Retirement Income Solutions

Retirement Income Solutions as of Dec. 31, 2025

Portfolio Holdings for Retirement Income Solutions

Retirement Income Solutions holds 170 positions in its portfolio as reported in the December 2025 quarterly 13F filing

Company (Ticker) Portfolio Weight Valued At Change in Shares Share Count Share Price
Spdr Series Trust State Street Spd (SPLG) 24.5 $144M 1.8M 80.22
Spdr S&p 500 Etf Tr Tr Unit (SPY) 8.1 $48M 70k 681.92
Spdr Series Trust State Street Spd (SPMD) 6.9 $41M 703k 57.91
Ishares Tr Core S&p500 Etf (IVV) 6.5 $38M 56k 684.94
J P Morgan Exchange Traded F Ultra Shrt Etf (JPST) 6.1 $36M 714k 50.59
Pimco Etf Tr Enhan Shrt Ma Ac (MINT) 5.6 $33M 328k 100.34
Ishares Tr Rus 1000 Grw Etf (IWF) 3.4 $20M 43k 473.30
Ishares Tr Core S&p Mcp Etf (IJH) 2.6 $15M 233k 66.00
World Gold Tr Spdr Gld Minis (GLDM) 1.9 $11M 132k 85.37
Spdr Series Trust State Street Spd (SPYX) 1.6 $9.7M 173k 56.19
Invesco Qqq Tr Unit Ser 1 (QQQ) 1.4 $8.2M 13k 614.31
Ishares Tr Esg Awr Msci Usa (ESGU) 1.4 $8.1M 54k 148.98
J P Morgan Exchange Traded F Municipal Etf (JMUB) 1.2 $7.2M 142k 50.50
Invesco Exchange Traded Fd T S&p500 Eql Wgt (RSP) 1.2 $7.1M 37k 191.56
Ishares Tr Rus 1000 Val Etf (IWD) 1.1 $6.7M 32k 210.34
Ishares Tr Rus 1000 Etf (IWB) 1.1 $6.5M 17k 373.44
Spdr S&p Midcap 400 Etf Tr Utser1 S&pdcrp (MDY) 1.1 $6.2M 10k 603.28
Ishares Tr Msci Acwi Etf (ACWI) 1.0 $5.8M 41k 141.49
Apple (AAPL) 0.9 $5.6M 21k 271.86
Fidelity Covington Trust Enhanced Small (FESM) 0.9 $5.4M 144k 37.78
Vanguard Index Fds Mid Cap Etf (VO) 0.7 $4.1M 14k 290.22
Amazon (AMZN) 0.7 $4.0M 17k 230.82
American Centy Etf Tr Intl Eqt Etf (AVDE) 0.7 $3.9M 47k 82.32
Dimensional Etf Trust Emgr Cre Eqt Mng (DFAE) 0.6 $3.7M 112k 32.57
Spdr Series Trust State Street Spd (SPYG) 0.6 $3.6M 34k 106.70
Select Sector Spdr Tr State Street Tec (XLK) 0.6 $3.3M 23k 143.97
Berkshire Hathaway Inc Del Cl B New (BRK.B) 0.6 $3.3M 6.6k 502.65
Ishares Tr S&p 500 Grwt Etf (IVW) 0.5 $3.2M 26k 123.26
Microsoft Corporation (MSFT) 0.5 $3.1M 6.4k 483.62
Ishares Tr Msci Eafe Etf (EFA) 0.5 $3.1M 32k 96.03
Vanguard Index Fds S&p 500 Etf Shs (VOO) 0.5 $2.9M 4.7k 627.13
Vanguard Index Fds Growth Etf (VUG) 0.5 $2.7M 5.5k 487.86
Alphabet Cap Stk Cl A (GOOGL) 0.4 $2.6M 8.4k 313.00
Spdr Series Trust State Street Spd (SPYV) 0.4 $2.4M 43k 56.81
Ishares Tr Rus Mid Cap Etf (IWR) 0.4 $2.4M 25k 96.27
Vanguard Index Fds Total Stk Mkt (VTI) 0.4 $2.4M 7.0k 335.27
Alphabet Cap Stk Cl C (GOOG) 0.4 $2.1M 6.8k 313.80
