Mount Yale Investment Advisors

Mount Yale Investment Advisors as of Dec. 31, 2019

Portfolio Holdings for Mount Yale Investment Advisors

Mount Yale Investment Advisors holds 319 positions in its portfolio as reported in the December 2019 quarterly 13F filing

Company (Ticker) Portfolio Weight Valued At Change in Shares Share Count Share Price
Apple (AAPL) 10.8 $62M 201k 309.51
Bristol Myers Squibb (BMY) 2.4 $14M 216k 62.95
iShares S&P 500 Index (IVV) 2.0 $12M 36k 323.24
Alphabet Inc Class A cs (GOOGL) 1.9 $11M 7.5k 1432.85
Intel Corporation (INTC) 1.9 $11M 166k 63.93
CVS Caremark Corporation (CVS) 1.8 $10M 150k 67.82
Lam Research Corporation (LRCX) 1.6 $9.0M 30k 298.21
UnitedHealth (UNH) 1.5 $8.7M 32k 272.45
Delta Air Lines (DAL) 1.5 $8.5M 153k 55.74
L Brands 1.4 $8.3M 358k 23.16
Sherwin-Williams Company (SHW) 1.4 $7.9M 14k 557.01
General Motors Company (GM) 1.4 $7.9M 235k 33.39
Citigroup (C) 1.4 $7.8M 105k 74.41
International Business Machines (IBM) 1.3 $7.7M 53k 143.72
FirstEnergy (FE) 1.3 $7.6M 150k 50.79
iShares Russell 2000 Index (IWM) 1.3 $7.6M 47k 160.53
Kroger (KR) 1.3 $7.5M 280k 26.86
Marathon Petroleum Corp (MPC) 1.3 $7.5M 138k 54.50
General Mills (GIS) 1.3 $7.5M 144k 52.22
Comcast Corporation (CMCSA) 1.3 $7.4M 172k 43.19
Ally Financial (ALLY) 1.3 $7.4M 231k 32.03
Texas Instruments Incorporated (TXN) 1.2 $7.2M 60k 120.64
Vanguard High Dividend Yield ETF (VYM) 1.2 $6.8M 74k 91.37
Facebook Inc cl a (META) 1.2 $6.7M 33k 201.91
Simon Property (SPG) 1.1 $6.6M 50k 133.15
Viacomcbs (PARA) 1.1 $6.4M 188k 34.13
Industries N shs - a - (LYB) 1.1 $6.1M 78k 77.86
SPDR S&P International Dividend (DWX) 0.9 $5.0M 124k 39.98
Spdr S&p 500 Etf (SPY) 0.8 $4.9M 15k 321.86
Alphabet Inc Class C cs (GOOG) 0.8 $4.8M 3.3k 1434.36
Visa (V) 0.8 $4.6M 23k 198.96
TriCo Bancshares (TCBK) 0.8 $4.5M 124k 36.40
Asml Holding (ASML) 0.7 $4.3M 15k 280.63
NVR (NVR) 0.7 $4.1M 1.1k 3817.16
Walt Disney Company (DIS) 0.7 $3.9M 29k 138.33
Technology SPDR (XLK) 0.7 $3.8M 39k 95.33
Chubb (CB) 0.6 $3.7M 24k 152.01
Shopify Inc cl a (SHOP) 0.6 $3.6M 7.8k 465.64
Booking Holdings (BKNG) 0.6 $3.6M 2.0k 1830.74
Accenture (ACN) 0.6 $3.6M 18k 205.22
Home Depot (HD) 0.6 $3.5M 15k 228.08
ResMed (RMD) 0.6 $3.2M 20k 158.97
Ishares Core Msci Eafe Etf core msci eafe (IEFA) 0.6 $3.2M 51k 63.46
Berkshire Hathaway (BRK.B) 0.5 $3.1M 14k 224.44
Canadian Pacific Railway 0.5 $3.1M 12k 265.78
Taiwan Semiconductor Mfg (TSM) 0.5 $2.8M 53k 53.95
MasterCard Incorporated (MA) 0.5 $2.8M 8.9k 316.00
HDFC Bank (HDB) 0.5 $2.8M 48k 57.28
