Security National Trust

Security National Trust as of June 30, 2006

Portfolio Holdings for Security National Trust

Security National Trust holds 0 positions in its portfolio as reported in the June 2006 quarterly 13F filing

                {S}				{C}		   {C}
                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

GLOBALSANTAFE CORPORATION                       G3930E101      115     2000 SH       SOLE                     2000        0        0
GLOBALSANTAFE CORPORATION                       G3930E101       28      500 SH       OTHER                       0      500        0
INGERSOLL-RAND CL A         CL A                G4776G101      658    15400 SH       SOLE                    15400        0        0
INGERSOLL-RAND CL A         CL A                G4776G101       79     1850 SH       OTHER                    1350      500        0
NABORS INDUSTRIES LTD NEW   SHS                 G6359F103      444    13150 SH       SOLE                    13150        0        0
NABORS INDUSTRIES LTD NEW   SHS                 G6359F103      128     3800 SH       OTHER                    3800        0        0
TRANSOCEAN INC              REG SHS             G90078109       18      228 SH       SOLE                      228        0        0
TRANSOCEAN INC              REG SHS             G90078109       24      309 SH       OTHER                     309        0        0
WEATHERFORD INT'L LTD       BERMUDA             G95089101      279     5630 SH       SOLE                     5630        0        0
WEATHERFORD INT'L LTD       BERMUDA             G95089101       29      600 SH       OTHER                     600        0        0
XOMA LTD                    ORD                 G9825R107        0      100 SH       SOLE                      100        0        0
FLEXTRONICS INTL LTD        ORD                 Y2573F102      289    27300 SH       SOLE                    27300        0        0
FLEXTRONICS INTL LTD        ORD                 Y2573F102      107    10100 SH       OTHER                    5600     1500     3000
ACCO BRANDS CORP            COM                 00081T108        3      159 SH       OTHER                     159        0        0
AFLAC INC                                       001055102      311     6712 SH       SOLE                     6712        0        0
AFLAC INC                                       001055102       74     1608 SH       OTHER                     108        0     1500
AT^T INC                    COM                 00206R102      687    24674 SH       SOLE                    24674        0        0
AT^T INC                    COM                 00206R102      367    13166 SH       OTHER                   10140     1526     1500
ABBOTT LABS                 COM                 002824100      403     9250 SH       SOLE                     9250        0        0
ABBOTT LABS                 COM                 002824100      189     4350 SH       OTHER                    1650      400     2300
ABINGTON CMNTY BANCORP INC  COM                 00350R106       11      800 SH       SOLE                      800        0        0
ADOBE SYSTEMS INC                               00724F101       10      350 SH       OTHER                     350        0        0
ADVANCED MICRO DEVICES INC  COM                 007903107        9      400 SH       SOLE                      400        0        0
AFFILIATED COMPUTER         SERVICES INC        008190100      540    10475 SH       SOLE                    10475        0        0
AFFILIATED COMPUTER         SERVICES INC        008190100      163     3175 SH       OTHER                    1175        0     2000
AGERE SYS INC               COM                 00845V308        0       47 SH       SOLE                       47        0        0
AGILENT TECHNOLOGIES INC    COM                 00846U101        7      250 SH       OTHER                     250        0        0
AIR PRODS & CHEMS INC       COM                 009158106      736    11525 SH       SOLE                    11525        0        0
AIR PRODS & CHEMS INC       COM                 009158106      318     4975 SH       OTHER                    1675      300     3000

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

ALCOA INC                   COM                 013817101      251     7774 SH       SOLE                     7774        0        0
ALCOA INC                   COM                 013817101      268     8300 SH       OTHER                    5300        0     3000
ALLIANT TECHSYSTEMS INC                         018804104       45      600 SH       OTHER                     600        0        0
ALLIED IRISH  BKS SPND ADR                      019228402      524    10840 SH       SOLE                    10840        0        0
ALLSTATE CORP               COM                 020002101     1300    23775 SH       SOLE                    23775        0        0
ALLSTATE CORP               COM                 020002101      400     7325 SH       OTHER                    6325     1000        0
ALLTEL CORP                 COM                 020039103      268     4206 SH       SOLE                     4206        0        0
ALLTEL CORP                 COM                 020039103       62      983 SH       OTHER                     983        0        0
ALPHA NATURAL RESOURCES                         02076X102        9      500 SH       SOLE                      500        0        0
ALTRIA GROUP INC                                02209S103     1098    14955 SH       SOLE                    14955        0        0
ALTRIA GROUP INC                                02209S103     1270    17300 SH       OTHER                   14300        0     3000
AMAZON COM INC              COM                 023135106        9      240 SH       SOLE                      240        0        0
AMERICA MOVIL S A DE C V    SPON ADR L SHS      02364W105       39     1200 SH       SOLE                     1200        0        0
AMERICAN BANK INC PA        COM                 024343105       89    11250 SH       SOLE                    11250        0        0
AMERICAN ELEC PWR INC       COM                 025537101       41     1200 SH       OTHER                    1200        0        0
AMERICAN EXPRESS CO         COM                 025816109     1094    20562 SH       SOLE                    20562        0        0
AMERICAN EXPRESS CO         COM                 025816109      312     5880 SH       OTHER                    5880        0        0
AMERICAN INTL GROUP INC     COM                 026874107      996    16871 SH       SOLE                    16871        0        0
AMERICAN INTL GROUP INC     COM                 026874107      450     7630 SH       OTHER                    6684        0      946
AMERICAN STANDARD COMPANIES INC                 029712106       44     1025 SH       SOLE                     1025        0        0
AMERISOURCEBERGEN CORP      COM                 03073E105       16      400 SH       SOLE                      400        0        0
AMERIPRISE FINL INC         COM                 03076C106       30      685 SH       SOLE                      685        0        0
AMERIPRISE FINL INC         COM                 03076C106       13      300 SH       OTHER                     300        0        0
AMGEN INC                   COM                 031162100     2201    33755 SH       SOLE                    33755        0        0
AMGEN INC                   COM                 031162100      895    13728 SH       OTHER                    9828      600     3300
AMSOUTH BANCORPORATION                          032165102      308    11650 SH       SOLE                    11650        0        0
ANADARKO PETE CORP          COM                 032511107      182     3838 SH       SOLE                     3838        0        0
ANADARKO PETE CORP          COM                 032511107       73     1552 SH       OTHER                    1552        0        0
ANHEUSER BUSCH COS INC      COM                 035229103      690    15135 SH       SOLE                    15135        0        0
ANHEUSER BUSCH COS INC      COM                 035229103      281     6175 SH       OTHER                    5775      400        0
APACHE CORP                 COM                 037411105      664     9735 SH       SOLE                     9735        0        0
APACHE CORP                 COM                 037411105      258     3784 SH       OTHER                    3484      300        0
APOLLO GROUP INC                                037604105       59     1150 SH       SOLE                     1150        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

