Sterling Financial Planning

Sterling Financial Planning as of Dec. 31, 2025

Portfolio Holdings for Sterling Financial Planning

Sterling Financial Planning holds 120 positions in its portfolio as reported in the December 2025 quarterly 13F filing

Company (Ticker) Portfolio Weight Valued At Change in Shares Share Count Share Price
Ishares Gold Tr Ishares New (IAU) 6.3 $21M 258k 81.17
Ishares Tr S&p Mc 400vl Etf (IJJ) 6.1 $20M 153k 131.59
Ishares Tr S&P SML 600 GWT (IJT) 5.5 $18M 129k 141.16
Ishares Tr S&p 500 Grwt Etf (IVW) 5.4 $18M 146k 123.26
Ishares Tr S&p Mc 400gr Etf (IJK) 5.4 $18M 184k 96.88
Dimensional Etf Trust Internatnal Val (DFIV) 4.8 $16M 319k 49.90
Schwab Strategic Tr Fundamental Us L (FNDX) 3.5 $12M 433k 27.21
Vanguard Whitehall Fds High Div Yld (VYM) 3.4 $11M 79k 143.52
Dimensional Etf Trust Intl Small Cap V (DISV) 3.4 $11M 297k 38.00
Vanguard Bd Index Fds Intermed Term (BIV) 3.0 $10M 130k 77.88
Dimensional Etf Trust Us Small Cap Val (DFSV) 2.8 $9.4M 287k 32.89
Ishares Tr Sp Smcp600vl Etf (IJS) 2.7 $9.0M 79k 113.72
Innovator Etfs Trust Us Eqt Acc 9 Bfr (XBJA) 2.6 $8.8M 275k 31.97
Ishares Tr Core S&p500 Etf (IVV) 2.6 $8.6M 13k 684.92
Dimensional Etf Trust Inflation Prote (DFIP) 1.9 $6.4M 155k 41.56
Dimensional Etf Trust Emerging Mkts Va (DFEV) 1.8 $6.1M 180k 33.74
Dimensional Etf Trust Global Real Est (DFGR) 1.7 $5.8M 219k 26.42
Ishares Tr S&p 500 Val Etf (IVE) 1.5 $4.9M 23k 212.07
Ishares Tr Core S&p Mcp Etf (IJH) 1.4 $4.7M 71k 66.00
Ishares Tr Eafe Grwth Etf (EFG) 1.4 $4.6M 41k 113.92
Spdr Gold Tr Gold Shs (GLD) 1.4 $4.6M 12k 396.32
Ishares Tr Us Treas Bd Etf (GOVT) 1.3 $4.3M 188k 23.02
Invesco Qqq Tr Unit Ser 1 (QQQ) 1.3 $4.3M 7.0k 614.34
Apple (AAPL) 1.3 $4.3M 16k 271.85
Vanguard Bd Index Fds Short Trm Bond (BSV) 1.3 $4.2M 53k 78.81
Vanguard Mun Bd Fds Tax Exempt Bd (VTEB) 1.1 $3.7M 74k 50.29
Vanguard Scottsdale Fds Shrt Trm Corp Bd (VCSH) 1.1 $3.7M 47k 79.73
Vanguard Index Fds Mcap Vl Idxvip (VOE) 1.1 $3.7M 21k 177.37
Vanguard Wellington Short Trm Tax Ex (VTES) 1.0 $3.2M 32k 101.58
Ishares Tr Intl Sel Div Etf (IDV) 1.0 $3.2M 81k 39.45
Vanguard Index Fds Mcap Gr Idxvip (VOT) 1.0 $3.2M 11k 279.15
Vanguard Index Fds Real Estate Etf (VNQ) 0.8 $2.8M 31k 88.49
Schwab Strategic Tr Fundamental Intl (FNDC) 0.8 $2.6M 57k 44.55
Vanguard Malvern Fds Strm Infproidx (VTIP) 0.8 $2.5M 51k 49.46
Vanguard Charlotte Fds Total Int Bd Etf (BNDX) 0.8 $2.5M 52k 48.32