iShares S&P SmallCap 600 Index (IJR) 0.5 $2.7M 34k 80.48
iShares MSCI EAFE Index Fund (EFA) 0.5 $2.7M 40k 67.47
Spotify Technology Sa (SPOT) 0.5 $2.6M 19k 141.30
Progressive Corporation (PGR) 0.5 $2.6M 32k 80.69
Zebra Technologies (ZBRA) 0.5 $2.6M 11k 238.98
Alcon (ALC) 0.4 $2.5M 43k 58.95
Wells Fargo & Company (WFC) 0.4 $2.3M 49k 46.94
Thermo Fisher Scientific (TMO) 0.4 $2.3M 7.3k 313.13
TJX Companies (TJX) 0.4 $2.2M 38k 59.05
Bowl America Incorporated 0.4 $2.2M 148k 15.11
iShares Russell 1000 Index (IWB) 0.4 $2.3M 13k 178.61
Smith & Nephew (SNN) 0.4 $2.2M 46k 48.01
Abbvie (ABBV) 0.4 $2.2M 28k 81.03
Mettler-Toledo International (MTD) 0.4 $2.2M 2.9k 757.17
United Technologies Corporation 0.4 $2.2M 15k 150.23
Expedia (EXPE) 0.4 $2.1M 20k 108.45
Aon 0.4 $2.1M 9.7k 220.21
JPMorgan Chase & Co. (JPM) 0.4 $2.1M 16k 132.38
Health Care SPDR (XLV) 0.4 $2.0M 21k 99.15
iShares S&P MidCap 400 Index (IJH) 0.4 $2.1M 10k 200.46
S&p Global (SPGI) 0.4 $2.1M 7.0k 293.67
Steris Plc Ord equities (STE) 0.4 $2.1M 14k 150.69
Koninklijke Philips Electronics NV (PHG) 0.3 $2.0M 44k 45.78
Ulta Salon, Cosmetics & Fragrance (ULTA) 0.3 $2.0M 7.6k 267.96
Financial Select Sector SPDR (XLF) 0.3 $2.0M 67k 29.96
iShares Cohen & Steers Realty Maj. (ICF) 0.3 $2.0M 17k 118.54
Alibaba Group Holding (BABA) 0.3 $2.0M 9.7k 206.61
Dollar Tree (DLTR) 0.3 $2.0M 23k 87.09
Phillips 66 (PSX) 0.3 $1.9M 21k 91.38
Lululemon Athletica (LULU) 0.3 $1.8M 7.7k 239.35
Abbott Laboratories (ABT) 0.3 $1.8M 20k 87.12
Union Pacific Corporation (UNP) 0.3 $1.8M 9.8k 179.45
Becton, Dickinson and (BDX) 0.3 $1.8M 6.6k 275.17
Oracle Corporation (ORCL) 0.3 $1.8M 34k 52.46
Amphenol Corporation (APH) 0.3 $1.8M 18k 99.46
Zoetis Inc Cl A (ZTS) 0.3 $1.8M 13k 134.19
Microsoft Corporation (MSFT) 0.3 $1.7M 10k 170.27
Consumer Staples Select Sect. SPDR (XLP) 0.3 $1.7M 27k 63.17
AstraZeneca (AZN) 0.3 $1.7M 34k 48.71
CBOE Holdings (CBOE) 0.3 $1.7M 14k 123.21
Broadridge Financial Solutions (BR) 0.3 $1.6M 13k 119.15
Verizon Communications (VZ) 0.3 $1.6M 27k 59.45
Starbucks Corporation (SBUX) 0.3 $1.6M 19k 84.86
Paypal Holdings (PYPL) 0.3 $1.6M 14k 113.92
Amazon (AMZN) 0.3 $1.6M 777.00 2009.01
Select Sector Spdr Tr Communic etfeqty (XLC) 0.3 $1.6M 29k 53.91
Bain Cap Specialty Fin (BCSF) 0.3 $1.5M 77k 19.80
ICICI Bank (IBN) 0.3 $1.5M 102k 14.58
Sap (SAP) 0.3 $1.5M 11k 130.76
KAR Auction Services (KAR) 0.3 $1.5M 70k 21.02
Industrial SPDR (XLI) 0.2 $1.4M 18k 81.10
Consumer Discretionary SPDR (XLY) 0.2 $1.4M 11k 125.31
Melco Crown Entertainment (MLCO) 0.2 $1.4M 68k 20.18
Edwards Lifesciences (EW) 0.2 $1.4M 6.2k 219.88
