Gradient Capital Advisors

Gradient Capital Advisors as of Dec. 31, 2025

Portfolio Holdings for Gradient Capital Advisors

Gradient Capital Advisors holds 174 positions in its portfolio as reported in the December 2025 quarterly 13F filing

Company (Ticker) Portfolio Weight Valued At Change in Shares Share Count Share Price
Ishares Core S&p 500 Etf Etf (IVV) 9.2 $36M 52k 684.95
Apple Stock (AAPL) 5.1 $20M 73k 271.86
Spdr Portfolio Developed World Ex-us Etf Etf (SPDW) 3.7 $14M 322k 44.41
Vanguard Short-term Corporate Bond Etf Etf (VCSH) 3.5 $14M 172k 79.73
Schwab International Equity Etf Etf (SCHF) 2.8 $11M 448k 24.04
Dimensional Short-duration Fixed Income Etf Etf (DFSD) 2.8 $11M 225k 47.95
Schwab U.s. Mid-cap Etf Etf (SCHM) 2.4 $9.5M 316k 30.07
Dimensional Global Core Plus Fixed Income Etf Etf (DFGP) 2.3 $8.9M 164k 54.07
Dimensional U.s. Targeted Value Etf Etf (DFAT) 2.2 $8.4M 141k 59.54
Vanguard Large-cap Etf Etf (VV) 2.1 $8.0M 25k 314.80
Dimensional Emerging Markets Core Equity 2 Etf Etf (DFEM) 2.0 $7.6M 230k 33.08
Vanguard Short-term Inflation-protected Securities Etf Etf (VTIP) 2.0 $7.6M 153k 49.46
Alphabet Inc Cap Stk Cl A Stock (GOOGL) 1.9 $7.5M 24k 313.01
Jpmorgan Chase & Co Stock (JPM) 1.9 $7.5M 23k 322.22
Schwab U.s. Large-cap Etf Etf (SCHX) 1.8 $7.2M 266k 26.91
Vanguard Ftse Developed Markets Etf Etf (VEA) 1.8 $7.1M 113k 62.47
Microsoft Corp Stock (MSFT) 1.8 $7.0M 15k 483.62
Tesla Stock (TSLA) 1.8 $6.8M 15k 449.72
Dimensional Us Small Cap Value Etf Etf (DFSV) 1.7 $6.5M 198k 32.89
Nvidia Corporation Stock (NVDA) 1.6 $6.1M 33k 186.50
Dimensional Us Marketwide Value Etf Etf (DFUV) 1.6 $6.1M 130k 46.59
Jpmorgan Ultra-short Income Etf Etf (JPST) 1.5 $5.6M 111k 50.59
Berkshire Hathaway Inc Del Cl B Stock (BRK.B) 1.2 $4.8M 9.5k 502.65
Dimensional Us Real Estate Etf Etf (DFAR) 1.2 $4.7M 206k 22.90
Dimensional World Ex U.s. Core Equity 2 Etf Etf (DFAX) 1.2 $4.7M 143k 32.73
Ishares 1-5 Year Investment Grade Corporate Bond Etf Etf (IGSB) 1.2 $4.5M 86k 52.88
Vanguard S&p 500 Etf Etf (VOO) 1.1 $4.5M 7.1k 627.13
Meta Platforms Inc Cl A Stock (META) 1.1 $4.4M 6.7k 660.06
Vanguard Total International Stock Etf Etf (VXUS) 1.1 $4.4M 58k 75.44
Vanguard Growth Etf Etf (VUG) 1.1 $4.3M 8.8k 487.85
Vanguard Mid-cap Etf Etf (VO) 1.1 $4.2M 15k 290.21
Dimensional Us Large Cap Value Etf Etf (DFLV) 1.1 $4.2M 123k 34.21
Schwab Us Dividend Equity Etf Etf (SCHD) 1.0 $3.9M 144k 27.43
Broadcom Stock (AVGO) 1.0 $3.9M 11k 346.10
Vanguard Global Ex-u.s. Real Estate Etf Etf (VNQI) 1.0 $3.7M 81k 45.84
Spdr Gold Shares Etf (GLD) 1.0 $3.7M 9.3k 396.31
Lam Research Corp Stock (LRCX) 0.9 $3.7M 21k 171.18
Dimensional International Small Cap Value Etf Etf (DISV) 0.9 $3.6M 96k 38.00
Vanguard Small-cap Etf Etf (VB) 0.9 $3.4M 13k 257.94
