Retirement Income Solutions

Retirement Income Solutions as of Sept. 30, 2025

Portfolio Holdings for Retirement Income Solutions

Retirement Income Solutions holds 165 positions in its portfolio as reported in the September 2025 quarterly 13F filing

Company (Ticker) Portfolio Weight Valued At Change in Shares Share Count Share Price
Spdr Series Trust Portfolio S&p500 (SPLG) 22.2 $130M 1.7M 78.34
J P Morgan Exchange Traded F Ultra Shrt Etf (JPST) 8.2 $48M 940k 50.73
Spdr S&p 500 Etf Tr Tr Unit (SPY) 8.1 $48M 72k 666.18
Pimco Etf Tr Enhan Shrt Ma Ac (MINT) 7.2 $42M 416k 100.69
Ishares Tr Core S&p500 Etf (IVV) 7.1 $41M 62k 669.30
Spdr Series Trust Portfolio S&p400 (SPMD) 6.0 $35M 618k 57.19
Ishares Tr Rus 1000 Grw Etf (IWF) 3.5 $21M 44k 468.41
Ishares Tr Core S&p Mcp Etf (IJH) 2.8 $17M 253k 65.26
World Gold Tr Spdr Gld Minis (GLDM) 1.7 $10M 134k 76.45
Spdr Series Trust Spdr S&p 500 Etf (SPYX) 1.6 $9.5M 173k 54.85
Invesco Qqq Tr Unit Ser 1 (QQQ) 1.5 $8.7M 15k 600.37
Ishares Tr Esg Awr Msci Usa (ESGU) 1.2 $7.1M 49k 145.60
Invesco Exchange Traded Fd T S&p500 Eql Wgt (RSP) 1.2 $7.1M 37k 189.70
Ishares Tr Rus 1000 Etf (IWB) 1.2 $7.1M 19k 365.48
Ishares Tr Rus 1000 Val Etf (IWD) 1.2 $6.8M 34k 203.59
J P Morgan Exchange Traded F Municipal Etf (JMUB) 1.1 $6.6M 132k 50.47
Spdr S&p Midcap 400 Etf Tr Utser1 S&pdcrp (MDY) 1.1 $6.2M 10k 596.03
Ishares Tr Msci Acwi Etf (ACWI) 0.9 $5.5M 40k 138.24
Apple (AAPL) 0.9 $5.4M 21k 254.63
Fidelity Covington Trust Enhanced Small (FESM) 0.9 $5.1M 139k 36.56
Vanguard Index Fds Mid Cap Etf (VO) 0.7 $4.2M 14k 293.74
Amazon (AMZN) 0.7 $4.1M 19k 219.57
Spdr Series Trust Prtflo S&p500 Gw (SPYG) 0.6 $3.6M 35k 104.51
Select Sector Spdr Tr Technology (XLK) 0.6 $3.4M 12k 281.86
Berkshire Hathaway Inc Del Cl B New (BRK.B) 0.6 $3.4M 6.8k 502.74
Microsoft Corporation (MSFT) 0.5 $3.2M 6.2k 517.95
Ishares Tr S&p 500 Grwt Etf (IVW) 0.5 $3.2M 26k 120.72
Ishares Tr Msci Eafe Etf (EFA) 0.5 $3.0M 32k 93.37
Vanguard Index Fds Growth Etf (VUG) 0.5 $2.6M 5.5k 479.61
Vanguard Index Fds S&p 500 Etf Shs (VOO) 0.4 $2.6M 4.3k 612.38
Spdr Series Trust Prtflo S&p500 Vl (SPYV) 0.4 $2.4M 43k 55.33
Ishares Tr Rus Mid Cap Etf (IWR) 0.4 $2.4M 25k 96.55
Vanguard Index Fds Total Stk Mkt (VTI) 0.4 $2.3M 7.0k 328.17
Ishares Tr S&p 500 Val Etf (IVE) 0.4 $2.2M 11k 206.51
Alphabet Cap Stk Cl A (GOOGL) 0.3 $2.0M 8.4k 243.10
American Centy Etf Tr Intl Eqt Etf (AVDE) 0.3 $2.0M 25k 78.90
