Financial Plan

Financial Plan as of Dec. 31, 2025

Portfolio Holdings for Financial Plan

Financial Plan holds 94 positions in its portfolio as reported in the December 2025 quarterly 13F filing

Company (Ticker) Portfolio Weight Valued At Change in Shares Share Count Share Price
American Centy Etf Tr Us Eqt Etf (AVUS) 17.1 $149M 1.3M 111.78
Dimensional Etf Trust Us Core Equity 2 (DFAC) 15.2 $132M 3.3M 39.59
American Centy Etf Tr Intl Eqt Etf (AVDE) 10.7 $94M 1.1M 82.32
Dimensional Etf Trust Intl Core Equity (DFIC) 5.6 $49M 1.4M 34.46
Dimensional Etf Trust Ultrashort Fixed (DUSB) 5.2 $45M 896k 50.65
Dimensional Etf Trust Short Duration F (DFSD) 4.3 $37M 780k 47.95
American Centy Etf Tr Avantis Emgmkt (AVEM) 4.2 $36M 473k 77.02
American Centy Etf Tr Avantis Shfxdinc (AVSF) 4.0 $35M 741k 47.09
Vanguard Malvern Fds Strm Infproidx (VTIP) 3.4 $29M 592k 49.46
American Centy Etf Tr Real Estate Etf (AVRE) 3.0 $26M 601k 43.53
Dimensional Etf Trust World Ex Us Core (DFAX) 2.8 $24M 739k 32.73
Spdr Series Trust State Street Spd (SPMB) 2.7 $23M 1.0M 22.41
Dimensional Etf Trust Global Real Est (DFGR) 2.6 $23M 851k 26.42
Dimensional Etf Trust Emerging Mkts Co (DFEM) 2.5 $22M 667k 33.08
Dimensional Etf Trust Core Fixed Incom (DFCF) 2.2 $19M 451k 42.56
Ishares Tr 0-5 Yr Tips Etf (STIP) 1.1 $10M 98k 102.39
Apple (AAPL) 0.9 $8.1M 30k 271.86
Vanguard Scottsdale Fds Shrt Trm Corp Bd (VCSH) 0.8 $7.4M 92k 79.73
Vanguard Scottsdale Fds Short Term Treas (VGSH) 0.8 $6.8M 116k 58.73
Dimensional Etf Trust Inflation Prote (DFIP) 0.7 $6.1M 147k 41.55
Vanguard Bd Index Fds Short Trm Bond (BSV) 0.7 $6.0M 77k 78.81
Microsoft Corporation (MSFT) 0.6 $5.5M 11k 483.64
American Centy Etf Tr Avantis Core Fi (AVIG) 0.5 $4.7M 113k 41.92
American Centy Etf Tr Us Sml Cp Valu (AVUV) 0.5 $4.5M 44k 101.98
Spdr Series Trust State Street Spd (SPSB) 0.5 $4.2M 140k 30.20
Spdr Gold Tr Gold Shs (GLD) 0.5 $4.0M 10k 396.31
Vanguard Intl Equity Index F Tt Wrld St Etf (VT) 0.5 $4.0M 28k 141.06
Ishares Tr Shrt Nat Mun Etf (SUB) 0.4 $3.5M 33k 106.70
Dimensional Etf Trust Intl Core Eqt Mk (DFAI) 0.4 $3.3M 87k 38.11
Caterpillar (CAT) 0.4 $3.2M 5.5k 572.89
Vanguard Mun Bd Fds Tax Exempt Bd (VTEB) 0.3 $2.7M 53k 50.29
Ishares Silver Tr Ishares (SLV) 0.3 $2.6M 41k 64.42
Vanguard Index Fds Total Stk Mkt (VTI) 0.3 $2.5M 7.4k 335.27
Ishares Tr Global Reit Etf (REET) 0.3 $2.3M 92k 24.95
Ishares Tr Trust Ishare 0-1 (SHV) 0.3 $2.2M 20k 110.15
Tesla Motors (TSLA) 0.2 $1.7M 3.9k 449.72
American Centy Etf Tr Intl Smcp Vlu (AVDV) 0.2 $1.7M 18k 93.97
Berkshire Hathaway Inc Del Cl A (BRK.A) 0.2 $1.5M 2.00 754800.00
Dimensional Etf Trust Us Core Eqt Mkt (DFAU) 0.2 $1.5M 32k 46.80
Bank of New York Mellon Corporation (BK) 0.2 $1.4M 12k 116.09
Ishares Tr Rus 1000 Grw Etf (IWF) 0.1 $1.3M 2.8k 473.30
Spdr Series Trust State Street Spd (SPTM) 0.1 $1.3M 15k 82.50
