Security National Trust

Security National Trust as of Dec. 31, 2007

Portfolio Holdings for Security National Trust

Security National Trust holds 0 positions in its portfolio as reported in the December 2007 quarterly 13F filing

                {S}				{C}		   {C}
                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

COVIDIEN LTD                COM                 G2552X108        9      203 SH       SOLE                      203        0        0
GARMIN CORPORATION                              G37260109      154     1584 SH       OTHER                    1584        0        0
INGERSOLL-RAND CL A         CL A                G4776G101      523    11250 SH       SOLE                    11250        0        0
INGERSOLL-RAND CL A         CL A                G4776G101       81     1750 SH       OTHER                    1250      500        0
NABORS INDUSTRIES LTD NEW   SHS                 G6359F103      427    15600 SH       SOLE                    15600        0        0
NABORS INDUSTRIES LTD NEW   SHS                 G6359F103       41     1500 SH       OTHER                    1500        0        0
NOBLE CORPORATION           CAYMAN ISLAND       G65422100       34      600 SH       SOLE                      600        0        0
NOBLE CORPORATION           CAYMAN ISLAND       G65422100       68     1200 SH       OTHER                    1200        0        0
TRANSOCEAN ORDINARY SHARES  REG SHS             G90073100       70      488 SH       SOLE                      488        0        0
TRANSOCEAN ORDINARY SHARES  REG SHS             G90073100       31      216 SH       OTHER                     216        0        0
TYCO INTL LTD BERMUDA       SHS                 G9143X208        8      203 SH       SOLE                      203        0        0
TYCO ELECTRONICS LTD        COM NEW             G9144P105        8      203 SH       SOLE                      203        0        0
WEATHERFORD INT'L LTD       BERMUDA             G95089101      359     5230 SH       SOLE                     5230        0        0
WEATHERFORD INT'L LTD       BERMUDA             G95089101      165     2400 SH       OTHER                     900        0     1500
XOMA LTD                    ORD                 G9825R107        0      100 SH       SOLE                      100        0        0
FLEXTRONICS INTL LTD        ORD                 Y2573F102      182    15100 SH       SOLE                    15100        0        0
FLEXTRONICS INTL LTD        ORD                 Y2573F102       22     1800 SH       OTHER                    1800        0        0
AFLAC INC                                       001055102      754    12037 SH       SOLE                    12037        0        0
AFLAC INC                                       001055102       37      583 SH       OTHER                     183      400        0
AT^T INC                    COM                 00206R102     1163    27984 SH       SOLE                    27984        0        0
AT^T INC                    COM                 00206R102     1277    30729 SH       OTHER                   25079     1500     4150
ABBOTT LABS                 COM                 002824100      577    10275 SH       SOLE                    10275        0        0
ABBOTT LABS                 COM                 002824100      270     4800 SH       OTHER                    2100      400     2300
ABINGTON BANCORP INC        COM                 00350L109       12     1280 SH       SOLE                     1280        0        0
ADOBE SYSTEMS INC                               00724F101        5      125 SH       SOLE                      125        0        0
AFFILIATED COMPUTER         SERVICES INC        008190100      200     4425 SH       SOLE                     4425        0        0
AFFILIATED COMPUTER         SERVICES INC        008190100       62     1375 SH       OTHER                     875        0      500
AGILENT TECHNOLOGIES INC    COM                 00846U101        9      250 SH       OTHER                     250        0        0
AIR PRODS & CHEMS INC       COM                 009158106     1028    10425 SH       SOLE                    10425        0        0
AIR PRODS & CHEMS INC       COM                 009158106      486     4925 SH       OTHER                    1625      300     3000

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

ALCOA INC                   COM                 013817101       84     2299 SH       SOLE                     2299        0        0
ALCOA INC                   COM                 013817101      190     5200 SH       OTHER                    5200        0        0
ALCATEL-LUCENT              SPONSORED ADR       013904305        1       91 SH       SOLE                       91        0        0
ALLIANT TECHSYSTEMS INC                         018804104       68      600 SH       OTHER                     600        0        0
ALLIED IRISH  BKS SPND ADR                      019228402      452     9840 SH       SOLE                     9840        0        0
ALLSTATE CORP               COM                 020002101     1060    20299 SH       SOLE                    20299        0        0
ALLSTATE CORP               COM                 020002101      362     6925 SH       OTHER                    6425      500        0
ALTRIA GROUP INC                                02209S103     1351    17880 SH       SOLE                    17880        0        0
ALTRIA GROUP INC                                02209S103     1222    16169 SH       OTHER                   13169        0     3000
AMERICAN ELEC PWR INC       COM                 025537101       98     2100 SH       OTHER                    2100        0        0
AMERICAN EXPRESS CO         COM                 025816109      909    17477 SH       SOLE                    17477        0        0
AMERICAN EXPRESS CO         COM                 025816109      248     4760 SH       OTHER                    4760        0        0
AMERICAN INTL GROUP INC     COM                 026874107     1113    19089 SH       SOLE                    19089        0        0
AMERICAN INTL GROUP INC     COM                 026874107      414     7109 SH       OTHER                    6609      500        0
AMERISOURCEBERGEN CORP      COM                 03073E105       13      300 SH       SOLE                      300        0        0
AMERIPRISE FINL INC         COM                 03076C106       18      330 SH       SOLE                      330        0        0
AMERIPRISE FINL INC         COM                 03076C106       10      180 SH       OTHER                     180        0        0
AMGEN INC                   COM                 031162100     1092    23510 SH       SOLE                    23510        0        0
AMGEN INC                   COM                 031162100      418     9012 SH       OTHER                    8012        0     1000
ANADARKO PETE CORP          COM                 032511107      259     3938 SH       SOLE                     3938        0        0
ANADARKO PETE CORP          COM                 032511107      102     1552 SH       OTHER                    1552        0        0
ANHEUSER BUSCH COS INC      COM                 035229103      789    15075 SH       SOLE                    15075        0        0
ANHEUSER BUSCH COS INC      COM                 035229103      334     6375 SH       OTHER                    5975      400        0
APACHE CORP                 COM                 037411105      986     9165 SH       SOLE                     9165        0        0
APACHE CORP                 COM                 037411105      364     3384 SH       OTHER                    3084      300        0
APPLE INC                                       037833100      366     1850 SH       SOLE                     1850        0        0
APPLE INC                                       037833100       10       50 SH       OTHER                      50        0        0
APPLERA CORP COM APPLIED    BIOSYSTEMS GROUP    038020103       22      655 SH       SOLE                      655        0        0
APPLIED MATLS INC           COM                 038222105      701    39500 SH       SOLE                    39500        0        0
APPLIED MATLS INC           COM                 038222105      121     6800 SH       OTHER                    4800     2000        0
ARCHER DANIELS MIDLAND CO   COM                 039483102      666    14350 SH       SOLE                    14350        0        0
ARCHER DANIELS MIDLAND CO   COM                 039483102       98     2104 SH       OTHER                    1104     1000        0
ATMOS ENERGY CORP                               049560105        6      200 SH       SOLE                      200        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

