Gradient Capital Advisors

Gradient Capital Advisors as of Sept. 30, 2025

Portfolio Holdings for Gradient Capital Advisors

Gradient Capital Advisors holds 167 positions in its portfolio as reported in the September 2025 quarterly 13F filing

Company (Ticker) Portfolio Weight Valued At Change in Shares Share Count Share Price
Ishares Core S&p 500 Etf Etf (IVV) 9.4 $35M 53k 669.31
Apple Stock (AAPL) 5.0 $19M 74k 254.63
Spdr Portfolio Developed World Ex-us Etf Etf (SPDW) 3.8 $14M 335k 42.79
Vanguard Short-term Corporate Bond Etf Etf (VCSH) 3.4 $13M 160k 79.93
Dimensional Short-duration Fixed Income Etf Etf (DFSD) 2.9 $11M 223k 48.19
Schwab International Equity Etf Etf (SCHF) 2.8 $11M 454k 23.28
Schwab U.s. Mid-cap Etf Etf (SCHM) 2.6 $9.5M 322k 29.64
Vanguard Large-cap Etf Etf (VV) 2.2 $8.3M 27k 307.86
Dimensional U.s. Targeted Value Etf Etf (DFAT) 2.2 $8.2M 140k 58.21
Vanguard Short-term Inflation-protected Securities Etf Etf (VTIP) 2.1 $7.8M 155k 50.63
Microsoft Corp Stock (MSFT) 2.0 $7.6M 15k 517.97
Jpmorgan Chase & Co Stock (JPM) 2.0 $7.6M 24k 315.43
Schwab U.s. Large-cap Etf Etf (SCHX) 2.0 $7.4M 280k 26.34
Dimensional Emerging Markets Core Equity 2 Etf Etf (DFEM) 2.0 $7.3M 228k 32.07
Tesla Stock (TSLA) 1.9 $7.2M 16k 444.72
Vanguard Ftse Developed Markets Etf Etf (VEA) 1.7 $6.4M 108k 59.92
Jpmorgan Ultra-short Income Etf Etf (JPST) 1.7 $6.4M 126k 50.73
Nvidia Corporation Stock (NVDA) 1.7 $6.3M 34k 186.58
Dimensional Us Marketwide Value Etf Etf (DFUV) 1.6 $5.9M 133k 44.69
Dimensional Us Small Cap Value Etf Etf (DFSV) 1.5 $5.7M 180k 31.84
Alphabet Inc Cap Stk Cl A Stock (GOOGL) 1.5 $5.5M 23k 243.10
Meta Platforms Inc Cl A Stock (META) 1.3 $5.0M 6.7k 734.36
Dimensional Us Real Estate Etf Etf (DFAR) 1.3 $4.8M 203k 23.85
Berkshire Hathaway Inc Del Cl B Stock (BRK.B) 1.3 $4.7M 9.4k 502.74
Dimensional Global Core Plus Fixed Income Etf Etf (DFGP) 1.3 $4.7M 85k 55.57
Vanguard S&p 500 Etf Etf (VOO) 1.2 $4.6M 7.5k 612.39
Dimensional World Ex U.s. Core Equity 2 Etf Etf (DFAX) 1.2 $4.4M 142k 31.38
Vanguard Mid-cap Etf Etf (VO) 1.2 $4.4M 15k 293.75
Ishares 1-5 Year Investment Grade Corporate Bond Etf Etf (IGSB) 1.2 $4.4M 83k 53.03
Vanguard Total International Stock Etf Etf (VXUS) 1.2 $4.4M 60k 73.46
Vanguard Growth Etf Etf (VUG) 1.2 $4.3M 9.0k 479.60
Broadcom Stock (AVGO) 1.1 $4.1M 12k 329.90
Schwab Us Dividend Equity Etf Etf (SCHD) 1.1 $3.9M 145k 27.30
Vanguard Global Ex-u.s. Real Estate Etf Etf (VNQI) 1.0 $3.8M 79k 47.74
Dimensional Us Large Cap Value Etf Etf (DFLV) 1.0 $3.7M 112k 32.90
Vanguard Small-cap Etf Etf (VB) 0.9 $3.4M 13k 254.27
