SH       SOLE                      400        0        0
KEYSPAN CORP                                    49337W100      388    10900 SH       SOLE                     7900        0     3000
KEYSPAN CORP                                    49337W100       12      350 SH       OTHER                     350        0        0
KIMBERLY CLARK CORP         COM                 494368103      410     6886 SH       SOLE                     6886        0        0
KIMBERLY CLARK CORP         COM                 494368103      131     2200 SH       OTHER                    1000        0     1200
KOHLS CORP                  COM                 500255104      121     2500 SH       SOLE                     2400        0      100
KRAFT FOODS INC                                 50075N104       11      400 SH       OTHER                     400        0        0
L-3 COMMUNICATIONS HLDGS INCCOM                 502424104      309     4163 SH       SOLE                     4163        0        0
L-3 COMMUNICATIONS HLDGS INCCOM                 502424104      156     2100 SH       OTHER                    2100        0        0
LABORATORY CORP AMER HLDGS  COM NEW             50540R409      103     1923 SH       OTHER                    1923        0        0
LEHMAN BROTHERS HOLDINGS    INC                 524908100       20      160 SH       SOLE                      160        0        0
LIBERTY GLOBAL INC          COM SER A           530555101        1       60 SH       SOLE                       60        0        0
LIBERTY GLOBAL INC          COM SER C           530555309        1       60 SH       SOLE                       60        0        0
LIBERTY MEDIA CORP NEW      COM SER A           530718105        9     1200 SH       SOLE                     1200        0        0
LIBERTY PPTY TR             SH BEN INT          531172104      133     3125 SH       SOLE                     3125        0        0
LILLY ELI & CO              COM                 532457108       53      950 SH       SOLE                      950        0        0
LINEAR TECHNOLOGY CORP      COM                 535678106      118     3300 SH       SOLE                     3300        0        0
LOCKHEED MARTIN CORP        COM                 539830109      362     5698 SH       SOLE                     5698        0        0
LOCKHEED MARTIN CORP        COM                 539830109       31      500 SH       OTHER                     500        0        0
LOWES COS INC               COM                 548661107      245     3678 SH       SOLE                     3678        0        0
LOWES COS INC               COM                 548661107       26      400 SH       OTHER                     400        0        0
LUCENT TECHNOLOGIES INC     COM                 549463107        8     3060 SH       SOLE                     3060        0        0
MBIA INC                    COM                 55262C100      162     2700 SH       OTHER                    2700        0        0
MBNA CORP                   COM                 55262L100      717    26437 SH       SOLE                    26237        0      200
MBNA CORP                   COM                 55262L100      491    18100 SH       OTHER                    5850     2250    10000
MGI PHARMA INC              COM                 552880106       54     3195 SH       SOLE                     3195        0        0
MARSH & MCLENNAN COS INC    COM                 571748102        6      200 SH       OTHER                     200        0        0
MASCO CORP                  COM                 574599106      602    19966 SH       SOLE                    19966        0        0
MASCO CORP                  COM                 574599106      223     7400 SH       OTHER                    5400        0     2000

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

MAYTAG CORP                 COM                 578592107        7      400 SH       OTHER                     400        0        0
MCCORMICK & CO INC                              579780206        7      243 SH       SOLE                      243        0        0
MCDATA CORP                 CL A                580031201        0        7 SH       SOLE                        7        0        0
MCDONALDS CORP              COM                 580135101       53     1600 SH       SOLE                     1600        0        0
MCDONALDS CORP              COM                 580135101       37     1100 SH       OTHER                    1100        0        0
MCGRAW HILL COS INC         COM                 580645109      144     2800 SH       SOLE                     2800        0        0
MCGRAW HILL COS INC         COM                 580645109      237     4600 SH       OTHER                    4600        0        0
MEDCO HEALTH SOLUTIO                            58405U102       15      276 SH       SOLE                      276        0        0
MEDCO HEALTH SOLUTIO                            58405U102       10      180 SH       OTHER                     180        0        0
MEDTRONIC INC               COM                 585055106     1210    21025 SH       SOLE                    20925        0      100
MEDTRONIC INC               COM                 585055106      149     2600 SH       OTHER                    2300        0      300
MELLON FINL CORP            COM                 58551A108      445    13012 SH       SOLE                    13012        0        0
MELLON FINL CORP            COM                 58551A108      360    10528 SH       OTHER                    2528        0     8000
