Sterling Financial Planning

Sterling Financial Planning as of Sept. 30, 2025

Portfolio Holdings for Sterling Financial Planning

Sterling Financial Planning holds 116 positions in its portfolio as reported in the September 2025 quarterly 13F filing

Company (Ticker) Portfolio Weight Valued At Change in Shares Share Count Share Price
Ishares Gold Tr Ishares New (IAU) 6.3 $20M 273k 72.77
Ishares Tr S&p Mc 400vl Etf (IJJ) 6.0 $19M 148k 129.72
Ishares Tr S&p 500 Grwt Etf (IVW) 5.6 $18M 148k 120.72
Ishares Tr S&P SML 600 GWT (IJT) 5.5 $18M 124k 141.50
Ishares Tr S&p Mc 400gr Etf (IJK) 5.4 $17M 180k 95.89
Dimensional Etf Trust Internatnal Val (DFIV) 4.6 $15M 317k 46.12
Schwab Strategic Tr Fundamental Us L (FNDX) 3.5 $11M 424k 26.30
Vanguard Whitehall Fds High Div Yld (VYM) 3.4 $11M 77k 140.95
Dimensional Etf Trust Intl Small Cap V (DISV) 3.3 $11M 295k 35.69
Dimensional Etf Trust Us Small Cap Val (DFSV) 2.8 $8.9M 280k 31.84
Ishares Tr Sp Smcp600vl Etf (IJS) 2.8 $8.8M 79k 110.59
Vanguard Bd Index Fds Intermed Term (BIV) 2.7 $8.6M 110k 78.09
Ishares Tr Core S&p500 Etf (IVV) 2.7 $8.4M 13k 669.31
Innovator Etfs Trust Us Eqt Acc 9 Bfr (XBJA) 2.6 $8.4M 267k 31.29
Dimensional Etf Trust Inflation Prote (DFIP) 1.9 $5.9M 139k 42.23
Dimensional Etf Trust Emerging Mkts Va (DFEV) 1.8 $5.7M 178k 31.89
Dimensional Etf Trust Global Real Est (DFGR) 1.8 $5.6M 207k 27.31
Ishares Tr S&p 500 Val Etf (IVE) 1.5 $4.8M 23k 206.51
Ishares Tr Core S&p Mcp Etf (IJH) 1.5 $4.6M 71k 65.26
Ishares Tr Eafe Grwth Etf (EFG) 1.5 $4.6M 41k 113.88
Spdr Gold Tr Gold Shs (GLD) 1.4 $4.4M 12k 355.47
Invesco Qqq Tr Unit Ser 1 (QQQ) 1.4 $4.3M 7.2k 600.33
Ishares Tr Us Treas Bd Etf (GOVT) 1.3 $4.2M 182k 23.12
Vanguard Bd Index Fds Short Trm Bond (BSV) 1.3 $4.0M 51k 78.91
Apple (AAPL) 1.3 $4.0M 16k 254.62
Vanguard Index Fds Mcap Vl Idxvip (VOE) 1.1 $3.6M 21k 174.58
Vanguard Scottsdale Fds Shrt Trm Corp Bd (VCSH) 1.1 $3.3M 42k 79.93
Vanguard Mun Bd Fds Tax Exempt Bd (VTEB) 1.0 $3.2M 65k 50.07
Vanguard Index Fds Mcap Gr Idxvip (VOT) 1.0 $3.2M 11k 293.80
Vanguard Wellington Short Trm Tax Ex (VTES) 1.0 $3.1M 30k 101.93
Ishares Tr Intl Sel Div Etf (IDV) 1.0 $3.0M 83k 36.55
Vanguard Index Fds Real Estate Etf (VNQ) 0.9 $2.8M 31k 91.42
Schwab Strategic Tr Fundamental Intl (FNDC) 0.8 $2.6M 58k 44.51
