Balasa Dinverno & Foltz

Balasa Dinverno & Foltz as of Dec. 31, 2020

Portfolio Holdings for Balasa Dinverno & Foltz

Balasa Dinverno & Foltz holds 291 positions in its portfolio as reported in the December 2020 quarterly 13F filing

Company (Ticker) Portfolio Weight Valued At Change in Shares Share Count Share Price
iShares Russell 1000 Growth ETF Rus 1000 Grw Etf (IWF) 13.0 $157M 650k 241.14
Vanguard Small-Cap Growth ETF Sml Cp Grw Etf (VBK) 11.2 $135M 504k 267.66
iShares Edge MSCI USA Momentum Factor ETF Usa Momentum Fct (MTUM) 7.8 $94M 583k 161.29
iShares Core S&P 500 ETF Core S&p 500 Etf (IVV) 5.7 $69M 185k 375.39
iShares Russell 1000 Value ETF Rus 1000 Val Etf (IWD) 4.9 $59M 431k 136.73
Goldman Sachs ActiveBeta International Equity ETF Activebeta Int (GSIE) 4.8 $57M 1.8M 31.90
iShares Edge MSCI Multifactor Intl ETF Multifactor Intl (INTF) 4.5 $54M 2.0M 27.18
iShares Edge MSCI USA Quality Factor ETF Usa Quality Fctr (QUAL) 4.4 $53M 455k 116.21
iShares MSCI EAFE ETF Msci Eafe Etf (EFA) 4.4 $53M 722k 72.96
Vanguard Growth ETF Growth Etf (VUG) 4.3 $52M 205k 253.34
Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF Activebeta Us Lg (GSLC) 2.4 $29M 389k 75.69
Apple (AAPL) 1.9 $23M 170k 132.69
iShares MSCI EAFE Growth ETF Eafe Grwth Etf (EFG) 1.7 $21M 206k 100.91
iShares Micro-Cap ETF Rus Md Cp Gr Etf (IWP) 1.1 $14M 116k 118.65
Vanguard Tax-Exempt Bond ETF Tax Exempt Bd (VTEB) 1.0 $13M 228k 55.19
Microsoft Corporation (MSFT) 1.0 $12M 53k 222.42
iShares Russell 2000 Growth ETF Rus 2000 Grw Etf (IWO) 0.8 $9.2M 32k 286.71
Goldman Sachs Treasury Access 0-1 Year ETF Acces Treasury (GBIL) 0.7 $8.6M 86k 100.12
Amazon (AMZN) 0.7 $8.6M 2.6k 3257.21
iShares Edge MSCI Multifactor USA ETF Multifactor Usa (LRGF) 0.6 $7.5M 198k 37.67
Alphabet, Inc. - Class A Cap Stk Cl A (GOOGL) 0.6 $7.0M 4.0k 1752.69
Wal-Mart Stores (WMT) 0.5 $6.3M 44k 144.14
Johnson & Johnson (JNJ) 0.5 $5.9M 38k 157.38
Facebook Cl A (META) 0.5 $5.6M 21k 273.14
SPDR S&P 500 ETF Trust Tr Unit (SPY) 0.4 $5.4M 14k 373.86
Target Corporation (TGT) 0.4 $5.0M 28k 176.51
JPMorgan Chase & Co. (JPM) 0.4 $4.9M 38k 127.06
MetLife (MET) 0.4 $4.9M 104k 46.95
Adobe Systems Incorporated (ADBE) 0.4 $4.4M 8.8k 500.11
NVIDIA Corporation (NVDA) 0.3 $3.9M 7.5k 522.14
Home Depot (HD) 0.3 $3.8M 14k 265.60
Verizon Communications (VZ) 0.3 $3.6M 62k 58.75
iShares S&P 500 Growth ETF S&p 500 Grwt Etf (IVW) 0.3 $3.5M 55k 63.83
Procter & Gamble Company (PG) 0.3 $3.5M 25k 139.12
UnitedHealth (UNH) 0.3 $3.3M 9.5k 350.68
Intuit (INTU) 0.3 $3.3M 8.7k 379.84
