Willow Creek Wealth Management

Willow Creek Wealth Management as of Sept. 30, 2025

Portfolio Holdings for Willow Creek Wealth Management

Willow Creek Wealth Management holds 180 positions in its portfolio as reported in the September 2025 quarterly 13F filing

Company (Ticker) Portfolio Weight Valued At Change in Shares Share Count Share Price
Dimensional Etf Trust Us Targeted Vlu (DFAT) 10.3 $125M 2.2M 58.21
Vanguard Bd Index Fds Short Trm Bond (BSV) 9.8 $119M 1.5M 78.91
Spdr Series Trust Portfolio Agrgte (SPAB) 8.4 $102M 3.9M 25.85
Dimensional Etf Trust Us Equity Market (DFUS) 4.9 $59M 820k 72.44
Dimensional Etf Trust Us Mktwide Value (DFUV) 4.0 $48M 1.1M 44.69
Dimensional Etf Trust Intl Core Eqt Mk (DFAI) 4.0 $48M 1.3M 36.35
Ishares Tr Shrt Nat Mun Etf (SUB) 3.7 $45M 422k 106.78
Schwab Strategic Tr Us Tips Etf (SCHP) 3.4 $42M 1.5M 26.95
Vanguard Bd Index Fds Intermed Term (BIV) 3.1 $38M 490k 78.09
Vanguard Mun Bd Fds Tax Exempt Bd (VTEB) 2.8 $34M 680k 50.07
Dimensional Etf Trust Internatnal Val (DFIV) 2.8 $34M 732k 46.12
Spdr Series Trust Portfolio Short (SPSB) 2.8 $34M 1.1M 30.29
American Centy Etf Tr Us Large Cap Vlu (AVLV) 2.6 $32M 445k 72.26
Dimensional Etf Trust Emerging Mkts Co (DFEM) 2.5 $31M 962k 32.07
American Centy Etf Tr Intl Smcp Vlu (AVDV) 2.2 $27M 299k 89.03
Spdr Series Trust Portfolio Intrmd (SPIB) 2.0 $24M 700k 33.89
Spdr Series Trust Portfolio Sh Tsr (SPTS) 1.8 $22M 745k 29.32
Dimensional Etf Trust Global Real Est (DFGR) 1.4 $17M 639k 27.31
Spdr Series Trust Portfli Intrmdit (SPTI) 1.4 $17M 594k 28.90
Dimensional Etf Trust Us Core Eqt Mkt (DFAU) 1.4 $17M 366k 45.76
Spdr Series Trust Portfli Tips Etf (SPIP) 1.3 $16M 621k 26.32
American Centy Etf Tr Avantis Responsi (AVSD) 1.3 $16M 218k 71.55
Apple (AAPL) 1.3 $16M 61k 254.63
Costco Wholesale Corporation (COST) 1.2 $15M 16k 925.63
American Centy Etf Tr Us Sml Cp Valu (AVUV) 1.2 $15M 146k 99.53
Dimensional Etf Trust Us Sustainabilty (DFSU) 1.1 $14M 327k 42.47
Dimensional Etf Trust International (DFSI) 0.9 $11M 257k 40.95
Dimensional Etf Trust World Ex Us Core (DFAX) 0.8 $9.4M 299k 31.38
Dimensional Etf Trust Us Real Estate E (DFAR) 0.8 $9.3M 391k 23.85
American Centy Etf Tr Avantis Responsi (AVSE) 0.7 $8.7M 138k 63.57
Cisco Systems (CSCO) 0.6 $7.4M 108k 68.42
Dimensional Etf Trust Us Core Equity 2 (DFAC) 0.6 $6.9M 179k 38.57
Dimensional Etf Trust Emerging Markets (DFSE) 0.6 $6.8M 166k 41.09
Vanguard Index Fds Real Estate Etf (VNQ) 0.6 $6.8M 74k 91.42
American Centy Etf Tr Avantis Respon U (AVSU) 0.5 $6.6M 90k 73.57
Dimensional Etf Trust Emgr Cre Eqt Mng (DFAE) 0.5 $6.2M 196k 31.53
Vanguard Instl Index 0-3 Mo Treas Bil (VBIL) 0.4 $5.2M 69k 75.62