Ishares Tr S&p 500 Val Etf (IVE) 0.4 $2.1M 9.9k 212.07
Schwab Strategic Tr Us Lcap Gr Etf (SCHG) 0.3 $2.0M 62k 32.62
NVIDIA Corporation (NVDA) 0.3 $1.8M 9.9k 186.50
Eli Lilly & Co. (LLY) 0.3 $1.8M 1.6k 1074.68
Innovator Etfs Trust Us Eqty Pwr Buf (PNOV) 0.3 $1.7M 40k 41.78
Innovator Etfs Trust Us Eqty Pwr Buf (POCT) 0.3 $1.6M 36k 43.92
Vaneck Etf Trust Semiconductr Etf (SMH) 0.3 $1.5M 4.2k 360.13
Spdr Gold Tr Gold Shs (GLD) 0.2 $1.5M 3.7k 396.31
Innovator Etfs Trust Us Eqty Pwr Buf (PDEC) 0.2 $1.3M 30k 43.38
JPMorgan Chase & Co. (JPM) 0.2 $1.3M 4.0k 322.22
Ishares Tr Msci Emg Mkt Etf (EEM) 0.2 $1.2M 23k 54.71
Vanguard Intl Equity Index F Allwrld Ex Us (VEU) 0.2 $1.2M 17k 73.56
Invesco Exchange Traded Fd T Water Res Etf (PHO) 0.2 $1.1M 16k 70.41
Vanguard Index Fds Value Etf (VTV) 0.2 $1.1M 5.7k 190.99
Spdr Series Trust State Street Spd (EFIV) 0.2 $1.0M 15k 66.15
Spdr Index Shs Fds Msci Acwi Exus (CWI) 0.2 $1.0M 28k 35.92
Innovator Etfs Trust Us Eqty Pwr Buf (PJAN) 0.2 $1.0M 21k 47.02
Select Sector Spdr Tr State Street Ene (XLE) 0.2 $986k 22k 44.71
Bny Mellon Etf Trust Us Lrg Cp Core (BKLC) 0.2 $976k 7.5k 130.80
Spdr Series Trust State Street Spd (XME) 0.2 $918k 8.9k 103.61
Vanguard Scottsdale Fds Vng Rus1000idx (VONE) 0.2 $887k 2.9k 309.04
Oracle Corporation (ORCL) 0.1 $848k 4.4k 194.91
Schwab Strategic Tr Us Lrg Cap Etf (SCHX) 0.1 $766k 29k 26.91
Lam Research Corp Com New (LRCX) 0.1 $766k 4.5k 171.18
International Business Machines (IBM) 0.1 $761k 2.6k 296.21
Coca-Cola Company (KO) 0.1 $744k 11k 69.91
Ishares Msci World Etf (URTH) 0.1 $740k 4.0k 185.77
Dbx Etf Tr Xtrack Msci Eafe (DBEF) 0.1 $738k 15k 48.11
Vanguard World Mega Grwth Ind (MGK) 0.1 $711k 1.7k 412.77
Procter & Gamble Company (PG) 0.1 $695k 4.8k 143.31
Johnson & Johnson (JNJ) 0.1 $685k 3.3k 206.95
Ishares Tr Core S&p Us Gwt (IUSG) 0.1 $672k 4.0k 167.94
Ishares Tr 1 3 Yr Treas Bd (SHY) 0.1 $663k 8.0k 82.82
Innovator Etfs Trust Us Eqty Bufr Jun (BJUN) 0.1 $659k 14k 46.74
Vanguard Index Fds Mcap Gr Idxvip (VOT) 0.1 $654k 2.3k 279.14
Ecolab (ECL) 0.1 $649k 2.5k 262.52
Ishares Tr Rus Md Cp Gr Etf (IWP) 0.1 $647k 4.7k 136.94
Ishares Tr 3 7 Yr Treas Bd (IEI) 0.1 $647k 5.4k 119.35
Merck & Co (MRK) 0.1 $637k 6.0k 105.26
Vanguard Instl Index 0-3 Mo Treas Bil (VBIL) 0.1 $629k 8.3k 75.43
Spdr Series Trust State Street Spd (SPAB) 0.1 $618k 24k 25.75
Palantir Technologies Cl A (PLTR) 0.1 $611k 3.4k 177.75
Broadcom (AVGO) 0.1 $593k 1.7k 346.10
Invesco Exch Traded Fd Tr Ii Nasdaq 100 Etf (QQQM) 0.1 $578k 2.3k 252.92