Spdr Gold Shares Etf (GLD) 0.9 $3.4M 9.5k 355.47
Dimensional International Small Cap Value Etf Etf (DISV) 0.9 $3.3M 94k 35.69
Spdr Bloomberg 3-12 Month T-bill Etf Etf (BILS) 0.8 $3.1M 31k 99.52
Lam Research Corp Stock (LRCX) 0.8 $2.9M 22k 133.90
Vanguard Small Cap Value Etf Etf (VBR) 0.6 $2.4M 12k 208.72
Spdr Gold Minishares Trust Of Beneficial Interest Etf (GLDM) 0.6 $2.3M 30k 76.45
Amazon Stock (AMZN) 0.6 $2.2M 10k 219.57
Vanguard Value Etf Etf (VTV) 0.6 $2.1M 11k 186.50
Dimensional Emerging Core Equity Market Etf Etf (DFAE) 0.6 $2.1M 66k 31.53
Avantis International Small Cap Value Etf Etf (AVDV) 0.5 $2.0M 22k 89.03
Schwab U.s. Broad Market Etf Etf (SCHB) 0.5 $2.0M 76k 25.71
Wp Carey Reit (WPC) 0.5 $1.9M 28k 67.57
Vanguard Real Estate Etf Etf (VNQ) 0.4 $1.6M 18k 91.42
Vanguard Ftse All-world Ex-us Index Fund Etf (VEU) 0.4 $1.6M 22k 71.37
Cisco Sys Stock (CSCO) 0.4 $1.6M 23k 68.42
Taiwan Semiconductor Mfg Adr (TSM) 0.4 $1.5M 5.5k 279.29
Chevron Corp Stock (CVX) 0.4 $1.5M 9.5k 155.30
Ishares Russell 2000 Etf Etf (IWM) 0.4 $1.5M 6.0k 241.96
Vanguard Total Stock Market Etf Etf (VTI) 0.4 $1.4M 4.2k 328.20
Avantis U.s. Small Cap Value Etf Etf (AVUV) 0.4 $1.3M 14k 99.53
Qualcomm Stock (QCOM) 0.3 $1.3M 7.7k 166.37
Advanced Micro Devices Stock (AMD) 0.3 $1.3M 7.9k 161.79
Schwab U.s. Large-cap Value Etf Etf (SCHV) 0.3 $1.2M 43k 29.11
Schwab U.s. Small-cap Etf Etf (SCHA) 0.3 $1.2M 43k 27.90
Vanguard Dividend Appreciation Etf Etf (VIG) 0.3 $1.2M 5.6k 215.78
Bank America Corp Stock (BAC) 0.3 $1.1M 22k 51.59
Spdr Euro Stoxx 50 Etf Etf (FEZ) 0.3 $1.1M 18k 62.12
Ishares Silver Trust Etf (SLV) 0.3 $1.1M 26k 42.37
Avantis U.s. Mid Cap Equity Etf Etf (AVMC) 0.3 $1.1M 15k 69.58
Johnson & Johnson Stock (JNJ) 0.3 $1.0M 5.4k 185.41
Home Depot Stock (HD) 0.3 $966k 2.4k 405.23
Dimensional U.s. Core Equity 2 Etf Etf (DFAC) 0.3 $946k 25k 38.57
Invesco Qqq Trust Series I Etf (QQQ) 0.2 $926k 1.5k 600.28
Lockheed Martin Corp Stock (LMT) 0.2 $909k 1.8k 499.12
Schwab U.s. Reit Etf Etf (SCHH) 0.2 $906k 42k 21.57
Visa Inc Com Cl A Stock (V) 0.2 $905k 2.7k 341.39
Amgen Stock (AMGN) 0.2 $871k 3.1k 282.17
Consumer Staples Select Sector Spdr Fund Etf (XLP) 0.2 $866k 11k 78.37
Costco Whsl Corp Stock (COST) 0.2 $865k 934.00 925.70
Ishares Ibonds Dec 2032 Term Corporate Etf Etf (IBDX) 0.2 $836k 33k 25.62
Ishares Ibonds Dec 2031 Term Corporate Etf Etf (IBDW) 0.2 $836k 39k 21.22
Vanguard Ftse Emerging Markets Etf Etf (VWO) 0.2 $829k 15k 54.18
Netflix Stock (NFLX) 0.2 $803k 670.00 1198.92
Vanguard High Dividend Yield Index Etf Etf (VYM) 0.2 $757k 5.4k 140.96
Dimensional International Core Equity 2 Etf Etf (DFIC) 0.2 $753k 23k 32.79
