Fiduciary Group as of Sept. 30, 2023
Portfolio Holdings for Fiduciary Group
Fiduciary Group holds 238 positions in its portfolio as reported in the September 2023 quarterly 13F filing
| Company (Ticker) | Portfolio Weight | Valued At | Change in Shares | Share Count | Share Price |
|---|---|---|---|---|---|
| Ishares Tr 1 3 Yr Treas Bd (SHY) | 5.3 | $42M | 512k | 80.97 | |
| Apple (AAPL) | 4.9 | $39M | 226k | 171.21 | |
| Microsoft Corporation (MSFT) | 4.1 | $32M | 101k | 315.75 | |
| Vanguard Index Fds S&p 500 Etf Shs (VOO) | 3.8 | $29M | 75k | 392.70 | |
| Ishares Tr Ishs 1-5yr Invs (IGSB) | 3.0 | $24M | 474k | 49.83 | |
| Alphabet Cap Stk Cl C (GOOG) | 3.0 | $24M | 178k | 131.85 | |
| Berkshire Hathaway Inc Del Cl B New (BRK.B) | 2.6 | $21M | 58k | 350.30 | |
| Vanguard Tax-managed Fds Van Ftse Dev Mkt (VEA) | 2.4 | $19M | 430k | 43.72 | |
| Moody's Corporation (MCO) | 2.0 | $16M | 50k | 316.17 | |
| JPMorgan Chase & Co. (JPM) | 1.9 | $15M | 102k | 145.02 | |
| Johnson & Johnson (JNJ) | 1.9 | $15M | 94k | 155.75 | |
| Amazon (AMZN) | 1.7 | $14M | 107k | 127.12 | |
| Pepsi (PEP) | 1.7 | $13M | 79k | 169.44 | |
| Union Pacific Corporation (UNP) | 1.6 | $12M | 61k | 203.63 | |
| Comcast Corp Cl A (CMCSA) | 1.5 | $12M | 272k | 44.34 | |
| Wal-Mart Stores (WMT) | 1.5 | $12M | 72k | 159.93 | |
| Home Depot (HD) | 1.5 | $12M | 38k | 302.16 | |
| Visa Com Cl A (V) | 1.4 | $11M | 47k | 230.01 | |
| Palo Alto Networks (PANW) | 1.3 | $11M | 45k | 234.44 | |
| Select Sector Spdr Tr Energy (XLE) | 1.3 | $10M | 113k | 90.39 | |
| Amgen (AMGN) | 1.2 | $9.7M | 36k | 268.76 | |
| Walt Disney Company (DIS) | 1.2 | $9.4M | 116k | 81.05 | |
| Vanguard Index Fds Extend Mkt Etf (VXF) | 1.2 | $9.3M | 65k | 143.33 | |
| Aon Shs Cl A (AON) | 1.2 | $9.2M | 28k | 324.22 | |
| Ishares Tr Core S&p Scp Etf (IJR) | 1.1 | $8.7M | 93k | 94.33 | |
| Ishares Tr Core 1 5 Yr Usd (ISTB) | 1.1 | $8.3M | 179k | 46.38 | |
| Alphabet Cap Stk Cl A (GOOGL) | 1.0 | $8.1M | 62k | 130.86 | |
| Starbucks Corporation (SBUX) | 1.0 | $7.9M | 86k | 91.27 | |
| Electronic Arts (EA) | 1.0 | $7.9M | 65k | 120.40 | |
| Mastercard Incorporated Cl A (MA) | 0.9 | $7.4M | 19k | 395.92 | |
| Vanguard Bd Index Fds Short Trm Bond (BSV) | 0.9 | $7.3M | 97k | 75.17 | |
| Southern Company (SO) | 0.9 | $7.2M | 111k | 64.72 | |
| Pfizer (PFE) | 0.9 | $7.2M | 216k | 33.17 | |
| Intuitive Surgical Com New (ISRG) | 0.9 | $7.1M | 24k | 292.29 | |
| Becton, Dickinson and (BDX) | 0.9 | $6.7M | 26k | 258.53 | |
| Raytheon Technologies Corp (RTX) | 0.9 | $6.7M | 93k | 71.97 | |