Ishares Tr usa min vo (USMV) 0.2 $1.4M 21k 67.15
Exxon Mobil Corporation (XOM) 0.2 $1.3M 21k 62.14
Pfizer (PFE) 0.2 $1.3M 35k 37.23
Willis Towers Watson (WTW) 0.2 $1.3M 6.6k 201.82
Middleby Corporation (MIDD) 0.2 $1.3M 11k 112.19
PerkinElmer (RVTY) 0.2 $1.2M 13k 92.48
Merck & Co (MRK) 0.2 $1.2M 14k 85.45
Pepsi (PEP) 0.2 $1.2M 8.3k 142.03
Sumitomo Mitsui Financial Grp (SMFG) 0.2 $1.2M 170k 7.02
Icon (ICLR) 0.2 $1.2M 7.3k 168.58
Johnson & Johnson (JNJ) 0.2 $1.1M 7.6k 148.84
Motorola Solutions (MSI) 0.2 $1.1M 6.4k 177.01
Medtronic (MDT) 0.2 $1.1M 9.9k 115.40
Discover Financial Services (DFS) 0.2 $1.1M 14k 75.14
Cigna Corp (CI) 0.2 $1.1M 5.7k 192.38
Copart (CPRT) 0.2 $1.0M 9.9k 101.47
iShares Russell 1000 Growth Index (IWF) 0.2 $1.0M 5.7k 179.95
Iaa 0.2 $1.0M 22k 47.26
Bank of America Corporation (BAC) 0.2 $984k 30k 32.84
Netflix (NFLX) 0.2 $989k 2.9k 344.96
Tractor Supply Company (TSCO) 0.2 $946k 10k 92.97
Valero Energy Corporation (VLO) 0.2 $928k 11k 84.30
Procter & Gamble Company (PG) 0.2 $912k 7.3k 124.66
D.R. Horton (DHI) 0.2 $897k 15k 59.19
F5 Networks (FFIV) 0.2 $925k 7.6k 122.13
iShares S&P 1500 Index Fund (ITOT) 0.2 $933k 13k 72.58
Fortune Brands (FBIN) 0.2 $948k 14k 68.74
Broadcom (AVGO) 0.2 $946k 3.1k 305.26
Keysight Technologies (KEYS) 0.1 $863k 9.3k 92.95
Anthem (ELV) 0.1 $848k 3.2k 265.17
United Parcel Service (UPS) 0.1 $786k 7.6k 103.56
Ishares Msci Usa Quality Facto invalid (QUAL) 0.1 $781k 7.8k 100.27
Citrix Systems 0.1 $759k 6.3k 121.27
Stanley Black & Decker (SWK) 0.1 $733k 4.6k 159.28
Electronic Arts (EA) 0.1 $747k 6.9k 107.95
Alliance Data Systems Corporation (BFH) 0.1 $757k 7.4k 102.85
Centene Corporation (CNC) 0.1 $750k 12k 62.84
iShares Russell Midcap Index Fund (IWR) 0.1 $752k 13k 59.11
Ishares Tr cmn (GOVT) 0.1 $773k 29k 26.59
Globus Med Inc cl a (GMED) 0.1 $734k 14k 52.31
Paycom Software (PAYC) 0.1 $742k 2.3k 318.05
Crown Castle Intl (CCI) 0.1 $754k 5.0k 149.87
Charter Communications Inc New Cl A cl a (CHTR) 0.1 $758k 1.5k 517.41
Cognizant Technology Solutions (CTSH) 0.1 $680k 11k 61.38
Charles Schwab Corporation (SCHW) 0.1 $695k 15k 45.58
Morgan Stanley (MS) 0.1 $711k 14k 52.29
Honeywell International (HON) 0.1 $707k 4.1k 173.24
Cintas Corporation (CTAS) 0.1 $678k 2.4k 278.90
Wabtec Corporation (WAB) 0.1 $691k 9.4k 73.87
iShares Barclays TIPS Bond Fund (TIP) 0.1 $712k 6.0k 119.00
Jazz Pharmaceuticals (JAZZ) 0.1 $690k 4.8k 143.30
Ishares Tr etf msci usa (ESGU) 0.1 $708k 9.9k 71.79
Fidelity National Information Services (FIS) 0.1 $624k 4.3k 143.75