Manager Directed Portfolios Vert Glb Sust Re (VGSR) 0.4 $5.1M 474k 10.65
Ishares Tr Esg Aware Msci (ESML) 0.4 $4.9M 109k 45.08
Dimensional Etf Trust Intl Small Cap V (DISV) 0.4 $4.4M 124k 35.69
Vanguard Index Fds S&p 500 Etf Shs (VOO) 0.3 $3.1M 5.1k 612.41
Alphabet Cap Stk Cl C (GOOG) 0.3 $3.1M 13k 243.55
Alphabet Cap Stk Cl A (GOOGL) 0.2 $3.0M 12k 243.10
Dimensional Etf Trust Intl Core Equity (DFIC) 0.2 $2.9M 87k 32.79
Ishares Tr Core S&p Mcp Etf (IJH) 0.2 $2.8M 42k 65.26
W.R. Berkley Corporation (WRB) 0.2 $2.5M 33k 76.62
Intuit (INTU) 0.2 $2.5M 3.6k 682.91
Microsoft Corporation (MSFT) 0.2 $2.5M 4.7k 518.03
Dimensional Etf Trust Us Small Cap Etf (DFAS) 0.2 $2.4M 36k 68.46
Ishares Tr Core S&p500 Etf (IVV) 0.2 $2.1M 3.2k 669.50
Thermo Fisher Scientific (TMO) 0.2 $2.1M 4.3k 485.02
Spdr Series Trust Port Mtg Bk Etf (SPMB) 0.2 $2.1M 93k 22.44
Ishares Tr Rus 1000 Grw Etf (IWF) 0.2 $2.0M 4.3k 468.41
Vanguard Index Fds Total Stk Mkt (VTI) 0.2 $2.0M 6.0k 328.20
Vanguard Bd Index Fds Total Bnd Mrkt (BND) 0.2 $1.9M 26k 74.37
Verisign (VRSN) 0.2 $1.9M 6.8k 279.57
Vanguard Index Fds Mid Cap Etf (VO) 0.2 $1.9M 6.3k 293.76
Visa Com Cl A (V) 0.1 $1.6M 4.7k 341.38
Vanguard Index Fds Growth Etf (VUG) 0.1 $1.6M 3.4k 479.71
Vanguard World Inf Tech Etf (VGT) 0.1 $1.6M 2.2k 746.85
Ishares Tr 0-3 Mnth Treasry (SGOV) 0.1 $1.6M 16k 100.70
Vanguard Index Fds Small Cp Etf (VB) 0.1 $1.6M 6.3k 254.29
Dimensional Etf Trust Us Small Cap Val (DFSV) 0.1 $1.5M 48k 31.84
Dimensional Etf Trust Inflation Prote (DFIP) 0.1 $1.5M 36k 42.23
Oracle Corporation (ORCL) 0.1 $1.5M 5.3k 281.24
Vanguard Scottsdale Fds Mtg-bkd Secs Etf (VMBS) 0.1 $1.3M 27k 46.96
Ishares Tr Core S&p Ttl Stk (ITOT) 0.1 $1.3M 8.8k 145.65
Vanguard Bd Index Fds Vanguard Ultra (VUSB) 0.1 $1.2M 25k 49.99
Vanguard Star Fds Vg Tl Intl Stk F (VXUS) 0.1 $1.2M 16k 73.46
Ishares Tr Esg Awre 1 5 Yr (SUSB) 0.1 $1.2M 46k 25.31
Vanguard Malvern Fds Strm Infproidx (VTIP) 0.1 $1.2M 23k 50.63
Vanguard Intl Equity Index F Ftse Emr Mkt Etf (VWO) 0.1 $1.1M 20k 54.18
JPMorgan Chase & Co. (JPM) 0.1 $1.1M 3.5k 315.46
Dimensional Etf Trust Us Large Cap Val (DFLV) 0.1 $1.1M 33k 32.90
Ishares Tr Tips Bd Etf (TIP) 0.1 $1.1M 9.8k 111.22
Vanguard Scottsdale Fds Vng Rus1000val (VONV) 0.1 $1.1M 12k 89.37
Ishares Tr Sp Smcp600vl Etf (IJS) 0.1 $1.1M 9.5k 110.60
Ishares Tr Esg Optimized (SUSA) 0.1 $1.0M 7.7k 135.65
Invesco Qqq Tr Unit Ser 1 (QQQ) 0.1 $1.0M 1.7k 600.41
Vanguard World Health Car Etf (VHT) 0.1 $971k 3.7k 259.64
Ishares Tr Rus 1000 Val Etf (IWD) 0.1 $944k 4.6k 203.59
Ishares Tr Esg Msci Kld 400 (DSI) 0.1 $927k 7.4k 125.95