| Coca-Cola Company (KO) | 0.8 | $6.6M | 117k | 55.98 | |
| Procter & Gamble Company (PG) | 0.8 | $6.5M | 45k | 145.86 | |
| American Tower Reit (AMT) | 0.8 | $6.2M | 38k | 164.45 | |
| Exxon Mobil Corporation (XOM) | 0.8 | $6.0M | 51k | 117.58 | |
| Blackstone Group Inc Com Cl A (BX) | 0.7 | $5.3M | 49k | 107.14 | |
| Invesco Exchange Traded Fd T S&p500 Eql Wgt (RSP) | 0.7 | $5.2M | 37k | 141.69 | |
| Honeywell International (HON) | 0.7 | $5.2M | 28k | 184.74 | |
| Meta Platforms Cl A (META) | 0.6 | $5.0M | 17k | 300.21 | |
| Oracle Corporation (ORCL) | 0.6 | $4.9M | 47k | 105.92 | |
| Texas Instruments Incorporated (TXN) | 0.6 | $4.9M | 31k | 159.01 | |
| Vanguard Intl Equity Index F Ftse Emr Mkt Etf (VWO) | 0.6 | $4.8M | 124k | 39.21 | |
| Costco Wholesale Corporation (COST) | 0.6 | $4.7M | 8.4k | 564.98 | |
| Verizon Communications (VZ) | 0.6 | $4.4M | 135k | 32.41 | |
| Vanguard Scottsdale Fds Shrt Trm Corp Bd (VCSH) | 0.6 | $4.3M | 58k | 75.15 | |
| Ishares Tr Core S&p Mcp Etf (IJH) | 0.5 | $4.3M | 17k | 249.35 | |
| CVS Caremark Corporation (CVS) | 0.5 | $4.0M | 57k | 69.82 | |
| Eli Lilly & Co. (LLY) | 0.5 | $3.9M | 7.3k | 537.13 | |
| Wisdomtree Tr Us Qtly Div Grt (DGRW) | 0.5 | $3.9M | 61k | 63.49 | |
| Ishares Tr Core S&p500 Etf (IVV) | 0.5 | $3.9M | 9.1k | 429.44 | |
| Marriott Intl Cl A (MAR) | 0.5 | $3.8M | 19k | 196.56 | |
| Vanguard Star Fds Vg Tl Intl Stk F (VXUS) | 0.5 | $3.8M | 70k | 53.52 | |
| Abbvie (ABBV) | 0.5 | $3.7M | 25k | 149.06 | |
| Cisco Systems (CSCO) | 0.5 | $3.6M | 66k | 53.76 | |
| Ishares Tr Core Msci Eafe (IEFA) | 0.5 | $3.5M | 55k | 64.35 | |
| Markel Corporation (MKL) | 0.4 | $3.4M | 2.3k | 1472.49 | |
| Dow (DOW) | 0.4 | $3.4M | 66k | 51.56 | |
| Automatic Data Processing (ADP) | 0.4 | $3.4M | 14k | 240.58 | |
| Bank of America Corporation (BAC) | 0.4 | $3.3M | 122k | 27.38 | |
| Charles Schwab Corporation (SCHW) | 0.4 | $3.3M | 60k | 54.90 | |
| American Express Company (AXP) | 0.4 | $3.3M | 22k | 149.19 | |
| Nike CL B (NKE) | 0.4 | $3.2M | 34k | 95.62 | |
| At&t (T) | 0.4 | $3.0M | 197k | 15.02 | |
| Vanguard Index Fds Total Stk Mkt (VTI) | 0.4 | $2.9M | 14k | 212.41 | |
| Chevron Corporation (CVX) | 0.4 | $2.9M | 17k | 168.62 | |
| Illinois Tool Works (ITW) | 0.4 | $2.8M | 12k | 230.31 | |
| Simon Property (SPG) | 0.3 | $2.7M | 25k | 108.03 | |
| salesforce (CRM) | 0.3 | $2.6M | 13k | 202.78 | |
| Equinix (EQIX) | 0.3 | $2.6M | 3.6k | 726.26 | |
| Merck & Co (MRK) | 0.3 | $2.4M | 23k | 102.95 | |
| McDonald's Corporation (MCD) | 0.3 | $2.3M | 8.5k | 263.44 | |
| Select Sector Spdr Tr Sbi Int-utils (XLU) | 0.3 | $2.1M | 36k | 58.93 | |