AUTODESK INC                COM                 052769106       20      400 SH       SOLE                      400        0        0
AUTOMATIC DATA PROCESSING INCOM                 053015103      574    12882 SH       SOLE                    12882        0        0
AUTOMATIC DATA PROCESSING INCOM                 053015103      696    15624 SH       OTHER                   14624     1000        0
AVALONBAY COMMUNITIES INC                       053484101        9      100 SH       OTHER                     100        0        0
AVERY DENNISON CORP         COM                 053611109       37      702 SH       SOLE                      702        0        0
AVIS BUDGET GROUP           COM                 053774105        0       35 SH       OTHER                      35        0        0
AVON PRODS INC              COM                 054303102        8      200 SH       SOLE                      200        0        0
AVON PRODS INC              COM                 054303102        8      200 SH       OTHER                     200        0        0
BB^T CORP                                       054937107      260     8466 SH       SOLE                     8466        0        0
BP P L C                                        055622104     1391    19011 SH       SOLE                    19011        0        0
BP P L C                                        055622104      761    10406 SH       OTHER                    6606     1000     2800
BAKER HUGHES INC            COM                 057224107      316     3900 SH       SOLE                     3900        0        0
BAKER HUGHES INC            COM                 057224107       93     1150 SH       OTHER                     550      600        0
BANCO BILBAO VIZCAYA                            05946K101       20      840 SH       SOLE                      840        0        0
BANCORP INC DEL             COM                 05969A105        9      690 SH       SOLE                      690        0        0
BANK OF AMERICA CORPORATION COM                 060505104     1929    46763 SH       SOLE                    46763        0        0
BANK OF AMERICA CORPORATION COM                 060505104      576    13969 SH       OTHER                    7836     1126     5007
THE BANK OF NEW YORK        MELLON CORP         064058100      343     7036 SH       SOLE                     7036        0        0
THE BANK OF NEW YORK        MELLON CORP         064058100      427     8756 SH       OTHER                    2756        0     6000
BANKATLANTIC BANCORP        CL A                065908501        3      800 SH       SOLE                      800        0        0
BARRICK GOLD CORP           COM                 067901108      523    12450 SH       SOLE                    12450        0        0
BARRICK GOLD CORP           COM                 067901108       63     1500 SH       OTHER                     500     1000        0
BAXTER INTL INC             COM                 071813109      159     2737 SH       SOLE                     2737        0        0
BAXTER INTL INC             COM                 071813109      898    15477 SH       OTHER                   15477        0        0
BERKSHIRE HATHAWAY INC DEL  CL B                084670207      128       27 SH       SOLE                       27        0        0
BEST BUY INC                COM                 086516101      847    16097 SH       SOLE                    16097        0        0
BEST BUY INC                COM                 086516101      163     3100 SH       OTHER                    2600      500        0
BHP BILLITON LTD                                088606108      186     2650 SH       SOLE                     2650        0        0
BHP BILLITON LTD                                088606108      158     2250 SH       OTHER                       0        0     2250
BIOGEN IDEC INC             COM                 09062X103       30      520 SH       SOLE                      520        0        0
BLACK & DECKER CORP                             091797100       28      400 SH       SOLE                      400        0        0
BLACKROCK INSD MUN INCOME TRCOM                 092479104      114     7916 SH       SOLE                     7916        0        0
BLACKROCK STRATEGIC MUNI    TRUST               09248T109       14     1005 SH       SOLE                     1005        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

BLACKROCK CORE BD TR        SHS BEN INT         09249E101       47     4000 SH       SOLE                     4000        0        0
BLACKROCK DIVID ACHIEVRS TM                     09250N107        6      512 SH       SOLE                      512        0        0
BLACKROCK INTERNATION GROWTHAND INCOME          092524107       84     5000 SH       OTHER                    5000        0        0
BLACKROCK MUNI HOLDINGS     INSD FD             09254A101        7      600 SH       SOLE                      600        0        0
BLACKROCK MUNI YIELD        FLA INS FD          09254T100       24     1900 SH       SOLE                     1900        0        0
BLACKROCK ENH EQ YLD FD INC COM                 09256C105       57     3500 SH       SOLE                     3500        0        0
BOEING CO                   COM                 097023105      348     3982 SH       SOLE                     3982        0        0
BOEING CO                   COM                 097023105      360     4121 SH       OTHER                    3121        0     1000
BRISTOL MYERS SQUIBB CO     COM                 110122108      577    21740 SH       SOLE                    21740        0        0
BRISTOL MYERS SQUIBB CO     COM                 110122108     1195    45060 SH       OTHER                   41100        0     3960
BROADRIDGE FINL SOLUTIONS INCOM                 11133T103       25     1134 SH       SOLE                     1134        0        0
BROADRIDGE FINL SOLUTIONS INCOM                 11133T103       43     1937 SH       OTHER                    1937        0        0
BROWN FORMAN CORP CLASS B                       115637209      110     1489 SH       SOLE                     1489        0        0
BROWN FORMAN CORP CLASS B                       115637209        6       87 SH       OTHER                      87        0        0
BUCKEYE PARTNERS LP UNIT                        118230101       14      280 SH       SOLE                      280        0        0
BURLINGTON NORTHN SANTA FE CCOM                 12189T104       48      575 SH       SOLE                      575        0        0
BURLINGTON NORTHN SANTA FE CCOM                 12189T104      100     1200 SH       OTHER                    1200        0        0
CB RICHARD ELLIS GROUP                          12497T101        3      150 SH       SOLE                      150        0        0
CSX CORP                    COM                 126408103       88     2000 SH       SOLE                     2000        0        0
CVS CORP                    COM                 126650100     1078    27129 SH       SOLE                    27129        0        0
CVS CORP                    COM                 126650100      571    14370 SH       OTHER                    7108     1252     6010
CAMDEN PPTY TR              SH BEN INT          133131102      130     2700 SH       SOLE                     2700        0        0
CAPE FEAR BK CORP           COM                 139380109       13     1170 SH       SOLE                     1170        0        0
CAPITAL ONE FINL CORP       COM                 14040H105       94     1982 SH       SOLE                     1982        0        0
CAPITAL ONE FINL CORP       COM                 14040H105      430     9094 SH       OTHER                    9094        0        0
CARDINAL HEALTH INC         COM                 14149Y108      156     2694 SH       SOLE                     2694        0        0
CARDINAL HEALTH INC         COM                 14149Y108       79     1375 SH       OTHER                    1075      300        0
CARNIVAL CORP               PAIRED CTF          143658300        9      200 SH       SOLE                      200        0        0
CARPENTER TECHNOLOGY                            144285103       15      200 SH       SOLE                      200        0        0
CATERPILLAR INC DEL         COM                 149123101      820    11295 SH       SOLE                    11295        0        0
CATERPILLAR INC DEL         COM                 149123101      112     1550 SH       OTHER                    1250      300        0
CEDAR FAIR L P DEP UNIT                         150185106       10      490 SH       SOLE                      490        0        0
CHARLES RIV LABS INTL INC   COM                 159864107       72     1100 SH       SOLE                     1100        0        0
CHARLES RIV LABS INTL INC   COM                 159864107       20      300 SH       OTHER                     300        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

CHEVRON CORPORATION         COM                 166764100     1544    16544 SH       SOLE                    16544        0        0
CHEVRON CORPORATION         COM                 166764100      777     8321 SH       OTHER                    6321        0     2000
CHUBB CORP                  COM                 171232101      652    11942 SH       SOLE                    11942        0        0
CHUBB CORP                  COM                 171232101      153     2800 SH       OTHER                    2800        0        0
CHRUCH & DWIGHT INC                             171340102       11      200 SH       SOLE                      200        0        0
CISCO SYS INC               COM                 17275R102     1657    61241 SH       SOLE                    61241        0        0
CISCO SYS INC               COM                 17275R102     1017    37593 SH       OTHER                   33293     2000     2300
CITADEL BROADCASTING CORP   COM                 17285T106        0       64 SH       SOLE                       64        0        0
CITADEL BROADCASTING CORP   COM                 17285T106        1      363 SH       OTHER                     363        0        0
CINTAS CORP                 COM                 172908105      326     9700 SH       OTHER                    9700        0        0
CITIGROUP INC               COM                 172967101     1235    41951 SH       SOLE                    41951        0        0
CITIGROUP INC               COM                 172967101      390    13239 SH       OTHER                   11739     1500        0
CLEAR CHANNEL COMMUNICATIONSCOM                 184502102        3      100 SH       SOLE                      100        0        0
COACH INC                   COM                 189754104      518    16950 SH       OTHER                   16950        0        0
COCA COLA CO                COM                 191216100      363     5917 SH       SOLE                     5917        0        0
COCA COLA CO                COM                 191216100      359     5850 SH       OTHER                    5850        0        0
COLGATE PALMOLIVE CO        COM                 194162103      675     8657 SH       SOLE                     8657        0        0
COLGATE PALMOLIVE CO        COM                 194162103      101     1300 SH       OTHER                     100      500      700
COLONIAL BANCGROUP INC      COM                 195493309        9      700 SH       SOLE                      700        0        0
COLONIAL PPTYS TR           COM SH BEN INT      195872106       29     1300 SH       SOLE                     1300        0        0
COMCAST CORP NEW CL A                           20030N101      153     8396 SH       SOLE                     8396        0        0
COMCAST CORP NEW CL A                           20030N101       48     2626 SH       OTHER                    2626        0        0
COMCAST CORP NEW CL A SPL                       20030N200       20     1095 SH       SOLE                     1095        0        0
COMCAST CORP NEW CL A SPL                       20030N200        8      450 SH       OTHER                     450        0        0
COMMERCE BANCORP INC                            200519106      118     3100 SH       SOLE                     3100        0        0
COMMERCE BANCORP INC                            200519106        6      150 SH       OTHER                     150        0        0
COMPUTER SCIENCES CORP      COM                 205363104      277     5600 SH       SOLE                     5600        0        0
COMPUTER SCIENCES CORP      COM                 205363104      134     2700 SH       OTHER                     400        0     2300
CONOCOPHILLIPS                                  20825C104     1761    19940 SH       SOLE                    19940        0        0
CONOCOPHILLIPS                                  20825C104     1172    13273 SH       OTHER                   10373     1000     1900
CONSOLIDATED EDISON INC     COM                 209115104      385     7875 SH       SOLE                     7875        0        0
CONSOLIDATED EDISON INC     COM                 209115104       20      400 SH       OTHER                     400        0        0
CONSTELLATION BRANDS INC    CLASS A             21036P108      383    16200 SH       SOLE                    16200        0        0
CONSTELLATION BRANDS INC    CLASS A             21036P108      154     6500 SH       OTHER                    1500     1000     4000