APPLE COMPUTER INC                              037833100      256     4480 SH       SOLE                     4480        0        0
APPLE COMPUTER INC                              037833100        5      100 SH       OTHER                     100        0        0
APPLEBEES INTERNATIONAL INC                     037899101       14      750 SH       SOLE                      750        0        0
APPLIED MATLS INC           COM                 038222105      724    44500 SH       SOLE                    44500        0        0
APPLIED MATLS INC           COM                 038222105      236    14550 SH       OTHER                    6050     2000     6500
ARCHER DANIELS MIDLAND CO   COM                 039483102       26      650 SH       SOLE                      650        0        0
ARCHER DANIELS MIDLAND CO   COM                 039483102       45     1104 SH       OTHER                    1104        0        0
ATMOS ENERGY CORP                               049560105       32     1170 SH       SOLE                     1170        0        0
AUTODESK INC                COM                 052769106       13      400 SH       SOLE                      400        0        0
AUTOMATIC DATA PROCESSING INCOM                 053015103      626    13807 SH       SOLE                    13807        0        0
AUTOMATIC DATA PROCESSING INCOM                 053015103      686    15149 SH       OTHER                   14149     1000        0
AUTOZONE INC                                    053332102        8      100 SH       OTHER                     100        0        0
AVALONBAY COMMUNITIES INC                       053484101       11      100 SH       OTHER                     100        0        0
AVAYA INC                   COM                 053499109        0       38 SH       SOLE                       38        0        0
AVERY DENNISON CORP         COM                 053611109       40      702 SH       SOLE                      702        0        0
AVON PRODS INC              COM                 054303102       15      500 SH       SOLE                      500        0        0
AVON PRODS INC              COM                 054303102        6      200 SH       OTHER                     200        0        0
BB^T CORP                                       054937107       35      850 SH       SOLE                      850        0        0
BP AMOCO P L C              SPONSORED ADR       055622104     1477    21222 SH       SOLE                    21222        0        0
BP AMOCO P L C              SPONSORED ADR       055622104      759    10906 SH       OTHER                    7606      500     2800
BAKER HUGHES INC            COM                 057224107      337     4125 SH       SOLE                     4125        0        0
BAKER HUGHES INC            COM                 057224107       94     1150 SH       OTHER                     550      600        0
BANCORP INC DEL             COM                 05969A105       17      690 SH       SOLE                      690        0        0
BANK OF AMERICA CORPORATION COM                 060505104     1971    41006 SH       SOLE                    41006        0        0
BANK OF AMERICA CORPORATION COM                 060505104      792    16474 SH       OTHER                   10341     1126     5007
BANK NEW YORK INC           COM                 064057102      135     4204 SH       SOLE                     4204        0        0
BANK NEW YORK INC           COM                 064057102       25      800 SH       OTHER                     800        0        0
BANK WILMINGTON CORP        COM                 065820102       14     1115 SH       SOLE                     1115        0        0
BANKATLANTIC BANCORP        CL A                065908501       11      800 SH       SOLE                      800        0        0
BAXTER INTL INC             COM                 071813109       53     1450 SH       SOLE                     1450        0        0
BAXTER INTL INC             COM                 071813109      644    17542 SH       OTHER                   17542        0        0
BEAR STEARNS COMPANIES INC                      073902108      165     1184 SH       SOLE                     1184        0        0
BEAR STEARNS COMPANIES INC                      073902108        7       55 SH       OTHER                      55        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

BED BATH & BEYOND INC                           075896100        6      205 SH       SOLE                      205        0        0
BELLSOUTH CORP              COM                 079860102      348     9632 SH       SOLE                     9632        0        0
BELLSOUTH CORP              COM                 079860102      333     9222 SH       OTHER                    5822     1400     2000
BERKSHIRE HATHAWAY INC DEL  CL B                084670207       82       27 SH       SOLE                       27        0        0
BEST BUY INC                COM                 086516101      906    16537 SH       SOLE                    16537        0        0
BEST BUY INC                COM                 086516101      109     2000 SH       OTHER                    1500      500        0
BIOMET INC                  COM                 090613100       75     2425 SH       SOLE                     2425        0        0
BIOMET INC                  COM                 090613100      222     7100 SH       OTHER                    1100        0     6000
BIOGEN IDEC INC             COM                 09062X103       24      520 SH       SOLE                      520        0        0
BLACK & DECKER CORP                             091797100      232     2750 SH       SOLE                     2750        0        0
BLACKROCK MUN TARGET TERM TRCOM                 09247M105        9     1000 SH       SOLE                     1000        0        0
BLACKROCK INSD MUN INCOME TRCOM                 092479104      109     7916 SH       SOLE                     7916        0        0
BLACKROCK CORE BD TR        SHS BEN INT         09249E101       60     5000 SH       SOLE                     5000        0        0
BLACKROCK DIVID ACHIEVRS TM                     09250N107       26     2050 SH       SOLE                     2050        0        0
BOEING CO                   COM                 097023105      428     5232 SH       SOLE                     5232        0        0
BOEING CO                   COM                 097023105      132     1621 SH       OTHER                     621        0     1000
BOSTON SCIENTIFIC CORP                          101137107       56     3359 SH       OTHER                    3359        0        0
BRISTOL MYERS SQUIBB CO     COM                 110122108      890    34421 SH       SOLE                    34421        0        0
BRISTOL MYERS SQUIBB CO     COM                 110122108     1186    45887 SH       OTHER                   41927        0     3960
BROWN FORMAN CORP CLASS B                       115637209      106     1489 SH       SOLE                     1489        0        0
BROWN FORMAN CORP CLASS B                       115637209        6       87 SH       OTHER                      87        0        0
BURLINGTON NORTHN SANTA FE CCOM                 12189T104       39      500 SH       SOLE                      500        0        0
BURLINGTON NORTHN SANTA FE CCOM                 12189T104      118     1500 SH       OTHER                    1200        0      300
CBS CORP NEW                CL B                124857202        7      274 SH       SOLE                      274        0        0
CVS CORP                    COM                 126650100      583    19000 SH       SOLE                    19000        0        0
CVS CORP                    COM                 126650100      113     3700 SH       OTHER                    3700        0        0
CAMDEN PPTY TR              SH BEN INT          133131102      198     2700 SH       SOLE                     2700        0        0
CANADIAN PACIFIC RAILWAY    LTD                 13645T100       12      250 SH       OTHER                       0        0      250
CAPITAL ONE FINL CORP       COM                 14040H105      128     1500 SH       SOLE                     1500        0        0
CAPITAL ONE FINL CORP       COM                 14040H105      724     8479 SH       OTHER                    8479        0        0
CARDINAL HEALTH INC         COM                 14149Y108      467     7273 SH       SOLE                     7273        0        0
CARDINAL HEALTH INC         COM                 14149Y108      173     2700 SH       OTHER                    2200      500        0
CAREMARK RX INC                                 141705103      204     4100 SH       SOLE                     4100        0        0
CAREMARK RX INC                                 141705103      319     6400 SH       OTHER                    2400     1000     3000

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

CARNIVAL CORP               PAIRED CTF          143658300        8      200 SH       SOLE                      200        0        0
CATERPILLAR INC DEL         COM                 149123101      474     6374 SH       SOLE                     6374        0        0
CATERPILLAR INC DEL         COM                 149123101       91     1228 SH       OTHER                    1228        0        0
CENDANT CORP                COM                 151313103        5      350 SH       SOLE                      350        0        0
CENDANT CORP                COM                 151313103        5      350 SH       OTHER                     350        0        0
CENTEX CORP                 COM                 152312104        5      100 SH       SOLE                      100        0        0
CENTRAL FUND OF CANADA      LIMITED CL A        153501101        8     1000 SH       OTHER                       0        0     1000
CHARLES RIV LABS INTL INC   COM                 159864107      158     4300 SH       SOLE                     4300        0        0
CHARLES RIV LABS INTL INC   COM                 159864107       11      300 SH       OTHER                     300        0        0
CHEVRON CORPORATION         COM                 166764100     1025    16521 SH       SOLE                    16521        0        0
CHEVRON CORPORATION         COM                 166764100      432     6975 SH       OTHER                    5775        0     1200
CHICO'S FAS INC                                 168615102      180     6700 SH       SOLE                     6700        0        0
CHUBB CORP                  COM                 171232101      775    15532 SH       SOLE                    15532        0        0
CHUBB CORP                  COM                 171232101      159     3200 SH       OTHER                    2800      400        0
CHRUCH & DWIGHT INC                             171340102        7      200 SH       SOLE                      200        0        0
CISCO SYS INC               COM                 17275R102     1173    60117 SH       SOLE                    60117        0        0
CISCO SYS INC               COM                 17275R102      606    31053 SH       OTHER                   30753        0      300
CINTAS CORP                 COM                 172908105      632    15900 SH       OTHER                   15900        0        0
CITIGROUP INC               COM                 172967101     2321    48112 SH       SOLE                    48112        0        0
CITIGROUP INC               COM                 172967101      641    13289 SH       OTHER                   12289     1000        0
CLEAR CHANNEL COMMUNICATIONSCOM                 184502102       37     1200 SH       SOLE                     1200        0        0
CLEAR CHANNEL COMMUNICATIONSCOM                 184502102        6      200 SH       OTHER                     200        0        0
COACH INC                   COM                 189754104      617    20645 SH       OTHER                   20645        0        0
COCA COLA CO                COM                 191216100      418     9721 SH       SOLE                     9721        0        0
COCA COLA CO                COM                 191216100      251     5850 SH       OTHER                    5850        0        0
COLGATE PALMOLIVE CO        COM                 194162103      446     7457 SH       SOLE                     7457        0        0
COLGATE PALMOLIVE CO        COM                 194162103       83     1400 SH       OTHER                     900      500        0
COLONIAL BANCGROUP INC      COM                 195493309       17      700 SH       SOLE                      700        0        0
COLONIAL PPTYS TR           COM SH BEN INT      195872106       27      550 SH       SOLE                      550        0        0
COMCAST CORP NEW CL A                           20030N101      144     4405 SH       SOLE                     4405        0        0
COMCAST CORP NEW CL A                           20030N101       75     2293 SH       OTHER                    2051        0      242
COMCAST CORP NEW CL A SPL                       20030N200      138     4230 SH       SOLE                     4230        0        0
COMCAST CORP NEW CL A SPL                       20030N200      104     3200 SH       OTHER                     400      800     2000