Ishares Core S&p Small Cap Etf Etf (IJR) 0.2 $752k 6.3k 118.82
Blackstone Stock (BX) 0.2 $750k 4.4k 170.85
Schwab Us Aggregate Bond Etf Etf (SCHZ) 0.2 $731k 31k 23.47
Vanguard Short-term Bond Etf Etf (BSV) 0.2 $730k 9.3k 78.91
Vanguard Health Care Etf Etf (VHT) 0.2 $698k 2.7k 259.60
Alphabet Inc Cap Stk Cl C Stock (GOOG) 0.2 $686k 2.8k 243.58
Ishares Ibonds Dec 2030 Term Corporate Etf Etf (IBDV) 0.2 $652k 29k 22.15
Bank New York Mellon Corp Stock (BK) 0.2 $650k 6.0k 108.96
Ishares S&p 500 Growth Etf Etf (IVW) 0.2 $646k 5.4k 120.72
Spdr S&p 500 Etf Trust Etf (SPY) 0.2 $642k 964.00 666.43
Vanguard Ultra-short Bond Etf Etf (VUSB) 0.2 $611k 12k 49.99
Spdr Portfolio Short Term Corporate Bond Etf Etf (SPSB) 0.2 $604k 20k 30.29
Dimensional International Core Equity Market Etf Etf (DFAI) 0.2 $573k 16k 36.35
International Business Machs Stock (IBM) 0.2 $565k 2.0k 282.14
Schwab Us Tips Etf Etf (SCHP) 0.2 $561k 21k 26.95
Ishares Core Msci Eafe Etf Etf (IEFA) 0.1 $554k 6.3k 87.31
Ishares Iboxx $ Investment Grade Corporate Bond Etf Etf (LQD) 0.1 $552k 4.9k 111.47
Jpmorgan Ultra-short Municipal Income Etf Etf (JMST) 0.1 $550k 11k 51.04
Caterpillar Stock (CAT) 0.1 $537k 1.1k 477.02
Ishares S&p 500 Value Etf Etf (IVE) 0.1 $535k 2.6k 206.55
Blackrock Stock (BLK) 0.1 $512k 439.00 1165.89
Ishares Core U.s. Aggregate Bond Etf Etf (AGG) 0.1 $511k 5.1k 100.25
Ishares Ibonds Dec 2029 Term Corporate Etf Etf (IBDU) 0.1 $495k 21k 23.47
Schwab Emerging Markets Equity Etf Etf (SCHE) 0.1 $492k 15k 33.37
Intuit Stock (INTU) 0.1 $486k 712.00 682.91
Ishares Msci Eafe Etf Etf (EFA) 0.1 $456k 4.9k 93.37
Ishares Ibonds Dec 2034 Term Corporate Etf Etf (IBDZ) 0.1 $446k 17k 26.47
Invesco S&p 500 Low Volatility Etf Etf (SPLV) 0.1 $444k 6.0k 73.48
Exxon Mobil Corp Stock (XOM) 0.1 $432k 3.8k 112.75
Constellation Energy Corp Stock (CEG) 0.1 $416k 1.3k 329.17
Wisdomtree U.s. Total Dividend Fund Etf (DTD) 0.1 $415k 4.9k 84.00
Invesco Bulletshares 2031 Municipal Bond Etf Etf (BSMV) 0.1 $414k 20k 21.01
Financial Select Sector Spdr Fund Etf (XLF) 0.1 $407k 7.6k 53.87
Wells Fargo Stock (WFC) 0.1 $400k 4.8k 83.82
Spdr Portfolio S&p 1500 Composite Stock Market Etf Etf (SPTM) 0.1 $380k 4.7k 80.66
Dimensional U.s. Equity Market Etf Etf (DFUS) 0.1 $376k 5.2k 72.44
Ishares Core S&p Mid-cap Etf Etf (IJH) 0.1 $366k 5.6k 65.26
Ishares Ibonds Dec 2033 Term Corporate Etf Etf (IBDY) 0.1 $358k 14k 26.23
Boeing Stock (BA) 0.1 $349k 1.6k 215.83
Disney Walt Stock (DIS) 0.1 $348k 3.0k 114.50
Ishares U.s. Technology Etf Etf (IYW) 0.1 $345k 1.8k 195.86
Pgim Global High Yield Fd Form Cef (GHY) 0.1 $332k 26k 12.88