Dimensional Etf Trust Us Equity Market (DFUS) 0.1 $1.1M 15k 74.17
Costco Wholesale Corporation (COST) 0.1 $1.1M 1.3k 862.19
NVIDIA Corporation (NVDA) 0.1 $1.1M 5.8k 186.50
American Centy Etf Tr Avantis Respon U (AVSU) 0.1 $1.1M 14k 76.30
Trimble Navigation (TRMB) 0.1 $979k 13k 78.35
American Centy Etf Tr Avantis All Eqt (AVGE) 0.1 $902k 11k 85.91
Dimensional Etf Trust Us Small Cap Val (DFSV) 0.1 $845k 26k 32.89
Dimensional Etf Trust Natl Mun Bd Etf (DFNM) 0.1 $843k 18k 48.17
Dimensional Etf Trust Us Sustainabilty (DFSU) 0.1 $839k 19k 43.43
Spdr Series Trust State Street Spd (SPAB) 0.1 $811k 32k 25.75
Boeing Company (BA) 0.1 $770k 3.5k 217.12
Dimensional Etf Trust Dimensional Us (DXUV) 0.1 $768k 13k 59.78
Alphabet Cap Stk Cl C (GOOG) 0.1 $584k 1.9k 313.80
Matrix Service Company (MTRX) 0.1 $557k 48k 11.70
American Centy Etf Tr Avantis Responsi (AVSD) 0.1 $535k 7.2k 74.26
Vanguard World Inf Tech Etf (VGT) 0.1 $521k 691.00 753.78
American Centy Etf Tr Core Muni Fxd In (AVMU) 0.1 $487k 11k 46.24
Amazon (AMZN) 0.1 $481k 2.1k 230.82
Servicenow (NOW) 0.1 $467k 3.0k 153.19
Abbott Laboratories (ABT) 0.1 $455k 3.6k 125.29
American Centy Etf Tr Us Large Cap Vlu (AVLV) 0.1 $451k 5.9k 75.77
Vanguard Index Fds S&p 500 Etf Shs (VOO) 0.0 $430k 686.00 627.13
Broadcom (AVGO) 0.0 $430k 1.2k 346.10
Dimensional Etf Trust International (DFSI) 0.0 $413k 9.6k 42.84
Tri-Continental Corporation (TY) 0.0 $392k 12k 32.66
Ishares Tr Mbs Etf (MBB) 0.0 $389k 4.1k 95.22
Ishares U S Etf Tr Short Maturity M (MEAR) 0.0 $367k 7.3k 50.32
Ishares Tr Core S&p500 Etf (IVV) 0.0 $365k 533.00 684.94
Corning Incorporated (GLW) 0.0 $350k 4.0k 87.56
Spdr Index Shs Fds Portfolio Emg Mk (SPEM) 0.0 $346k 7.4k 46.81
Spdr Index Shs Fds Portfolio Devlpd (SPDW) 0.0 $342k 7.7k 44.41
McDonald's Corporation (MCD) 0.0 $316k 1.0k 305.63
Johnson & Johnson (JNJ) 0.0 $312k 1.5k 206.97
Ishares Tr Esg Awre 1 5 Yr (SUSB) 0.0 $311k 12k 25.24
Bank America Corp 7.25%CNV PFD L (BAC.PL) 0.0 $267k 213.00 1252.00
Abbvie (ABBV) 0.0 $266k 1.2k 228.48
Dimensional Etf Trust Global Sustaina (DFSB) 0.0 $251k 4.8k 51.80
Energy Transfer Com Ut Ltd Ptn (ET) 0.0 $247k 15k 16.49
Exxon Mobil Corporation (XOM) 0.0 $237k 2.0k 120.34
Vanguard Wellington Short Trm Tax Ex (VTES) 0.0 $231k 2.3k 101.57
Us Bancorp Del Com New (USB) 0.0 $211k 4.0k 53.36
American Centy Etf Tr Avantis Responsi (AVSE) 0.0 $206k 3.2k 64.97
Dynex Cap (DX) 0.0 $175k 13k 14.01
Gamco Global Gold Nat Res & Com Sh Ben Int (GGN) 0.0 $129k 25k 5.16
Planet Image Intl Usd Cl A Ord Shs (YIBO) 0.0 $30k 32k 0.95
It Tech Packaging Com New (ITP) 0.0 $30k 135k 0.22
Callan Jmb (CJMB) 0.0 $23k 21k 1.11
Aemetis Com New (AMTX) 0.0 $22k 16k 1.39
Ensysce Biosciences Com New (ENSC) 0.0 $22k 24k 0.92
Plug Power Com New (PLUG) 0.0 $22k 11k 1.97
MDJM Ord Shs Cl A (UOKA) 0.0 $21k 10k 2.07
Usbc Com New (USBC) 0.0 $16k 25k 0.63