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

CONSTELLATION ENERGY GROUP ICOM                 210371100      364     3551 SH       SOLE                     3551        0        0
CONSTELLATION ENERGY GROUP ICOM                 210371100       20      196 SH       OTHER                     196        0        0
CORNING INC                 COM                 219350105        5      200 SH       SOLE                      200        0        0
CORNING INC                 COM                 219350105      228     9500 SH       OTHER                    9500        0        0
CULLEN FROST BANKERS INC COM                    229899109       41      800 SH       OTHER                     800        0        0
CUMMINS ENGINE INC          COM                 231021106      191     1500 SH       SOLE                     1500        0        0
CUMMINS ENGINE INC          COM                 231021106      519     4078 SH       OTHER                    4078        0        0
D & E COMMUNICATIONS INC    COM                 232860106      116     8000 SH       SOLE                     8000        0        0
DCT INDUSTRIAL TRUST INC    COM                 233153105      226    24285 SH       OTHER                   24285        0        0
DWS MUN INCOME TR COM                           23338M106       11     1000          SOLE                     1000        0        0
OTHER   STRATEGY FD INC                         24476Y100        5      246 SH       SOLE                      246        0        0
DELL INC                    COM                 24702R101       36     1450 SH       SOLE                     1450        0        0
DELL INC                    COM                 24702R101        8      315 SH       OTHER                     315        0        0
DEVON ENERGY CORP NEW       COM                 25179M103     1029    11570 SH       SOLE                    11570        0        0
DEVON ENERGY CORP NEW       COM                 25179M103      627     7050 SH       OTHER                    2450      600     4000
DIAGEO PLC                                      25243Q205       34      400 SH       SOLE                      400        0        0
DIAMONDS TR                 UNIT SER 1          252787106      152     1150 SH       SOLE                     1150        0        0
DIME CMNTY BANCSHARES       COM                 253922108       10      750 SH       SOLE                      750        0        0
DISNEY WALT CO              COM DISNEY          254687106     1408    43625 SH       SOLE                    43625        0        0
DISNEY WALT CO              COM DISNEY          254687106      382    11847 SH       OTHER                    7347     1000     3500
DISCOVER FINL SVCS          COM                 254709108       30     2008 SH       SOLE                     2008        0        0
DOMINION RES INC VA NEW     COM                 25746U109     1079    22748 SH       SOLE                    22748        0        0
DOMINION RES INC VA NEW     COM                 25746U109      461     9726 SH       OTHER                    8726        0     1000
CEF DOW 30 ENHANCED PR                          260537105       80     5000 SH       OTHER                    5000        0        0
DOW CHEM CO                 COM                 260543103     1493    37889 SH       SOLE                    37889        0        0
DOW CHEM CO                 COM                 260543103      553    14035 SH       OTHER                   11535     1000     1500
DU PONT E I DE NEMOURS & CO COM                 263534109      864    19590 SH       SOLE                    19590        0        0
DU PONT E I DE NEMOURS & CO COM                 263534109       99     2244 SH       OTHER                    2244        0        0
DUKE ENERGY CORP NEW        COM                 26441C105      850    42150 SH       SOLE                    42150        0        0
DUKE ENERGY CORP NEW        COM                 26441C105      355    17600 SH       OTHER                   11800     3000     2800
DUKE REALTY CORP                                264411505        5      200 SH       SOLE                      200        0        0
DUKE REALTY CORP                                264411505       13      500 SH       OTHER                     500        0        0
E M C CORP MASS             COM                 268648102      503    27153 SH       SOLE                    27153        0        0
E M C CORP MASS             COM                 268648102      530    28640 SH       OTHER                   20640     1000     7000

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

EATON VANCE MUNI INC TR                         27826U108       15     1097 SH       SOLE                     1097        0        0
EATON VANCE INSD MUNI BD FD                     27827X101       14     1000          SOLE                     1000        0        0
EATON VANCE INSD OHIO       MUN BD              27828L106       17     1330          SOLE                     1330        0        0
EBAY INC                    COM                 278642103      387    11660 SH       SOLE                    11660        0        0
EDISON INTL                 COM                 281020107      164     3075 SH       SOLE                     3075        0        0
EDISON INTL                 COM                 281020107      133     2500 SH       OTHER                       0        0     2500
EMERSON ELEC CO             COM                 291011104      826    14576 SH       SOLE                    14576        0        0
EMERSON ELEC CO             COM                 291011104      419     7400 SH       OTHER                    3400      700     3300
ENERPLUS RESOURCES FUND     TRUST UNITS         29274D604       20      500 SH       SOLE                      500        0        0
EQUITABLE RESOURCES INC                         294549100       53     1000 SH       SOLE                     1000        0        0
EQUITY INV FD UNIT                              294700703       13      105 SH       SOLE                      105        0        0
EQUITY RESIDENTIAL COM SHS  OF BENEFICIAL INT   29476L107       22      600 SH       SOLE                      600        0        0
EXELON CORP                                     30161N101       23      285 SH       SOLE                      285        0        0
EXELON CORP                                     30161N101      261     3200 SH       OTHER                    3200        0        0
EXPEDIA INC DEL             COM                 30212P105        1       25 SH       SOLE                       25        0        0
EXXON MOBIL CORP            COM                 30231G102     4663    49768 SH       SOLE                    49768        0        0
EXXON MOBIL CORP            COM                 30231G102     2505    26738 SH       OTHER                   20782      456     5500
FNB CORP                                        302520101       20     1350 SH       SOLE                     1350        0        0
FPL GROUP INC               COM                 302571104        3       50 SH       SOLE                       50        0        0
FPL GROUP INC               COM                 302571104      102     1500 SH       OTHER                    1500        0        0
FAMILY DOLLAR STORES INC                        307000109       15      775 SH       SOLE                      775        0        0
FEDERAL NATL MTG ASSN       COM                 313586109       10      250 SH       SOLE                      250        0        0
FEDERATED PREMIER INTERMEDIATE MUNICIPAL INC FD 31423M105        8      666          SOLE                      666        0        0
FEDEX CORP                  COM                 31428X106      560     6280 SH       SOLE                     6280        0        0
FEDEX CORP                  COM                 31428X106      174     1950 SH       OTHER                    1200      100      650
FIFTH THIRD BANCORP         COM                 316773100       12      494 SH       SOLE                      494        0        0
FIRST HORIZON NATIONAL CORP                     320517105        7      375 SH       SOLE                      375        0        0
FIRST ENERGY CORP COM                           337932107       29      400 SH       SOLE                      400        0        0
FLUOR CORP                  COM                 343412102       96      660 SH       SOLE                      660        0        0
FORD MTR CO DEL             COM PAR $0.01       345370860       15     2266 SH       SOLE                     2266        0        0
FOREST OIL CORP             COM PAR $0.01       346091705       11      225 SH       SOLE                      225        0        0
FORTUNE BRANDS INC          COM                 349631101      475     6560 SH       SOLE                     6560        0        0
FORTUNE BRANDS INC          COM                 349631101       63      876 SH       OTHER                     876        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