Vanguard Index Fds Sml Cp Grw Etf (VBK) 0.8 $2.5M 8.3k 302.11
Vanguard Index Fds Sm Cp Val Etf (VBR) 0.7 $2.4M 12k 211.78
Wisdomtree Tr Emg Mkts Smcap (DGS) 0.7 $2.3M 40k 57.24
Johnson & Johnson (JNJ) 0.6 $2.1M 10k 206.95
Vanguard Tax-managed Fds Van Ftse Dev Mkt (VEA) 0.6 $1.8M 30k 62.47
Spdr S&p 500 Etf Tr Tr Unit (SPY) 0.5 $1.8M 2.6k 682.01
Ishares Tr National Mun Etf (MUB) 0.5 $1.8M 16k 107.11
Microsoft Corporation (MSFT) 0.5 $1.6M 3.4k 483.65
Ishares Tr Tips Bd Etf (TIP) 0.5 $1.6M 15k 109.91
Exxon Mobil Corporation (XOM) 0.5 $1.6M 13k 120.34
Invesco Exchange Traded Fd T Rafi Us 1000 Etf (PRF) 0.4 $1.4M 31k 46.92
Ishares Tr Eafe Sml Cp Etf (SCZ) 0.4 $1.4M 18k 77.53
Ishares Tr Core S&p Scp Etf (IJR) 0.4 $1.3M 11k 120.18
Berkshire Hathaway Inc Del Cl B New (BRK.B) 0.3 $1.1M 2.3k 502.65
Dimensional Etf Trust Us Real Estate E (DFAR) 0.3 $1.1M 48k 22.90
Raytheon Technologies Corp (RTX) 0.3 $961k 5.2k 183.40
Selective Insurance (SIGI) 0.3 $955k 11k 83.67
Dimensional Etf Trust Us Large Cap Val (DFLV) 0.3 $928k 27k 34.21
Vanguard Index Fds Growth Etf (VUG) 0.3 $848k 1.7k 487.93
Alphabet Cap Stk Cl A (GOOGL) 0.3 $847k 2.7k 313.00
Eli Lilly & Co. (LLY) 0.3 $835k 777.00 1075.07
Dimensional Etf Trust Us Equity Market (DFUS) 0.2 $772k 10k 74.17
Realty Income (O) 0.2 $722k 13k 56.37
Innovator Etfs Trust Us Eqty Pwr Buf (PJAN) 0.2 $702k 15k 47.02
3M Company (MMM) 0.2 $699k 4.4k 160.11
Meta Platforms Cl A (META) 0.2 $666k 1.0k 660.22
JPMorgan Chase & Co. (JPM) 0.2 $640k 2.0k 322.22
Vanguard Specialized Funds Div App Etf (VIG) 0.2 $634k 2.9k 219.80
Amazon (AMZN) 0.2 $606k 2.6k 230.82
Invesco Exchange Traded Fd T Rafi Us 1500 (PRFZ) 0.2 $601k 13k 45.89
Invesco Exchange Traded Fd T S&p500 Eql Wgt (RSP) 0.2 $591k 3.1k 191.56
Vanguard Bd Index Fds Total Bnd Mrkt (BND) 0.2 $583k 7.9k 74.07
Alphabet Cap Stk Cl C (GOOG) 0.2 $559k 1.8k 313.80
Spdr Series Trust State Street Spd (MDYV) 0.2 $551k 6.5k 84.64
Vanguard Index Fds Mid Cap Etf (VO) 0.2 $543k 1.9k 290.29
Schwab Strategic Tr Emrg Mkteq Etf (SCHE) 0.2 $499k 15k 32.75
Provident Financial Services (PFS) 0.1 $497k 25k 19.75
International Business Machines (IBM) 0.1 $494k 1.7k 296.15
Pepsi (PEP) 0.1 $455k 3.2k 143.52
Costco Wholesale Corporation (COST) 0.1 $454k 526.00 863.03
Calamos Etf Tr S&p 500 Struct (CPSY) 0.1 $433k 17k 25.09
Procter & Gamble Company (PG) 0.1 $412k 2.9k 143.31