State Street Spdr Bloomberg 3-12 Month T-bill Etf Etf (BILS) 0.7 $2.9M 29k 99.22
Vanguard Small Cap Value Etf Etf (VBR) 0.6 $2.4M 11k 211.79
Spdr Gold Minishares Trust Of Beneficial Interest Etf (GLDM) 0.6 $2.4M 28k 85.37
Amazon Stock (AMZN) 0.6 $2.3M 10k 230.82
Vanguard Value Etf Etf (VTV) 0.5 $2.1M 11k 190.99
Avantis International Small Cap Value Etf Etf (AVDV) 0.5 $2.1M 22k 93.97
Dimensional Emerging Core Equity Market Etf Etf (DFAE) 0.5 $2.0M 62k 32.57
Cisco Sys Stock (CSCO) 0.5 $1.9M 25k 77.03
Schwab U.s. Broad Market Etf Etf (SCHB) 0.5 $1.8M 69k 26.23
Wp Carey Reit (WPC) 0.5 $1.8M 28k 64.36
Taiwan Semiconductor Mfg Adr (TSM) 0.5 $1.8M 5.9k 303.89
Vanguard Real Estate Etf Etf (VNQ) 0.4 $1.7M 19k 88.49
Ishares Silver Trust Etf (SLV) 0.4 $1.6M 25k 64.42
Vanguard Ftse All-world Ex-us Index Fund Etf (VEU) 0.4 $1.6M 21k 73.56
Bank New York Mellon Corp Stock (BK) 0.4 $1.5M 13k 116.09
Avantis U.s. Mid Cap Equity Etf Etf (AVMC) 0.4 $1.4M 20k 70.64
Chevron Corporation Stock (CVX) 0.4 $1.4M 9.3k 152.41
Ishares Russell 2000 Etf Etf (IWM) 0.4 $1.4M 5.7k 246.16
Vanguard Total Stock Market Etf Etf (VTI) 0.4 $1.4M 4.1k 335.25
Avantis U.s. Small Cap Value Etf Etf (AVUV) 0.3 $1.3M 13k 101.98
Schwab U.s. Small-cap Etf Etf (SCHA) 0.3 $1.3M 46k 28.48
Schwab U.s. Large-cap Value Etf Etf (SCHV) 0.3 $1.3M 43k 29.61
Vanguard Dividend Appreciation Etf Etf (VIG) 0.3 $1.2M 5.5k 219.78
Bank America Corp Stock (BAC) 0.3 $1.2M 22k 55.00
Advanced Micro Devices Stock (AMD) 0.3 $1.2M 5.5k 214.16
Johnson & Johnson Stock (JNJ) 0.3 $1.1M 5.4k 206.93
Qualcomm Stock (QCOM) 0.3 $1.1M 6.5k 171.06
Spdr Euro Stoxx 50 Etf Etf (FEZ) 0.3 $1.0M 16k 64.39
Amgen Stock (AMGN) 0.3 $1.0M 3.1k 327.32
Dimensional U.s. Core Equity 2 Etf Etf (DFAC) 0.3 $982k 25k 39.59
Ishares 0-3 Month Treasury Bond Etf Etf (SGOV) 0.2 $969k 9.7k 100.38
Visa Inc Com Cl A Stock (V) 0.2 $922k 2.6k 350.73
Invesco Qqq Trust Series I Etf (QQQ) 0.2 $920k 1.5k 614.46
Alphabet Inc Cap Stk Cl C Stock (GOOG) 0.2 $884k 2.8k 313.85
Intuit Stock (INTU) 0.2 $879k 1.3k 662.62
Schwab U.s. Reit Etf Etf (SCHH) 0.2 $873k 42k 20.89
Ishares Ibonds Dec 2032 Term Corporate Etf Etf (IBDX) 0.2 $864k 34k 25.53
Ishares Ibonds Dec 2031 Term Corporate Etf Etf (IBDW) 0.2 $863k 41k 21.15
State Street Consumer Staples Select Sector Spdr Etf Etf (XLP) 0.2 $859k 11k 77.68
Vanguard Short-term Bond Etf Etf (BSV) 0.2 $841k 11k 78.81
Lockheed Martin Corp Stock (LMT) 0.2 $835k 1.7k 483.53
Home Depot Stock (HD) 0.2 $813k 2.4k 344.14
Costco Wholesale Corporation Stock (COST) 0.2 $810k 939.00 862.73
Vanguard Health Care Etf Etf (VHT) 0.2 $793k 2.8k 287.82
Dimensional International Core Equity 2 Etf Etf (DFIC) 0.2 $791k 23k 34.46
Vanguard High Dividend Yield Index Etf Etf (VYM) 0.2 $772k 5.4k 143.53