Schwab Strategic Tr Us Lcap Gr Etf (SCHG) 0.3 $1.8M 56k 31.91
NVIDIA Corporation (NVDA) 0.3 $1.8M 9.5k 186.58
Eli Lilly & Co. (LLY) 0.3 $1.7M 2.2k 763.00
Alphabet Cap Stk Cl C (GOOG) 0.3 $1.7M 6.8k 243.55
Innovator Etfs Trust Us Eqty Pwr Buf (PNOV) 0.3 $1.6M 40k 41.06
Innovator Etfs Trust Us Eqty Pwr Buf (PDEC) 0.3 $1.6M 39k 42.02
Innovator Etfs Trust Us Eqty Pwr Buf (POCT) 0.3 $1.6M 38k 43.10
Spdr Gold Tr Gold Shs (GLD) 0.3 $1.6M 4.4k 355.47
Vaneck Etf Trust Semiconductr Etf (SMH) 0.3 $1.5M 4.7k 326.36
JPMorgan Chase & Co. (JPM) 0.2 $1.3M 4.1k 315.43
Oracle Corporation (ORCL) 0.2 $1.2M 4.4k 281.24
Invesco Exchange Traded Fd T Water Res Etf (PHO) 0.2 $1.2M 17k 72.11
Vanguard Index Fds Value Etf (VTV) 0.2 $1.1M 5.8k 186.49
Spdr Index Shs Fds Msci Acwi Exus (CWI) 0.2 $1.0M 29k 34.92
Vanguard Intl Equity Index F Allwrld Ex Us (VEU) 0.2 $994k 14k 71.37
Innovator Etfs Trust Us Eqty Pwr Buf (PJAN) 0.2 $984k 22k 45.80
Ishares Tr Msci Emg Mkt Etf (EEM) 0.2 $975k 18k 53.40
Spdr Series Trust S&p Metals Mng (XME) 0.2 $964k 10k 93.19
Bny Mellon Etf Trust Us Lrg Cp Core (BKLC) 0.2 $958k 7.5k 128.38
Select Sector Spdr Tr Energy (XLE) 0.2 $928k 10k 89.34
Spdr Series Trust S&p 500 Esg Etf (EFIV) 0.2 $880k 14k 63.59
Vanguard Scottsdale Fds Vng Rus1000idx (VONE) 0.1 $868k 2.9k 302.35
Ishares Tr Rus Md Cp Gr Etf (IWP) 0.1 $771k 5.4k 142.41
Procter & Gamble Company (PG) 0.1 $756k 4.9k 153.65
Ishares Tr 1 3 Yr Treas Bd (SHY) 0.1 $750k 9.0k 82.96
Schwab Strategic Tr Us Lrg Cap Etf (SCHX) 0.1 $750k 29k 26.34
Ishares Tr 3 7 Yr Treas Bd (IEI) 0.1 $741k 6.2k 119.51
Ishares Msci World Etf (URTH) 0.1 $724k 4.0k 181.56
Dbx Etf Tr Xtrack Msci Eafe (DBEF) 0.1 $717k 15k 46.42
Coca-Cola Company (KO) 0.1 $705k 11k 66.32
International Business Machines (IBM) 0.1 $703k 2.5k 282.16
Vanguard Index Fds Mcap Gr Idxvip (VOT) 0.1 $694k 2.4k 293.79
Johnson & Johnson (JNJ) 0.1 $694k 3.7k 185.42
Ecolab (ECL) 0.1 $677k 2.5k 273.86
Ishares Tr Core S&p Us Gwt (IUSG) 0.1 $658k 4.0k 164.54
Ishares Tr Esg Awr Us Agrgt (EAGG) 0.1 $655k 14k 48.03
Innovator Etfs Trust Us Eqty Bufr Jun (BJUN) 0.1 $645k 14k 45.74
Spdr Index Shs Fds Portfolio Emg Mk (SPEM) 0.1 $644k 14k 46.81
Ishares Tr Rus Mdcp Val Etf (IWS) 0.1 $635k 4.5k 139.67
Vanguard Instl Index 0-3 Mo Treas Bil (VBIL) 0.1 $631k 8.3k 75.62
Palantir Technologies Cl A (PLTR) 0.1 $605k 3.3k 182.42
Spdr Series Trust Portfolio Sh Tsr (SPTS) 0.1 $595k 20k 29.32