Vanguard Index Fds Sml Cp Grw Etf (VBK) 0.8 $2.4M 8.2k 297.60
Vanguard Index Fds Sm Cp Val Etf (VBR) 0.8 $2.4M 12k 208.72
Vanguard Malvern Fds Strm Infproidx (VTIP) 0.7 $2.3M 46k 50.63
Vanguard Charlotte Fds Total Int Bd Etf (BNDX) 0.7 $2.3M 47k 49.46
Wisdomtree Tr Emg Mkts Smcap (DGS) 0.7 $2.3M 40k 57.10
Johnson & Johnson (JNJ) 0.6 $1.9M 10k 185.42
Vanguard Tax-managed Fds Van Ftse Dev Mkt (VEA) 0.6 $1.8M 30k 59.92
Microsoft Corporation (MSFT) 0.6 $1.8M 3.4k 517.88
Ishares Tr National Mun Etf (MUB) 0.6 $1.8M 17k 106.49
Spdr S&p 500 Etf Tr Tr Unit (SPY) 0.5 $1.7M 2.5k 666.30
Ishares Tr Tips Bd Etf (TIP) 0.5 $1.6M 14k 111.22
Invesco Exchange Traded Fd T Rafi Us 1000 Etf (PRF) 0.5 $1.5M 33k 45.21
Exxon Mobil Corporation (XOM) 0.5 $1.5M 13k 112.75
Ishares Tr Eafe Sml Cp Etf (SCZ) 0.4 $1.4M 18k 76.72
Ishares Tr Core S&p Scp Etf (IJR) 0.4 $1.3M 11k 118.83
Berkshire Hathaway Inc Del Cl B New (BRK.B) 0.4 $1.1M 2.3k 502.74
Dimensional Etf Trust Us Real Estate E (DFAR) 0.3 $1.1M 47k 23.85
Selective Insurance (SIGI) 0.3 $926k 11k 81.07
Dimensional Etf Trust Us Large Cap Val (DFLV) 0.3 $882k 27k 32.90
Raytheon Technologies Corp (RTX) 0.3 $877k 5.2k 167.33
Vanguard Index Fds Growth Etf (VUG) 0.3 $830k 1.7k 479.47
Realty Income (O) 0.2 $778k 13k 60.79
Dimensional Etf Trust Us Equity Market (DFUS) 0.2 $771k 11k 72.44
Meta Platforms Cl A (META) 0.2 $748k 1.0k 734.40
Innovator Etfs Trust Us Eqty Pwr Buf (PJAN) 0.2 $722k 16k 45.80
International Business Machines (IBM) 0.2 $681k 2.4k 282.12
3M Company (MMM) 0.2 $678k 4.4k 155.20
Alphabet Cap Stk Cl A (GOOGL) 0.2 $669k 2.8k 243.10
Vanguard Specialized Funds Div App Etf (VIG) 0.2 $639k 3.0k 215.81
JPMorgan Chase & Co. (JPM) 0.2 $626k 2.0k 315.43
Invesco Exchange Traded Fd T Rafi Us 1500 (PRFZ) 0.2 $605k 13k 45.42
Eli Lilly & Co. (LLY) 0.2 $598k 784.00 763.27
Invesco Exchange Traded Fd T S&p500 Eql Wgt (RSP) 0.2 $588k 3.1k 189.70
Vanguard Index Fds Mid Cap Etf (VO) 0.2 $550k 1.9k 293.67
Spdr Series Trust S&p 400 Mdcp Val (MDYV) 0.2 $544k 6.5k 83.41
Vanguard Bd Index Fds Total Bnd Mrkt (BND) 0.2 $543k 7.3k 74.37
Costco Wholesale Corporation (COST) 0.2 $540k 583.00 926.20
Amazon (AMZN) 0.2 $540k 2.5k 219.57
Schwab Strategic Tr Emrg Mkteq Etf (SCHE) 0.2 $522k 16k 33.37
Provident Financial Services (PFS) 0.2 $502k 26k 19.28
Pepsi (PEP) 0.1 $446k 3.2k 140.44