CVS Caremark Corporation (CVS) 0.3 $3.2M 46k 68.31
Merck & Co (MRK) 0.2 $3.0M 37k 81.80
Visa Com Cl A (V) 0.2 $2.8M 13k 218.75
Vanguard Total Stock Market ETF Total Stk Mkt (VTI) 0.2 $2.8M 15k 194.62
Accenture Shs Cl A (ACN) 0.2 $2.8M 11k 261.24
Intel Corporation (INTC) 0.2 $2.7M 55k 49.81
Micron Technology (MU) 0.2 $2.7M 36k 75.19
WisdomTree US Quality Sharehld Yld ETF Us Qlt Shrhd Yld (WTV) 0.2 $2.7M 27k 98.69
Abbvie (ABBV) 0.2 $2.6M 24k 107.13
Cadence Design Systems (CDNS) 0.2 $2.4M 18k 136.42
Unum (UNM) 0.2 $2.4M 105k 22.94
Arconic 0.2 $2.3M 78k 29.80
Pepsi (PEP) 0.2 $2.3M 16k 148.29
Alphabet, Inc. - Class C Cap Stk Cl C (GOOG) 0.2 $2.2M 1.3k 1751.99
IDEXX Laboratories (IDXX) 0.2 $2.2M 4.3k 499.88
Pfizer (PFE) 0.2 $2.2M 59k 36.81
Berkshire Hathaway Cl B New (BRK.B) 0.2 $2.1M 9.0k 231.84
Costco Wholesale Corporation (COST) 0.2 $2.1M 5.5k 376.75
MasterCard Cl A (MA) 0.2 $2.0M 5.7k 356.90
Walt Disney Company (DIS) 0.2 $2.0M 11k 181.19
Tesla Motors (TSLA) 0.2 $1.9M 2.7k 705.75
Quanta Services (PWR) 0.2 $1.9M 27k 72.02
Kroger (KR) 0.2 $1.9M 60k 31.76
Ally Financial (ALLY) 0.2 $1.9M 53k 35.66
Prologis (PLD) 0.2 $1.8M 18k 99.66
Newmont Mining Corporation (NEM) 0.2 $1.8M 30k 59.88
Amgen (AMGN) 0.1 $1.8M 7.7k 229.87
Oracle Corporation (ORCL) 0.1 $1.8M 27k 64.70
Nextera Energy (NEE) 0.1 $1.7M 23k 77.14
Generac Holdings (GNRC) 0.1 $1.7M 7.6k 227.35
At&t (T) 0.1 $1.7M 59k 28.75
Equitable Holdings (EQH) 0.1 $1.7M 66k 25.59
Cisco Systems (CSCO) 0.1 $1.7M 37k 44.74
Boston Beer Cl A (SAM) 0.1 $1.7M 1.7k 994.00
iShares MSCI KLD 400 Social ETF Msci Kld400 Soc (DSI) 0.1 $1.6M 23k 71.54
SPDR MSCI AWCI ex-US ETF Msci Acwi Exus (CWI) 0.1 $1.6M 59k 27.65
Allstate Corporation (ALL) 0.1 $1.6M 15k 109.93
iShares MSCI EAFE Small-Cap ETF Eafe Sml Cp Etf (SCZ) 0.1 $1.6M 23k 68.35
Paypal Holdings (PYPL) 0.1 $1.6M 6.8k 234.22
Colgate-Palmolive Company (CL) 0.1 $1.6M 19k 85.53
Danaher Corporation (DHR) 0.1 $1.6M 7.1k 222.21
Advanced Micro Devices (AMD) 0.1 $1.6M 17k 91.71
Bristol Myers Squibb (BMY) 0.1 $1.5M 25k 62.04
Estee Lauder Companies Cl A (EL) 0.1 $1.5M 5.7k 266.13
Texas Instruments Incorporated (TXN) 0.1 $1.5M 9.3k 164.15
John Bean Technologies Corporation (JBTM) 0.1 $1.5M 13k 113.88
Qualcomm (QCOM) 0.1 $1.4M 9.4k 152.32
Thermo Fisher Scientific (TMO) 0.1 $1.4M 3.1k 465.73
Nike, Inc. Cl B CL B (NKE) 0.1 $1.4M 9.9k 141.49
Air Lease Corp. Cl A (AL) 0.1 $1.4M 31k 44.41
iShares Core S&P Small-Cap ETF Core S&p Scp Etf (IJR) 0.1 $1.3M 15k 91.89
Prudential Financial (PRU) 0.1 $1.3M 17k 78.09
Invesco S&P 500 Pure Growth ETF S&p500 Pur Gwt (RPG) 0.1 $1.3M 8.1k 162.97