Spdr S&p 500 Etf Tr Tr Unit (SPY) 0.1 $915k 1.4k 666.56
Ishares Tr Esg Awre Usd Etf (SUSC) 0.1 $807k 34k 23.56
Vanguard Specialized Funds Div App Etf (VIG) 0.1 $796k 3.7k 215.85
NVIDIA Corporation (NVDA) 0.1 $794k 4.3k 186.59
Johnson & Johnson (JNJ) 0.1 $787k 4.2k 185.46
American Centy Etf Tr Us Eqt Etf (AVUS) 0.1 $771k 7.1k 108.70
AFLAC Incorporated (AFL) 0.1 $737k 6.6k 111.70
Invesco Exchange Traded Fd T Rafi Us 1000 Etf (PRF) 0.1 $715k 16k 45.21
Dimensional Etf Trust Short Duration F (DFSD) 0.1 $700k 15k 48.19
Dimensional Etf Trust Calif Mun Bd Etf (DFCA) 0.1 $695k 14k 49.83
Procter & Gamble Company (PG) 0.1 $664k 4.3k 153.65
Mastercard Incorporated Cl A (MA) 0.1 $627k 1.1k 568.81
Spdr Gold Tr Gold Shs (GLD) 0.1 $619k 1.7k 355.47
Wal-Mart Stores (WMT) 0.1 $618k 6.0k 103.06
Ishares Tr Core S&p Scp Etf (IJR) 0.1 $611k 5.1k 118.83
Vanguard World Esg Us Corp Bd (VCEB) 0.0 $596k 9.3k 64.20
Berkshire Hathaway Inc Del Cl B New (BRK.B) 0.0 $580k 1.2k 502.74
Proshares Tr Large Cap Cre (CSM) 0.0 $566k 7.4k 76.58
Ge Aerospace Com New (GE) 0.0 $565k 1.9k 300.82
Ishares Tr National Mun Etf (MUB) 0.0 $531k 5.0k 106.49
Dimensional Etf Trust Ultrashort Fixed (DUSB) 0.0 $530k 10k 50.78
Amazon (AMZN) 0.0 $525k 2.4k 219.57
Vanguard Tax-managed Fds Van Ftse Dev Mkt (VEA) 0.0 $516k 8.6k 59.92
Walt Disney Company (DIS) 0.0 $514k 4.5k 114.52
Vanguard Scottsdale Fds Shrt Trm Corp Bd (VCSH) 0.0 $510k 6.4k 79.94
Ishares Tr U.s. Med Dvc Etf (IHI) 0.0 $505k 8.4k 60.08
Honeywell International (HON) 0.0 $490k 2.3k 210.50
Ishares Tr Core Msci Total (IXUS) 0.0 $489k 5.9k 82.58
Progressive Corporation (PGR) 0.0 $466k 1.9k 246.95
American Centy Etf Tr Avantis Emgmkt (AVEM) 0.0 $465k 6.2k 75.11
Wisdomtree Tr Us Largecap Divd (DLN) 0.0 $464k 5.3k 87.03
O'reilly Automotive (ORLY) 0.0 $454k 4.2k 107.81
Meta Platforms Cl A (META) 0.0 $444k 605.00 734.38
Ishares Tr Russell 3000 Etf (IWV) 0.0 $434k 1.1k 378.94
Ishares Tr Rus 1000 Etf (IWB) 0.0 $415k 1.1k 365.48
Tesla Motors (TSLA) 0.0 $400k 900.00 444.72
Texas Instruments Incorporated (TXN) 0.0 $394k 2.1k 183.73
Vanguard Whitehall Fds High Div Yld (VYM) 0.0 $384k 2.7k 140.99
Broadcom (AVGO) 0.0 $384k 1.2k 329.91
Home Depot (HD) 0.0 $382k 942.00 405.19
International Business Machines (IBM) 0.0 $366k 1.3k 282.16
Pepsi (PEP) 0.0 $361k 2.6k 140.46
Ishares Tr Expnd Tec Sc Etf (IGM) 0.0 $361k 2.9k 125.95
Intercontinental Exchange (ICE) 0.0 $348k 2.1k 168.48
Bank of America Corporation (BAC) 0.0 $347k 6.7k 51.59
Eli Lilly & Co. (LLY) 0.0 $346k 453.00 763.00
Marsh & McLennan Companies (MMC) 0.0 $344k 1.7k 201.53
Morgan Stanley Com New (MS) 0.0 $343k 2.2k 158.96
Merck & Co (MRK) 0.0 $342k 4.1k 83.93