MERCK & CO INC              COM                 589331107      163     5150 SH       SOLE                     5150        0        0
MERCK & CO INC              COM                 589331107       47     1500 SH       OTHER                    1500        0        0
MERRILL LYNCH & CO INC      COM                 590188108      768    11355 SH       SOLE                    11205        0      150
MERRILL LYNCH & CO INC      COM                 590188108       79     1175 SH       OTHER                    1175        0        0
METLIFE INC                 COM                 59156R108       36      750 SH       SOLE                      750        0        0
METLIFE INC                 COM                 59156R108       73     1500 SH       OTHER                       0     1500        0
MICROSOFT CORP              COM                 594918104     1373    52541 SH       SOLE                    52341        0      200
MICROSOFT CORP              COM                 594918104     1648    63075 SH       OTHER                   52475     2000     8600
MICRON TECHNOLOGY                               595112103       12      960 SH       SOLE                      960        0        0
MID CAP S P D R TRUST UNIT  SER 1               595635103       98      734 SH       SOLE                      734        0        0
MID CAP S P D R TRUST UNIT  SER 1               595635103      146     1085 SH       OTHER                    1085        0        0
MORGAN STANLEY              COM NEW             617446448      455     8025 SH       SOLE                     8025        0        0
MORGAN STANLEY              COM NEW             617446448       62     1100 SH       OTHER                       0     1100        0
MOTOROLA INC                COM                 620076109       13      600 SH       OTHER                     600        0        0
MUNICIPAL HIGH INCOME FD INCCOM                 626214100       44     6205 SH       SOLE                     6205        0        0
MYLAN LABS INC              COM                 628530107      161     8100 SH       SOLE                     8100        0        0
MYLAN LABS INC              COM                 628530107       46     2350 SH       OTHER                    1850      500        0
NASDAQ 100 TR               UNIT SER 1          631100104      198     4900 SH       SOLE                     4900        0        0
NASDAQ 100 TR               UNIT SER 1          631100104      464    11500 SH       OTHER                   11500        0        0
NATIONAL CITY CORP          COM                 635405103       24      716 SH       SOLE                      716        0        0
NATIONAL CITY CORP          COM                 635405103       26      800 SH       OTHER                     800        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

NATIONAL FUEL GAS CO N J    COM                 636180101      549    17625 SH       SOLE                    17625        0        0
NATIONAL FUEL GAS CO N J    COM                 636180101      243     7800 SH       OTHER                    4300     2000     1500
NATIONAL SEMICONDUCTOR CORP COM                 637640103       31     1200 SH       SOLE                     1200        0        0
NEENAH PAPER INC            COM                 640079109        0       31 SH       SOLE                       31        0        0
NEENAH PAPER INC            COM                 640079109        0       11 SH       OTHER                      11        0        0
NEWELL RUBBERMAID INC       COM                 651229106       14      600 SH       SOLE                      600        0        0
NEWELL RUBBERMAID INC       COM                 651229106      170     7184 SH       OTHER                    7184        0        0
NEWS CORP. CLASS B                              65248E203      108     6523 SH       SOLE                     6523        0        0
NIKE INC                    CL B                654106103       43      500 SH       SOLE                      500        0        0
NOKIA CORP                  SPONSORED ADR       654902204      552    30224 SH       SOLE                    30224        0        0
NOKIA CORP                  SPONSORED ADR       654902204      406    22250 SH       OTHER                   22250        0        0
NOBLE ENERGY INC.                               655044105      282     7000 SH       SOLE                     7000        0        0
NORTH FORK BANCORPORATION   INC                 659424105       17      630 SH       SOLE                      630        0        0
NOVELLUS SYS INC            COM                 670008101       16      700 SH       SOLE                      700        0        0
NUVEEN INS PREM INC MUNI FD                     6706D8104       47     3750          SOLE                     3750        0        0
NUVEEN EQUITY PREM INCOME FD                    6706ER101       65     3750 SH       OTHER                    3750        0        0
NUVEEN N Y INVT QUALITY     MUN FD INC          67062X101      108     7657          OTHER                    7657        0        0
NUVEEN REAL ESTATE INCOME FD                    67071B108      159     8000 SH       SOLE                     8000        0        0
NUVEEN INSD DIVID ADVANTAGE COM                 67071L106        9      700 SH       SOLE                      700        0        0
CEF NUVEEN QUALITY PFD      INCOME FUND         67071S101      254    20500 SH       SOLE                    20500        0        0
CEF NUVEEN QUALITY PFD      INCOME FUND         67071S101       21     1750 SH       OTHER                    1750        0        0