FOSSIL INC                  COM                 349882100        8      200 SH       SOLE                      200        0        0
4 KIDS ENTMT INC            COM                 350865101        1      100 SH       SOLE                      100        0        0
FRANKLIN RESOURCES INC.                         354613101      286     2500 SH       OTHER                    2500        0        0
FULTON FINL CORP PA         COM                 360271100      952    84883 SH       SOLE                    84883        0        0
FULTON FINL CORP PA         COM                 360271100       12     1113 SH       OTHER                    1113        0        0
GANNETT INC                 COM                 364730101       74     1900 SH       SOLE                     1900        0        0
GANNETT INC                 COM                 364730101      101     2600 SH       OTHER                    1400        0     1200
GENENTECH INC                                   368710406       15      230 SH       SOLE                      230        0        0
GENERAL DYNAMICS CORP       COM                 369550108      217     2442 SH       SOLE                     2442        0        0
GENERAL DYNAMICS CORP       COM                 369550108        9       96 SH       OTHER                      96        0        0
GENERAL ELEC CO             COM                 369604103     3932   106087 SH       SOLE                   106087        0        0
GENERAL ELEC CO             COM                 369604103     2479    66886 SH       OTHER                   62286     2000     2600
GENERAL GROWTH PPTYS INC    COM                 370021107       53     1275 SH       SOLE                     1275        0        0
GENERAL MLS INC             COM                 370334104      145     2550 SH       SOLE                     2550        0        0
GENERAL MLS INC             COM                 370334104      200     3500 SH       OTHER                    1500        0     2000
GENERAL MTRS CORP           COM                 370442105        2       62 SH       SOLE                       62        0        0
GENUINE PARTS CO            COM                 372460105      255     5500 SH       SOLE                     5500        0        0
GENZYME CORP GENERAL        DIVISION COM        372917104       28      375 SH       SOLE                      375        0        0
GILEAD SCIENCES INC                             375558103      669    14550 SH       SOLE                    14550        0        0
GILEAD SCIENCES INC                             375558103       18      400 SH       OTHER                     400        0        0
GLAXOSMITHKLINE PLC         SPONSORED ADR       37733W105      393     7800 SH       SOLE                     7800        0        0
GLAXOSMITHKLINE PLC         SPONSORED ADR       37733W105       15      300 SH       OTHER                       0      300        0
GOLDMAN SACHS GROUP INC     COM                 38141G104     1489     6925 SH       SOLE                     6925        0        0
GOLDMAN SACHS GROUP INC     COM                 38141G104      366     1700 SH       OTHER                    1600      100        0
GOOGLE INC                  CL A                38259P508      329      476 SH       OTHER                     476        0        0
GRAINGER W W INC            COM                 384802104      175     2000 SH       OTHER                       0        0     2000
GRANT PRIDECO INC           COM                 38821G101        8      150 SH       SOLE                      150        0        0
GRUPO TELEVISA SA                               40049J206       19      800 SH       SOLE                      800        0        0
HCP INC                                         40414L109       35     1000 SH       SOLE                     1000        0        0
HCP INC                                         40414L109       52     1500 SH       OTHER                    1500        0        0
HARLEY DAVIDSON INC                             412822108      245     5250 SH       SOLE                     5250        0        0
HARLEY DAVIDSON INC                             412822108        7      150 SH       OTHER                     150        0        0
HARLEYSVILLE NATL CORP PA                       412850109      234    16035 SH       SOLE                    16035        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

HARRAH'S ENTERTAINMENT                          413619107      489     5510 SH       SOLE                     5510        0        0
HARRAH'S ENTERTAINMENT                          413619107       35      400 SH       OTHER                     400        0        0
HARTFORD FINL SVCS GROUP INC COM                416515104      777     8917 SH       SOLE                     8917        0        0
HARTFORD FINL SVCS GROUP INC COM                416515104      147     1690 SH       OTHER                    1390      300        0
HEINZ H J CO                COM                 423074103       63     1350 SH       SOLE                     1350        0        0
HEINZ H J CO                COM                 423074103       32      675 SH       OTHER                     675        0        0
THE HERSHEY COMPANY         COM                 427866108       28      720 SH       SOLE                      720        0        0
HEWLETT PACKARD CO          COM                 428236103       61     1200 SH       SOLE                     1200        0        0
HEWLETT PACKARD CO          COM                 428236103       20      400 SH       OTHER                     400        0        0
HOME DEPOT INC              COM                 437076102      357    13275 SH       SOLE                    13275        0        0
HOME DEPOT INC              COM                 437076102      241     8950 SH       OTHER                    8150      800        0
HONDA MOTOR CO LTD                              438128308        7      200 SH       SOLE                      200        0        0
HONEYWELL INTL INC          COM                 438516106      140     2272 SH       SOLE                     2272        0        0
HONEYWELL INTL INC          COM                 438516106       25      400 SH       OTHER                     400        0        0
HOSPITALITY PROPERTIES TR                       44106M102       33     1033 SH       SOLE                     1033        0        0
HOSPIRA, INC.                                   441060100        0       10 SH       SOLE                       10        0        0
HUMANA INC                  COM                 444859102      612     8120 SH       OTHER                    8120        0        0
HUNTINGTON BANCSHARES INC   COM                 446150104       18     1186 SH       SOLE                     1186        0        0
IAC INTERACTIVECORP         COM NEW             44919P300        4      150 SH       SOLE                      150        0        0
IAC INTERACTIVECORP         COM NEW             44919P300        1       50 SH       OTHER                      50        0        0
ING CLARION GLOBAL REAL     ESTATE INCOME FUND  44982G104       42     3020 SH       SOLE                     3020        0        0
ING CLARION GLOBAL REAL     ESTATE INCOME FUND  44982G104      181    13087 SH       OTHER                   13087        0        0
IDEARC INC                  COM                 451663108        2      111 SH       SOLE                      111        0        0
IDEARC INC                  COM                 451663108        3      193 SH       OTHER                     193        0        0
IMATION CORP                                    45245A107        3      126 SH       SOLE                      126        0        0
INDIA FD INC                COM                 454089103       87     1400 SH       SOLE                     1400        0        0
INDYMAC BANCORP INC.                            456607100        4      600 SH       SOLE                      600        0        0
INTEL CORP                  COM                 458140100     1223    45902 SH       SOLE                    45902        0        0
INTEL CORP                  COM                 458140100      709    26590 SH       OTHER                   18090     2000     6500
INTERNATIONAL BUSINESS MACH  COM                459200101     1122    10383 SH       SOLE                    10383        0        0
INTERNATIONAL BUSINESS MACH  COM                459200101      528     4885 SH       OTHER                    3535        0     1350
INTERVEST BANCSHARES CORP   CL A                460927106       12      700 SH       SOLE                      700        0        0
IOWA TELECOMM SERVICES INC  COM                 462594201       46     2800 SH       SOLE                     2800        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