Vanguard Index Fds Sm Cp Val Etf (VBR) 0.0 $340k 1.6k 208.71
McDonald's Corporation (MCD) 0.0 $339k 1.1k 303.89
Ishares Tr Core Us Aggbd Et (AGG) 0.0 $339k 3.4k 100.25
Vanguard Index Fds Mcap Gr Idxvip (VOT) 0.0 $337k 1.1k 293.80
Capital Group Gbl Growth Eqt Shs Creation Uni (CGGO) 0.0 $336k 9.8k 34.17
Vanguard Index Fds Large Cap Etf (VV) 0.0 $336k 1.1k 307.86
Danaher Corporation (DHR) 0.0 $328k 1.7k 198.26
American Centy Etf Tr Real Estate Etf (AVRE) 0.0 $327k 7.3k 44.48
Vanguard Scottsdale Fds Int-term Corp (VCIT) 0.0 $317k 3.8k 84.13
Intel Corporation (INTC) 0.0 $315k 9.4k 33.55
Exxon Mobil Corporation (XOM) 0.0 $314k 2.8k 112.75
Norfolk Southern (NSC) 0.0 $313k 1.0k 300.41
Cintas Corporation (CTAS) 0.0 $311k 1.5k 205.26
Ishares Tr Rus Mid Cap Etf (IWR) 0.0 $308k 3.2k 96.55
Ge Vernova (GEV) 0.0 $308k 500.00 614.90
Netflix (NFLX) 0.0 $307k 256.00 1198.92
Super Micro Computer Com New (SMCI) 0.0 $304k 6.3k 47.94
Vanguard World Mega Cap Index (MGC) 0.0 $302k 1.2k 244.28
Ishares Esg Awr Msci Em (ESGE) 0.0 $297k 6.8k 43.42
Nextera Energy (NEE) 0.0 $297k 3.9k 75.50
Vanguard Index Fds Value Etf (VTV) 0.0 $281k 1.5k 186.49
Eaton Corp SHS (ETN) 0.0 $280k 748.00 374.25
Hp (HPQ) 0.0 $270k 9.9k 27.23
Union Pacific Corporation (UNP) 0.0 $267k 1.1k 236.37
Adobe Systems Incorporated (ADBE) 0.0 $267k 757.00 352.75
Ishares Tr Global 100 Etf (IOO) 0.0 $266k 2.2k 120.01
Ishares Tr Msci Eafe Etf (EFA) 0.0 $254k 2.7k 93.40
Celestica (CLS) 0.0 $246k 1.0k 246.38
Accenture Plc Ireland Shs Class A (ACN) 0.0 $244k 991.00 246.60
Ishares Tr Eafe Sml Cp Etf (SCZ) 0.0 $243k 3.2k 76.72
TJX Companies (TJX) 0.0 $243k 1.7k 144.54
McKesson Corporation (MCK) 0.0 $239k 309.00 772.54
Capital Group Intl Focus Eqt Shs Creation Uni (CGXU) 0.0 $232k 7.8k 29.62
Public Storage (PSA) 0.0 $228k 789.00 288.85
Ishares Tr 1 3 Yr Treas Bd (SHY) 0.0 $227k 2.7k 82.96
CSX Corporation (CSX) 0.0 $218k 6.1k 35.51
Palo Alto Networks (PANW) 0.0 $217k 1.1k 203.62
Spdr Series Trust Spdr S&p 500 Etf (SPYX) 0.0 $217k 4.0k 54.85
Deere & Company (DE) 0.0 $216k 472.00 458.17
Starbucks Corporation (SBUX) 0.0 $215k 2.5k 84.60
Vanguard Charlotte Fds Total Int Bd Etf (BNDX) 0.0 $214k 4.3k 49.47
Perimeter Solutions Common Stock (PRM) 0.0 $214k 9.6k 22.39
Cigna Corp (CI) 0.0 $208k 723.00 288.25
3M Company (MMM) 0.0 $206k 1.3k 155.18
Invesco Exch Traded Fd Tr Ii Nasdaq 100 Etf (QQQM) 0.0 $204k 827.00 247.12
Invesco Exchange Traded Fd T Invesco Msci (ERTH) 0.0 $202k 4.2k 47.65
Vanguard Intl Equity Index F Allwrld Ex Us (VEU) 0.0 $202k 2.8k 71.37
Dentsply Sirona (XRAY) 0.0 $161k 13k 12.69
Polestar Automotive Hldg Uk Ads A (PSNY) 0.0 $14k 15k 0.94