NUVEEN PFD & CONV INCOME    FUND 2              67073D102      181    15000 SH       SOLE                        0        0    15000
OGE ENERGY CORP             COM                 670837103       13      500 SH       SOLE                      500        0        0
OCCIDENTAL PETROLEUM CORP                       674599105      102     1285 SH       SOLE                     1285        0        0
OCCIDENTAL PETROLEUM CORP                       674599105      199     2500 SH       OTHER                    2500        0        0
OMNICOM GROUP INC           COM                 681919106      910    10690 SH       SOLE                    10690        0        0
OMNICOM GROUP INC           COM                 681919106      468     5500 SH       OTHER                    2300      200     3000
ORACLE CORP                 COM                 68389X105      103     8480 SH       SOLE                     8480        0        0
ORACLE CORP                 COM                 68389X105      216    17700 SH       OTHER                     200        0    17500
ORASURE TECHNOLOGIES INC    COM                 68554V108       17     2000 SH       SOLE                     2000        0        0
PHH CORP                    COM NEW             693320202        4      160 SH       SOLE                      160        0        0
PHH CORP                    COM NEW             693320202        1       45 SH       OTHER                      45        0        0
PNC FINL SVCS GROUP INC     COM                 693475105      142     2300 SH       SOLE                     2300        0        0
PNC FINL SVCS GROUP INC     COM                 693475105       86     1400 SH       OTHER                     400        0     1000

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

PPG INDS INC                COM                 693506107      629    10875 SH       SOLE                    10875        0        0
PPG INDS INC                COM                 693506107      195     3375 SH       OTHER                    2575      800        0
PPL CORP                                        69351T106       31     1086 SH       SOLE                     1086        0        0
PPL CORP                                        69351T106       61     2100 SH       OTHER                    2100        0        0
PACTIV CORP                                     695257105       66     3000 SH       SOLE                     3000        0        0
PALL CORP                                       696429307       10      390 SH       SOLE                      390        0        0
PAN PACIFIC RETAIL PPTYS INCCOM                 69806L104       66     1000 SH       OTHER                    1000        0        0
PAYCHEX INC                 COM                 704326107       84     2228 SH       SOLE                     2228        0        0
PEPSICO INC                 COM                 713448108     1366    23137 SH       SOLE                    22937        0      200
PEPSICO INC                 COM                 713448108     1008    17075 SH       OTHER                   15775        0     1300
PETSMART INC                                    716768106      206     8050 SH       SOLE                     8050        0        0
PETSMART INC                                    716768106       33     1300 SH       OTHER                     500      800        0
PFIZER INC                  COM                 717081103     1068    45829 SH       SOLE                    45529        0      300
PFIZER INC                  COM                 717081103      113     4850 SH       OTHER                    3850     1000        0
PIMCO MUNICIPAL INCOME FD   COM                 72200R107       19     1200 SH       SOLE                     1200        0        0
PITNEY BOWES INC            COM                 724479100       38      900 SH       OTHER                     900        0        0
PLUM CREEK TIMBER CO.       INC.                729251108       37     1037 SH       SOLE                     1037        0        0
PLUM CREEK TIMBER CO.       INC.                729251108      180     5000 SH       OTHER                    5000        0        0
POWER SHARES ETF TRUST                          73935X104      272     6015 SH       SOLE                     6015        0        0
POWER SHARES ETF TRUST                          73935X203      236     4815 SH       SOLE                     4815        0        0
PRAXAIR INC                                     74005P104       10      200 SH       SOLE                      200        0        0
PRAXAIR INC                                     74005P104      137     2600 SH       OTHER                    2600        0        0
PREMIERE GLOBAL SVCS INC    COM                 740585104      121    15000 SH       SOLE                    15000        0        0
PRINCIPAL FINANCIAL GROUP INCOM                 74251V102        6      127 SH       SOLE                      127        0        0
PROCTER & GAMBLE CO         COM                 742718109     2154    37227 SH       SOLE                    37077        0      150
PROCTER & GAMBLE CO         COM                 742718109      900    15562 SH       OTHER                    7862     1000     6700
PROGRESS ENERGY INC         COM                 743263105      862    19641 SH       SOLE                    16491        0     3150
PROGRESS ENERGY INC         COM                 743263105      191     4360 SH       OTHER                    3669      191      500
PUBLIC STORAGE INC          COM                 74460D109       12      179 SH       SOLE                      179        0        0