Ishares Core S&p Small Cap Etf Etf (IJR) 0.2 $761k 6.3k 120.19
Vanguard Ftse Emerging Markets Etf Etf (VWO) 0.2 $725k 14k 53.76
Schwab Us Aggregate Bond Etf Etf (SCHZ) 0.2 $705k 30k 23.37
Blackstone Stock (BX) 0.2 $677k 4.4k 154.14
Ishares Ibonds Dec 2030 Term Corporate Etf Etf (IBDV) 0.2 $662k 30k 22.07
Ishares S&p 500 Growth Etf Etf (IVW) 0.2 $660k 5.4k 123.26
State Str Spdr S&p 500 Etf Tr Tr Unit Etf (SPY) 0.2 $648k 949.00 682.25
Caterpillar Stock (CAT) 0.2 $642k 1.1k 572.75
Netflix Stock (NFLX) 0.2 $617k 6.6k 93.76
Dimensional International Core Equity Market Etf Etf (DFAI) 0.2 $601k 16k 38.11
International Business Machs Stock (IBM) 0.2 $597k 2.0k 296.15
State Street Spdr Portfolio Short Term Corporate Bond Etf Etf (SPSB) 0.2 $587k 19k 30.20
Ishares Core Msci Eafe Etf Etf (IEFA) 0.2 $586k 6.5k 89.46
Wells Fargo & Co Stock (WFC) 0.1 $561k 6.0k 93.20
Schwab Us Tips Etf Etf (SCHP) 0.1 $548k 21k 26.49
Ishares Iboxx $ Investment Grade Corporate Bond Etf Etf (LQD) 0.1 $544k 4.9k 110.19
Vanguard Ultra-short Bond Etf Etf (VUSB) 0.1 $542k 11k 49.84
Ishares S&p 500 Value Etf Etf (IVE) 0.1 $535k 2.5k 212.07
Jpmorgan Ultra-short Municipal Income Etf Etf (JMST) 0.1 $524k 10k 50.94
Ishares Core U.s. Aggregate Bond Etf Etf (AGG) 0.1 $501k 5.0k 99.88
Ishares Ibonds Dec 2029 Term Corporate Etf Etf (IBDU) 0.1 $494k 21k 23.41
Schwab Emerging Markets Equity Etf Etf (SCHE) 0.1 $476k 15k 32.75
Ishares Ibonds Dec 2034 Term Corporate Etf Etf (IBDZ) 0.1 $474k 18k 26.37
Blackrock Stock (BLK) 0.1 $470k 439.00 1070.72
Ishares Msci Eafe Etf Etf (EFA) 0.1 $469k 4.9k 96.03
Constellation Energy Corp Stock (CEG) 0.1 $467k 1.3k 353.39
Exxon Mobil Corp Stock (XOM) 0.1 $448k 3.7k 120.33
Invesco S&p 500 Low Volatility Etf Etf (SPLV) 0.1 $432k 6.1k 71.42
Ishares Ibonds Dec 2033 Term Corporate Etf Etf (IBDY) 0.1 $427k 16k 26.14
Invesco Bulletshares 2031 Municipal Bond Etf Etf (BSMV) 0.1 $416k 20k 21.14
State Street Financial Select Sector Spdr Etf Etf (XLF) 0.1 $414k 7.6k 54.77
Wisdomtree U.s. Total Dividend Fund Etf (DTD) 0.1 $409k 4.8k 84.88
Newmont Corp Stock (NEM) 0.1 $398k 4.0k 99.85
Schwab Short-term Us Treasury Etf Etf (SCHO) 0.1 $389k 16k 24.37
Oracle Corp Stock (ORCL) 0.1 $387k 2.0k 194.96
State Street Spdr Portfolio S&p 1500 Composite Stock Market Etf Etf (SPTM) 0.1 $381k 4.6k 82.49
Boeing Stock (BA) 0.1 $379k 1.7k 217.16
Dimensional U.s. Equity Market Etf Etf (DFUS) 0.1 $378k 5.1k 74.17
Ishares Core S&p Mid-cap Etf Etf (IJH) 0.1 $370k 5.6k 66.00
Ishares U.s. Technology Etf Etf (IYW) 0.1 $351k 1.8k 199.68
Intel Corp Stock (INTC) 0.1 $343k 9.3k 36.90
Salesforce Stock (CRM) 0.1 $339k 1.3k 264.85
Disney Walt Stock (DIS) 0.1 $337k 3.0k 113.77
Starbucks Corp Stock (SBUX) 0.1 $333k 4.0k 84.22