Cerner Corporation 0.1 $1.3M 17k 78.51
ComCast Corp. Cl A Cl A (CMCSA) 0.1 $1.3M 25k 52.39
Bank of America Corporation (BAC) 0.1 $1.3M 43k 30.30
General Motors Company (GM) 0.1 $1.3M 31k 41.66
Abbott Laboratories (ABT) 0.1 $1.3M 12k 109.47
NRG Energy Com New (NRG) 0.1 $1.3M 34k 37.56
Morgan Stanley Com New (MS) 0.1 $1.1M 17k 68.51
Anthem (ELV) 0.1 $1.1M 3.4k 321.12
Biogen Idec (BIIB) 0.1 $1.1M 4.4k 244.96
Lockheed Martin Corporation (LMT) 0.1 $1.1M 3.0k 355.00
Nortonlifelock (GEN) 0.1 $1.0M 50k 20.79
Invesco QQQ Trust Unit Ser 1 (QQQ) 0.1 $1.0M 3.3k 313.65
WESCO International (WCC) 0.1 $1.0M 13k 78.50
Synopsys (SNPS) 0.1 $1.0M 3.9k 259.33
Liberty Broadband Corp. - Class C Com Ser C (LBRDK) 0.1 $993k 6.3k 158.30
3M Company (MMM) 0.1 $975k 5.6k 174.79
McDonald's Corporation (MCD) 0.1 $971k 4.5k 214.54
Honeywell International (HON) 0.1 $957k 4.5k 212.81
iShares Russell 1000 ETF Rus 1000 Etf (IWB) 0.1 $945k 4.5k 211.88
RingCentral Cl A (RNG) 0.1 $941k 2.5k 379.13
Taylor Morrison Hom (TMHC) 0.1 $939k 37k 25.64
Vanguard S&P 500 ETF S&p 500 Etf Shs (VOO) 0.1 $928k 2.7k 343.58
Reliance Steel & Aluminum (RS) 0.1 $927k 7.7k 119.81
Msci (MSCI) 0.1 $926k 2.1k 446.70
Fastenal Company (FAST) 0.1 $913k 19k 48.81
Athene Holding Cl A 0.1 $901k 21k 43.13
Horizon Therapeutics Public SHS 0.1 $896k 12k 73.17
Brighthouse Finl (BHF) 0.1 $877k 24k 36.19
Hp (HPQ) 0.1 $877k 36k 24.58
Humana (HUM) 0.1 $869k 2.1k 410.10
CBRE Group Cl A (CBRE) 0.1 $861k 14k 62.70
Bank Of Montreal Cadcom (BMO) 0.1 $856k 11k 76.05
Capital One Financial (COF) 0.1 $830k 8.4k 98.88
eBay (EBAY) 0.1 $830k 17k 50.25
Lowe's Companies (LOW) 0.1 $824k 5.1k 160.56
Regeneron Pharmaceuticals (REGN) 0.1 $799k 1.7k 483.36
Cerence (CRNC) 0.1 $769k 7.7k 100.42
Citrix Systems 0.1 $766k 5.9k 130.18
Clorox Company (CLX) 0.1 $754k 3.7k 201.98
New Residential Investment Corp. Com New (RITM) 0.1 $742k 75k 9.94
Vanguard Dividend Appreciation ETF Div App Etf (VIG) 0.1 $742k 5.3k 141.25
Arrow Electronics (ARW) 0.1 $740k 7.6k 97.30
Docusign (DOCU) 0.1 $735k 3.3k 222.39
Citigroup Com New (C) 0.1 $729k 12k 61.64
Exxon Mobil Corporation (XOM) 0.1 $684k 17k 41.20
Union Pacific Corporation (UNP) 0.1 $684k 3.3k 208.22
Deere & Company (DE) 0.1 $682k 2.5k 269.03
Vanguard Small-Cap Value ETF Sm Cp Val Etf (VBR) 0.1 $682k 4.8k 142.20
Onemain Holdings (OMF) 0.1 $675k 14k 48.14
Vanguard Large-Cap ETF Large Cap Etf (VV) 0.1 $671k 3.8k 175.61
Metropcs Communications (TMUS) 0.1 $665k 4.9k 134.86
Vanguard FTSE Emerging Markets ETF Ftse Emr Mkt Etf (VWO) 0.1 $662k 13k 50.11