Spdr Index Shs Fds Portfolio Emg Mk (SPEM) 0.1 $572k 12k 46.81
Ishares Tr Esg Awr Us Agrgt (EAGG) 0.1 $571k 12k 47.85
Ishares Tr Esg Msci Kld 400 (DSI) 0.1 $566k 4.4k 128.83
Innovator Etfs Trust Us Eqty Pwr Buf (PJUL) 0.1 $558k 12k 46.43
Spdr Index Shs Fds S&p Em Mkt Div (EDIV) 0.1 $555k 14k 39.15
Select Sector Spdr Tr State Street Fin (XLF) 0.1 $551k 10k 54.77
Spdr Index Shs Fds Msci Eafe Fs Etf (EFAX) 0.1 $531k 11k 50.47
Innovator Etfs Trust Us Eqt Pwr Buf (PAPR) 0.1 $530k 14k 39.12
Vanguard Tax-managed Fds Van Ftse Dev Mkt (VEA) 0.1 $527k 8.4k 62.47
Innovator Etfs Trust Equity Defined P (ZAUG) 0.1 $503k 19k 26.71
Vanguard Whitehall Fds High Div Yld (VYM) 0.1 $494k 3.4k 143.52
Ishares Tr Rus Mdcp Val Etf (IWS) 0.1 $491k 3.5k 141.05
Amgen (AMGN) 0.1 $486k 1.5k 327.31
J P Morgan Exchange Traded F Active Bond Etf (JBND) 0.1 $482k 8.9k 54.07
Ishares Msci Emrg Chn (EMXC) 0.1 $480k 6.6k 72.68
Eaton Corp SHS (ETN) 0.1 $470k 1.5k 318.51
Dimensional Etf Trust World Ex Us Core (DFAX) 0.1 $448k 14k 32.73
Valley National Ban (VLY) 0.1 $433k 37k 11.68
Walt Disney Company (DIS) 0.1 $423k 3.7k 113.77
Alliant Energy Corporation (LNT) 0.1 $423k 6.5k 65.01
Innovator Etfs Trust Us Eqty Pwr Bf (PAUG) 0.1 $408k 9.4k 43.25
Fidelity Wise Origin Bitcoin SHS (FBTC) 0.1 $407k 5.3k 76.23
Vanguard World Mega Cap Val Etf (MGV) 0.1 $404k 2.9k 141.16
Ishares Tr Russell 2000 Etf (IWM) 0.1 $404k 1.6k 246.16
Innovator Etfs Trust Us Eqty Pwr Buf (PSEP) 0.1 $400k 9.2k 43.72
Visa Com Cl A (V) 0.1 $390k 1.1k 350.71
Amplify Etf Tr Video Game Leade (GAMR) 0.1 $388k 4.3k 90.63
Exxon Mobil Corporation (XOM) 0.1 $377k 3.1k 120.34
salesforce (CRM) 0.1 $377k 1.4k 264.91
Dimensional Etf Trust Us Core Equity 2 (DFAC) 0.1 $373k 9.4k 39.59
Innovator Etfs Trust Us Eqty Bufr Jan (BJAN) 0.1 $372k 6.8k 55.05
Spdr Series Trust State Street Spd (XSW) 0.1 $370k 2.0k 187.14
Ishares Esg Awr Msci Em (ESGE) 0.1 $337k 7.6k 44.17
Tesla Motors (TSLA) 0.1 $336k 747.00 449.72
Vanguard Index Fds Extend Mkt Etf (VXF) 0.1 $336k 1.6k 209.12
First Tr Exchange-traded Fst Low Oppt Eft (LMBS) 0.1 $329k 6.6k 49.99
Costco Wholesale Corporation (COST) 0.1 $326k 378.00 862.34
Spdr Series Trust State Street Spd (SPTS) 0.1 $325k 11k 29.28
Invesco Exch Traded Fd Tr Ii Rusel 1000 Eql (EQAL) 0.1 $325k 6.2k 52.64
Southern Company (SO) 0.1 $320k 3.7k 87.20
Vaneck Etf Trust Gold Miners Etf (GDX) 0.1 $320k 3.7k 85.77
Ishares Tr Rus 2000 Val Etf (IWN) 0.1 $319k 1.8k 181.22
Cincinnati Financial Corporation (CINF) 0.1 $319k 2.0k 163.32