Accenture Plc Ireland Shs Class A Stock (ACN) 0.1 $327k 1.2k 268.30
Abbvie Stock (ABBV) 0.1 $322k 1.4k 228.52
Pgim Global High Yield Fd Form Cef (GHY) 0.1 $318k 26k 12.34
Goldman Sachs Group Stock (GS) 0.1 $317k 361.00 877.99
Ishares Ibonds Dec 2027 Term Corporate Etf Etf (IBDS) 0.1 $316k 13k 24.28
Walmart Stock (WMT) 0.1 $312k 2.8k 111.42
State Street Technology Select Sector Spdr Etf Etf (XLK) 0.1 $308k 2.1k 143.97
Palantir Technologies Inc Cl A Stock (PLTR) 0.1 $301k 1.7k 177.75
Ishares Ibonds Dec 2026 Term Corporate Etf Etf (IBDR) 0.1 $298k 12k 24.23
Regeneron Pharmaceuticals Stock (REGN) 0.1 $296k 384.00 771.87
Fedex Corp Stock (FDX) 0.1 $279k 965.00 288.86
Avantis U.s. Large Cap Value Etf Etf (AVLV) 0.1 $277k 3.7k 75.77
Dimensional California Municipal Bond Etf Etf (DFCA) 0.1 $270k 5.4k 50.08
Dimensional Global Credit Etf Etf (DGCB) 0.1 $269k 5.0k 54.24
Citizens Finl Group Stock (CFG) 0.1 $267k 4.6k 58.41
State Street Spdr Bloomberg Short Term High Yield Bond Etf Etf (SJNK) 0.1 $262k 10k 25.32
Vanguard International High Dividend Yield Etf Etf (VYMI) 0.1 $261k 2.9k 90.00
State Street Utilities Select Sector Spdr Etf Etf (XLU) 0.1 $260k 6.1k 42.69
American Express Stock (AXP) 0.1 $257k 696.00 369.73
Pfizer Stock (PFE) 0.1 $257k 10k 24.90
Eli Lilly & Co Stock (LLY) 0.1 $256k 238.00 1074.68
Palo Alto Networks Stock (PANW) 0.1 $256k 1.4k 184.20
Procter & Gamble Stock (PG) 0.1 $255k 1.8k 143.30
State Street Energy Select Sector Spdr Etf Etf (XLE) 0.1 $255k 5.7k 44.71
Ishares Select U.s. Reit Etf Etf (ICF) 0.1 $246k 4.1k 59.67
Ishares Ibonds Dec 2028 Term Corporate Etf Etf (IBDT) 0.1 $243k 9.5k 25.45
Intuitive Surgical Stock (ISRG) 0.1 $241k 425.00 566.36
Ishares Micro-cap Etf Etf (IWC) 0.1 $238k 1.5k 157.70
Jpmorgan Short Duration Core Plus Etf Etf (JSCP) 0.1 $234k 4.9k 47.56
Yum Brands Stock (YUM) 0.1 $231k 1.5k 151.28
Adobe Stock (ADBE) 0.1 $231k 659.00 349.99
Rtx Corporation Stock (RTX) 0.1 $230k 1.3k 183.40
Tjx Cos Stock (TJX) 0.1 $230k 1.5k 153.61
Ishares Tips Bond Etf Etf (TIP) 0.1 $228k 2.1k 109.91
Orthofix Med Stock (OFIX) 0.1 $227k 15k 15.16
Ishares 5-10 Year Investment Grade Corporate Bond Etf Etf (IGIB) 0.1 $223k 4.1k 53.88
Spdr Dow Jones Industrial Average Etf Trust Etf (DIA) 0.1 $223k 463.00 480.57
Ft Vest Laddered Buffer Etf Etf (BUFR) 0.1 $219k 6.4k 34.26
Dimensional Us Core Equity Market Etf Etf (DFAU) 0.1 $216k 4.6k 46.80
State Street Spdr S&p Regional Banking Etf Etf (KRE) 0.1 $215k 3.3k 64.81
Applied Matls Stock (AMAT) 0.1 $214k 832.00 256.99
Marriott Intl Inc New Cl A Stock (MAR) 0.1 $210k 678.00 310.24
Invesco Bulletshares 2030 Municipal Bond Etf Etf (BSMU) 0.1 $207k 9.4k 22.03
Mindwalk Holdings Corp Stock (HYFT) 0.0 $48k 27k 1.82
Ur-energy Stock (URG) 0.0 $14k 10k 1.39