QUALCOMM INC                COM                 747525103      274     6380 SH       SOLE                     6380        0        0
QUEST DIAGNOSTICS INC                           74834L100      391     7600 SH       SOLE                     7600        0        0
QUEST DIAGNOSTICS INC                           74834L100       77     1500 SH       OTHER                     700      800        0
REGIONS FINANCIAL           CORP. NEW           7591EP100       10      300 SH       SOLE                      300        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

REPUBLIC FIRST BANCORP INC  COM                 760416107       16     1232 SH       SOLE                     1232        0        0
REYNOLDS AMERICAN INC.                          761713106       28      300 SH       OTHER                     300        0        0
ROCKWELL INTL CORP NEW      COM                 773903109      105     1785 SH       SOLE                     1785        0        0
ROCKWELL COLLINS INC        COM                 774341101       82     1785 SH       SOLE                     1785        0        0
ROYAL DUTCH SHELL PLC       SPONS ADR A         780259206       61     1000 SH       OTHER                    1000        0        0
THE ST. PAUL TRAVELERS      COMPANIES INC  COM  792860108        3       84 SH       SOLE                       84        0        0
SANDISK CORP                COM                 80004C101       15      240 SH       SOLE                      240        0        0
SANOFI AVENTIS              SPONSORED ADR       80105N105       25      586 SH       SOLE                      586        0        0
SARA LEE CORP               COM                 803111103       28     1500 SH       SOLE                     1500        0        0
SARA LEE CORP               COM                 803111103      414    21951 SH       OTHER                   21951        0        0
HENRY SCHEIN INC.                               806407102      205     4714 SH       SOLE                     4714        0        0
SCHLUMBERGER LTD            COM                 806857108      228     2350 SH       SOLE                     2350        0        0
SCHLUMBERGER LTD            COM                 806857108      218     2250 SH       OTHER                    2250        0        0
SCHWAB CHARLES CORP NEW     COM                 808513105       95     6533 SH       SOLE                     6533        0        0
SCIENTIFIC ATLANTA INC      COM                 808655104      219     5100 SH       SOLE                     5100        0        0
SCUDDER MUNI INCOME TR                          81118R604       12     1000          SOLE                     1000        0        0
CEF SCUDDER RREEF II                            81119R108       92     6000 SH       SOLE                        0        0     6000
SEALED AIR CORPORATION                          81211K100       54      970 SH       SOLE                      970        0        0
SECTOR SPDR TRUST                               81369Y803      626    30000 SH       SOLE                    30000        0        0
SECTOR SPDR TRUST                               81369Y803       41     2000 SH       OTHER                    2000        0        0
SHERWIN WILLIAMS CO         COM                 824348106       13      300 SH       OTHER                     300        0        0
SIRIUS SATELLITE RADIO INC                      82966U103       20     3000 SH       SOLE                     3000        0        0
SKY FINANCIAL GROUP INC                         83080P103      176     6357 SH       SOLE                     6357        0        0
SKY FINANCIAL GROUP INC                         83080P103       60     2190 SH       OTHER                    2190        0        0
SMITH INTL INC              COM                 832110100      122     3300 SH       SOLE                     3300        0        0
JM SMUCKER CO                                   832696405        0       18 SH       SOLE                       18        0        0
JM SMUCKER CO                                   832696405        0        2 SH       OTHER                       2        0        0
SONY CORP                                       835699307       29      724 SH       SOLE                      724        0        0
SOUTHERN CO                                     842587107      172     5000 SH       SOLE                     5000        0        0
SOUTHERN CO                                     842587107       17      500 SH       OTHER                     500        0        0
SOVEREIGN BANCORP INC       COM                 845905108       71     3307 SH       SOLE                     3307        0        0
STAPLES INC                 COM                 855030102        5      225 SH       SOLE                      225        0        0
STARBUCKS CORP              COM                 855244109       54     1800 SH       SOLE                     1800        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

STARWOOD HOTELS^RESORTS WRLDPAIRED CTF          85590A203      104     1640 SH       SOLE                     1640        0        0
STATE STR CORP              COM                 857477103       66     1200 SH       SOLE                     1200        0        0
STATE STR CORP              COM                 857477103      315     5700 SH       OTHER                    5700        0        0
SUN MICROSYSTEMS INC        COM                 866810104        8     2000 SH       SOLE                     2000        0        0