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

COMMERCE BANCORP INC                            200519106      160     4500 SH       SOLE                     4500        0        0
COMMERCE BANCORP INC                            200519106        5      150 SH       OTHER                     150        0        0
COMMERCIAL CAP BANCORP INC  COM                 20162L105       10      666 SH       SOLE                      666        0        0
COMMUNITY BKS INC           MILLERSBURG COM     203628102       30     1176 SH       OTHER                    1176        0        0
COMPASS BANCSHARES INC      COM                 20449H109       16      300 SH       SOLE                      300        0        0
COMPUTER SCIENCES CORP      COM                 205363104      344     7100 SH       SOLE                     7100        0        0
COMPUTER SCIENCES CORP      COM                 205363104      131     2700 SH       OTHER                     400        0     2300
CONOCOPHILLIPS                                  20825C104      932    14225 SH       SOLE                    14225        0        0
CONOCOPHILLIPS                                  20825C104      699    10673 SH       OTHER                    9373     1000      300
CONSOLIDATED EDISON INC     COM                 209115104      342     7700 SH       SOLE                     7700        0        0
CONSOLIDATED EDISON INC     COM                 209115104       17      400 SH       OTHER                     400        0        0
CONSTELLATION BRANDS INC    CLASS A             21036P108      558    22350 SH       SOLE                    22350        0        0
CONSTELLATION BRANDS INC    CLASS A             21036P108      167     6700 SH       OTHER                    1200     1500     4000
CONSTELLATION ENERGY GROUP ICOM                 210371100      193     3551 SH       SOLE                     3551        0        0
CONSTELLATION ENERGY GROUP ICOM                 210371100       10      196 SH       OTHER                     196        0        0
CORNING INC                 COM                 219350105       14      600 SH       OTHER                     600        0        0
CREE INC                    COM                 225447101        6      280 SH       SOLE                      280        0        0
CUMMINS ENGINE INC          COM                 231021106      183     1500 SH       SOLE                     1500        0        0
CUMMINS ENGINE INC          COM                 231021106      280     2295 SH       OTHER                    2295        0        0
DWS MUN INCOME TR COM                           23338M106       10     1000          SOLE                     1000        0        0
DELL INC                    COM                 24702R101      293    11995 SH       SOLE                    11995        0        0
DELL INC                    COM                 24702R101      238     9765 SH       OTHER                    3265     1700     4800
DEVON ENERGY CORP NEW       COM                 25179M103      846    14020 SH       SOLE                    14020        0        0
DEVON ENERGY CORP NEW       COM                 25179M103      431     7150 SH       OTHER                    2550      600     4000
DIAMONDS TR                 UNIT SER 1          252787106      143     1282 SH       SOLE                     1282        0        0
DIME CMNTY BANCSHARES       COM                 253922108       10      750 SH       SOLE                      750        0        0
DISCOVERY HOLDING CO        CL A COM            25468Y107        1      120 SH       SOLE                      120        0        0
DISNEY WALT CO              COM DISNEY          254687106     1401    46725 SH       SOLE                    46725        0        0
DISNEY WALT CO              COM DISNEY          254687106      355    11847 SH       OTHER                    7347     1000     3500
DOMINION RES INC VA NEW     COM                 25746U109      968    12949 SH       SOLE                    12949        0        0
DOMINION RES INC VA NEW     COM                 25746U109      416     5563 SH       OTHER                    5563        0        0
DOV PHARMACEUTICAL INC      COM                 259858108        1      500 SH       SOLE                      500        0        0
DOW CHEM CO                 COM                 260543103     1751    44883 SH       SOLE                    44883        0        0
DOW CHEM CO                 COM                 260543103      567    14543 SH       OTHER                   12043     1000     1500

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

DU PONT E I DE NEMOURS & CO COM                 263534109      473    11390 SH       SOLE                    11390        0        0
DU PONT E I DE NEMOURS & CO COM                 263534109       47     1150 SH       OTHER                    1150        0        0
DUKE ENERGY CORP NEW        COM                 26441C105      656    22350 SH       SOLE                    22350        0        0
DUKE ENERGY CORP NEW        COM                 26441C105      311    10600 SH       OTHER                   10600        0        0
DUKE REALTY CORP                                264411505        7      200 SH       SOLE                      200        0        0
DUKE REALTY CORP                                264411505        5      150 SH       OTHER                     150        0        0
DUQUESNE LT HLDGS INC COM                       266233105       40     2450 SH       SOLE                     2450        0        0
E M C CORP MASS             COM                 268648102      362    33053 SH       SOLE                    33053        0        0
E M C CORP MASS             COM                 268648102      290    26515 SH       OTHER                   17515     2000     7000
EAST PENN FINL CORP         COM                 274287101      189    21448 SH       SOLE                    21448        0        0
EASTMAN CHEM CO             COM                 277432100        3       56 SH       OTHER                      56        0        0
EATON VANCE INSD MUNI BD FD                     27827X101       13     1000          SOLE                     1000        0        0
EATON VANCE INSD OHIO       MUN BD              27828L106       18     1330          SOLE                     1330        0        0
EBAY INC                    COM                 278642103      452    15460 SH       SOLE                    15460        0        0
EBAY INC                    COM                 278642103        1       50 SH       OTHER                      50        0        0
EDWARDS LIFESCIENCES CORP   COM                 28176E108        4      100 SH       OTHER                     100        0        0
ELECTRONIC DATA SYS NEW     COM                 285661104        3      150 SH       SOLE                      150        0        0
EMERSON ELEC CO             COM                 291011104      258     3084 SH       SOLE                     3084        0        0
EMERSON ELEC CO             COM                 291011104      142     1700 SH       OTHER                    1700        0        0
ENHANCED EQUITY YLD FD INC  COM                 29332H100      147     8353 SH       SOLE                     8353        0        0
EXELON CORP                                     30161N101       16      285 SH       SOLE                      285        0        0
EXPEDIA INC DEL             COM                 30212P105        7      532 SH       SOLE                      532        0        0
EXPEDIA INC DEL             COM                 30212P105        7      500 SH       OTHER                       0        0      500
EXXON MOBIL CORP            COM                 30231G102     3074    50112 SH       SOLE                    50112        0        0
EXXON MOBIL CORP            COM                 30231G102     1455    23721 SH       OTHER                   17265      456     6000
FNB CORP                                        302520101       21     1350 SH       SOLE                     1350        0        0
FPL GROUP INC               COM                 302571104       41     1000 SH       OTHER                    1000        0        0
FAIRFAX FINANCIAL HOLDINGS  LTD                 303901102       19      200 SH       OTHER                       0        0      200
FAMILY DOLLAR STORES INC                        307000109       14      600 SH       SOLE                      600        0        0
FEDERAL HOME LN MTG CORP    COM                 313400301        8      150 SH       SOLE                      150        0        0
FEDERAL NATL MTG ASSN       COM                 313586109       34      710 SH       SOLE                      710        0        0
FEDERAL NATL MTG ASSN       COM                 313586109        2       50 SH       OTHER                      50        0        0
FEDERATED DEPT STORES INC DE COM                31410H101        6      184 SH       SOLE                      184        0        0
FEDERATED DEPT STORES INC DE COM                31410H101       23      652 SH       OTHER                     652        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