Eastman Chemical Company (EMN) 0.1 $612k 8.6k 71.26
Energy Select Sector SPDR (XLE) 0.1 $613k 12k 53.45
Nice Systems (NICE) 0.1 $639k 3.7k 172.33
Utilities SPDR (XLU) 0.1 $606k 8.8k 69.04
Generac Holdings (GNRC) 0.1 $608k 5.9k 103.52
iShares Barclays Inter Crd Bd Fund ETF) (IGIB) 0.1 $638k 11k 59.24
iShares MSCI Emerging Markets Indx (EEM) 0.1 $583k 14k 42.09
Corning Incorporated (GLW) 0.1 $600k 23k 26.70
Nasdaq Omx (NDAQ) 0.1 $556k 4.8k 116.44
Coca-Cola Company (KO) 0.1 $553k 9.5k 58.43
NVIDIA Corporation (NVDA) 0.1 $603k 2.6k 236.38
Analog Devices (ADI) 0.1 $603k 5.5k 109.78
Synopsys (SNPS) 0.1 $562k 3.8k 147.62
McKesson Corporation (MCK) 0.1 $570k 4.0k 142.50
Pool Corporation (POOL) 0.1 $557k 2.5k 219.21
WNS 0.1 $590k 8.3k 71.37
Enbridge (ENB) 0.1 $591k 15k 40.70
Enersis 0.1 $594k 61k 9.80
Ishares Inc core msci emkt (IEMG) 0.1 $582k 12k 50.59
Global X Fds glb x mlp enr 0.1 $572k 49k 11.66
Intercontinental Exchange (ICE) 0.1 $579k 5.8k 99.67
Real Estate Select Sect Spdr (XLRE) 0.1 $574k 15k 39.26
Liberty Media Corp Delaware Com C Siriusxm 0.1 $602k 12k 49.06
Waste Management (WM) 0.1 $499k 4.1k 121.68
Avery Dennison Corporation (AVY) 0.1 $520k 4.0k 131.25
Charles River Laboratories (CRL) 0.1 $508k 3.3k 154.69
Cooper Companies 0.1 $535k 1.5k 346.73
Fastenal Company (FAST) 0.1 $505k 15k 34.88
Mizuho Financial (MFG) 0.1 $526k 175k 3.00
Diodes Incorporated (DIOD) 0.1 $540k 11k 51.64
Teledyne Technologies Incorporated (TDY) 0.1 $522k 1.4k 365.29
Ciena Corporation (CIEN) 0.1 $495k 12k 40.63
Monolithic Power Systems (MPWR) 0.1 $525k 3.1k 171.29
Skyworks Solutions (SWKS) 0.1 $535k 4.7k 113.18
Church & Dwight (CHD) 0.1 $525k 7.1k 74.28
McCormick & Company, Incorporated (MKC) 0.1 $520k 3.2k 163.42
Genpact (G) 0.1 $539k 12k 44.23
Vanguard FTSE All-World ex-US ETF (VEU) 0.1 $498k 9.6k 51.90
Sun Communities (SUI) 0.1 $511k 3.2k 162.12
Cdw (CDW) 0.1 $525k 4.0k 130.37
Burlington Stores (BURL) 0.1 $530k 2.4k 217.66
Restaurant Brands Intl Inc Com equity / large cap (QSR) 0.1 $509k 8.3k 61.05
Liberty Broadband Cl C (LBRDK) 0.1 $517k 3.9k 132.87
Lamb Weston Hldgs (LW) 0.1 $528k 5.8k 91.38
Cme (CME) 0.1 $450k 2.1k 217.08
Western Union Company (WU) 0.1 $448k 17k 26.91
McDonald's Corporation (MCD) 0.1 $440k 2.1k 214.11
Republic Services (RSG) 0.1 $445k 4.7k 95.15
Ross Stores (ROST) 0.1 $463k 4.1k 112.27
Western Digital (WDC) 0.1 $484k 7.4k 65.46
Universal Health Services (UHS) 0.1 $445k 3.2k 137.09
Lockheed Martin Corporation (LMT) 0.1 $479k 1.1k 427.68
Colgate-Palmolive Company (CL) 0.1 $437k 5.9k 73.73