ISHARES MSCI BRAZIL INDEX FD                    464286400       85     1050 SH       SOLE                     1050        0        0
ETF I SHARES DOW JONES      SELECT DIV INDEX    464287168        6      100 SH       OTHER                     100        0        0
ISHARES TR                  S^P 500 INDEX       464287200      792     5394 SH       SOLE                     5394        0        0
ISHARES TR                  S^P 500 INDEX       464287200       37      250 SH       OTHER                       0      250        0
S^P 500/ GROWTH INDEX       FD                  464287309      328     4700 SH       SOLE                     4700        0        0
S^P 500  BARRA VALUE INDEX  FUND                464287408      378     4945 SH       SOLE                     4945        0        0
ISHARES TRUST MSCI EAFE FD  MSCI EAFE INDEX FUND464287465       79     1000 SH       SOLE                     1000        0        0
ISHARES TRUST MSCI EAFE FD  MSCI EAFE INDEX FUND464287465       75      950 SH       OTHER                     950        0        0
S^P MID CAP 400 INDEX FUND  I SHARES            464287507      148     1740 SH       SOLE                     1740        0        0
S^P MIDCAP 400 GROWTH       INDEX FUND I SHS    464287606      179     2014 SH       SOLE                     2014        0        0
IS RUSSELL 2000 GROWTH INDEX                    464287648       25      300 SH       SOLE                      300        0        0
S^P MIDCAP 400 VALUE        INDEX FD            464287705      163     2050 SH       SOLE                     2050        0        0
IS DOW JONES U. REAL ESTATE                     464287739        7      100 SH       SOLE                      100        0        0
DOW JONES US HEALTHCARE     SECTOR INDEX FD I SH464287762       64      900 SH       OTHER                     900        0        0
S& P SMALL CAP 600 INDEX    FUND I SHARES       464287804      270     4157 SH       SOLE                     4157        0        0
I SHARES TR S^P SMALL CAP   600 VALUE INDEX FD  464287879      172     2460 SH       SOLE                     2460        0        0
I SHARES TR S^P SMALL CAP   600 GROWTH FD       464287887      151     1120 SH       SOLE                     1120        0        0
JPMORGAN CHASE & CO         COM                 46625H100     1340    30691 SH       SOLE                    30691        0        0
JPMORGAN CHASE & CO         COM                 46625H100     2741    62790 SH       OTHER                   62090      700        0
JABIL CIRCUIT INC                               466313103       31     2000 SH       SOLE                     2000        0        0
JABIL CIRCUIT INC                               466313103        2      100 SH       OTHER                     100        0        0
JACOBS ENGR GROUP INC                           469814107       96     1000 SH       OTHER                    1000        0        0
JOHNSON & JOHNSON           COM                 478160104     2037    30545 SH       SOLE                    30545        0        0
JOHNSON & JOHNSON           COM                 478160104     2178    32647 SH       OTHER                   31147      500     1000
JOHNSON CTLS INC            COM                 478366107       27      750 SH       SOLE                      750        0        0
JUNIPER NETWORKS INC        COM                 48203R104        3      100 SH       SOLE                      100        0        0
KLA - TENCOR CORPORATION                        482480100       24      500 SH       SOLE                      500        0        0
KB HOME                     COM                 48666K109        8      350 SH       SOLE                      350        0        0
KELLOGG CO                                      487836108      121     2300 SH       SOLE                     2300        0        0
KEYCORP NEW                 COM                 493267108       33     1400 SH       SOLE                     1400        0        0
KIMBERLY CLARK CORP         COM                 494368103      426     6148 SH       SOLE                     6148        0        0
KIMBERLY CLARK CORP         COM                 494368103      125     1800 SH       OTHER                     600        0     1200
KIMCO REALTY CORP                               49446R109        5      150 SH       SOLE                      150        0        0
KIMCO REALTY CORP                               49446R109        8      225 SH       OTHER                     225        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

KOHLS CORP                  COM                 500255104       19      425 SH       SOLE                      425        0        0
KRAFT FOODS INC                                 50075N104       58     1793 SH       SOLE                     1793        0        0
KRAFT FOODS INC                                 50075N104      401    12300 SH       OTHER                   10224        0     2076
L-3 COMMUNICATIONS HLDGS INCCOM                 502424104      490     4628 SH       SOLE                     4628        0        0
L-3 COMMUNICATIONS HLDGS INCCOM                 502424104      240     2261 SH       OTHER                    2261        0        0
LABORATORY CORP AMER HLDGS  COM NEW             50540R409        8      100 SH       SOLE                      100        0        0
LABORATORY CORP AMER HLDGS  COM NEW             50540R409      118     1568 SH       OTHER                    1568        0        0
LIBERTY GLOBAL INC          COM SER A           530555101        2       55 SH       SOLE                       55        0        0
LIBERTY GLOBAL INC          COM SER C           530555309        2       55 SH       SOLE                       55        0        0
LIBERTY MEDIA HLDG CORP     INT COM SER A       53071M104        6      300 SH       SOLE                      300        0        0
LIBERTY PPTY TR             SH BEN INT          531172104       35     1225 SH       SOLE                     1225        0        0
LILLY ELI & CO              COM                 532457108       16      300 SH       SOLE                      300        0        0
LINEAR TECHNOLOGY CORP      COM                 535678106       41     1300 SH       SOLE                     1300        0        0
LOCKHEED MARTIN CORP        COM                 539830109      342     3250 SH       SOLE                     3250        0        0
LOWES COS INC               COM                 548661107      151     6676 SH       SOLE                     6676        0        0
LOWES COS INC               COM                 548661107       27     1180 SH       OTHER                    1180        0        0
MDU RESOURCES GROUP INC                         552690109        4      150 SH       SOLE                      150        0        0
MACYS INC                   COM                 55616P104        2       92 SH       SOLE                       92        0        0
MACYS INC                   COM                 55616P104       11      420 SH       OTHER                     420        0        0
MARSH & MCLENNAN COS INC    COM                 571748102        3      100 SH       OTHER                     100        0        0
MASCO CORP                  COM                 574599106      124     5750 SH       SOLE                     5750        0        0
MASCO CORP                  COM                 574599106      104     4800 SH       OTHER                    2800        0     2000
MCDONALDS CORP              COM                 580135101      141     2400 SH       SOLE                     2400        0        0
MCDONALDS CORP              COM                 580135101       50      850 SH       OTHER                     850        0        0
MCGRAW HILL COS INC         COM                 580645109       99     2270 SH       SOLE                     2270        0        0
MCGRAW HILL COS INC         COM                 580645109      136     3100 SH       OTHER                    3100        0        0
MEDCO HEALTH SOLUTIO                            58405U102       26      252 SH       SOLE                      252        0        0
MEDCO HEALTH SOLUTIO                            58405U102        5       48 SH       OTHER                      48        0        0
MEDTRONIC INC               COM                 585055106      941    18725 SH       SOLE                    18725        0        0
MEDTRONIC INC               COM                 585055106       97     1925 SH       OTHER                    1625        0      300
MERCK & CO INC              COM                 589331107      339     5835 SH       SOLE                     5835        0        0
MERCK & CO INC              COM                 589331107      227     3900 SH       OTHER                    3900        0        0
MERRILL LYNCH & CO INC      COM                 590188108      287     5350 SH       SOLE                     5350        0        0
MERRILL LYNCH & CO INC      COM                 590188108       72     1350 SH       OTHER                    1100      250        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