Deere & Company (DE) 0.1 $409k 878.00 465.57
Dimensional Etf Trust Intl Small Cap E (DFIS) 0.1 $382k 12k 32.94
Cohen & Steers Etf Trust Real Estate Acti (CSRE) 0.1 $379k 15k 25.51
General Dynamics Corporation (GD) 0.1 $377k 1.1k 336.56
Ishares Tr Jpmorgan Usd Emg (EMB) 0.1 $366k 3.8k 96.28
NVIDIA Corporation (NVDA) 0.1 $355k 1.9k 186.55
Vanguard Intl Equity Index F Ftse Emr Mkt Etf (VWO) 0.1 $353k 6.6k 53.76
Tesla Motors (TSLA) 0.1 $330k 733.00 449.72
Chevron Corporation (CVX) 0.1 $325k 2.1k 152.41
Merck & Co (MRK) 0.1 $317k 3.0k 105.26
Ishares Tr Msci Usa Qlt Fct (QUAL) 0.1 $314k 1.6k 198.68
Innovator Etfs Trust Us Eqt Ultra Bf (UAUG) 0.1 $309k 7.7k 39.92
Innovator Etfs Trust Us Equity Accele (XBAP) 0.1 $299k 7.7k 38.67
Home Depot (HD) 0.1 $295k 857.00 344.08
Abbvie (ABBV) 0.1 $295k 1.3k 228.49
McDonald's Corporation (MCD) 0.1 $289k 945.00 305.61
Vanguard Index Fds Total Stk Mkt (VTI) 0.1 $289k 861.00 335.33
Invesco Exch Traded Fd Tr Ii S&p Intl Qulty (IDHQ) 0.1 $288k 8.2k 35.15
Ge Aerospace Com New (GE) 0.1 $285k 925.00 308.06
Lowe's Companies (LOW) 0.1 $281k 1.2k 241.16
Guinness Atkinson Fds Dividend Builder (DIVS) 0.1 $275k 8.9k 30.93
Ishares Tr Select Divid Etf (DVY) 0.1 $271k 1.9k 141.12
Public Service Enterprise (PEG) 0.1 $268k 3.3k 80.29
Carrier Global Corporation (CARR) 0.1 $266k 5.0k 52.84
Verizon Communications (VZ) 0.1 $258k 6.3k 40.73
Vanguard Scottsdale Fds Vng Rus1000val (VONV) 0.1 $256k 2.8k 92.30
Schwab Strategic Tr Us Brd Mkt Etf (SCHB) 0.1 $254k 9.7k 26.23
Calamos Etf Tr S&p 500 Structur (CPSJ) 0.1 $254k 9.4k 26.89
Lam Research Corp Com New (LRCX) 0.1 $246k 1.4k 171.18
Spdr Series Trust State Street Spd (MDYG) 0.1 $245k 2.6k 92.44
Enterprise Products Partners (EPD) 0.1 $242k 7.5k 32.06
Eversource Energy (ES) 0.1 $232k 3.5k 67.33
Ishares Tr U.s. Med Dvc Etf (IHI) 0.1 $226k 3.6k 62.15
Ishares Tr Rus 1000 Etf (IWB) 0.1 $220k 589.00 373.44
Otis Worldwide Corp (OTIS) 0.1 $220k 2.5k 87.35
Calamos Etf Tr S&p 500 Structur (CPST) 0.1 $217k 8.0k 27.02
Becton, Dickinson and (BDX) 0.1 $217k 1.1k 194.12
Vanguard Index Fds S&p 500 Etf Shs (VOO) 0.1 $213k 339.00 627.10
Caterpillar (CAT) 0.1 $213k 371.00 572.87
Royal Caribbean Cruises (RCL) 0.1 $209k 750.00 278.92
Cisco Systems (CSCO) 0.1 $208k 2.7k 77.03
Prudential Financial (PRU) 0.1 $207k 1.8k 112.89
BlackRock Enhanced Dividend Achievers Tr (BDJ) 0.0 $131k 14k 9.48