AutoNation (AN) 0.1 $652k 9.3k 69.81
Medical Properties Trust (MPW) 0.1 $650k 30k 21.80
Duke Energy Corp. Com New (DUK) 0.1 $650k 7.1k 91.61
Schwab US Broad Market ETF Schwab Fdt Us Bm (FNDB) 0.1 $649k 7.1k 90.92
Zoom Video Communications Cl A (ZM) 0.1 $647k 1.9k 337.33
Broadcom (AVGO) 0.1 $625k 1.4k 437.68
Vanguard Value ETF Value Etf (VTV) 0.1 $623k 5.2k 118.98
iShares S&P 500 Value ETF S&p 500 Val Etf (IVE) 0.1 $616k 4.8k 128.09
Viatris (VTRS) 0.1 $610k 33k 18.74
Bio-Rad Laboratories Cl A (BIO) 0.0 $599k 1.0k 583.25
Hewlett Packard Enterprise (HPE) 0.0 $596k 50k 11.85
Ulta Salon, Cosmetics & Fragrance (ULTA) 0.0 $590k 2.1k 287.38
Best Buy (BBY) 0.0 $586k 5.9k 99.80
CNO Financial (CNO) 0.0 $585k 26k 22.22
United Parcel Service CL B (UPS) 0.0 $579k 3.4k 168.41
Amphenol Corp. Cl A (APH) 0.0 $575k 4.4k 130.77
Amedisys (AMED) 0.0 $567k 1.9k 293.48
Commercial Metals Company (CMC) 0.0 $547k 27k 20.56
Jones Lang LaSalle Incorporated (JLL) 0.0 $544k 3.7k 148.43
Exelon Corporation (EXC) 0.0 $541k 13k 42.20
iShares Russell 2000 ETF Russell 2000 Etf (IWM) 0.0 $537k 2.7k 195.99
United Therapeutics Corporation (UTHR) 0.0 $534k 3.5k 151.66
Westrock (WRK) 0.0 $523k 12k 43.49
Concentrix Corp (CNXC) 0.0 $519k 5.3k 98.74
Carrier Global Corporation (CARR) 0.0 $512k 14k 37.72
Automatic Data Processing (ADP) 0.0 $507k 2.9k 176.10
Equity Residential Sh Ben Int (EQR) 0.0 $499k 8.4k 59.22
Sherwin-Williams Company (SHW) 0.0 $490k 667.00 734.63
Illinois Tool Works (ITW) 0.0 $488k 2.4k 203.93
Lam Research Corporation 0.0 $475k 1.0k 472.64
Norfolk Southern (NSC) 0.0 $473k 2.0k 237.81
Servicenow (NOW) 0.0 $471k 856.00 550.23
Baxter International (BAX) 0.0 $466k 5.8k 80.29
Lululemon Athletica (LULU) 0.0 $466k 1.3k 347.76
Vanguard High Dividend Yield ETF High Div Yld (VYM) 0.0 $448k 4.9k 91.52
Darling International (DAR) 0.0 $442k 7.7k 57.69
Old Dominion Freight Line (ODFL) 0.0 $440k 2.3k 195.38
Edwards Lifesciences (EW) 0.0 $440k 4.8k 91.19
Gilead Sciences (GILD) 0.0 $437k 7.5k 58.20
salesforce (CRM) 0.0 $435k 2.0k 222.51
Northrop Grumman Corporation (NOC) 0.0 $434k 1.4k 304.78
Dex (DXCM) 0.0 $431k 1.2k 369.64
Robert Half International (RHI) 0.0 $431k 6.9k 62.45
SYNNEX Corporation (SNX) 0.0 $428k 5.3k 81.43
Kimberly-Clark Corporation (KMB) 0.0 $423k 3.1k 134.80
TJX Companies (TJX) 0.0 $423k 6.2k 68.25
Watsco, Incorporated (WSO) 0.0 $410k 1.8k 226.39
Dollar General (DG) 0.0 $410k 1.9k 210.47
Booz Allen Hamilton Holding Corp. Cl A (BAH) 0.0 $408k 4.7k 87.11
BlackRock 0.0 $398k 551.00 722.32
Solaredge Technologies (SEDG) 0.0 $393k 1.2k 318.73