Dimensional Etf Trust Emgr Cre Eqt Mng (DFAE) 0.1 $587k 19k 31.53
Merck & Co (MRK) 0.1 $573k 6.8k 83.93
Vanguard World Mega Grwth Ind (MGK) 0.1 $569k 1.4k 402.42
Lam Research Corp Com New (LRCX) 0.1 $565k 4.2k 133.90
Eaton Corp SHS (ETN) 0.1 $557k 1.5k 374.25
Ishares Tr Esg Msci Kld 400 (DSI) 0.1 $553k 4.4k 125.95
Spdr Index Shs Fds S&p Em Mkt Div (EDIV) 0.1 $551k 14k 38.85
Innovator Etfs Trust Us Eqty Pwr Buf (PJUL) 0.1 $548k 12k 45.60
Broadcom (AVGO) 0.1 $533k 1.6k 329.91
Spdr Index Shs Fds Msci Eafe Fs Etf (EFAX) 0.1 $532k 11k 49.32
Innovator Etfs Trust Us Eqt Pwr Buf (PAPR) 0.1 $520k 14k 38.36
Fidelity Wise Origin Bitcoin SHS (FBTC) 0.1 $512k 5.1k 99.81
Walt Disney Company (DIS) 0.1 $506k 4.4k 114.50
Select Sector Spdr Tr Financial (XLF) 0.1 $499k 9.3k 53.87
Innovator Etfs Trust Equity Defined P (ZAUG) 0.1 $498k 19k 26.46
Vanguard Whitehall Fds High Div Yld (VYM) 0.1 $485k 3.4k 140.95
Amgen (AMGN) 0.1 $443k 1.6k 282.20
Alliant Energy Corporation (LNT) 0.1 $438k 6.5k 67.41
McDonald's Corporation (MCD) 0.1 $437k 1.4k 303.89
Ishares Msci Emrg Chn (EMXC) 0.1 $431k 6.4k 67.51
Dimensional Etf Trust World Ex Us Core (DFAX) 0.1 $430k 14k 31.38
Amplify Etf Tr Video Game Leade (GAMR) 0.1 $414k 4.3k 96.66
Innovator Etfs Trust Us Eqty Pwr Bf (PAUG) 0.1 $401k 9.4k 42.47
Ishares Tr Russell 2000 Etf (IWM) 0.1 $397k 1.6k 241.96
Vanguard World Mega Cap Val Etf (MGV) 0.1 $395k 2.9k 137.74
Valley National Ban (VLY) 0.1 $393k 37k 10.60
Innovator Etfs Trust Us Eqty Pwr Buf (PSEP) 0.1 $393k 9.2k 42.95
Spdr Series Trust Comp Software (XSW) 0.1 $391k 2.0k 197.76
Costco Wholesale Corporation (COST) 0.1 $375k 405.00 925.63
Spdr Series Trust Portfolio Agrgte (SPAB) 0.1 $364k 14k 25.85
Home Depot (HD) 0.1 $364k 897.00 405.19
Dimensional Etf Trust Us Core Equity 2 (DFAC) 0.1 $363k 9.4k 38.57
Innovator Etfs Trust Us Eqty Bufr Jan (BJAN) 0.1 $358k 6.8k 53.02
Visa Com Cl A (V) 0.1 $357k 1.0k 341.38
Southern Company (SO) 0.1 $348k 3.7k 94.77
salesforce (CRM) 0.1 $347k 1.5k 237.00
Iron Mountain (IRM) 0.1 $342k 3.4k 101.94
Ishares Tr 7-10 Yr Trsy Bd (IEF) 0.1 $340k 3.5k 96.46
DTE Energy Company (DTE) 0.1 $340k 2.4k 141.46
Vanguard Index Fds Extend Mkt Etf (VXF) 0.1 $336k 1.6k 209.34
Vanguard Tax-managed Fds Van Ftse Dev Mkt (VEA) 0.1 $336k 5.6k 59.92
Tesla Motors (TSLA) 0.1 $332k 747.00 444.72
Exxon Mobil Corporation (XOM) 0.1 $332k 2.9k 112.75
First Tr Exchange-traded Fst Low Oppt Eft (LMBS) 0.1 $328k 6.6k 49.79