SUNCOR ENERGY INC           COM                 867229106       31      505 SH       OTHER                     505        0        0
SUNTRUST BANKS INC                              867914103       10      150 SH       SOLE                      150        0        0
SYMANTEC CORP               COM                 871503108       75     4300 SH       SOLE                     4300        0        0
SYMANTEC CORP               COM                 871503108       52     3000 SH       OTHER                    3000        0        0
SYSCO CORP                  COM                 871829107      145     4700 SH       SOLE                     4700        0        0
SYSCO CORP                  COM                 871829107       45     1450 SH       OTHER                    1450        0        0
TECO ENERGY INC             COM                 872375100        3      200 SH       SOLE                      200        0        0
TJX COS INC NEW             COM                 872540109       51     2200 SH       SOLE                     2200        0        0
TARGET CORP                 COM                 87612E106      400     7288 SH       SOLE                     7288        0        0
TARGET CORP                 COM                 87612E106      109     2000 SH       OTHER                    1300      500      200
TECHE HOLDING CO                                878330109       23      600 SH       SOLE                      600        0        0
TEVA PHARMACEUTICAL         INDUSTRIES LTD      881624209      187     4372 SH       SOLE                     4372        0        0
TEVA PHARMACEUTICAL         INDUSTRIES LTD      881624209      248     5790 SH       OTHER                    5790        0        0
TEXAS INSTRS INC            COM                 882508104      844    26336 SH       SOLE                    26136        0      200
TEXAS INSTRS INC            COM                 882508104      492    15350 SH       OTHER                   14850      500        0
3M CO                                           88579Y101     1391    17961 SH       SOLE                    17861        0      100
3M CO                                           88579Y101      701     9050 SH       OTHER                    5350      500     3200
TIME WARNER INC NEW                             887317105       45     2593 SH       SOLE                     2593        0        0
TIME WARNER INC NEW                             887317105       22     1300 SH       OTHER                    1300        0        0
TRIBUNE CO NEW              COM                 896047107       24      800 SH       SOLE                      800        0        0
TYCO INTL LTD NEW           COM                 902124106      179     6230 SH       SOLE                     6230        0        0
TYCO INTL LTD NEW           COM                 902124106       28      974 SH       OTHER                     974        0        0
US BANCORP                                      902973304      483    16189 SH       SOLE                    16189        0        0
UNION PAC CORP              COM                 907818108      532     6610 SH       SOLE                     6610        0        0
UNION PAC CORP              COM                 907818108      326     4050 SH       OTHER                    2550        0     1500
UNITED BANKSHARES INC WEST VCOM                 909907107      103     2934 SH       SOLE                     2934        0        0
UNITED BANKSHARES INC WEST VCOM                 909907107       70     2000 SH       OTHER                    2000        0        0
UNITED BANCORP INC OHIO     COM                 909911109       92     7649 SH       SOLE                     7649        0        0
UNITED NATURAL FOODS                            911163103       50     1900 SH       OTHER                    1900        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

UNITED PARCEL SERVICE INC   CL B                911312106      475     6325 SH       SOLE                     6225        0      100
UNITED PARCEL SERVICE INC   CL B                911312106      217     2900 SH       OTHER                    2900        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     1108    19837 SH       SOLE                    19837        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     1127    20175 SH       OTHER                   18375      500     1300
UNITEDHEALTH GROUP INC      COM                 91324P102      293     4720 SH       SOLE                     4720        0        0
VALERO ENERGY CORP NEW      COM                 91913Y100      216     4200 SH       SOLE                     4200        0        0
VALERO ENERGY CORP NEW      COM                 91913Y100      361     7000 SH       OTHER                    7000        0        0
VARIAN MED SYS INC          COM                 92220P105      322     6400 SH       SOLE                     6400        0        0
VARIAN MED SYS INC          COM                 92220P105      100     2000 SH       OTHER                    2000        0        0
VANGUARD REIT VIPERS                            922908553      172     2900 SH       SOLE                     2900        0        0
VANGUARD REIT VIPERS                            922908553       17      300 SH       OTHER                     300        0        0
VERIZON COMMUNICATIONS      COM                 92343V104     1164    38684 SH       SOLE                    38584        0      100
VERIZON COMMUNICATIONS      COM                 92343V104      372    12385 SH       OTHER                   11385        0     1000