FEDERATED PREMIER INTERMEDIATE MUNICIPAL INC FD 31423M105        8      666          SOLE                      666        0        0
FEDEX CORP                  COM                 31428X106      597     5110 SH       SOLE                     5110        0        0
FEDEX CORP                  COM                 31428X106      245     2100 SH       OTHER                    1450        0      650
FIDELITY NATL INFORMATION SVCOM                 31620M106        4      126 SH       SOLE                      126        0        0
FIFTH THIRD BANCORP         COM                 316773100        6      182 SH       SOLE                      182        0        0
FIRST DATA CORP             COM                 319963104      604    13429 SH       SOLE                    13429        0        0
FIRST DATA CORP             COM                 319963104      335     7459 SH       OTHER                    3759      900     2800
FIRST HORIZON NATIONAL CORP                     320517105       23      575 SH       SOLE                      575        0        0
CEF FIRST TR VALUE FUND                         33735D104       37     2446 SH       OTHER                       0        0     2446
FIRST ENERGY CORP COM                           337932107       27      500 SH       SOLE                      500        0        0
FISHER SCIENTIFIC           INTERNATIONAL INC   338032204      697     9550 SH       SOLE                     9550        0        0
FISHER SCIENTIFIC           INTERNATIONAL INC   338032204      131     1800 SH       OTHER                     100        0     1700
FLUOR CORP                  COM                 343412102       61      660 SH       SOLE                      660        0        0
FOREST LABS INC.                                345838106       12      330 SH       SOLE                      330        0        0
FOREST OIL CORP             COM PAR $0.01       346091705        7      225 SH       SOLE                      225        0        0
FORTUNE BRANDS INC          COM                 349631101      984    13868 SH       SOLE                    13868        0        0
FORTUNE BRANDS INC          COM                 349631101       62      876 SH       OTHER                     876        0        0
FOSSIL INC                  COM                 349882100        3      200 SH       SOLE                      200        0        0
4 KIDS ENTMT INC            COM                 350865101        1      100 SH       SOLE                      100        0        0
FRANKLIN RESOURCES INC.                         354613101      217     2500 SH       OTHER                    2500        0        0
FULTON FINL CORP PA         COM                 360271100     1369    86021 SH       SOLE                    86021        0        0
FULTON FINL CORP PA         COM                 360271100       17     1113 SH       OTHER                    1113        0        0
GALLAHER GROUP PLC          SPONSORED ADR       363595109       42      680 SH       OTHER                     680        0        0
GANNETT INC                 COM                 364730101      212     3800 SH       SOLE                     3800        0        0
GANNETT INC                 COM                 364730101      224     4015 SH       OTHER                    2115        0     1900
GENENTECH INC                                   368710406       18      230 SH       SOLE                      230        0        0
GENERAL DYNAMICS CORP       COM                 369550108      123     1892 SH       SOLE                     1892        0        0
GENERAL DYNAMICS CORP       COM                 369550108        6       96 SH       OTHER                      96        0        0
GENERAL ELEC CO             COM                 369604103     3611   109597 SH       SOLE                   109597        0        0
GENERAL ELEC CO             COM                 369604103     2427    73676 SH       OTHER                   68686     2390     2600
GENERAL GROWTH PPTYS INC    COM                 370021107      225     5000 SH       SOLE                     5000        0        0
GENERAL MLS INC             COM                 370334104      136     2650 SH       SOLE                     2650        0        0
GENERAL MLS INC             COM                 370334104      227     4400 SH       OTHER                    2400        0     2000

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

GENTA INC                   COM NEW             37245M207        0      200 SH       SOLE                      200        0        0
GENUINE PARTS CO            COM                 372460105      249     6000 SH       SOLE                     6000        0        0
GENUINE PARTS CO            COM                 372460105       41     1000 SH       OTHER                    1000        0        0
GENZYME CORP GENERAL        DIVISION COM        372917104       22      375 SH       SOLE                      375        0        0
GILEAD SCIENCES INC                             375558103      526     8900 SH       SOLE                     8900        0        0
GILEAD SCIENCES INC                             375558103      105     1792 SH       OTHER                     200        0     1592
GLAXOSMITHKLINE PLC         SPONSORED ADR       37733W105      119     2150 SH       SOLE                     2150        0        0
GOLDMAN SACHS GROUP INC     COM                 38141G104     1026     6825 SH       SOLE                     6825        0        0
GOLDMAN SACHS GROUP INC     COM                 38141G104      398     2650 SH       OTHER                    2650        0        0
GOOGLE INC                  CL A                38259P508      201      481 SH       OTHER                     481        0        0
GRAINGER W W INC            COM                 384802104      150     2000 SH       OTHER                       0        0     2000
GRANT PRIDECO INC           COM                 38821G101        6      150 SH       SOLE                      150        0        0
GREATER BAY BANCORP         COM                 391648102       12      450 SH       SOLE                      450        0        0
GRUPO TELEVISA SA                               40049J206       35      800 SH       SOLE                      800        0        0
HCA INC                     COM                 404119109       18      435 SH       SOLE                      435        0        0
HCA INC                     COM                 404119109       18      435 SH       OTHER                     435        0        0
HARLEY DAVIDSON INC                             412822108     1169    21310 SH       SOLE                    21310        0        0
HARLEY DAVIDSON INC                             412822108       54     1000 SH       OTHER                     500      500        0
HARRAH'S ENTERTAINMENT                          413619107      355     5000 SH       SOLE                     5000        0        0
HARRAH'S ENTERTAINMENT                          413619107       28      400 SH       OTHER                     400        0        0
HARTFORD FINL SVCS GROUP INC COM                416515104      745     8808 SH       SOLE                     8808        0        0
HARTFORD FINL SVCS GROUP INC COM                416515104       49      590 SH       OTHER                     590        0        0
HEINZ H J CO                COM                 423074103       76     1850 SH       SOLE                     1850        0        0
HEINZ H J CO                COM                 423074103       27      675 SH       OTHER                     675        0        0
THE HERSHEY COMPANY         COM                 427866108       22      400 SH       SOLE                      400        0        0
HEWLETT PACKARD CO          COM                 428236103       38     1200 SH       SOLE                     1200        0        0
HEWLETT PACKARD CO          COM                 428236103       12      400 SH       OTHER                     400        0        0
HILTON HOTELS CORP                              432848109       14      500 SH       SOLE                      500        0        0
HOME DEPOT INC              COM                 437076102      926    25875 SH       SOLE                    25875        0        0
HOME DEPOT INC              COM                 437076102      562    15705 SH       OTHER                   10005      800     4900
HONEYWELL INTL INC          COM                 438516106       48     1200 SH       SOLE                     1200        0        0
HONEYWELL INTL INC          COM                 438516106       16      400 SH       OTHER                     400        0        0
HOSPITALITY PROPERTIES TR                       44106M102       49     1135 SH       SOLE                     1135        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