METLIFE INC                 COM                 59156R108       55      900 SH       SOLE                      900        0        0
METLIFE INC                 COM                 59156R108       80     1300 SH       OTHER                     800      500        0
MICROSOFT CORP              COM                 594918104     1281    35996 SH       SOLE                    35996        0        0
MICROSOFT CORP              COM                 594918104     1900    53393 SH       OTHER                   44593      500     8300
MID CAP S P D R TRUST UNIT  SER 1               595635103       48      309 SH       SOLE                      309        0        0
MID CAP S P D R TRUST UNIT  SER 1               595635103      132      850 SH       OTHER                     850        0        0
MONSANTO CO (NEW)                               61166W101       11      100 SH       SOLE                      100        0        0
MORGAN STANLEY              COM NEW             617446448      369     6942 SH       SOLE                     6942        0        0
MORGAN STANLEY              COM NEW             617446448       48      900 SH       OTHER                     300      600        0
MOTOROLA INC                COM                 620076109        6      400 SH       SOLE                      400        0        0
MOTOROLA INC                COM                 620076109       10      600 SH       OTHER                     600        0        0
MYLAN INC                   COM                 628530107       71     5050 SH       SOLE                     5050        0        0
MYLAN INC                   COM                 628530107      178    12650 SH       OTHER                   12650        0        0
NYSE EURONEXT               COM                 629491101      183     2090 SH       OTHER                    2090        0        0
NATIONAL CITY CORP          COM                 635405103       20     1194 SH       SOLE                     1194        0        0
NATIONAL CITY CORP          COM                 635405103       13      800 SH       OTHER                     800        0        0
NATIONAL FUEL GAS CO N J    COM                 636180101      322     6900 SH       SOLE                     6900        0        0
NATIONAL FUEL GAS CO N J    COM                 636180101      163     3500 SH       OTHER                    3500        0        0
NATIONAL SEMICONDUCTOR CORP COM                 637640103       27     1200 SH       SOLE                     1200        0        0
NETGEAR INC                 COM                 64111Q104       18      500 SH       SOLE                      500        0        0
NEWELL RUBBERMAID INC       COM                 651229106        9      357 SH       SOLE                      357        0        0
NEWELL RUBBERMAID INC       COM                 651229106      140     5400 SH       OTHER                    5400        0        0
NEWMONT MINING CORP                             651639106       85     1750 SH       SOLE                     1750        0        0
NEWMONT MINING CORP                             651639106       24      500 SH       OTHER                       0      500        0
NEWS CORP. CLASS B                              65248E203      135     6375 SH       SOLE                     6375        0        0
NEWS CORP. CLASS B                              65248E203        6      290 SH       OTHER                     290        0        0
NFJ DIVID INT & PREM STRTGY COM SHS             65337H109       19      800 SH       SOLE                      800        0        0
NIKE INC                    CL B                654106103       64     1000 SH       SOLE                     1000        0        0
NISOURCE INC                COM                 65473P105       45     2400 SH       SOLE                     2400        0        0
NOKIA CORP                  SPONSORED ADR       654902204      440    11453 SH       SOLE                    11453        0        0
NOKIA CORP                  SPONSORED ADR       654902204      805    20974 SH       OTHER                   20974        0        0
NOBLE ENERGY INC.                               655044105      358     4500 SH       SOLE                     4500        0        0
NOVARTIS AG                                     66987V109      710    13075 SH       SOLE                    13075        0        0
NOVARTIS AG                                     66987V109       65     1200 SH       OTHER                     800      400        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

NOVELLUS SYS INC            COM                 670008101        3      100 SH       SOLE                      100        0        0
NUVEEN INS PREM INC MUNI FD                     6706D8104       70     5750          SOLE                     5750        0        0
CEF NUVEEN EQUITY PREMIUM   OPPORTUNITY FD      6706EM102       33     2048 SH       SOLE                     2048        0        0
NUVEEN EQUITY PREM INCOME FD                    6706ER101       62     3750 SH       OTHER                    3750        0        0
NUVEEN PREM INCOME MUN      FD INC              67062T100       21     1600          SOLE                     1600        0        0
NUVEEN MUN MKT OPPORTUNITY  FUND INC            67062W103       27     2000          SOLE                     2000        0        0
NUVEEN N Y INVT QUALITY     MUN FD INC          67062X101      100     7657          OTHER                    7657        0        0
NUVEEN DIVIDEND ADVANTAGE                       67066V101       33     2515          SOLE                     2515        0        0
NUVEEN SR INCOME FD COM                         67067Y104       17     2400 SH       SOLE                     2400        0        0
NUVEEN MUNI HIGH INCOME FD                      670682103       19     1285          SOLE                     1285        0        0
NUVEEN DIVID ADVANTAGE      MUN FD              67070F100       10      660          SOLE                      660        0        0
NUVEEN REAL ESTATE INCOME FD                    67071B108      127     8000 SH       SOLE                     8000        0        0
NUVEEN INSD DIVID ADVANTAGE COM                 67071L106       20     1460 SH       SOLE                     1460        0        0
CEF NUVEEN QUALITY PFD      INCOME FUND         67071S101      103    10000 SH       SOLE                    10000        0        0
CEF NUVEEN QUALITY PR2                          67072C105       23     2100 SH       SOLE                     2100        0        0
NUVEEN MULTI-STRATEGY INCM  GROWTH FD JQC       67073B106        7      600 SH       SOLE                      600        0        0
NUVEEN MULTI-STRATEGY INCOMEGROWTH FUND 2       67073D102       48     4400 SH       SOLE                     4400        0        0
NUVEEN PA INVT QUALITY      MUNI FUND           670972108        4      300          SOLE                      300        0        0
NUVEEN QUALITY INC MUNI FUND                    670977107       23     1500          SOLE                     1500        0        0
NUVEEN PREMIER INSD MUNI    INCOME FD           670987106       26     1965          SOLE                     1965        0        0
OCCIDENTAL PETROLEUM CORP                       674599105      187     2430 SH       SOLE                     2430        0        0
OCCIDENTAL PETROLEUM CORP                       674599105      319     4140 SH       OTHER                    4140        0        0
OMNICOM GROUP INC           COM                 681919106      613    12910 SH       SOLE                    12910        0        0
OMNICOM GROUP INC           COM                 681919106      499    10500 SH       OTHER                    4100      400     6000
OPENWAVE SYS INC                                683718308        0       21 SH       SOLE                       21        0        0
ORACLE CORP                 COM                 68389X105       98     4350 SH       SOLE                     4350        0        0
ORACLE CORP                 COM                 68389X105      332    14700 SH       OTHER                     200        0    14500
ORASURE TECHNOLOGIES INC    COM                 68554V108       18     2000 SH       SOLE                     2000        0        0
PNC FINL SVCS GROUP INC     COM                 693475105      152     2321 SH       SOLE                     2321        0        0
PNC FINL SVCS GROUP INC     COM                 693475105       92     1400 SH       OTHER                     400        0     1000
PPG INDS INC                COM                 693506107      815    11600 SH       SOLE                    11600        0        0
PPG INDS INC                COM                 693506107      212     3025 SH       OTHER                    3025        0        0
PPL CORP                                        69351T106       65     1250 SH       SOLE                     1250        0        0
PPL CORP                                        69351T106       31      600 SH       OTHER                     600        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

PAYCHEX INC                 COM                 704326107       92     2550 SH       SOLE                     2550        0        0
PENNEY J C INC              COM                 708160106        9      200 SH       SOLE                      200        0        0
PEPSICO INC                 COM                 713448108     1869    24622 SH       SOLE                    24622        0        0
PEPSICO INC                 COM                 713448108     1323    17425 SH       OTHER                   16125        0     1300
PETSMART INC                                    716768106      376    16000 SH       SOLE                    16000        0        0
PETSMART INC                                    716768106       31     1300 SH       OTHER                     500      800        0
PFIZER INC                  COM                 717081103      781    34362 SH       SOLE                    34362        0        0
PFIZER INC                  COM                 717081103       81     3549 SH       OTHER                    2549     1000        0
PIMCO MUNICIPAL INCOME FD   COM                 72200R107       17     1200 SH       SOLE                     1200        0        0
PITNEY BOWES INC            COM                 724479100       32      850 SH       OTHER                     850        0        0
PLUM CREEK TIMBER CO.       INC.                729251108       94     2037 SH       SOLE                     2037        0        0
POWERSHARES QQQ TR UNIT     SER 1               73935A104      241     4700 SH       SOLE                     4700        0        0
POWERSHARES QQQ TR UNIT     SER 1               73935A104      691    13500 SH       OTHER                   13500        0        0
POWERSHARES DYNAMIC MARKET  PORTFOLIO           73935X104      211     4065 SH       SOLE                     4065        0        0
POWERSHARES DYNAMIC OTC     PORTFOLIO           73935X203      177     3350 SH       SOLE                     3350        0        0
POWERSHARES GOLDEN DRAGON   HALTER USX CHINA FD 73935X401       62     1800 SH       SOLE                     1800        0        0
POWERSHARES EXCHANGE        TRADED FUND         73935X773       20     1000 SH       SOLE                     1000        0        0
PRAXAIR INC                                     74005P104       27      300 SH       SOLE                      300        0        0
PRAXAIR INC                                     74005P104      266     3000 SH       OTHER                    3000        0        0
PROCTER & GAMBLE CO         COM                 742718109     3090    42083 SH       SOLE                    42083        0        0
PROCTER & GAMBLE CO         COM                 742718109     1350    18394 SH       OTHER                   10694     1000     6700
PROGRESS ENERGY INC         COM                 743263105      944    19491 SH       SOLE                    19491        0        0
PROGRESS ENERGY INC         COM                 743263105      314     6479 SH       OTHER                    4479     1500      500
PUBLIC SVC ENTERPRISE GROUP COM                 744573106       13      133 SH       SOLE                      133        0        0
PUBLIC STORAGE                                  74460D109       42      579 SH       SOLE                      579        0        0
PUTNAM MUNI OPPORTUNITIES   TR                  746922103       10      860 SH       SOLE                      860        0        0
QUALCOMM INC                COM                 747525103      386     9816 SH       SOLE                     9816        0        0
QUALCOMM INC                COM                 747525103        5      137 SH       OTHER                     137        0        0
QUEST DIAGNOSTICS INC                           74834L100      721    13625 SH       SOLE                    13625        0        0
QUEST DIAGNOSTICS INC                           74834L100      230     4350 SH       OTHER                     800      600     2950
QWEST COMMUNICATIONS INTL INCOM                 749121109        2      340 SH       SOLE                      340        0        0
REGIONS FINANCIAL           CORP. NEW           7591EP100      150     6357 SH       SOLE                     6357        0        0
REPUBLIC FIRST BANCORP INC  COM                 760416107       10     1490 SH       SOLE                     1490        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