Ishares Msci Global Energy Producers Etf Etf (FILL) 0.1 $328k 13k 25.08
Pfizer Stock (PFE) 0.1 $326k 13k 25.48
Abbvie Stock (ABBV) 0.1 $326k 1.4k 231.53
Technology Select Sector Spdr Fund Etf (XLK) 0.1 $321k 1.1k 281.86
Ishares Ibonds Dec 2027 Term Corporate Etf Etf (IBDS) 0.1 $319k 13k 24.34
Intel Corp Stock (INTC) 0.1 $318k 9.5k 33.55
Ishares Ibonds Dec 2026 Term Corporate Etf Etf (IBDR) 0.1 $312k 13k 24.30
Salesforce Stock (CRM) 0.1 $302k 1.3k 236.92
Accenture Plc Ireland Shs Class A Stock (ACN) 0.1 $302k 1.2k 246.60
Spdr Bloomberg Short Term High Yield Bond Etf Etf (SJNK) 0.1 $296k 12k 25.60
Palantir Technologies Inc Cl A Stock (PLTR) 0.1 $295k 1.6k 182.42
Orthofix Med Stock (OFIX) 0.1 $293k 20k 14.64
Oracle Corp Stock (ORCL) 0.1 $290k 1.0k 281.24
Walmart Stock (WMT) 0.1 $289k 2.8k 103.07
Procter And Gamble Stock (PG) 0.1 $285k 1.9k 153.62
Schwab Short-term Us Treasury Etf Etf (SCHO) 0.1 $284k 12k 24.40
Palo Alto Networks Stock (PANW) 0.1 $282k 1.4k 203.62
Energy Select Sector Spdr Fund Etf (XLE) 0.1 $276k 3.1k 89.34
Starbucks Corp Stock (SBUX) 0.1 $271k 3.2k 84.60
Dimensional California Municipal Bond Etf Etf (DFCA) 0.1 $268k 5.4k 49.82
Utilities Select Sector Spdr Fund Etf (XLU) 0.1 $266k 3.0k 87.21
Avantis U.s. Large Cap Value Etf Etf (AVLV) 0.1 $264k 3.7k 72.26
Goldman Sachs Group Stock (GS) 0.1 $263k 330.00 796.35
Vanguard International High Dividend Yield Etf Etf (VYMI) 0.1 $257k 3.0k 84.68
Ishares Select U.s. Reit Etf Etf (ICF) 0.1 $254k 4.1k 61.62
Ishares Ibonds Dec 2028 Term Corporate Etf Etf (IBDT) 0.1 $243k 9.5k 25.52
Adobe Stock (ADBE) 0.1 $241k 682.00 352.75
Jpmorgan Short Duration Core Plus Etf Etf (JSCP) 0.1 $234k 4.9k 47.61
Yum Brands Stock (YUM) 0.1 $232k 1.5k 152.00
American Express Stock (AXP) 0.1 $231k 695.00 332.10
Ishares Tips Bond Etf Etf (TIP) 0.1 $230k 2.1k 111.22
Fedex Corp Stock (FDX) 0.1 $228k 965.00 235.81
Ishares Micro-cap Etf Etf (IWC) 0.1 $225k 1.5k 149.09
Ishares 5-10 Year Investment Grade Corporate Bond Etf Etf (IGIB) 0.1 $224k 4.1k 54.09
Regeneron Pharmaceuticals Stock (REGN) 0.1 $217k 385.00 562.27
Spdr Dow Jones Industrial Average Etf Trust Etf (DIA) 0.1 $215k 463.00 463.74
Tjx Cos Stock (TJX) 0.1 $215k 1.5k 144.54
Spdr S&p Regional Banking Etf Etf (KRE) 0.1 $210k 3.3k 63.30
Rtx Corporation Stock (RTX) 0.1 $210k 1.3k 167.33
Southern Stock (SO) 0.1 $207k 2.2k 94.75
Invesco Bulletshares 2030 Municipal Bond Etf Etf (BSMU) 0.1 $206k 9.4k 21.92
Mindwalk Holdings Corp Stock 0.0 $47k 27k 1.75
Amc Entmt Hldgs Inc Cl A Stock (AMC) 0.0 $29k 10k 2.90
Ur-energy Stock (URG) 0.0 $18k 10k 1.79