HOSPIRA, INC.                                   441060100        0       10 SH       SOLE                       10        0        0
HUGOTON RTY TR TEX          UNIT BEN INT        444717102        0       11 SH       SOLE                       11        0        0
HUMANA INC                  COM                 444859102      455     8485 SH       OTHER                    8485        0        0
IAC INTERACTIVECORP         COM NEW             44919P300       19      732 SH       SOLE                      732        0        0
IAC INTERACTIVECORP         COM NEW             44919P300       14      550 SH       OTHER                      50        0      500
ING CLARION GLOBAL REAL     ESTATE INCOME FUND  44982G104       53     3020 SH       SOLE                     3020        0        0
ING CLARION GLOBAL REAL     ESTATE INCOME FUND  44982G104      233    13087 SH       OTHER                   13087        0        0
INDYMAC BANCORP INC.                            456607100      217     4750 SH       SOLE                     4750        0        0
INTEL CORP                  COM                 458140100     1085    57143 SH       SOLE                    57143        0        0
INTEL CORP                  COM                 458140100      648    34140 SH       OTHER                   25640     2000     6500
INTERNATIONAL BUSINESS MACH  COM                459200101      787    10249 SH       SOLE                    10249        0        0
INTERNATIONAL BUSINESS MACH  COM                459200101      221     2885 SH       OTHER                    2135        0      750
INTL PAPER CO               COM                 460146103       35     1100 SH       SOLE                     1100        0        0
INTERVEST BANCSHARES CORP   CL A                460927106       28      700 SH       SOLE                      700        0        0
INVESTORS FINL SERVICES CORPCOM                 461915100       15      350 SH       SOLE                      350        0        0
IOWA TELECOMM SERVICES INC  COM                 462594201       52     2800 SH       SOLE                     2800        0        0
ETF I SHARES DOW JONES                          464287168        6      100 SH       OTHER                     100        0        0
ISHARES TR                  S^P 500 INDEX       464287200      758     5944 SH       SOLE                     5944        0        0
ISHARES TR                  S^P 500 INDEX       464287200       31      250 SH       OTHER                       0      250        0
S^P 500/ GROWTH INDEX       FD                  464287309      235     4025 SH       SOLE                     4025        0        0
S^P 500 VALUE INDEX FD                          464287408      268     3915 SH       SOLE                     3915        0        0
ISHARES TRUST MSCI EAFE FD  MSCI EAFE INDEX FUND464287465       65     1000 SH       SOLE                     1000        0        0
ISHARES TRUST MSCI EAFE FD  MSCI EAFE INDEX FUND464287465       39      600 SH       OTHER                     600        0        0
S^P MID CAP 400 INDEX FUND  I SHARES            464287507      132     1740 SH       SOLE                     1740        0        0
S^P MIDCAP 400 GROWTH       INDEX FUND I SHS    464287606      134     1750 SH       SOLE                     1750        0        0
CEF ISHARES TR FUNDS                            464287648       22      300 SH       SOLE                      300        0        0
S^P MIDCAP 400 VALUE        INDEX FD            464287705      140     1880 SH       SOLE                     1880        0        0
CEF I SHARES TRUST FUNDS                        464287739        7      100 SH       SOLE                      100        0        0
S& P SMALL CAP 600 INDEX    FUND I SHARES       464287804      264     4257 SH       SOLE                     4257        0        0
I SHARES TR S^P SMALL CAP   600 VALUE INDEX FD  464287879      120     1734 SH       SOLE                     1734        0        0
I SHARES TR S^P SMALL CAP   600 GROWTH FD       464287887       82      672 SH       SOLE                      672        0        0
JLG INDUSTRIES INC.                             466210101        9      400 SH       SOLE                      400        0        0
JPMORGAN CHASE & CO         COM                 46625H100     1368    32578 SH       SOLE                    32578        0        0
JPMORGAN CHASE & CO         COM                 46625H100     2825    67285 SH       OTHER                   65285     2000        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

JABIL CIRCUIT INC                               466313103      226     8850 SH       SOLE                     8850        0        0
JABIL CIRCUIT INC                               466313103       20      800 SH       OTHER                     300      500        0
JOHNSON & JOHNSON           COM                 478160104     1880    31384 SH       SOLE                    31384        0        0
JOHNSON & JOHNSON           COM                 478160104     1756    29322 SH       OTHER                   27822      500     1000
JOHNSON CTLS INC            COM                 478366107       36      450 SH       SOLE                      450        0        0
JUNIPER NETWORKS INC        COM                 48203R104       75     4700 SH       SOLE                     4700        0        0
KLA - TENCOR CORPORATION                        482480100       31      750 SH       SOLE                      750        0        0
KB HOME                     COM                 48666K109       29      650 SH       SOLE                      650        0        0
KELLOGG CO                                      487836108      139     2889 SH       SOLE                     2889        0        0
KEYCORP NEW                 COM                 493267108       14      400 SH       SOLE                      400        0        0
KEYSPAN CORP                                    49337W100      117     2900 SH       SOLE                     2900        0        0
KEYSPAN CORP                                    49337W100       14      350 SH       OTHER                     350        0        0
KIMBERLY CLARK CORP         COM                 494368103      382     6198 SH       SOLE                     6198        0        0
KIMBERLY CLARK CORP         COM                 494368103      111     1800 SH       OTHER                     600        0     1200
KOHLS CORP                  COM                 500255104      124     2100 SH       SOLE                     2100        0        0
KRAFT FOODS INC                                 50075N104       12      400 SH       OTHER                     400        0        0
L-3 COMMUNICATIONS HLDGS INCCOM                 502424104      292     3878 SH       SOLE                     3878        0        0
L-3 COMMUNICATIONS HLDGS INCCOM                 502424104      170     2261 SH       OTHER                    2261        0        0
LABORATORY CORP AMER HLDGS  COM NEW             50540R409      119     1923 SH       OTHER                    1923        0        0
LEHMAN BROTHERS HOLDINGS    INC                 524908100       20      320 SH       SOLE                      320        0        0
LIBERTY GLOBAL INC          COM SER A           530555101        1       55 SH       SOLE                       55        0        0
LIBERTY GLOBAL INC          COM SER C           530555309        1       55 SH       SOLE                       55        0        0
LIBERTY MEDIA HLDG CORP     INT COM SER A       53071M104        5      300 SH       SOLE                      300        0        0
LIBERTY MEDIA HLDG CORP     CAP COM SER A       53071M302        5       60 SH       SOLE                       60        0        0
LIBERTY PPTY TR             SH BEN INT          531172104      135     3075 SH       SOLE                     3075        0        0
LILLY ELI & CO              COM                 532457108       44      800 SH       SOLE                      800        0        0
LINEAR TECHNOLOGY CORP      COM                 535678106       85     2550 SH       SOLE                     2550        0        0
LIVE NATION INC             COM                 538034109        0       12 SH       SOLE                       12        0        0
LIVE NATION INC             COM                 538034109        0       25 SH       OTHER                      25        0        0
LOCKHEED MARTIN CORP        COM                 539830109      267     3733 SH       SOLE                     3733        0        0
LOCKHEED MARTIN CORP        COM                 539830109       50      700 SH       OTHER                     700        0        0
LOWES COS INC               COM                 548661107      214     3538 SH       SOLE                     3538        0        0
LOWES COS INC               COM                 548661107       35      590 SH       OTHER                     590        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