Maxim Integrated Products 0.1 $458k 7.6k 60.06
Occidental Petroleum Corporation (OXY) 0.1 $437k 11k 39.74
American Electric Power Company (AEP) 0.1 $462k 4.4k 104.31
IDEX Corporation (IEX) 0.1 $484k 3.0k 163.79
Varian Medical Systems 0.1 $488k 3.5k 140.51
Take-Two Interactive Software (TTWO) 0.1 $438k 3.5k 124.68
Companhia Paranaense de Energia 0.1 $434k 25k 17.09
Quest Diagnostics Incorporated (DGX) 0.1 $464k 4.2k 110.56
Raymond James Financial (RJF) 0.1 $471k 5.2k 91.44
Lennox International (LII) 0.1 $470k 2.0k 232.90
Jack Henry & Associates (JKHY) 0.1 $440k 2.9k 149.56
RBC Bearings Incorporated (RBC) 0.1 $454k 2.9k 155.53
Booz Allen Hamilton Holding Corporation (BAH) 0.1 $476k 6.1k 77.98
First Republic Bank/san F (FRCB) 0.1 $468k 4.2k 110.87
Fly Leasing 0.1 $462k 27k 17.07
Formula Systems (FORTY) 0.1 $440k 6.3k 70.06
Willdan (WLDN) 0.1 $483k 15k 33.13
Xylem (XYL) 0.1 $483k 5.9k 81.74
Five Below (FIVE) 0.1 $439k 3.9k 113.23
Wright Express (WEX) 0.1 $477k 2.2k 217.11
Qualys (QLYS) 0.1 $482k 5.6k 85.67
Hd Supply 0.1 $467k 12k 40.78
Etsy (ETSY) 0.1 $485k 9.9k 48.85
Ishares Inc msci em esg se (ESGE) 0.1 $436k 13k 33.94
Qiagen Nv 0.1 $443k 13k 33.81
Truist Financial Corp equities (TFC) 0.1 $441k 8.5k 51.59
Ecolab (ECL) 0.1 $410k 2.1k 195.89
3M Company (MMM) 0.1 $399k 2.5k 158.59
Genuine Parts Company (GPC) 0.1 $382k 4.1k 93.60
Paychex (PAYX) 0.1 $404k 4.7k 85.76
Public Storage (PSA) 0.1 $428k 1.9k 223.62
Royal Caribbean Cruises (RCL) 0.1 $395k 3.4k 117.00
AFLAC Incorporated (AFL) 0.1 $382k 7.4k 51.59
Marsh & McLennan Companies (MMC) 0.1 $429k 3.8k 111.98
Barclays (BCS) 0.1 $417k 47k 8.80
Discovery Communications 0.1 $393k 14k 27.78
AvalonBay Communities (AVB) 0.1 $411k 1.9k 216.43
Old National Ban (ONB) 0.1 $399k 22k 17.91
American International (AIG) 0.1 $423k 8.4k 50.31
Duke Energy (DUK) 0.1 $418k 4.3k 97.50
Graham Hldgs (GHC) 0.1 $415k 756.00 548.94
Liberty Media Corp Series C Li 0.1 $398k 8.5k 46.79
Rts/bristol-myers Squibb Compa 0.1 $374k 108k 3.48
Chevron Corporation (CVX) 0.1 $325k 3.0k 107.08
Cummins (CMI) 0.1 $340k 2.1k 160.00
ConocoPhillips (COP) 0.1 $364k 6.1k 59.36
GlaxoSmithKline 0.1 $351k 7.5k 46.82
KT Corporation (KT) 0.1 $322k 31k 10.42
Total (TTE) 0.1 $359k 7.4k 48.55
C.H. Robinson Worldwide (CHRW) 0.1 $335k 4.6k 72.24
Micron Technology (MU) 0.1 $317k 6.0k 53.02
Western Alliance Bancorporation (WAL) 0.1 $345k 6.2k 55.21
Unilever (UL) 0.1 $353k 5.9k 59.84
CHECK POINT SOFTWARE Technolog Com Stk (CHKP) 0.1 $341k 3.0k 114.43
PacWest Ban 0.1 $360k 10k 35.09
Materials SPDR (XLB) 0.1 $353k 6.1k 57.60