| Schwab Strategic Tr Us Brd Mkt Etf (SCHB) | 0.3 | $2.1M | 42k | 49.85 | |
| Norfolk Southern (NSC) | 0.2 | $2.0M | 9.9k | 196.93 | |
| Ishares Tr Core Div Grwth (DGRO) | 0.2 | $2.0M | 39k | 49.53 | |
| BlackRock | 0.2 | $1.9M | 3.0k | 646.49 | |
| AFLAC Incorporated (AFL) | 0.2 | $1.9M | 25k | 76.75 | |
| Clorox Company (CLX) | 0.2 | $1.8M | 14k | 131.06 | |
| Eaton Corp SHS (ETN) | 0.2 | $1.8M | 8.5k | 213.28 | |
| Danaher Corporation (DHR) | 0.2 | $1.8M | 7.2k | 248.10 | |
| Air Products & Chemicals (APD) | 0.2 | $1.8M | 6.3k | 283.40 | |
| NVIDIA Corporation (NVDA) | 0.2 | $1.8M | 4.1k | 435.03 | |
| UnitedHealth (UNH) | 0.2 | $1.8M | 3.5k | 504.19 | |
| Lowe's Companies (LOW) | 0.2 | $1.7M | 8.4k | 207.84 | |
| Deere & Company (DE) | 0.2 | $1.7M | 4.6k | 377.38 | |
| Bristol Myers Squibb (BMY) | 0.2 | $1.7M | 29k | 58.04 | |
| Dollar General (DG) | 0.2 | $1.7M | 16k | 105.80 | |
| Spotify Usa Note 3/1 (Principal) | 0.2 | $1.7M | 2.0M | 0.84 | |
| Abbott Laboratories (ABT) | 0.2 | $1.7M | 17k | 96.85 | |
| Accenture Plc Ireland Shs Class A (ACN) | 0.2 | $1.6M | 5.2k | 307.11 | |
| General Dynamics Corporation (GD) | 0.2 | $1.6M | 7.1k | 220.97 | |
| TJX Companies (TJX) | 0.2 | $1.5M | 17k | 88.88 | |
| Medtronic SHS (MDT) | 0.2 | $1.5M | 19k | 78.36 | |
| FedEx Corporation (FDX) | 0.2 | $1.5M | 5.6k | 264.92 | |
| Ishares Core Msci Emkt (IEMG) | 0.2 | $1.4M | 29k | 47.59 | |
| Cummins (CMI) | 0.2 | $1.3M | 5.8k | 228.46 | |
| CSX Corporation (CSX) | 0.2 | $1.3M | 43k | 30.75 | |
| Kenvue (KVUE) | 0.2 | $1.3M | 65k | 20.08 | |
| Ishares Tr Core High Dv Etf (HDV) | 0.2 | $1.2M | 12k | 98.89 | |
| Intel Corporation (INTC) | 0.1 | $1.2M | 32k | 35.55 | |
| Mondelez Intl Cl A (MDLZ) | 0.1 | $1.2M | 17k | 69.40 | |
| Us Bancorp Del Com New (USB) | 0.1 | $1.1M | 35k | 33.06 | |
| Wells Fargo & Company (WFC) | 0.1 | $1.1M | 28k | 40.86 | |
| Qualcomm (QCOM) | 0.1 | $1.1M | 10k | 111.06 | |
| Stryker Corporation (SYK) | 0.1 | $1.1M | 4.0k | 273.27 | |
| International Business Machines (IBM) | 0.1 | $1.1M | 7.6k | 140.30 | |
| Berkshire Hathaway Inc Del Cl A (BRK.A) | 0.1 | $1.1M | 2.00 | 531477.00 | |
| Lockheed Martin Corporation (LMT) | 0.1 | $1.1M | 2.6k | 408.96 | |
| Cigna Corp (CI) | 0.1 | $1.0M | 3.7k | 286.07 | |
| Metropcs Communications (TMUS) | 0.1 | $1.0M | 7.4k | 140.05 | |
| Heico Corp Cl A (HEI.A) | 0.1 | $1.0M | 7.8k | 129.22 | |
| Philip Morris International (PM) | 0.1 | $1.0M | 11k | 92.58 | |
| Boeing Company (BA) | 0.1 | $1.0M | 5.3k | 191.68 | |
| Acuity Brands (AYI) | 0.1 | $995k | 5.8k | 170.31 | |