VIACOM INC. CLASS A                             925524100       84     2586 SH       SOLE                     2586        0        0
VIACOM INC                  CL B                925524308       22      688 SH       SOLE                      688        0        0
VIACOM INC                  CL B                925524308       32     1000 SH       OTHER                    1000        0        0
VODAFONE GROUP PLC NEW      SPONSORED ADR       92857W100       45     2100 SH       SOLE                     2100        0        0
VODAFONE GROUP PLC NEW      SPONSORED ADR       92857W100       40     1910 SH       OTHER                    1910        0        0
VORNADO REALTY TRUST                            929042109      166     2000 SH       SOLE                     2000        0        0
WACHOVIA CORP 2ND NEW       COM                 929903102      586    11087 SH       SOLE                    11087        0        0
WACHOVIA CORP 2ND NEW       COM                 929903102      202     3825 SH       OTHER                    3825        0        0
WAL MART STORES INC         COM                 931142103     1299    27775 SH       SOLE                    27675        0      100
WAL MART STORES INC         COM                 931142103      415     8890 SH       OTHER                    3190      700     5000
WALGREEN CO                 COM                 931422109      661    14949 SH       SOLE                    14949        0        0
WALGREEN CO                 COM                 931422109      260     5889 SH       OTHER                    4689     1200        0
WASHINGTON MUTUAL INC COMMON                    939322103      539    12400 SH       SOLE                    12400        0        0
WASHINGTON MUTUAL INC COMMON                    939322103      348     8000 SH       OTHER                    6300     1200      500
WASHINGTON REAL ESTATE      INVESTMENT TRUST    939653101      121     4000 SH       SOLE                        0        0     4000
WEBSTER FINL CORP CONN      COM                 947890109       11      250 SH       SOLE                      250        0        0
WELLPOINT INC               COM                 94973V107       95     1200 SH       OTHER                    1200        0        0
WELLS FARGO & CO NEW        COM                 949746101      727    11577 SH       SOLE                    11577        0        0
WELLS FARGO & CO NEW        COM                 949746101      238     3800 SH       OTHER                    3800        0        0
WESBANCO INC                COM                 950810101     2795    91963 SH       SOLE                    91963        0        0
WESBANCO INC                COM                 950810101      521    17162 SH       OTHER                   17162        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

WEYERHAEUSER CO             COM                 962166104       82     1250 SH       SOLE                     1250        0        0
WEYERHAEUSER CO             COM                 962166104       69     1050 SH       OTHER                       0        0     1050
WHIRLPOOL CORP              COM                 963320106       39      475 SH       OTHER                     475        0        0
WHOLE FOOD MARKET INC                           966837106       28      370 SH       SOLE                      370        0        0
WHOLE FOOD MARKET INC                           966837106      227     2940 SH       OTHER                    2940        0        0
WRIGLEY WM JR CO            COM                 982526105       25      382 SH       SOLE                      382        0        0
WYETH COM                                       983024100      822    17857 SH       SOLE                    17857        0        0
WYETH COM                                       983024100     1340    29100 SH       OTHER                   28900        0      200
XM SATELLITE RADIO A HOLDINGINC  CLASS A        983759101      100     3693 SH       OTHER                    3693        0        0
XCEL ENERGY INC             COM                 98389B100      137     7475 SH       SOLE                     2475        0     5000
XCEL ENERGY INC             COM                 98389B100       55     3000 SH       OTHER                    1000        0     2000
XILINX INC                  COM                 983919101      372    14800 SH       SOLE                    14800        0        0
XILINX INC                  COM                 983919101       45     1800 SH       OTHER                    1800        0        0
YANKEE CANDLE INC           COM                 984757104       25     1000 SH       SOLE                     1000        0        0
YELLOW ROADWAY CORP         COM                 985577105      334     7500 SH       SOLE                     7500        0        0
YELLOW ROADWAY CORP         COM                 985577105       89     2000 SH       OTHER                       0        0     2000
YUM BRANDS INC. COM                             988498101        1       40 SH       SOLE                       40        0        0
ZIMMER HLDGS INC            COM                 98956P102     1106    16405 SH       SOLE                    16305        0      100
ZIMMER HLDGS INC            COM                 98956P102     1103    16361 SH       OTHER                   15665      200      496
ZIONS BANCORPORATION        COM                 989701107       17      225 SH       SOLE                      225        0        0

 GRAND TOTALS                                               163380  4089402                                3771758    55563   262081