iShares Russell 3000 Index (IWV) 0.1 $322k 1.7k 188.41
Nxp Semiconductors N V (NXPI) 0.1 $340k 2.7k 126.87
FleetCor Technologies 0.1 $359k 1.1k 315.47
Howard Hughes 0.1 $358k 2.9k 121.64
Criteo Sa Ads (CRTO) 0.1 $325k 21k 15.37
Cyberark Software (CYBR) 0.1 $351k 2.5k 138.41
Barrick Gold Corp (GOLD) 0.1 $292k 16k 18.55
Cisco Systems (CSCO) 0.1 $291k 6.3k 45.94
H&R Block (HRB) 0.1 $268k 12k 23.16
NetApp (NTAP) 0.1 $292k 5.5k 53.45
Adobe Systems Incorporated (ADBE) 0.1 $278k 791.00 351.45
Novartis (NVS) 0.1 $313k 3.3k 94.56
Deluxe Corporation (DLX) 0.1 $279k 5.8k 48.26
AutoZone (AZO) 0.1 $297k 281.00 1056.94
salesforce (CRM) 0.1 $305k 1.7k 182.42
Zions Bancorporation (ZION) 0.1 $299k 6.6k 45.44
Acuity Brands (AYI) 0.1 $308k 2.6k 118.05
Vanguard Dividend Appreciation ETF (VIG) 0.1 $262k 2.1k 125.18
iShares S&P Global Technology Sect. (IXN) 0.1 $290k 1.3k 215.77
Depository Vipshop Holdings Ltd - Ads receipt (VIPS) 0.1 $281k 22k 12.75
Ishares Msci Usa Size Factor (SIZE) 0.1 $283k 2.9k 96.06
Atlantica Yield (AY) 0.1 $304k 11k 28.71
Chromadex Corp (CDXC) 0.1 $302k 69k 4.41
BP (BP) 0.0 $215k 5.9k 36.16
Legg Mason 0.0 $231k 5.9k 39.10
Cabot Oil & Gas Corporation (CTRA) 0.0 $244k 17k 14.09
SYSCO Corporation (SYY) 0.0 $245k 3.0k 82.13
Las Vegas Sands (LVS) 0.0 $204k 3.1k 65.36
iShares Russell 1000 Value Index (IWD) 0.0 $241k 1.8k 133.37
Dover Corporation (DOV) 0.0 $216k 1.9k 113.92
Southwest Gas Corporation (SWX) 0.0 $246k 3.3k 75.48
Maximus (MMS) 0.0 $233k 3.2k 71.82
Edison International (EIX) 0.0 $233k 3.0k 76.57
Black Hills Corporation (BKH) 0.0 $228k 2.7k 83.00
Assured Guaranty (AGO) 0.0 $205k 4.5k 45.78
ING Groep (ING) 0.0 $211k 20k 10.85
Select Medical Holdings Corporation (SEM) 0.0 $222k 9.7k 22.87
Vanguard Europe Pacific ETF (VEA) 0.0 $203k 4.8k 42.69
QuinStreet (QNST) 0.0 $204k 16k 12.92
Vanguard Emerging Markets ETF (VWO) 0.0 $235k 5.6k 42.02
iShares S&P Cal AMTFr Mncpl Bnd (CMF) 0.0 $233k 3.7k 62.18
Ishares Inc ctr wld minvl (ACWV) 0.0 $218k 2.3k 96.85
Ishares Tr 0-5yr hi yl cp (SHYG) 0.0 $235k 5.1k 46.42
Global Medical Reit (GMRE) 0.0 $210k 14k 14.57
Pldt (PHI) 0.0 $209k 11k 19.20
Everbridge, Inc. Cmn (EVBG) 0.0 $229k 2.5k 90.76
Invesco Qqq Trust Series 1 (QQQ) 0.0 $247k 1.1k 218.97
Horizon Therapeutics 0.0 $221k 6.4k 34.42
Dupont De Nemours (DD) 0.0 $226k 4.4k 51.17
Nortonlifelock (GEN) 0.0 $213k 7.5k 28.41
Harsco Corporation (NVRI) 0.0 $160k 11k 14.91
Spartan Motors 0.0 $185k 11k 16.97
Everi Hldgs (EVRI) 0.0 $130k 10k 12.51
Yamana Gold 0.0 $47k 12k 4.08
Destination Xl (DXLG) 0.0 $67k 60k 1.12