| Genuine Parts Company (GPC) | 0.1 | $974k | 6.7k | 144.38 | |
| Phillips 66 (PSX) | 0.1 | $968k | 8.1k | 120.15 | |
| Fastenal Company (FAST) | 0.1 | $915k | 17k | 54.64 | |
| Northern Trust Corporation (NTRS) | 0.1 | $905k | 13k | 69.48 | |
| Emerson Electric (EMR) | 0.1 | $884k | 9.2k | 96.57 | |
| Chubb (CB) | 0.1 | $874k | 4.2k | 208.18 | |
| McKesson Corporation (MCK) | 0.1 | $835k | 1.9k | 434.85 | |
| Select Sector Spdr Tr Indl (XLI) | 0.1 | $826k | 8.1k | 101.38 | |
| United Parcel Service CL B (UPS) | 0.1 | $811k | 5.2k | 155.87 | |
| Duke Energy Corp Com New (DUK) | 0.1 | $785k | 8.9k | 88.26 | |
| General Electric Com New (GE) | 0.1 | $766k | 6.9k | 110.55 | |
| Global X Fds Nasdaq 100 Cover (QYLD) | 0.1 | $750k | 45k | 16.77 | |
| Vanguard Specialized Funds Div App Etf (VIG) | 0.1 | $745k | 4.8k | 155.38 | |
| Ishares Tr Russell 2000 Etf (IWM) | 0.1 | $711k | 4.0k | 176.75 | |
| Blackstone Mtg Tr Com Cl A (BXMT) | 0.1 | $705k | 32k | 21.75 | |
| Equifax (EFX) | 0.1 | $695k | 3.8k | 183.18 | |
| Astrazeneca Sponsored Adr (AZN) | 0.1 | $689k | 10k | 67.72 | |
| Apollo Global Mgmt (APO) | 0.1 | $664k | 7.4k | 89.76 | |
| Dominion Resources (D) | 0.1 | $663k | 15k | 44.67 | |
| Altria (MO) | 0.1 | $655k | 16k | 42.05 | |
| Baxter International (BAX) | 0.1 | $640k | 17k | 37.74 | |
| ConocoPhillips (COP) | 0.1 | $624k | 5.2k | 119.80 | |
| W.W. Grainger (GWW) | 0.1 | $622k | 898.00 | 692.15 | |
| Select Sector Spdr Tr Technology (XLK) | 0.1 | $622k | 3.8k | 163.94 | |
| Ishares Tr Msci Usa Min Vol (USMV) | 0.1 | $621k | 8.6k | 72.38 | |
| Broadcom (AVGO) | 0.1 | $617k | 743.00 | 830.58 | |
| Spdr S&p 500 Etf Tr Tr Unit (SPY) | 0.1 | $615k | 1.4k | 427.58 | |
| Nextera Energy (NEE) | 0.1 | $608k | 11k | 57.29 | |
| Dupont De Nemours (DD) | 0.1 | $607k | 8.1k | 74.59 | |
| Caterpillar (CAT) | 0.1 | $600k | 2.2k | 273.02 | |
| Select Sector Spdr Tr Sbi Materials (XLB) | 0.1 | $596k | 7.6k | 78.55 | |
| Ishares Tr S&p 100 Etf (OEF) | 0.1 | $586k | 2.9k | 200.64 | |
| General Mills (GIS) | 0.1 | $567k | 8.9k | 63.99 | |
| Paychex (PAYX) | 0.1 | $564k | 4.9k | 115.33 | |
| Ishares Tr Rus Mid Cap Etf (IWR) | 0.1 | $555k | 8.0k | 69.25 | |
| Select Sector Spdr Tr Sbi Healthcare (XLV) | 0.1 | $545k | 4.2k | 128.74 | |
| Schwab Strategic Tr Intl Eqty Etf (SCHF) | 0.1 | $541k | 16k | 33.96 | |
| Kkr & Co (KKR) | 0.1 | $536k | 8.7k | 61.60 | |
| Jpmorgan Chase & Co Alerian Ml Etn | 0.1 | $529k | 21k | 24.70 | |
| Equity Residential Sh Ben Int (EQR) | 0.1 | $520k | 8.9k | 58.71 | |
| 3M Company (MMM) | 0.1 | $515k | 5.5k | 93.62 | |