REUTERS GROUP PLC ADR                           76132M102       68      900 SH       OTHER                     900        0        0
ROCKWELL INTL CORP NEW      COM                 773903109       97     1400 SH       SOLE                     1400        0        0
ROCKWELL COLLINS INC        COM                 774341101      101     1400 SH       SOLE                     1400        0        0
ROYAL DUTCH SHELL PLC       SPONS ADR A         780259206       51      600 SH       SOLE                      600        0        0
ROYAL DUTCH SHELL PLC       SPONS ADR A         780259206      168     2000 SH       OTHER                    2000        0        0
SPDR TR                     UNIT SER 1          78462F103       41      278 SH       SOLE                      278        0        0
SANDISK CORP                COM                 80004C101        8      240 SH       SOLE                      240        0        0
SANOFI AVENTIS              SPONSORED ADR       80105N105       27      586 SH       SOLE                      586        0        0
SARA LEE CORP               COM                 803111103       19     1200 SH       SOLE                     1200        0        0
HENRY SCHEIN INC.                               806407102      441     7179 SH       SOLE                     7179        0        0
HENRY SCHEIN INC.                               806407102       17      285 SH       OTHER                     285        0        0
SCHLUMBERGER LTD            COM                 806857108      393     4000 SH       SOLE                     4000        0        0
SCHLUMBERGER LTD            COM                 806857108      433     4400 SH       OTHER                    4400        0        0
SECTOR SPDR TRUST                               81369Y803     1317    49420 SH       SOLE                    49420        0        0
SECTOR SPDR TRUST                               81369Y803       53     2000 SH       OTHER                    2000        0        0
SELECTIVE INSURANCE GROUP                       816300107      192     8350 SH       SOLE                     8350        0        0
SENOMYX INC                 COM                 81724Q107       15     2000 SH       SOLE                     2000        0        0
SHERWIN WILLIAMS CO         COM                 824348106       39      668 SH       SOLE                      668        0        0
SIMON PPTY GROUP INC NEW    COM                 828806109       17      200 SH       SOLE                      200        0        0
SMITH INTL INC              COM                 832110100       81     1100 SH       SOLE                     1100        0        0
JM SMUCKER CO                                   832696405        0        5 SH       SOLE                        5        0        0
SMURFIT-STONE CONTAINER CORPCOM                 832727101        5      500 SH       SOLE                      500        0        0
SONY CORP                                       835699307       31      580 SH       SOLE                      580        0        0
SONY CORP                                       835699307        8      144 SH       OTHER                     144        0        0
SOUTHERN CO                                     842587107      199     5125 SH       SOLE                     5125        0        0
SOUTHERN CO                                     842587107       19      500 SH       OTHER                     500        0        0
SOVEREIGN BANCORP INC       COM                 845905108       40     3472 SH       SOLE                     3472        0        0
SPECTRA ENERGY CORP         COM                 847560109       57     2200 SH       SOLE                     2200        0        0
SPECTRA ENERGY CORP         COM                 847560109      114     4400 SH       OTHER                    4400        0        0
STAPLES INC                 COM                 855030102        8      338 SH       SOLE                      338        0        0
STARBUCKS CORP              COM                 855244109      170     8300 SH       SOLE                     8300        0        0
STARBUCKS CORP              COM                 855244109       68     3300 SH       OTHER                    3300        0        0
STARWOOD HOTELS^RESORTS WRLDCOM                 85590A401       72     1640 SH       SOLE                     1640        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

STATE STR CORP              COM                 857477103       26      317 SH       SOLE                      317        0        0
STATE STR CORP              COM                 857477103      349     4300 SH       OTHER                    4300        0        0
SUN LIFE FINL INC           COM                 866796105        3       61 SH       SOLE                       61        0        0
SUN LIFE FINL INC           COM                 866796105       45      800 SH       OTHER                     800        0        0
SUNCOR ENERGY INC           COM                 867229106      141     1300 SH       OTHER                    1300        0        0
SUNOCO INC                  COM                 86764P109       43      600 SH       SOLE                      600        0        0
SUNTRUST BANKS INC                              867914103        9      150 SH       SOLE                      150        0        0
SUSQUEHANNA BANCSHARES INC  PA                  869099101       32     1740 SH       OTHER                    1740        0        0
SYSCO CORP                  COM                 871829107       78     2510 SH       SOLE                     2510        0        0
TECO ENERGY INC             COM                 872375100        2      100 SH       SOLE                      100        0        0
TECO ENERGY INC             COM                 872375100       34     2000 SH       OTHER                    2000        0        0
TJX COS INC NEW             COM                 872540109       40     1400 SH       SOLE                     1400        0        0
LP TARGA RESOURCES          UNSOLICITED         87611X105       89     3000 SH       OTHER                    3000        0        0
TARGET CORP                 COM                 87612E106      430     8597 SH       SOLE                     8597        0        0
TARGET CORP                 COM                 87612E106       71     1421 SH       OTHER                    1421        0        0
TELEFONOS DE MEXICO S A     SPON ADR ORD L      879403780       29      800 SH       SOLE                      800        0        0
TEVA PHARMACEUTICAL         INDUSTRIES LTD      881624209      559    12034 SH       SOLE                    12034        0        0
TEVA PHARMACEUTICAL         INDUSTRIES LTD      881624209      270     5810 SH       OTHER                    5810        0        0
TEXAS INSTRS INC            COM                 882508104      659    19740 SH       SOLE                    19740        0        0
TEXAS INSTRS INC            COM                 882508104      429    12850 SH       OTHER                   12350      500        0
THERMO FISHER SCIENTIFIC    INC                 883556102      600    10400 SH       SOLE                    10400        0        0
THERMO FISHER SCIENTIFIC    INC                 883556102      236     4100 SH       OTHER                     700        0     3400
3M CO                                           88579Y101     1683    19967 SH       SOLE                    19967        0        0
3M CO                                           88579Y101      864    10245 SH       OTHER                    6545      500     3200
TIME WARNER INC NEW                             887317105        3      200 SH       SOLE                      200        0        0
TOTAL SA                                        89151E109       33      400 SH       SOLE                      400        0        0
TRAVELERS COS INC                               89417E109        4       74 SH       SOLE                       74        0        0
TRINITY INDUSTRIES INC                          896522109      176     6350 SH       SOLE                     6350        0        0
TRINITY INDUSTRIES INC                          896522109       28     1000 SH       OTHER                       0     1000        0
UNITED DOMINION REALTY                          902653104        1       50 SH       SOLE                       50        0        0
US BANCORP                                      902973304      471    14832 SH       SOLE                    14832        0        0
US BANCORP                                      902973304       45     1420 SH       OTHER                    1420        0        0
UNILEVER NV                                     904784709        3       75 SH       SOLE                       75        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