Procter & Gamble Company (PG) 0.1 $441k 2.9k 153.65
Alphabet Cap Stk Cl C (GOOG) 0.1 $434k 1.8k 243.55
Ishares Tr Jpmorgan Usd Emg (EMB) 0.1 $397k 4.2k 95.18
Deere & Company (DE) 0.1 $383k 837.00 457.26
General Dynamics Corporation (GD) 0.1 $381k 1.1k 340.92
Dimensional Etf Trust Intl Small Cap E (DFIS) 0.1 $366k 12k 31.63
Vanguard Intl Equity Index F Ftse Emr Mkt Etf (VWO) 0.1 $351k 6.5k 54.18
Ishares Tr Msci Usa Qlt Fct (QUAL) 0.1 $348k 1.8k 194.51
Home Depot (HD) 0.1 $346k 855.00 405.02
NVIDIA Corporation (NVDA) 0.1 $343k 1.8k 186.62
Chevron Corporation (CVX) 0.1 $330k 2.1k 155.28
Tesla Motors (TSLA) 0.1 $328k 738.00 444.72
Cohen & Steers Etf Trust Real Estate Acti (CSRE) 0.1 $312k 12k 26.05
Innovator Etfs Trust Us Eqt Ultra Bf (UAUG) 0.1 $311k 7.9k 39.31
Abbvie (ABBV) 0.1 $306k 1.3k 231.54
Carrier Global Corporation (CARR) 0.1 $300k 5.0k 59.70
Lowe's Companies (LOW) 0.1 $295k 1.2k 251.31
Innovator Etfs Trust Us Equity Accele (XBAP) 0.1 $293k 7.7k 37.86
McDonald's Corporation (MCD) 0.1 $293k 964.00 303.86
Vanguard Index Fds Total Stk Mkt (VTI) 0.1 $282k 860.00 328.21
Ge Aerospace Com New (GE) 0.1 $280k 930.00 300.85
Oracle Corporation (ORCL) 0.1 $280k 994.00 281.24
Verizon Communications (VZ) 0.1 $279k 6.3k 43.95
Public Service Enterprise (PEG) 0.1 $278k 3.3k 83.45
Guinness Atkinson Fds Smartetfs Divid (DIVS) 0.1 $276k 8.9k 31.13
Ishares Tr Select Divid Etf (DVY) 0.1 $273k 1.9k 142.08
Invesco Exch Traded Fd Tr Ii S&p Intl Qulty (IDHQ) 0.1 $271k 8.1k 33.65
Merck & Co (MRK) 0.1 $253k 3.0k 83.93
Becton, Dickinson and (BDX) 0.1 $252k 1.3k 187.14
Calamos Etf Tr S&p 500 Structur (CPSJ) 0.1 $251k 9.4k 26.59
Schwab Strategic Tr Us Brd Mkt Etf (SCHB) 0.1 $249k 9.7k 25.71
Vanguard Scottsdale Fds Vng Rus1000val (VONV) 0.1 $247k 2.8k 89.38
Eversource Energy (ES) 0.1 $246k 3.5k 71.14
Spdr Series Trust S&P 400 MDCP GRW (MDYG) 0.1 $242k 2.6k 91.55
Enterprise Products Partners (EPD) 0.1 $234k 7.5k 31.27
Otis Worldwide Corp (OTIS) 0.1 $230k 2.5k 91.43
Ishares Tr U.s. Med Dvc Etf (IHI) 0.1 $218k 3.6k 60.08
Ishares Tr Rus 1000 Etf (IWB) 0.1 $215k 589.00 365.48
Calamos Etf Tr S&p 500 Structur (CPST) 0.1 $214k 8.0k 26.71
Calamos Etf Tr S&p 500 Struct (CPSY) 0.1 $208k 8.4k 24.68
Prudential Financial (PRU) 0.1 $206k 2.0k 103.75
BlackRock Enhanced Dividend Achievers Tr (BDJ) 0.0 $126k 14k 9.11