| Carrier Global Corporation (CARR) | 0.1 | $514k | 9.3k | 55.20 | |
| Select Sector Spdr Tr Sbi Cons Discr (XLY) | 0.1 | $513k | 3.2k | 160.98 | |
| Invesco Qqq Tr Unit Ser 1 (QQQ) | 0.1 | $508k | 1.4k | 358.26 | |
| Colgate-Palmolive Company (CL) | 0.1 | $506k | 7.1k | 71.11 | |
| Diageo Spon Adr New (DEO) | 0.1 | $504k | 3.4k | 149.18 | |
| Unilever Spon Adr New (UL) | 0.1 | $497k | 10k | 49.40 | |
| Activision Blizzard | 0.1 | $480k | 5.1k | 93.64 | |
| Enterprise Products Partners (EPD) | 0.1 | $479k | 18k | 27.37 | |
| Truist Financial Corp equities (TFC) | 0.1 | $477k | 17k | 28.61 | |
| Roper Industries (ROP) | 0.1 | $470k | 971.00 | 484.28 | |
| Vanguard Index Fds Growth Etf (VUG) | 0.1 | $468k | 1.7k | 272.29 | |
| Blackstone Secd Lending Common Stock (BXSL) | 0.1 | $463k | 17k | 27.36 | |
| Ishares Tr Intl Sel Div Etf (IDV) | 0.1 | $452k | 18k | 25.40 | |
| Vanguard Whitehall Fds High Div Yld (VYM) | 0.1 | $449k | 4.3k | 103.32 | |
| Progressive Corporation (PGR) | 0.1 | $447k | 3.2k | 139.30 | |
| Iron Mountain (IRM) | 0.1 | $431k | 7.3k | 59.45 | |
| CoStar (CSGP) | 0.1 | $429k | 5.6k | 76.89 | |
| Energy Transfer Com Ut Ltd Ptn (ET) | 0.1 | $428k | 31k | 14.03 | |
| Ishares Tr Msci Eafe Etf (EFA) | 0.1 | $415k | 6.0k | 68.92 | |
| Wisdomtree Tr Us Largecap Divd (DLN) | 0.1 | $406k | 6.6k | 61.49 | |
| Floor & Decor Hldgs Cl A (FND) | 0.1 | $405k | 4.5k | 90.50 | |
| Extra Space Storage (EXR) | 0.1 | $395k | 3.2k | 121.58 | |
| Micron Technology (MU) | 0.0 | $392k | 5.8k | 68.03 | |
| Prologis (PLD) | 0.0 | $378k | 3.4k | 112.21 | |
| Ishares Tr Select Divid Etf (DVY) | 0.0 | $370k | 3.4k | 107.63 | |
| Adobe Systems Incorporated (ADBE) | 0.0 | $369k | 724.00 | 509.90 | |
| Henry Schein (HSIC) | 0.0 | $357k | 4.8k | 74.25 | |
| Kimberly-Clark Corporation (KMB) | 0.0 | $355k | 2.9k | 120.85 | |
| Vanguard Index Fds Value Etf (VTV) | 0.0 | $350k | 2.5k | 137.91 | |
| S&p Global (SPGI) | 0.0 | $347k | 950.00 | 365.41 | |
| Public Service Enterprise (PEG) | 0.0 | $340k | 6.0k | 56.91 | |
| GSK Sponsored Adr (GSK) | 0.0 | $340k | 9.4k | 36.25 | |
| Linde SHS (LIN) | 0.0 | $334k | 898.00 | 372.35 | |
| Trane Technologies SHS (TT) | 0.0 | $331k | 1.6k | 202.91 | |
| Otis Worldwide Corp (OTIS) | 0.0 | $329k | 4.1k | 80.31 | |
| Starwood Property Trust (STWD) | 0.0 | $324k | 17k | 19.35 | |
| Spdr Ser Tr Spdr S&p 500 Etf (SPYX) | 0.0 | $322k | 9.3k | 34.73 | |
| Booking Holdings (BKNG) | 0.0 | $315k | 102.00 | 3084.41 | |
| Vanguard Index Fds Large Cap Etf (VV) | 0.0 | $313k | 1.6k | 195.69 | |
| PNC Financial Services (PNC) | 0.0 | $309k | 2.5k | 122.77 | |