LUCENT TECHNOLOGIES INC     COM                 549463107        7     3200 SH       SOLE                     3200        0        0
MARINER ENERGY INC          COM                 56845T305        3      182 SH       SOLE                      182        0        0
MARSH & MCLENNAN COS INC    COM                 571748102        5      200 SH       OTHER                     200        0        0
MASCO CORP                  COM                 574599106      267     9015 SH       SOLE                     9015        0        0
MASCO CORP                  COM                 574599106      157     5300 SH       OTHER                    3300        0     2000
MCCORMICK & CO INC                              579780206        8      243 SH       SOLE                      243        0        0
MCDONALDS CORP              COM                 580135101       53     1600 SH       SOLE                     1600        0        0
MCDONALDS CORP              COM                 580135101       36     1100 SH       OTHER                    1100        0        0
MCGRAW HILL COS INC         COM                 580645109      130     2600 SH       SOLE                     2600        0        0
MCGRAW HILL COS INC         COM                 580645109      155     3100 SH       OTHER                    3100        0        0
MEDCO HEALTH SOLUTIO                            58405U102       15      276 SH       SOLE                      276        0        0
MEDCO HEALTH SOLUTIO                            58405U102        6      120 SH       OTHER                      48        0       72
MEDTRONIC INC               COM                 585055106      887    18925 SH       SOLE                    18925        0        0
MEDTRONIC INC               COM                 585055106      129     2750 SH       OTHER                    2450        0      300
MELLON FINL CORP            COM                 58551A108      383    11134 SH       SOLE                    11134        0        0
MELLON FINL CORP            COM                 58551A108      380    11056 SH       OTHER                    3056        0     8000
MERCK & CO INC              COM                 589331107      147     4050 SH       SOLE                     4050        0        0
MERCK & CO INC              COM                 589331107       54     1500 SH       OTHER                    1500        0        0
MERRILL LYNCH & CO INC      COM                 590188108      789    11355 SH       SOLE                    11355        0        0
MERRILL LYNCH & CO INC      COM                 590188108       53      775 SH       OTHER                     775        0        0
METLIFE INC                 COM                 59156R108       33      650 SH       SOLE                      650        0        0
METLIFE INC                 COM                 59156R108      117     2300 SH       OTHER                     800     1500        0
MICROSOFT CORP              COM                 594918104     1025    44041 SH       SOLE                    44041        0        0
MICROSOFT CORP              COM                 594918104     1442    61929 SH       OTHER                   51329     2000     8600
MICRON TECHNOLOGY                               595112103       14      960 SH       SOLE                      960        0        0
MID CAP S P D R TRUST UNIT  SER 1               595635103      102      734 SH       SOLE                      734        0        0
MID CAP S P D R TRUST UNIT  SER 1               595635103       95      685 SH       OTHER                     685        0        0
MORGAN STANLEY              COM NEW             617446448      510     8075 SH       SOLE                     8075        0        0
MORGAN STANLEY              COM NEW             617446448       88     1400 SH       OTHER                     300     1100        0
MOTOROLA INC                COM                 620076109        8      400 SH       SOLE                      400        0        0
MOTOROLA INC                COM                 620076109       12      600 SH       OTHER                     600        0        0
MUNICIPAL HIGH INCOME FD INCCOM                 626214100       45     6205 SH       SOLE                     6205        0        0
MYLAN LABS INC              COM                 628530107      162     8100 SH       SOLE                     8100        0        0
MYLAN LABS INC              COM                 628530107       87     4350 SH       OTHER                    3850      500        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

NCR CORP NEW                COM                 62886E108        1       44 SH       SOLE                       44        0        0
NYSE GROUP INC              COM                 62949W103      169     2475 SH       OTHER                    2475        0        0
NASDAQ 100 TR               UNIT SER 1          631100104      182     4700 SH       SOLE                     4700        0        0
NASDAQ 100 TR               UNIT SER 1          631100104      445    11500 SH       OTHER                   11500        0        0
NATIONAL CITY CORP          COM                 635405103       28      794 SH       SOLE                      794        0        0
NATIONAL CITY CORP          COM                 635405103       28      800 SH       OTHER                     800        0        0
NATIONAL FUEL GAS CO N J    COM                 636180101      485    13825 SH       SOLE                    13825        0        0
NATIONAL FUEL GAS CO N J    COM                 636180101      245     7000 SH       OTHER                    3500     2000     1500
NATIONAL SEMICONDUCTOR CORP COM                 637640103       28     1200 SH       SOLE                     1200        0        0
NEENAH PAPER INC            COM                 640079109        0        9 SH       SOLE                        9        0        0
NETGEAR INC                 COM                 64111Q104       10      500 SH       SOLE                      500        0        0
NEWELL RUBBERMAID INC       COM                 651229106       10      400 SH       SOLE                      400        0        0
NEWELL RUBBERMAID INC       COM                 651229106      139     5400 SH       OTHER                    5400        0        0
NEWS CORP. CLASS B                              65248E203      128     6375 SH       SOLE                     6375        0        0
NEWS CORP. CLASS B                              65248E203        5      290 SH       OTHER                     290        0        0
NFJ DIVID INT & PREM STRTGY COM SHS             65337H109       44     2000 SH       SOLE                     2000        0        0
NIKE INC                    CL B                654106103       40      500 SH       SOLE                      500        0        0
NOKIA CORP                  SPONSORED ADR       654902204      560    27703 SH       SOLE                    27703        0        0
NOKIA CORP                  SPONSORED ADR       654902204      458    22646 SH       OTHER                   22646        0        0
NOBLE ENERGY INC.                               655044105      234     5000 SH       SOLE                     5000        0        0
NORTH FORK BANCORPORATION   INC                 659424105       19      630 SH       SOLE                      630        0        0
NOVELLUS SYS INC            COM                 670008101       17      700 SH       SOLE                      700        0        0
NUVEEN INS PREM INC MUNI FD                     6706D8104       46     3750          SOLE                     3750        0        0
NUVEEN EQUITY PREM INCOME FD                    6706ER101       64     3750 SH       OTHER                    3750        0        0
NUVEEN INSD QUALITY MUN     FUND INC            67062N103       11      810          SOLE                      810        0        0
NUVEEN PERFORMANCE PLUS MUN COM                 67062P108       16     1150 SH       SOLE                     1150        0        0
NUVEEN N Y INVT QUALITY     MUN FD INC          67062X101      102     7657          OTHER                    7657        0        0
NUVEEN REAL ESTATE INCOME FD                    67071B108      184     8000 SH       SOLE                     8000        0        0
NUVEEN INSD DIVID ADVANTAGE COM                 67071L106        9      700 SH       SOLE                      700        0        0
CEF NUVEEN QUALITY PFD      INCOME FUND         67071S101      226    17500 SH       SOLE                    17500        0        0
NUVEEN PA INVT QUALITY      MUNI FUND           670972108        3      300          SOLE                      300        0        0
OCCIDENTAL PETROLEUM CORP                       674599105      124     1215 SH       SOLE                     1215        0        0
OCCIDENTAL PETROLEUM CORP                       674599105      212     2070 SH       OTHER                    2070        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