UNION PAC CORP              COM                 907818108      389     3095 SH       SOLE                     3095        0        0
UNION PAC CORP              COM                 907818108      502     4000 SH       OTHER                    2500        0     1500
UNITED BANKSHARES INC WEST VCOM                 909907107       19      684 SH       SOLE                      684        0        0
UNITED BANKSHARES INC WEST VCOM                 909907107      625    22312 SH       OTHER                   22312        0        0
UNITED BANCORP INC OHIO     COM                 909911109        6      613 SH       SOLE                      613        0        0
UNITED NATURAL FOODS                            911163103        3      100 SH       SOLE                      100        0        0
UNITED PARCEL SERVICE INC   CL B                911312106      271     3825 SH       SOLE                     3825        0        0
UNITED PARCEL SERVICE INC   CL B                911312106       99     1400 SH       OTHER                    1400        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     1770    23122 SH       SOLE                    23122        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     1605    20975 SH       OTHER                   19175      500     1300
UNITEDHEALTH GROUP INC      COM                 91324P102      550     9450 SH       SOLE                     9450        0        0
UNITEDHEALTH GROUP INC      COM                 91324P102       41      700 SH       OTHER                     300      400        0
VF CORP                                         918204108       14      200 SH       SOLE                      200        0        0
VALERO ENERGY CORP NEW      COM                 91913Y100      215     3075 SH       SOLE                     3075        0        0
VALERO ENERGY CORP NEW      COM                 91913Y100      410     5850 SH       OTHER                    5850        0        0
VAN KAMPEN AMERICAN CAPITAL  ADV MUNI INC TR    92112K107       23     1906 SH       SOLE                     1906        0        0
VAN KAMPEN PENNSYLVANIA                         92112T108        8      600 SH       SOLE                      600        0        0
ETF VANGUARD EMERGING MARKET                    922042858      123     1175 SH       SOLE                     1175        0        0
ETF VANGUARD EMERGING MARKET                    922042858       42      400 SH       OTHER                     400        0        0
VARIAN MED SYS INC          COM                 92220P105      235     4500 SH       SOLE                     4500        0        0
VANGUARD REIT ETF                               922908553       55      900 SH       SOLE                      900        0        0
VANGUARD REIT ETF                               922908553       18      300 SH       OTHER                     300        0        0
ETF VANGUARD SMALL-CAPETF                       922908751        7      100 SH       SOLE                      100        0        0
VERIZON COMMUNICATIONS      COM                 92343V104     1532    35067 SH       SOLE                    35067        0        0
VERIZON COMMUNICATIONS      COM                 92343V104      952    21794 SH       OTHER                   18994        0     2800
VIACOM INC NEW              CL B                92553P201       12      274 SH       SOLE                      274        0        0
VISTEON CORP                COM                 92839U107        1      302 SH       SOLE                      302        0        0
VODAFONE GROUP PLC NEW      SPONS ADR NEW       92857W209        2       63 SH       SOLE                       63        0        0
VODAFONE GROUP PLC NEW      SPONS ADR NEW       92857W209       75     2020 SH       OTHER                    2020        0        0
VORNADO REALTY TRUST                            929042109       99     1125 SH       SOLE                     1125        0        0
WACHOVIA CORP 2ND NEW       COM                 929903102      277     7287 SH       SOLE                     7287        0        0
WACHOVIA CORP 2ND NEW       COM                 929903102       54     1425 SH       OTHER                    1425        0        0
WAL MART STORES INC         COM                 931142103      272     5725 SH       SOLE                     5725        0        0
WAL MART STORES INC         COM                 931142103      140     2940 SH       OTHER                    2240      700        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

WALGREEN CO                 COM                 931422109      598    15721 SH       SOLE                    15721        0        0
WALGREEN CO                 COM                 931422109      183     4812 SH       OTHER                    4212      600        0
WASHINGTON MUTUAL INC COMMON                    939322103       20     1450 SH       SOLE                     1450        0        0
WASHINGTON MUTUAL INC COMMON                    939322103       18     1300 SH       OTHER                    1300        0        0
WATTS WATER TECHNOLOGIES INC                    942749102      219     7350 SH       SOLE                     7350        0        0
WATTS WATER TECHNOLOGIES INC                    942749102       15      500 SH       OTHER                       0      500        0
WEBSTER FINL CORP CONN      COM                 947890109        8      250 SH       SOLE                      250        0        0
WELLPOINT INC               COM                 94973V107        9      100 SH       SOLE                      100        0        0
WELLPOINT INC               COM                 94973V107      105     1200 SH       OTHER                    1200        0        0
WELLS FARGO & CO NEW        COM                 949746101      699    23173 SH       SOLE                    23173        0        0
WELLS FARGO & CO NEW        COM                 949746101      189     6260 SH       OTHER                    6260        0        0
WESBANCO INC                COM                 950810101      229    11139 SH       SOLE                    11139        0        0
WESBANCO INC                COM                 950810101      389    18896 SH       OTHER                   18896        0        0
WESTERN ASSET MUNI HIGH     INCOME              95766N103       45     6205 SH       SOLE                     6205        0        0
WESTERN UN CO               COM                 959802109       90     3715 SH       SOLE                     3715        0        0
WESTERN UN CO               COM                 959802109      125     5159 SH       OTHER                    1459      900     2800
WEYERHAEUSER CO             COM                 962166104        6       75 SH       SOLE                       75        0        0
WEYERHAEUSER CO             COM                 962166104       77     1050 SH       OTHER                       0        0     1050
WHIRLPOOL CORP              COM                 963320106       39      475 SH       OTHER                     475        0        0
WHOLE FOOD MARKET INC                           966837106      144     3540 SH       OTHER                    3540        0        0
WINDSTREAM CORP             COM                 97381W104       34     2637 SH       SOLE                     2637        0        0
WINDSTREAM CORP             COM                 97381W104        8      601 SH       OTHER                     601        0        0
WOLSELEY PLC ADR                                97786P100       29     2000 SH       SOLE                     2000        0        0
WRIGLEY WM JR CO            COM                 982526105        3       46 SH       SOLE                       46        0        0
WYETH COM                                       983024100     1378    31181 SH       SOLE                    31181        0        0
WYETH COM                                       983024100      977    22125 SH       OTHER                   22125        0        0
WYNDHAM WORLDWIDE CORP      COM                 98310W108        1       40 SH       SOLE                       40        0        0
WYNDHAM WORLDWIDE CORP      COM                 98310W108        2       70 SH       OTHER                      70        0        0
XTO ENERGY INC              COM                 98385X106       13      250 SH       SOLE                      250        0        0
XCEL ENERGY INC             COM                 98389B100       10      450 SH       SOLE                      450        0        0
XCEL ENERGY INC             COM                 98389B100       23     1000 SH       OTHER                    1000        0        0
XILINX INC                  COM                 983919101       82     3750 SH       SOLE                     3750        0        0
XILINX INC                  COM                 983919101       20      900 SH       OTHER                     900        0        0

                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

YRC WORLDWIDE INC           COM                 984249102       27     1600 SH       SOLE                     1600        0        0
YORK WTR CO                 COM                 987184108        9      600 SH       SOLE                      600        0        0
YUM BRANDS INC. COM                             988498101        3       80 SH       SOLE                       80        0        0
ZIMMER HLDGS INC            COM                 98956P102      618     9344 SH       SOLE                     9344        0        0
ZIMMER HLDGS INC            COM                 98956P102      921    13920 SH       OTHER                   12720      200     1000
ZIONS BANCORPORATION        COM                 989701107       11      225 SH       SOLE                      225        0        0

 GRAND TOTALS                                               169528  3737226                                3519739    49534   167953