| Monroe Cap (MRCC) | 0.0 | $306k | 41k | 7.45 | |
| Northrop Grumman Corporation (NOC) | 0.0 | $293k | 665.00 | 440.19 | |
| American Electric Power Company (AEP) | 0.0 | $290k | 3.9k | 75.22 | |
| Seagate Technology Hldngs Pl Ord Shs (STX) | 0.0 | $290k | 4.4k | 65.95 | |
| Toronto Dominion Bk Ont Com New (TD) | 0.0 | $286k | 4.7k | 60.26 | |
| PPG Industries (PPG) | 0.0 | $282k | 2.2k | 129.80 | |
| Travelers Companies (TRV) | 0.0 | $280k | 1.7k | 163.31 | |
| Paypal Holdings (PYPL) | 0.0 | $279k | 4.8k | 58.46 | |
| Federal Rlty Invt Tr Sh Ben Int New (FRT) | 0.0 | $279k | 3.1k | 90.63 | |
| Ameris Ban (ABCB) | 0.0 | $277k | 7.2k | 38.40 | |
| Oneok (OKE) | 0.0 | $276k | 4.4k | 63.43 | |
| American Intl Group Com New (AIG) | 0.0 | $275k | 4.5k | 60.60 | |
| Blackrock Multi-sector Incom other (BIT) | 0.0 | $273k | 19k | 14.47 | |
| Regions Financial Corporation (RF) | 0.0 | $271k | 16k | 17.20 | |
| Prudential Financial (PRU) | 0.0 | $268k | 2.8k | 94.89 | |
| Spdr Ser Tr Prtflo S&p500 Gw (SPYG) | 0.0 | $268k | 4.5k | 59.28 | |
| Ares Capital Corporation (ARCC) | 0.0 | $264k | 14k | 19.47 | |
| Vanguard Intl Equity Index F Tt Wrld St Etf (VT) | 0.0 | $259k | 2.8k | 93.18 | |
| Corteva (CTVA) | 0.0 | $259k | 5.1k | 51.16 | |
| Carlyle Group (CG) | 0.0 | $253k | 8.4k | 30.16 | |
| Advanced Micro Devices (AMD) | 0.0 | $252k | 2.5k | 102.82 | |
| Sherwin-Williams Company (SHW) | 0.0 | $239k | 937.00 | 255.05 | |
| Spdr Ser Tr Prtflo S&p500 Vl (SPYV) | 0.0 | $238k | 5.8k | 41.26 | |
| Select Sector Spdr Tr Sbi Cons Stpls (XLP) | 0.0 | $234k | 3.4k | 68.80 | |
| Alliancebernstein Hldg Unit Ltd Partn (AB) | 0.0 | $233k | 7.7k | 30.35 | |
| Spdr Ser Tr Portfolio S&p600 (SPSM) | 0.0 | $231k | 6.3k | 36.90 | |
| Select Sector Spdr Tr Rl Est Sel Sec (XLRE) | 0.0 | $224k | 6.6k | 34.07 | |
| Asml Holding N V N Y Registry Shs (ASML) | 0.0 | $218k | 371.00 | 588.66 | |
| Shell Spon Ads (SHEL) | 0.0 | $214k | 3.3k | 64.38 | |
| Alps Etf Tr Alerian Mlp (AMLP) | 0.0 | $211k | 5.0k | 42.20 | |
| Celanese Corporation (CE) | 0.0 | $207k | 1.6k | 125.52 | |
| Ingersoll Rand (IR) | 0.0 | $204k | 3.2k | 63.72 | |
| Schwab Strategic Tr Us Sml Cap Etf (SCHA) | 0.0 | $201k | 4.9k | 41.42 | |
| Kinder Morgan (KMI) | 0.0 | $169k | 10k | 16.58 | |
| Rivernorth Doubleline Strate (OPP) | 0.0 | $111k | 14k | 7.91 | |
| Nuveen Cr Strategies Income Com Shs (JQC) | 0.0 | $70k | 14k | 5.06 | |
| Cbre Clarion Global Real Estat re (IGR) | 0.0 | $55k | 12k | 4.50 | |
| Western Digital Corp. Note 1.500% 2/0 (Principal) | 0.0 | $49k | 50k | 0.98 |