OMNICOM GROUP INC           COM                 681919106      748     8400 SH       SOLE                     8400        0        0
OMNICOM GROUP INC           COM                 681919106      481     5400 SH       OTHER                    2200      200     3000
ORACLE CORP                 COM                 68389X105       77     5350 SH       SOLE                     5350        0        0
ORACLE CORP                 COM                 68389X105      256    17700 SH       OTHER                     200        0    17500
ORASURE TECHNOLOGIES INC    COM                 68554V108       19     2000 SH       SOLE                     2000        0        0
PHH CORP                    COM NEW             693320202        0       10 SH       SOLE                       10        0        0
PNC FINL SVCS GROUP INC     COM                 693475105      145     2078 SH       SOLE                     2078        0        0
PNC FINL SVCS GROUP INC     COM                 693475105       98     1400 SH       OTHER                     400        0     1000
PPG INDS INC                COM                 693506107      905    13725 SH       SOLE                    13725        0        0
PPG INDS INC                COM                 693506107      212     3225 SH       OTHER                    2425      800        0
PPL CORP                                        69351T106       32     1000 SH       SOLE                     1000        0        0
PPL CORP                                        69351T106       67     2100 SH       OTHER                    2100        0        0
PACTIV CORP                                     695257105       74     3000 SH       SOLE                     3000        0        0
PALL CORP                                       696429307       10      390 SH       SOLE                      390        0        0
PAN PACIFIC RETAIL PPTYS INCCOM                 69806L104       69     1000 SH       OTHER                    1000        0        0
PAYCHEX INC                 COM                 704326107       94     2428 SH       SOLE                     2428        0        0
PENNEY J C INC              COM                 708160106       13      200 SH       SOLE                      200        0        0
PEPSICO INC                 COM                 713448108     1446    24087 SH       SOLE                    24087        0        0
PEPSICO INC                 COM                 713448108     1037    17275 SH       OTHER                   15975        0     1300
PETSMART INC                                    716768106      420    16450 SH       SOLE                    16450        0        0
PETSMART INC                                    716768106       33     1300 SH       OTHER                     500      800        0
PFIZER INC                  COM                 717081103      944    40260 SH       SOLE                    40260        0        0
PFIZER INC                  COM                 717081103      112     4799 SH       OTHER                    3799     1000        0
PIMCO MUNICIPAL INCOME FD   COM                 72200R107       20     1200 SH       SOLE                     1200        0        0
PITNEY BOWES INC            COM                 724479100       37      900 SH       OTHER                     900        0        0
PLUG POWER INC              COM                 72919P103       16     3500 SH       SOLE                     3500        0        0
PLUM CREEK TIMBER CO.       INC.                729251108       72     2037 SH       SOLE                     2037        0        0
PLUM CREEK TIMBER CO.       INC.                729251108      177     5000 SH       OTHER                    5000        0        0
POWER SHARES ETF TRUST                          73935X104      221     4750 SH       SOLE                     4750        0        0
POWER SHARES ETF TRUST                          73935X203      252     5100 SH       SOLE                     5100        0        0
POWERSHARES EXCHANGE        TRADED FUND         73935X773       17     1000 SH       SOLE                     1000        0        0
PRAXAIR INC                                     74005P104       10      200 SH       SOLE                      200        0        0
PRAXAIR INC                                     74005P104      178     3300 SH       OTHER                    3300        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

PREMIERE GLOBAL SVCS INC    COM                 740585104      113    15000 SH       SOLE                    15000        0        0
PRINCIPAL FINANCIAL GROUP INCOM                 74251V102        7      127 SH       SOLE                      127        0        0
PROCTER & GAMBLE CO         COM                 742718109     2400    43174 SH       SOLE                    43174        0        0
PROCTER & GAMBLE CO         COM                 742718109      860    15475 SH       OTHER                    7775     1000     6700
PROGRESS ENERGY INC         COM                 743263105      593    13841 SH       SOLE                    13841        0        0
PROGRESS ENERGY INC         COM                 743263105      165     3860 SH       OTHER                    3169      191      500
PUBLIC STORAGE INC          COM                 74460D109       13      179 SH       SOLE                      179        0        0
QUALCOMM INC                COM                 747525103      257     6416 SH       SOLE                     6416        0        0
QUALCOMM INC                COM                 747525103        5      137 SH       OTHER                     137        0        0
QUEST DIAGNOSTICS INC                           74834L100      554     9250 SH       SOLE                     9250        0        0
QUEST DIAGNOSTICS INC                           74834L100       77     1300 SH       OTHER                     500      800        0
QWEST COMMUNICATIONS INTL INCOM                 749121109        1      205 SH       SOLE                      205        0        0
REGIONS FINANCIAL           CORP. NEW           7591EP100        9      300 SH       SOLE                      300        0        0
REPUBLIC FIRST BANCORP INC  COM                 760416107       18     1354 SH       SOLE                     1354        0        0
REYNOLDS AMERICAN INC.                          761713106       34      300 SH       OTHER                     300        0        0
ROCKWELL INTL CORP NEW      COM                 773903109      128     1785 SH       SOLE                     1785        0        0
ROCKWELL COLLINS INC        COM                 774341101       99     1785 SH       SOLE                     1785        0        0
ROYAL DUTCH SHELL PLC       SPONS ADR A         780259206       66     1000 SH       OTHER                    1000        0        0
THE ST. PAUL TRAVELERS      COMPANIES INC  COM  792860108        1       40 SH       SOLE                       40        0        0
SANDISK CORP                COM                 80004C101       12      240 SH       SOLE                      240        0        0
SANOFI AVENTIS              SPONSORED ADR       80105N105       28      586 SH       SOLE                      586        0        0
SARA LEE CORP               COM                 803111103       24     1500 SH       SOLE                     1500        0        0
SARA LEE CORP               COM                 803111103       98     6132 SH       OTHER                    6132        0        0
HENRY SCHEIN INC.                               806407102      330     7079 SH       SOLE                     7079        0        0
HENRY SCHEIN INC.                               806407102       13      285 SH       OTHER                     285        0        0
SCHLUMBERGER LTD            COM                 806857108      299     4600 SH       SOLE                     4600        0        0
SCHLUMBERGER LTD            COM                 806857108      292     4500 SH       OTHER                    4500        0        0
SEALED AIR CORPORATION                          81211K100       46      890 SH       SOLE                      890        0        0
SEALED AIR CORPORATION                          81211K100        2       55 SH       OTHER                      55        0        0
SECTOR SPDR TRUST                               81369Y803      731    36000 SH       SOLE                    36000        0        0
SECTOR SPDR TRUST                               81369Y803       40     2000 SH       OTHER                    2000        0        0
SENOMYX INC                 COM                 81724Q107       28     2000 SH       SOLE                     2000        0        0
SEPRACOR INC                COM                 817315104       79     1400 SH       SOLE                     1400        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

SKY FINANCIAL GROUP INC                         83080P103       72     3082 SH       SOLE                     3082        0        0
SMITH INTL INC              COM                 832110100       57     1300 SH       SOLE                     1300        0        0
JM SMUCKER CO                                   832696405        0        8 SH       SOLE                        8        0        0
JM SMUCKER CO                                   832696405        0        2 SH       OTHER                       2        0        0
SMURFIT-STONE CONTAINER CORPCOM                 832727101        5      500 SH       SOLE                      500        0        0
SONY CORP                                       835699307       25      580 SH       SOLE                      580        0        0
SONY CORP                                       835699307        6      144 SH       OTHER                     144        0        0
SOUTHERN CO                                     842587107      176     5500 SH       SOLE                     5500        0        0
SOUTHERN CO                                     842587107       16      500 SH       OTHER                     500        0        0
SOVEREIGN BANCORP INC       COM                 845905108       67     3307 SH       SOLE                     3307        0        0
STAPLES INC                 COM                 855030102        5      225 SH       SOLE                      225        0        0
STARBUCKS CORP              COM                 855244109       67     1800 SH       SOLE                     1800        0        0
STARWOOD HOTELS^RESORTS WRLDCOM                 85590A401       98     1640 SH       SOLE                     1640        0        0
STATE STR CORP              COM                 857477103      273     4700 SH       OTHER                    4700        0        0
SUN MICROSYSTEMS INC        COM                 866810104        8     2000 SH       SOLE                     2000        0        0
SUNCOR ENERGY INC           COM                 867229106      134     1655 SH       OTHER                    1655        0        0
SUNTRUST BANKS INC                              867914103       11      150 SH       SOLE                      150        0        0
SYMANTEC CORP               COM                 871503108       62     4000 SH       SOLE                     4000        0        0
SYMANTEC CORP               COM                 871503108       41     2700 SH       OTHER                    2700        0        0
SYSCO CORP                  COM                 871829107       61     2000 SH       SOLE                     2000        0        0
TD BANKNORTH INC            COM                 87235A101       12      434 SH       SOLE                      434        0        0
TECO ENERGY INC             COM                 872375100        2      200 SH       SOLE                      200        0        0
TJX COS INC NEW             COM                 872540109       32     1400 SH       SOLE                     1400        0        0
TARGET CORP                 COM                 87612E106      377     7722 SH       SOLE                     7722        0        0
TARGET CORP                 COM                 87612E106      108     2221 SH       OTHER                    1521      500      200
TELEFONOS DE MEXICO S A     SPON ADR ORD L      879403780       16      800 SH       SOLE                      800        0        0
TEVA PHARMACEUTICAL         INDUSTRIES LTD      881624209      267     8468 SH       SOLE                     8468        0        0
TEVA PHARMACEUTICAL         INDUSTRIES LTD      881624209      188     5960 SH       OTHER                    5960        0        0
TEXAS INSTRS INC            COM                 882508104      769    25406 SH       SOLE                    25406        0        0
TEXAS INSTRS INC            COM                 882508104      434    14350 SH       OTHER                   13850      500        0
3M CO                                           88579Y101     1508    18671 SH       SOLE                    18671        0        0
3M CO                                           88579Y101      787     9755 SH       OTHER                    6055      500     3200
TIME WARNER INC NEW                             887317105       37     2145 SH       SOLE                     2145        0        0
TIME WARNER INC NEW                             887317105        4      250 SH       OTHER                     250        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