MSC Industrial Direct Co., Inc. Class A Cl A (MSM) 0.0 $390k 4.6k 84.38
International Business Machines (IBM) 0.0 $388k 3.1k 126.01
Starbucks Corporation (SBUX) 0.0 $384k 3.6k 107.11
Medtronic SHS (MDT) 0.0 $380k 3.2k 117.10
Bank of New York Mellon Corporation (BK) 0.0 $372k 8.8k 42.45
Citizens Financial (CFG) 0.0 $371k 10k 35.80
MGIC Investment (MTG) 0.0 $367k 29k 12.54
Charles Schwab Corporation (SCHW) 0.0 $366k 6.9k 53.06
Lincoln National Corporation (LNC) 0.0 $364k 7.2k 50.25
SPDR S&P Dividend ETF S&p Divid Etf (SDY) 0.0 $361k 3.4k 105.87
Vanguard Total World Stock ETF Real Estate Etf (VNQ) 0.0 $361k 3.9k 92.56
Electronic Arts (EA) 0.0 $358k 2.5k 143.72
CoStar (CSGP) 0.0 $351k 380.00 923.68
Philip Morris International (PM) 0.0 $348k 4.2k 82.72
Zimmer Holdings (ZBH) 0.0 $348k 2.3k 153.91
iShares MSCI EAFE Value ETF Eafe Value Etf (EFV) 0.0 $347k 7.4k 47.15
Archer Daniels Midland Company (ADM) 0.0 $338k 6.7k 50.40
Walgreen Boots Alliance 0.0 $336k 8.4k 39.87
Travelers Companies (TRV) 0.0 $335k 2.4k 140.34
Synaptics, Incorporated (SYNA) 0.0 $332k 3.4k 96.37
American Water Works (AWK) 0.0 $332k 2.2k 153.35
Northern Trust Corporation (NTRS) 0.0 $332k 3.6k 93.26
Zoetis Cl A (ZTS) 0.0 $330k 2.0k 165.33
S&p Global (SPGI) 0.0 $328k 997.00 328.99
Arista Networks 0.0 $323k 1.1k 290.47
Cummins (CMI) 0.0 $322k 1.4k 226.92
Paccar (PCAR) 0.0 $319k 3.7k 86.17
KB Home (KBH) 0.0 $318k 9.5k 33.52
Netflix (NFLX) 0.0 $316k 584.00 541.10
iShares Core MSCI Emerging Markets ETF Core Msci Emkt (IEMG) 0.0 $313k 5.0k 61.99
Becton, Dickinson and (BDX) 0.0 $312k 1.2k 250.20
SLM Corporation (SLM) 0.0 $311k 25k 12.40
Schwab Fundamental U.S. Large Company Index ETF Schwab Fdt Us Lg (FNDX) 0.0 $308k 6.8k 45.31
Oshkosh Corporation (OSK) 0.0 $306k 3.6k 86.03
PPG Industries (PPG) 0.0 $297k 2.1k 144.17
Schwab US Large-Cap ETF Us Lrg Cap Etf (SCHX) 0.0 $294k 3.2k 90.82
Ecolab (ECL) 0.0 $293k 1.4k 216.08
iShares Russell 3000 ETF Russell 3000 Etf (IWV) 0.0 $290k 1.3k 223.42
CenturyLink 0.0 $288k 30k 9.75
Verisign (VRSN) 0.0 $287k 1.3k 216.77
Progressive Corporation (PGR) 0.0 $286k 2.9k 99.00
Lithia Motors Cl A (LAD) 0.0 $285k 974.00 292.61
Mondelez International Cl A (MDLZ) 0.0 $283k 4.8k 58.54
Cable One (CABO) 0.0 $281k 126.00 2230.16
Marsh & McLennan Companies (MMC) 0.0 $275k 2.3k 117.12
Dana Holding Corporation (DAN) 0.0 $275k 14k 19.54
Linde SHS 0.0 $275k 1.0k 263.66
WisdomTree Global ex-US Dividend Growth Fund Glb Us Qtly Div (DNL) 0.0 $269k 3.5k 76.16
Goldman Sachs (GS) 0.0 $268k 1.0k 263.78
Tyson Foods Cl A (TSN) 0.0 $267k 4.1k 64.46