Strategy Cl A New (MSTR) 0.1 $327k 1.0k 322.21
Invesco Exch Traded Fd Tr Ii Rusel 1000 Eql (EQAL) 0.1 $321k 6.2k 52.00
Vanguard Specialized Funds Div App Etf (VIG) 0.1 $312k 1.4k 215.79
Ishares Tr Rus 2000 Val Etf (IWN) 0.1 $311k 1.8k 176.82
Cincinnati Financial Corporation (CINF) 0.1 $308k 2.0k 158.10
Innovator Etfs Trust Us Eqty Pwr Buf (PMAY) 0.1 $305k 7.8k 38.90
Ishares Esg Awr Msci Em (ESGE) 0.1 $302k 6.9k 43.42
Stryker Corporation (SYK) 0.0 $287k 775.00 369.67
Vaneck Etf Trust Gold Miners Etf (GDX) 0.0 $285k 3.7k 76.40
Netflix (NFLX) 0.0 $284k 237.00 1198.92
CF Bankshares (CFBK) 0.0 $284k 12k 23.95
Innovator Etfs Trust Us Eqty Buf Nov (BNOV) 0.0 $281k 6.5k 43.50
Abbvie (ABBV) 0.0 $275k 1.2k 231.54
Innovator Etfs Trust Us Eqty Bufr Jul (BJUL) 0.0 $267k 5.4k 49.66
Schwab Strategic Tr Us Sml Cap Etf (SCHA) 0.0 $262k 9.4k 27.90
Bridgebio Pharma (BBIO) 0.0 $260k 5.0k 51.94
Vanguard Index Fds Large Cap Etf (VV) 0.0 $258k 839.00 307.86
Raytheon Technologies Corp (RTX) 0.0 $258k 1.5k 167.33
3M Company (MMM) 0.0 $257k 1.7k 155.18
Ishares Tr Esg Awre Usd Etf (SUSC) 0.0 $255k 11k 23.56
Ishares Tr Esg Optimized (SUSA) 0.0 $255k 1.9k 135.65
Meta Platforms Cl A (META) 0.0 $250k 340.00 734.38
Ishares Tr Esg Awre 1 5 Yr (SUSB) 0.0 $248k 9.8k 25.31
Palo Alto Networks (PANW) 0.0 $237k 1.2k 203.62
Ishares Tr Msci Lw Crb Tg (CRBN) 0.0 $236k 1.0k 226.87
American Express Company (AXP) 0.0 $234k 705.00 332.16
Philip Morris International (PM) 0.0 $234k 1.4k 162.20
Spdr Series Trust S&p Transn Etf (XTN) 0.0 $233k 2.8k 83.85
Ishares Gold Tr Ishares New (IAU) 0.0 $231k 3.2k 72.77
Vanguard Intl Equity Index F Ftse Emr Mkt Etf (VWO) 0.0 $227k 4.2k 54.18
Vanguard Index Fds Small Cp Etf (VB) 0.0 $224k 880.00 254.28
PNC Financial Services (PNC) 0.0 $222k 1.1k 200.93
Fidelity Covington Trust Enhanced Large (FELC) 0.0 $221k 5.9k 37.27
Wal-Mart Stores (WMT) 0.0 $212k 2.1k 103.06
J P Morgan Exchange Traded F Equity Premium (JEPI) 0.0 $212k 3.7k 57.10
Boeing Company (BA) 0.0 $210k 972.00 215.83
Chipotle Mexican Grill (CMG) 0.0 $209k 5.3k 39.19
Spdr Series Trust S&P 400 MDCP GRW (MDYG) 0.0 $205k 2.2k 91.56
Invesco Exchange Traded Fd T Wilderhil Clan (PBW) 0.0 $204k 7.0k 28.88
Ishares Tr Rus 2000 Grw Etf (IWO) 0.0 $203k 635.00 320.04
Vanguard Admiral Fds 500 Grth Idx F (VOOG) 0.0 $200k 460.00 435.46
Standard Lithium Corp equities (SLI) 0.0 $180k 53k 3.37
B2gold Corp (BTG) 0.0 $87k 18k 4.95