TRIBUNE CO NEW              COM                 896047107       12      400 SH       SOLE                      400        0        0
TYCO INTL LTD NEW           COM                 902124106      110     4030 SH       SOLE                     4030        0        0
TYCO INTL LTD NEW           COM                 902124106       26      974 SH       OTHER                     974        0        0
US BANCORP                                      902973304      526    17056 SH       SOLE                    17056        0        0
US BANCORP                                      902973304        6      220 SH       OTHER                     220        0        0
UNION PAC CORP              COM                 907818108      521     5610 SH       SOLE                     5610        0        0
UNION PAC CORP              COM                 907818108      376     4050 SH       OTHER                    2550        0     1500
UNITED BANKSHARES INC WEST VCOM                 909907107       30      834 SH       SOLE                      834        0        0
UNITED BANKSHARES INC WEST VCOM                 909907107       73     2000 SH       OTHER                    2000        0        0
UNITED BANCORP INC OHIO     COM                 909911109       76     6949 SH       SOLE                     6949        0        0
UNITED DOMINION REALTY                          910197102        5      200 SH       SOLE                      200        0        0
UNITED NATURAL FOODS                            911163103       84     2550 SH       OTHER                    2550        0        0
UNITED PARCEL SERVICE INC   CL B                911312106      405     4925 SH       SOLE                     4925        0        0
UNITED PARCEL SERVICE INC   CL B                911312106      115     1400 SH       OTHER                    1400        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     1437    22662 SH       SOLE                    22662        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     1273    20075 SH       OTHER                   18275      500     1300
UNITEDHEALTH GROUP INC      COM                 91324P102      273     6100 SH       SOLE                     6100        0        0
VALERO ENERGY CORP NEW      COM                 91913Y100      222     3350 SH       SOLE                     3350        0        0
VALERO ENERGY CORP NEW      COM                 91913Y100      365     5500 SH       OTHER                    5500        0        0
VARIAN MED SYS INC          COM                 92220P105      246     5200 SH       SOLE                     5200        0        0
VARIAN MED SYS INC          COM                 92220P105       47     1000 SH       OTHER                    1000        0        0
VANGUARD REIT VIPERS                            922908553      159     2400 SH       SOLE                     2400        0        0
VANGUARD REIT VIPERS                            922908553       19      300 SH       OTHER                     300        0        0
VERIZON COMMUNICATIONS      COM                 92343V104     1257    37572 SH       SOLE                    37572        0        0
VERIZON COMMUNICATIONS      COM                 92343V104      476    14235 SH       OTHER                   13235        0     1000
VIACOM INC NEW              CL B                92553P201        9      274 SH       SOLE                      274        0        0
VIACOM INC NEW              CL B                92553P201       25      700 SH       OTHER                     700        0        0
VODAFONE GROUP PLC NEW      SPONSORED ADR       92857W100       42     1990 SH       SOLE                     1990        0        0
VODAFONE GROUP PLC NEW      SPONSORED ADR       92857W100       49     2310 SH       OTHER                    2310        0        0
VORNADO REALTY TRUST                            929042109      195     2000 SH       SOLE                     2000        0        0
WACHOVIA CORP 2ND NEW       COM                 929903102      588    10887 SH       SOLE                    10887        0        0
WACHOVIA CORP 2ND NEW       COM                 929903102      315     5825 SH       OTHER                    5825        0        0
WAL MART STORES INC         COM                 931142103      932    19356 SH       SOLE                    19356        0        0
WAL MART STORES INC         COM                 931142103      418     8690 SH       OTHER                    2990      700     5000

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

WALGREEN CO                 COM                 931422109      877    19571 SH       SOLE                    19571        0        0
WALGREEN CO                 COM                 931422109      242     5417 SH       OTHER                    4217     1200        0
WASHINGTON MUTUAL INC COMMON                    939322103      553    12150 SH       SOLE                    12150        0        0
WASHINGTON MUTUAL INC COMMON                    939322103      364     8000 SH       OTHER                    6300     1200      500
WEBSTER FINL CORP CONN      COM                 947890109       11      250 SH       SOLE                      250        0        0
WELLPOINT INC               COM                 94973V107        7      100 SH       SOLE                      100        0        0
WELLPOINT INC               COM                 94973V107       87     1200 SH       OTHER                    1200        0        0
WELLS FARGO & CO NEW        COM                 949746101      714    10647 SH       SOLE                    10647        0        0
WELLS FARGO & CO NEW        COM                 949746101      209     3130 SH       OTHER                    3130        0        0
WESBANCO INC                COM                 950810101      485    15667 SH       SOLE                    15667        0        0
WESBANCO INC                COM                 950810101      531    17162 SH       OTHER                   17162        0        0
WEYERHAEUSER CO             COM                 962166104       77     1250 SH       SOLE                     1250        0        0
WEYERHAEUSER CO             COM                 962166104       65     1050 SH       OTHER                       0        0     1050
WHIRLPOOL CORP              COM                 963320106       43      522 SH       OTHER                     522        0        0
WHOLE FOOD MARKET INC                           966837106       16      250 SH       SOLE                      250        0        0
WHOLE FOOD MARKET INC                           966837106      197     3060 SH       OTHER                    3060        0        0
WYETH COM                                       983024100      581    13103 SH       SOLE                    13103        0        0
WYETH COM                                       983024100     1154    26000 SH       OTHER                   25900        0      100
XM SATELLITE RADIO A HOLDINGINC  CLASS A        983759101       54     3693 SH       OTHER                    3693        0        0
XTO ENERGY INC              COM                 98385X106        8      200 SH       SOLE                      200        0        0
XCEL ENERGY INC             COM                 98389B100       21     1100 SH       SOLE                     1100        0        0
XCEL ENERGY INC             COM                 98389B100       57     3000 SH       OTHER                    1000        0     2000
XILINX INC                  COM                 983919101      305    13500 SH       SOLE                    13500        0        0
XILINX INC                  COM                 983919101       24     1100 SH       OTHER                    1100        0        0
YRC WORLDWIDE INC           COM                 984249102      604    14350 SH       SOLE                    14350        0        0
YRC WORLDWIDE INC           COM                 984249102       92     2200 SH       OTHER                     200        0     2000
YANKEE CANDLE INC           COM                 984757104       25     1000 SH       SOLE                     1000        0        0
YUM BRANDS INC. COM                             988498101        2       40 SH       SOLE                       40        0        0
ZIMMER HLDGS INC            COM                 98956P102      515     9095 SH       SOLE                     9095        0        0
ZIMMER HLDGS INC            COM                 98956P102      840    14821 SH       OTHER                   14125      200      496
ZIONS BANCORPORATION        COM                 989701107       17      225 SH       SOLE                      225        0        0

 GRAND TOTALS                                               157923  3875393                                3626193    54639   194561