Eaton Corp. SHS (ETN) 0.0 $264k 2.2k 120.16
Vanguard Information Technology ETF Inf Tech Etf (VGT) 0.0 $264k 746.00 353.89
Mettler-Toledo International (MTD) 0.0 $264k 232.00 1137.93
Fiserv (FI) 0.0 $261k 2.3k 113.73
America Movil SAB - Series L Spon Adr L Shs 0.0 $261k 18k 14.56
iShares Edge MSCI Min Vol USA ETF Msci Min Vol Etf (USMV) 0.0 $259k 3.8k 67.85
Chevron Corporation (CVX) 0.0 $256k 3.0k 84.32
iShares Russell Midcap Value Index Rus Mdcp Val Etf (IWS) 0.0 $251k 2.6k 97.02
Equinix (EQIX) 0.0 $251k 351.00 715.10
Cabot Oil & Gas Corporation (CTRA) 0.0 $249k 15k 16.28
Raytheon Technologies Corp (RTX) 0.0 $249k 3.5k 71.39
TE Connectivity Reg Shs 0.0 $248k 2.0k 121.21
Church & Dwight (CHD) 0.0 $247k 2.8k 87.28
W.W. Grainger (GWW) 0.0 $244k 598.00 408.03
iShares US Technology ETF Us Tech Etf (IYW) 0.0 $243k 2.9k 84.97
Agilent Technologies Inc C ommon (A) 0.0 $242k 2.0k 118.34
Consolidated Edison (ED) 0.0 $240k 3.3k 72.22
Vertex Pharmaceuticals Incorporated (VRTX) 0.0 $233k 984.00 236.79
New York Times Cl A (NYT) 0.0 $231k 4.5k 51.85
Navient Corporation equity (NAVI) 0.0 $230k 23k 9.82
Spotify Technology SA SHS (SPOT) 0.0 $228k 725.00 314.48
KLA Corp. Com New (KLAC) 0.0 $227k 878.00 258.54
US Bancorp Com New (USB) 0.0 $227k 4.9k 46.61
Aegon NV Ny Registry Shs 0.0 $226k 57k 3.96
Rollins (ROL) 0.0 $226k 5.8k 39.00
iShares MSCI Emerging Markets ETF Msci Emg Mkt Etf (EEM) 0.0 $224k 4.3k 51.70
Invesco FTSE RAFI US 1500 Small-Mid ETF Ftse Rafi 1500 (PRFZ) 0.0 $224k 1.5k 151.25
Stryker Corporation (SYK) 0.0 $224k 916.00 244.54
FedEx Corporation (FDX) 0.0 $219k 845.00 259.17
Kohl's Corporation (KSS) 0.0 $218k 5.3k 40.78
Associated Banc- (ASB) 0.0 $217k 13k 17.05
Ameriprise Financial (AMP) 0.0 $214k 1.1k 194.02
Manulife Finl Corp (MFC) 0.0 $214k 12k 17.82
Viacom Inc. - Class B CL B (PARA) 0.0 $213k 5.7k 37.30
Jefferies Finl Group (JEF) 0.0 $213k 8.6k 24.66
PNC Financial Services (PNC) 0.0 $211k 1.4k 148.80
General Dynamics Corporation (GD) 0.0 $211k 1.4k 148.91
One Gas (OGS) 0.0 $208k 2.7k 76.81
Expeditors International of Washington (EXPD) 0.0 $207k 2.2k 95.00
McKesson Corporation (MCK) 0.0 $203k 1.2k 173.80
D.R. Horton (DHI) 0.0 $201k 2.9k 69.00
Waste Management (WM) 0.0 $200k 1.7k 117.86
ING Groep NV Sponsored Adr (ING) 0.0 $197k 21k 9.42
Credit Suisse Group Sponsored Adr 0.0 $188k 15k 12.79
Amyris Com New 0.0 $146k 24k 6.16
Ford Motor Company (F) 0.0 $139k 16k 8.82
Graftech International (EAF) 0.0 $127k 12k 10.65
General Electric Company 0.0 $117k 11k 10.81
Genworth Financial Com Cl A (GNW) 0.0 $68k 18k 3.80