Vanguard Specialized Funds Div App Etf (VIG) 0.1 $318k 1.4k 219.78
DTE Energy Company (DTE) 0.1 $314k 2.4k 128.97
Home Depot (HD) 0.1 $312k 908.00 344.10
Innovator Etfs Trust Us Eqty Pwr Buf (PMAY) 0.1 $310k 7.8k 39.59
CF Bankshares (CFBK) 0.1 $296k 12k 24.95
3M Company (MMM) 0.1 $295k 1.8k 160.10
Innovator Etfs Trust Us Eqty Buf Nov (BNOV) 0.0 $287k 6.5k 44.46
Ishares Tr 7-10 Yr Trsy Bd (IEF) 0.0 $280k 2.9k 96.16
Stryker Corporation (SYK) 0.0 $279k 794.00 351.47
Iron Mountain (IRM) 0.0 $278k 3.4k 82.95
Raytheon Technologies Corp (RTX) 0.0 $277k 1.5k 183.40
Bridgebio Pharma (BBIO) 0.0 $275k 3.6k 76.49
Innovator Etfs Trust Us Eqty Bufr Jul (BJUL) 0.0 $273k 5.4k 50.76
Abbvie (ABBV) 0.0 $272k 1.2k 228.49
Schwab Strategic Tr Us Sml Cap Etf (SCHA) 0.0 $267k 9.4k 28.48
Vanguard Index Fds Large Cap Etf (VV) 0.0 $264k 839.00 314.80
McDonald's Corporation (MCD) 0.0 $264k 862.00 305.63
Ishares Gold Tr Ishares New (IAU) 0.0 $258k 3.2k 81.17
American Express Company (AXP) 0.0 $257k 695.00 369.95
Spdr Series Trust State Street Spd (XTN) 0.0 $254k 2.8k 91.37
Ishares Tr Esg Awre Usd Etf (SUSC) 0.0 $254k 11k 23.38
Wal-Mart Stores (WMT) 0.0 $248k 2.2k 111.41
Ishares Tr Esg Awre 1 5 Yr (SUSB) 0.0 $247k 9.8k 25.24
Standard Lithium Corp equities (SLI) 0.0 $238k 53k 4.47
Thermo Fisher Scientific (TMO) 0.0 $236k 408.00 579.45
Philip Morris International (PM) 0.0 $234k 1.5k 160.40
PNC Financial Services (PNC) 0.0 $230k 1.1k 208.73
Vanguard Index Fds Small Cp Etf (VB) 0.0 $227k 880.00 257.95
Palo Alto Networks (PANW) 0.0 $227k 1.2k 184.20
Fidelity Covington Trust Enhanced Large (FELC) 0.0 $226k 5.9k 38.17
Vanguard Intl Equity Index F Ftse Emr Mkt Etf (VWO) 0.0 $225k 4.2k 53.76
Ishares Tr Esg Optimized (SUSA) 0.0 $224k 1.6k 139.34
Capital One Financial (COF) 0.0 $223k 919.00 242.36
Boeing Company (BA) 0.0 $222k 1.0k 217.12
Spdr Series Trust State Street Spd (MDYG) 0.0 $217k 2.3k 92.43
Netflix (NFLX) 0.0 $215k 2.3k 93.76
Advanced Micro Devices (AMD) 0.0 $214k 1.0k 214.16
J P Morgan Exchange Traded F Equity Premium (JEPI) 0.0 $212k 3.7k 57.24
Invesco Exchange Traded Fd T Wilderhil Clan (PBW) 0.0 $209k 6.8k 30.54
Ishares Tr Rus 2000 Grw Etf (IWO) 0.0 $205k 635.00 323.01
Vanguard Admiral Fds 500 Grth Idx F (VOOG) 0.0 $205k 460.00 444.59
Tri-Continental Corporation (TY) 0.0 $203k 6.2k 32.66
Ishares Tr Ishares Biotech (IBB) 0.0 $200k 1.2k 168.77
Ishares Tr Ibonds Dec 29 (IBDU) 0.0 $200k 8.5k 23.41
Ishares Tr Ibds Dec28 Etf (IBDT) 0.0 $200k 7.9k 25.45
B2gold Corp (BTG) 0.0 $79k 18k 4.51